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Tag: Banking Finance and Restructuring

Ending ‘exceptionalism’ for prepaid payment instruments

By Lokesh Malik and Samarjeet Deo, SNG & Partners

RBI draft PPI directions end fintech exceptionalism, imposing activity-based governance, KYC, consumer protection and interoperability

Liberalisation of India’s external commercial borrowing regime

By Nishtha Arora and Ashutosh Kumar, SNG & Partners

RBI amends ECB rules, broadening borrowers and lenders, easing pricing, end use and maturities under FEMA

Digital banking: Framework of transactions and consumer liability in India

By Sana Khan and Bijal Parikh, SNG & Partners

RBI rules tighten consumer liability for unauthorised digital banking and UPI transactions amid cyber fraud

Impact of E-Khata on lending security in Karnataka

By Subrata Mukherjee and Vignesh Kamath, SNG & Partners

KRERA decision makes E-Khata transfer essential for Karnataka property sales, mortgages, enforceability and lending security

Either or survivor bank accounts: Rights of heirs explained

By Sanjay Gupta, SNG & Partners

Clarifying rights in ‘either or survivor’ bank accounts, fixed deposits and banks’ legal obligations

RBI moves to liberalise external commercial borrowing

By Nishtha Arora and Kartikeya Rao, SNG & Partners

RBI draft ECB rules liberalise borrowing, expand eligibility and adopt market-based, risk-focused framework to boost foreign debt

Consolidated framework for NFB facilities by regulated entities

By Anju Gandhi, Hetal Sheth and Aneeka Kairanna, SNG & Partners

RBI introduces stricter rules for NFB facilities, electronic guarantees and partial credit enhancements

Changing paradigm of co-lending in India

By Anju Gandhi, Rashmi Raveendran and Prateek Mohnot, SNG & Partners

RBI issues draft guidelines to streamline co-lending and promote financial inclusion

Disruptive technology or disruption disguised as convenience

By Gaurav Sahay and Ashita Sahay, SNG & Partners

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Ending ‘exceptionalism’ for prepaid payment instruments

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