{"id":694187,"date":"2026-06-29T16:24:57","date_gmt":"2026-06-29T08:24:57","guid":{"rendered":"https:\/\/law.asia\/?p=694187"},"modified":"2026-06-29T16:24:57","modified_gmt":"2026-06-29T08:24:57","slug":"financial-loan-agreements-invalidity","status":"publish","type":"post","link":"https:\/\/law.asia\/zh-hans\/financial-loan-agreements-invalidity\/","title":{"rendered":"\u91d1\u878d\u501f\u6b3e\u5408\u540c\u6548\u529b\u8ba4\u5b9a\u95ee\u9898"},"content":{"rendered":"<p class=\"Correspondent_Correspondent-Body-DropCap-Chi\" style=\"text-align: justify;\"><span class=\"Corresp-DropCaps-Red-Chi custom-dropcap-red vantage-red\">\u91d1<\/span>\u878d\u501f\u6b3e\u5408\u540c\u662f\u94f6\u884c\u3001\u6301\u724c\u91d1\u878d\u673a\u6784\u4e0e\u5e02\u573a\u4e3b\u4f53\u5f00\u5c55\u8d44\u91d1\u878d\u901a\u7684\u6838\u5fc3\u6cd5\u5f8b\u6587\u4e66\u3002\u51c6\u786e\u8ba4\u5b9a\u5176\u6cd5\u5f8b\u6548\u529b\uff0c\u65e2\u5173\u4e4e\u501f\u8d37\u53cc\u65b9\u5408\u6cd5\u6743\u76ca\uff0c\u4e5f\u5173\u7cfb\u91d1\u878d\u5e02\u573a\u4ea4\u6613\u79e9\u5e8f\u4e0e\u8d44\u91d1\u5b89\u5168\u3002\u5f53\u524d\uff0c\u91d1\u878d\u501f\u6b3e\u5408\u540c\u6548\u529b\u7ea0\u7eb7\u9891\u53d1\uff0c\u5b9e\u52a1\u754c\u5728\u6cd5\u5f8b\u9002\u7528\u4e0e\u88c1\u5224\u6807\u51c6\u4e0a\u5b58\u5728\u8ba4\u77e5\u5206\u6b67\u3002\u672c\u6587\u5206\u6790\u5408\u540c\u5b9a\u4e49\u5206\u7c7b\u3001\u6cd5\u5b9a\u65e0\u6548\u60c5\u5f62\u3001\u94f6\u884c\u9ad8\u7ba1\u804c\u52a1\u72af\u7f6a\u5bf9\u5408\u540c\u6548\u529b\u7684\u5f71\u54cd\u53ca\u5408\u540c\u65e0\u6548\u540e\u7684\u8fd8\u6b3e\u8d23\u4efb\uff0c\u68b3\u7406\u88c1\u5224\u903b\u8f91\u4e0e\u5b9e\u52a1\u5904\u7406\u89c4\u5219\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u5b9a\u4e49\u4e0e\u5206\u7c7b<\/strong><\/span><\/h2>\n<figure id=\"attachment_694178\" aria-describedby=\"caption-attachment-694178\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"size-full wp-image-694178\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2026\/06\/Chen-Yanhong-DHH-Law-Firm.jpg\" alt=\"Chen Yanhong, DHH Law Firm\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-694178\" class=\"wp-caption-text\"><strong>\u9648\u71d5\u7ea2<\/strong><br \/>\u9ad8\u7ea7\u6743\u76ca\u5408\u4f19\u4eba<br \/>\u5fb7\u548c\u8861\u5f8b\u5e08\u4e8b\u52a1\u6240<br \/>\u534e\u5317\u7535\u529b\u5927\u5b66\uff08\u5317\u4eac\uff09\u526f\u6559\u6388<\/figcaption><\/figure>\n<p class=\"Correspondent_Correspondent-Body-Chi-no-indent\" style=\"text-align: justify;\">\u91d1\u878d\u501f\u6b3e\u5408\u540c\u533a\u522b\u4e8e\u666e\u901a\u6c11\u95f4\u501f\u8d37\uff0c\u7279\u6307\u7531\u5177\u5907\u91d1\u878d\u653e\u8d37\u8d44\u8d28\u7684\u94f6\u884c\u3001\u6d88\u8d39\u91d1\u878d\u516c\u53f8\u7b49\u673a\u6784\u4f5c\u4e3a\u51fa\u501f\u4eba\uff0c\u4e0e\u4f01\u4e1a\u3001\u81ea\u7136\u4eba\u7b7e\u8ba2\u7684\u501f\u6b3e\u534f\u8bae\u3002\u8be5\u7c7b\u5408\u540c\u9996\u5148\u53d7\u300a\u6c11\u6cd5\u5178\u300b\u7edf\u9886\u89c4\u5236\uff0c\u8fd8\u9700\u9075\u5b88\u91d1\u878d\u884c\u4e1a\u4e13\u9879\u76d1\u7ba1\u6cd5\u89c4\u3002\u5b9e\u52a1\u4e2d\u91d1\u878d\u501f\u6b3e\u5408\u540c\u5206\u7c7b\u6e05\u6670\uff1a\u6309\u7528\u9014\u5206\u4e3a\u4e2a\u4eba\u7aef\u7684\u4f4f\u623f\u6309\u63ed\u3001\u8f66\u8d37\u3001\u6d88\u8d39\u8d37\uff0c\u4ee5\u53ca\u4f01\u4e1a\u7aef\u7684\u7ecf\u8425\u5468\u8f6c\u8d37\u3001\u9879\u76ee\u5efa\u8bbe\u8d37\u3001\u8d38\u6613\u878d\u8d44\u8d37\uff1b\u6309\u62c5\u4fdd\u65b9\u5f0f\u5206\u4e3a\u4fe1\u7528\u8d37\u3001\u62b5\u62bc\u8d37\u3001\u8d28\u62bc\u8d37\u4e0e\u7b2c\u4e09\u65b9\u4fdd\u8bc1\u8d37\u6b3e\uff1b\u6309\u8fd0\u8425\u6a21\u5f0f\u5206\u4e3a\u94f6\u884c\u81ea\u8425\u8d37\u6b3e\u4e0e\u59d4\u6258\u8d37\u6b3e\u3002\u5176\u4e2d\uff0c\u4e2a\u4eba\u6d88\u8d39\u8d37\u548c\u4f01\u4e1a\u7ecf\u8425\u8d37\u662f\u53f8\u6cd5\u7ea0\u7eb7\u4e2d\u6700\u5e38\u89c1\u7684\u7c7b\u578b\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u65e0\u6548\u60c5\u5f62<\/strong><\/span><\/h2>\n<p class=\"Correspondent_Correspondent-Body-Chi-no-indent\" style=\"text-align: justify;\"><strong><span class=\"CharOverride-6\">\u6cd5\u5b9a\u65e0\u6548\u60c5\u5f62\u3002<\/span><\/strong>\u4f9d\u636e\u300a\u6c11\u6cd5\u5178\u300b\u5408\u540c\u6548\u529b\u89c4\u5219\uff0c\u91d1\u878d\u501f\u6b3e\u5408\u540c\u5b58\u5728\u56db\u7c7b\u65e0\u6548\u60c5\u5f62\u3002\u4e00\u662f\u8fdd\u53cd\u6cd5\u5f8b\u3001\u884c\u653f\u6cd5\u89c4\u5f3a\u5236\u6027\u89c4\u5b9a\uff0c\u5982\u65e0\u91d1\u878d\u8d44\u8d28\u4e3b\u4f53\u8fdd\u53cd\u300a\u94f6\u884c\u4e1a\u76d1\u7763\u7ba1\u7406\u6cd5\u300b\u5e02\u573a\u51c6\u5165\u89c4\u5b9a\uff0c\u64c5\u81ea\u4ece\u4e8b\u653e\u8d37\u4e1a\u52a1\uff0c\u5408\u540c\u5f53\u5c5e\u65e0\u6548\uff1b\u4e8c\u662f\u8fdd\u80cc\u516c\u5e8f\u826f\u4fd7\uff0c\u5982\u4ee5\u501f\u8d37\u5f62\u5f0f\u63a9\u76d6\u8d4c\u535a\u3001\u8d70\u79c1\u7b49\u975e\u6cd5\u7ecf\u8425\u76ee\u7684\uff1b\u4e09\u662f\u501f\u8d37\u53cc\u65b9\u6076\u610f\u4e32\u901a\uff0c\u865a\u6784\u501f\u6b3e\u4e8b\u5b9e\u5957\u53d6\u4fe1\u8d37\u8d44\u91d1\uff0c\u635f\u5bb3\u56fd\u5bb6\u6216\u7b2c\u4e09\u4eba\u5229\u76ca\uff1b\u56db\u662f\u901a\u8c0b\u865a\u5047\u610f\u601d\u8868\u793a\uff0c\u5982\u540d\u4e3a\u501f\u6b3e\u3001\u5b9e\u4e3a\u7b2c\u4e09\u65b9\u503a\u52a1\u63d0\u4f9b\u62c5\u4fdd\uff0c\u65e0\u771f\u5b9e\u501f\u8d37\u5408\u610f\u3002<\/p>\n<p class=\"Correspondent_Correspondent-Body-Chi\" style=\"text-align: justify;\"><strong><span class=\"CharOverride-6\">\u7279\u6b8a\u65e0\u6548\u60c5\u5f62\u3002<\/span><\/strong>\u57fa\u4e8e\u91d1\u878d\u4fe1\u8d37\u76d1\u7ba1\u7279\u6b8a\u6027\uff0c\u8fd8\u6709\u4e24\u7c7b\u65e0\u6548\u60c5\u5f62\u3002\u4e00\u662f\u9ad8\u5229\u8f6c\u8d37\uff0c\u501f\u6b3e\u4eba\u5957\u53d6\u94f6\u884c\u4f4e\u606f\u4fe1\u8d37\u8d44\u91d1\u540e\u9ad8\u606f\u8f6c\u8d37\u725f\u5229\uff1b\u4e8c\u662f\u8fdd\u89c4\u804c\u4e1a\u653e\u8d37\uff0c\u65e0\u8d44\u8d28\u4e3b\u4f53\u957f\u671f\u5411\u793e\u4f1a\u4e0d\u7279\u5b9a\u5bf9\u8c61\u53cd\u590d\u653e\u8d37\u725f\u5229\uff0c\u6240\u7b7e\u501f\u6b3e\u5408\u540c\u540c\u6837\u65e0\u6548\u3002\u4e0a\u8ff0\u4e24\u79cd\u884c\u4e3a\u672c\u8d28\u5c5e\u4e8e\u6c11\u95f4\u501f\u8d37\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u9ad8\u7ba1\u72af\u7f6a\u5f71\u54cd<\/strong><\/span><\/h2>\n<p class=\"Correspondent_Correspondent-Body-Chi-no-indent\" style=\"text-align: justify;\">\u53f8\u6cd5\u5b9e\u8df5\u4e2d\uff0c\u501f\u6b3e\u4eba\u5e38\u4ee5\u94f6\u884c\u9ad8\u7ba1\u5b58\u5728\u804c\u52a1\u72af\u7f6a\u4e3a\u7531\u4e3b\u5f20\u5408\u540c\u65e0\u6548\uff0c\u5bf9\u6b64\u53f8\u6cd5\u88c1\u5224\u5df2\u5f62\u6210\u7edf\u4e00\u8ba4\u5b9a\u6807\u51c6\u3002<\/p>\n<p class=\"Correspondent_Correspondent-Body-Chi\" style=\"text-align: justify;\"><strong><span class=\"CharOverride-6\">\u5e38\u89c1\u804c\u52a1\u72af\u7f6a\u7c7b\u578b\u3002<\/span><\/strong>\u94f6\u884c\u6cd5\u5b9a\u4ee3\u8868\u4eba\u3001\u884c\u957f\u53ca\u4fe1\u8d37\u8d1f\u8d23\u4eba\u7b49\u9ad8\u7ba1\uff0c\u5728\u4fe1\u8d37\u5ba1\u6279\u3001\u8d44\u91d1\u6295\u653e\u73af\u8282\uff0c\u6613\u89e6\u72af\u8fdd\u6cd5\u53d1\u653e\u8d37\u6b3e\u7f6a\u3001\u53d7\u8d3f\u7f6a\u3001\u632a\u7528\u8d44\u91d1\u7c7b\u72af\u7f6a\u3002\u6b64\u7c7b\u884c\u4e3a\u672c\u8d28\u5c5e\u4e8e\u4e2a\u4eba\u5211\u4e8b\u8fdd\u6cd5\u884c\u4e3a\uff0c\u4e0e\u94f6\u884c\u6cd5\u4eba\u5bf9\u5916\u7f14\u7ea6\u7684\u6c11\u4e8b\u884c\u4e3a\u5206\u5c5e\u4e0d\u540c\u6cd5\u5f8b\u5173\u7cfb\uff0c\u4e0d\u53ef\u6df7\u540c\u8bc4\u5224\u3002<\/p>\n<p class=\"Correspondent_Correspondent-Body-Chi\" style=\"text-align: justify;\"><strong><span class=\"CharOverride-6\">\u53f8\u6cd5\u88c1\u5224\u6838\u5fc3\u903b\u8f91\u3002<\/span><\/strong>\u53f8\u6cd5\u88c1\u5224\u575a\u6301\u5211\u6c11\u5206\u79bb\u3001\u533a\u5206\u884c\u4e3a\u6027\u8d28\u7684\u6838\u5fc3\u903b\u8f91\u3002\u300a\u6c11\u6cd5\u5178\u300b\u660e\u786e\u6cd5\u5b9a\u4ee3\u8868\u4eba\u4ee5\u6cd5\u4eba\u540d\u4e49\u5b9e\u65bd\u7684\u6c11\u4e8b\u6d3b\u52a8\uff0c\u6cd5\u5f8b\u540e\u679c\u7531\u6cd5\u4eba\u627f\u62c5\u3002\u540c\u65f6\uff0c\u8868\u89c1\u4ee3\u7406\u89c4\u5219\u4fdd\u62a4\u5584\u610f\u76f8\u5bf9\u4eba\u5bf9\u9ad8\u7ba1\u804c\u52a1\u8eab\u4efd\u7684\u5408\u7406\u4fe1\u8d56\uff0c\u5185\u90e8\u8d8a\u6743\u4e0d\u80fd\u5bf9\u6297\u5584\u610f\u501f\u6b3e\u4eba\u3002\u300a\u5168\u56fd\u6cd5\u9662\u6c11\u5546\u4e8b\u5ba1\u5224\u5de5\u4f5c\u4f1a\u8bae\u7eaa\u8981\u300b\u4e5f\u89c4\u5b9a\uff0c\u5458\u5de5\u4e2a\u4eba\u72af\u7f6a\u4e0e\u6cd5\u4eba\u6b63\u5e38\u6c11\u4e8b\u4ea4\u6613\u4e0d\u5c5e\u4e8e\u540c\u4e00\u6cd5\u5f8b\u4e8b\u5b9e\uff0c\u5408\u540c\u6548\u529b\u72ec\u7acb\u5ba1\u67e5\uff0c\u4e0d\u53d7\u5211\u4e8b\u6848\u4ef6\u7275\u8fde\u3002\u6b64\u5916\uff0c\u94f6\u884c\u5185\u90e8\u4fe1\u8d37\u5ba1\u6279\u3001\u98ce\u63a7\u5236\u5ea6\u5c5e\u4e8e\u7ba1\u7406\u6027\u89c4\u8303\uff0c\u5e76\u975e\u5f71\u54cd\u5408\u540c\u6548\u529b\u7684\u6548\u529b\u6027\u5f3a\u5236\u89c4\u8303\uff0c\u9ad8\u7ba1\u8fdd\u89c4\u5ba1\u6279\u3001\u79c1\u4e0b\u8c0b\u5229\u4ec5\u89e6\u53d1\u5185\u90e8\u8ffd\u8d23\u4e0e\u5211\u4e8b\u8ffd\u8d23\uff0c\u4e0d\u5426\u5b9a\u5bf9\u5916\u5408\u540c\u6548\u529b\u3002\u591a\u5730\u53f8\u6cd5\u5224\u4f8b\u5747\u8ba4\u53ef\u8be5\u89c4\u5219\uff1a\u4fe1\u8d37\u4e3b\u7ba1\u8fdd\u89c4\u653e\u8d37\u6784\u6210\u72af\u7f6a\uff0c\u82e5\u65e0\u53cc\u65b9\u6076\u610f\u4e32\u901a\uff0c\u6848\u6d89\u501f\u6b3e\u5408\u540c\u4f9d\u7136\u6709\u6548\u3002<\/p>\n<p 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