{"id":684459,"date":"2026-05-21T16:11:19","date_gmt":"2026-05-21T08:11:19","guid":{"rendered":"https:\/\/law.asia\/?p=684459"},"modified":"2026-05-21T16:14:13","modified_gmt":"2026-05-21T08:14:13","slug":"principal-term-interest-calculation-part-2","status":"publish","type":"post","link":"https:\/\/law.asia\/zh-hans\/principal-term-interest-calculation-part-2\/","title":{"rendered":"\u672c\u91d1\u4e0e\u5229\u606f\u7684\u8ba1\u7b97\u89c4\u5219\u53ca\u53f8\u6cd5\u9002\u7528\uff1a\u4e0b\u7bc7"},"content":{"rendered":"<p class=\"Correspondent_Correspondent-Body-DropCap-Chi\" style=\"text-align: justify;\"><span class=\"Corresp-DropCaps-Red-Chi custom-dropcap-red vantage-red\">\u672c<\/span>\u7bc7\u627f\u63a5\u4e0a\u7bc7\u672c\u91d1\u4e0e\u671f\u5185\u5229\u606f\u7684\u57fa\u7840\u89c4\u5219\uff0c\u805a\u7126\u501f\u6b3e\u4eba\u903e\u671f\u8fdd\u7ea6\u540e\u4ea7\u751f\u7684\u7f5a\u606f\u3001\u590d\u5229\u4e24\u5927\u6838\u5fc3\u635f\u5931\uff0c\u7ed3\u5408\u592e\u884c\u89c4\u7ae0\u3001\u53f8\u6cd5\u89e3\u91ca\u4e0e\u53f8\u6cd5\u5224\u4f8b\uff0c\u5398\u6e05\u5176\u6cd5\u5f8b\u5c5e\u6027\u3001\u8ba1\u6536\u6761\u4ef6\u3001\u8ba1\u7b97\u65b9\u6cd5\u3001\u7981\u6b62\u60c5\u5f62\uff0c\u5e76\u660e\u786e\u91d1\u878d\u4e0e\u975e\u91d1\u878d\u673a\u6784\u5229\u7387\u4e0a\u9650\u7684\u6838\u5fc3\u5dee\u5f02\uff0c\u5b8c\u6574\u95ed\u5408\u94f6\u884c\u635f\u5931\u8ba1\u7b97\u7684\u5168\u6d41\u7a0b\u903b\u8f91\uff0c\u5f62\u6210\u4f53\u7cfb\u5316\u7684\u5b9e\u52a1\u6307\u5f15\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u7f5a\u606f<\/strong><\/span><\/h2>\n<figure id=\"attachment_684448\" aria-describedby=\"caption-attachment-684448\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"size-full wp-image-684448\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2026\/05\/Chen-Yanhong-DHH-Law-Firm.jpg\" alt=\"Chen Yanhong, DHH Law Firm\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-684448\" class=\"wp-caption-text\"><strong>\u9648\u71d5\u7ea2<\/strong><br \/>\u9ad8\u7ea7\u6743\u76ca\u5408\u4f19\u4eba<br \/>\u5fb7\u548c\u8861\u5f8b\u5e08\u4e8b\u52a1\u6240<br \/>\u534e\u5317\u7535\u529b\u5927\u5b66\uff08\u5317\u4eac\uff09\u526f\u6559\u6388<\/figcaption><\/figure>\n<p class=\"Correspondent_Correspondent-Body-Chi-no-indent\" style=\"text-align: justify;\">\u7f5a\u606f\u662f\u501f\u6b3e\u4eba\u903e\u671f\u8fd8\u672c\u6216\u672a\u6309\u7ea6\u5b9a\u7528\u9014\u4f7f\u7528\u501f\u6b3e\u65f6\uff0c\u94f6\u884c\u6536\u53d6\u7684\u8fdd\u7ea6\u60e9\u7f5a\u6027\u5229\u606f\u3002\u300a\u6c11\u6cd5\u5178\u300b\u7b2c\u516d\u767e\u4e03\u5341\u516d\u6761\u89c4\u5b9a\uff0c\u501f\u6b3e\u4eba\u903e\u671f\u8fd8\u6b3e\u5e94\u6309\u7ea6\u5b9a\u6216\u56fd\u5bb6\u89c4\u5b9a\u652f\u4ed8\u903e\u671f\u5229\u606f\uff1b\u592e\u884c\u300a\u5173\u4e8e\u4eba\u6c11\u5e01\u8d37\u6b3e\u5229\u7387\u6709\u5173\u95ee\u9898\u7684\u901a\u77e5\u300b\u660e\u786e\uff0c\u903e\u671f\u8d37\u6b3e\u7f5a\u606f\u5229\u7387\u4e3a\u5408\u540c\u5229\u7387\u4e0a\u6d6e30%-50%\uff0c\u672a\u6309\u7528\u9014\u4f7f\u7528\u7684\u4e0a\u6d6e50%-100%\u3002<\/p>\n<p class=\"Correspondent_Correspondent-Body-Chi\" style=\"text-align: justify;\">\u7f5a\u606f\u8ba1\u7b97\u516c\u5f0f\u4e3a\uff1a\u7f5a\u606f=\u903e\u671f\u672c\u91d1\u00d7\u7f5a\u606f\u5e74\u5229\u7387\u00d7\u903e\u671f\u5929\u6570\u00f7360\uff08\u6216365\uff09\u3002\u8ba1\u7b97\u9700\u9075\u5faa\u56db\u9879\u89c4\u5219\uff1a<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol style=\"text-align: justify;\">\n<li class=\"Correspondent_Correspondent-Body-number-Chi\">\u57fa\u6570\u4ec5\u9650\u903e\u671f\u672c\u91d1\uff0c\u4e0d\u5f97\u5c06\u7f5a\u606f\u3001\u8fdd\u7ea6\u91d1\u3001\u590d\u5229\u7eb3\u5165\u57fa\u6570\u201c\u5229\u6eda\u5229\u201d\uff1b<\/li>\n<li class=\"Correspondent_Correspondent-Body-number-Chi\">\u5229\u7387\u4ee5\u5408\u540c\u7ea6\u5b9a\u4f18\u5148\uff0c\u672a\u7ea6\u5b9a\u6309\u592e\u884c\u6807\u51c6\u6267\u884c\uff0c\u4e0d\u5f97\u663e\u8457\u80cc\u79bb\u5b9e\u9645\u635f\u5931\uff1b<\/li>\n<li class=\"Correspondent_Correspondent-Body-number-Chi\">\u8d77\u7b97\u65f6\u70b9\u4e3a\u8d37\u6b3e\u5230\u671f\u6b21\u65e5\u6216\u63d0\u524d\u5230\u671f\u6b21\u65e5\uff0c\u903e\u671f\u5929\u6570\u7b97\u81f3\u5b9e\u9645\u6e05\u507f\u65e5\uff1b\u4ee5\u53ca<\/li>\n<li class=\"Correspondent_Correspondent-Body-number-Chi\">\u666e\u904d\u91c7\u7528360\u5929\u8ba1\u606f\u57fa\u51c6\uff0c\u5408\u540c\u7ea6\u5b9a\u5408\u6cd5\u6709\u6548\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p class=\"Correspondent_Correspondent-Body-Chi\" style=\"text-align: justify;\">\u300a\u6700\u9ad8\u4eba\u6c11\u6cd5\u9662\u5173\u4e8e\u8fdb\u4e00\u6b65\u52a0\u5f3a\u91d1\u878d\u5ba1\u5224\u5de5\u4f5c\u7684\u82e5\u5e72\u610f\u89c1\u300b\u89c4\u5b9a\uff0c\u91d1\u878d\u501f\u6b3e\u5408\u540c\u4e2d\u7684\u5229\u606f\u3001\u7f5a\u606f\u3001\u8fdd\u7ea6\u91d1\u53ca\u5176\u4ed6\u8d39\u7528\u603b\u8ba1\u4e0d\u5f97\u8d85\u8fc7\u5e74\u5229\u738724%\u3002\u540c\u65f6\uff0c\u7f5a\u606f\u4e0d\u5f97\u4e0e\u590d\u5229\u57fa\u6570\u6df7\u540c\uff0c\u7f5a\u606f\u672c\u8eab\u662f\u5bf9\u672c\u91d1\u903e\u671f\u7684\u60e9\u7f5a\uff0c\u4e0d\u5f97\u518d\u4f5c\u4e3a\u590d\u5229\u7684\u8ba1\u7b97\u4f9d\u636e\u3002<\/p>\n<p class=\"Correspondent_Correspondent-Body-Chi\" style=\"text-align: justify;\">\u4e0a\u7bc7\u7684\u519c\u884c\u8bc9\u674e\u67d0\u67d0\u6848\u4e2d\uff0c\u7f5a\u606f\u5e74\u5229\u7387\u6309\u5408\u540c\u7ea6\u5b9a\u4e0a\u6d6e\u81f37.458%\uff0c\u4ee5\u903e\u671f\u672c\u91d113333.35\u5143\u4e3a\u57fa\u6570\uff0c\u94f6\u884c\u8ba1\u7b97\u622a\u81f32025\u5e742\u670821\u65e5\u672a\u7ed3\u6e05\u7f5a\u606f158.1\u5143\uff0c\u7b26\u5408\u89c4\u5219\uff0c\u6cd5\u9662\u5168\u989d\u652f\u6301\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u590d\u5229<\/strong><\/span><\/h2>\n<p class=\"Correspondent_Correspondent-Body-Chi-no-indent\" style=\"text-align: justify;\">\u590d\u5229\u662f\u5bf9\u501f\u6b3e\u4eba\u5e94\u4ed8\u672a\u4ed8\u5229\u606f\u53e6\u884c\u8ba1\u6536\u7684\u5229\u606f\uff0c\u9002\u7528\u8303\u56f4\u548c\u89c4\u5219\u53d7\u4e25\u683c\u9650\u5236\uff0c\u5e76\u975e\u94f6\u884c\u53ef\u968f\u610f\u4e3b\u5f20\u3002<\/p>\n<p class=\"Correspondent_Correspondent-Body-Chi\" style=\"text-align: justify;\">\u300a\u4eba\u6c11\u5e01\u5229\u7387\u7ba1\u7406\u89c4\u5b9a\u300b\u7b2c\u4e8c\u5341\u6761\u660e\u786e\uff1a\u5bf9\u8d37\u6b3e\u671f\u5185\u4e0d\u80fd\u6309\u671f\u652f\u4ed8\u7684\u5229\u606f\u6309\u8d37\u6b3e\u5408\u540c\u5229\u7387\u6309\u5b63\u6216\u6309\u6708\u8ba1\u6536\u590d\u5229\uff0c\u8d37\u6b3e\u903e\u671f\u540e\u6539\u6309\u7f5a\u606f\u5229\u7387\u8ba1\u6536\u590d\u5229\u3002\u8be5\u89c4\u5b9a\u5c06\u590d\u5229\u5bf9\u8c61\u4e25\u683c\u9650\u4e8e\u5e94\u4ed8\u672a\u4ed8\u7684\u5229\u606f\uff0c\u7981\u6b62\u5bf9\u672c\u91d1\u548c\u7f5a\u606f\u8ba1\u6536\u590d\u5229\uff0c\u5e76\u533a\u5206\u8d37\u6b3e\u671f\u5185\u4e0e\u903e\u671f\u4e24\u4e2a\u9636\u6bb5\u9002\u7528\u7684\u4e0d\u540c\u5229\u7387\u3002\u8d37\u6b3e\u671f\u5185\u590d\u5229=\u5e94\u4ed8\u672a\u4ed8\u5229\u606f\u00d7\u5408\u540c\u501f\u671f\u5229\u7387\u00d7\u8ba1\u606f\u5929\u6570\u00f7360\uff1b\u8d37\u6b3e\u903e\u671f\u540e\u590d\u5229=\u5e94\u4ed8\u672a\u4ed8\u5229\u606f\u00d7\u7f5a\u606f\u5229\u7387\u00d7\u903e\u671f\u5929\u6570\u00f7360\u3002\u4f8b\u5982\uff0c\u501f\u6b3e1000\u4e07\u5143\uff0c\u5e74\u5229\u73876%\uff0c\u6309\u5b63\u7ed3\u606f\uff0c\u9996\u5b63\u5ea6\u5229\u606f15\u4e07\u5143\u672a\u4ed8\uff0c\u540e\u8d37\u6b3e\u903e\u671f\uff08\u7f5a\u606f\u5229\u73879%\uff0c\u903e\u671f60\u5929\uff09\uff0c\u5219\u671f\u5185\u590d\u52292250\u5143\uff0c\u903e\u671f\u540e\u590d\u52292250\u5143\uff0c\u7d2f\u8ba14500\u5143\u3002<\/p>\n<p class=\"Correspondent_Correspondent-Body-Chi\" style=\"text-align: justify;\">\u7ed3\u5408\u4e0a\u8ff0\u89c4\u5b9a\u4e0e\u53f8\u6cd5\u5b9e\u8df5\uff0c\u53ef\u4ee5\u603b\u7ed3\u4ee5\u4e0b\u4e09\u7c7b\u7981\u6b62\u6536\u53d6\u590d\u5229\u7684\u60c5\u5f62\uff1a\uff081\uff09\u5bf9\u672c\u91d1\u8ba1\u6536\u590d\u5229\uff1b\uff082\uff09\u5bf9\u7f5a\u606f\u8ba1\u6536\u590d\u5229\uff1b\u4ee5\u53ca\uff083\uff09\u672a\u6709\u7ea6\u5b9a\u7684\u60c5\u51b5\u4e0b\u5355\u65b9\u8ba1\u6536\u590d\u5229\u3002\u590d\u5229\u4e0e\u5176\u4ed6\u8d39\u7528\u5408\u5e76\u540e\u540c\u6837\u53d7\u5e74\u5229\u738724%\u4e0a\u9650\u7ea6\u675f\u3002\u524d\u8ff0\u519c\u884c\u8bc9\u674e\u67d0\u67d0\u6848\u4e2d\uff0c\u590d\u5229\u5206\u6bb5\u9002\u7528\u5bf9\u5e94\u5229\u7387\uff0c\u94f6\u884c\u8ba1\u7b97\u672a\u7ed3\u6e05\u590d\u522930.9\u5143\uff0c\u7b26\u5408\u89c4\u5219\uff0c\u6cd5\u9662\u4e88\u4ee5\u652f\u6301\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u5229\u7387\u53f8\u6cd5\u4e0a\u9650<\/strong><\/span><\/h2>\n<p class=\"Correspondent_Correspondent-Body-Chi-no-indent\" style=\"text-align: justify;\">\u9700\u8981\u8bf4\u660e\u7684\u662f\uff0c\u56db\u500dLPR\u9650\u5236\u4ec5\u9002\u7528\u4e8e\u975e\u91d1\u878d\u673a\u6784\u7684\u6c11\u95f4\u501f\u8d37\u3002\u300a\u6700\u9ad8\u4eba\u6c11\u6cd5\u9662\u5173\u4e8e\u5ba1\u7406\u6c11\u95f4\u501f\u8d37\u6848\u4ef6\u9002\u7528\u6cd5\u5f8b\u82e5\u5e72\u95ee\u9898\u7684\u89c4\u5b9a\u300b\uff082024\u4fee\u6b63\uff09\u7b2c\u4e00\u6761\u7b2c\u4e8c\u6b3e\u660e\u786e\uff1a\u7ecf\u91d1\u878d\u76d1\u7ba1\u90e8\u95e8\u6279\u51c6\u8bbe\u7acb\u7684\u4ece\u4e8b\u8d37\u6b3e\u4e1a\u52a1\u7684\u91d1\u878d\u673a\u6784\u53ca\u5176\u5206\u652f\u673a\u6784\u5f15\u53d1\u7684\u7ea0\u7eb7\uff0c\u4e0d\u9002\u7528\u8be5\u89c4\u5b9a\u3002\u94f6\u884c\u3001\u4fe1\u6258\u516c\u53f8\u3001\u6d88\u8d39\u91d1\u878d\u516c\u53f8\u3001\u6301\u724c\u5c0f\u989d\u8d37\u6b3e\u516c\u53f8\u7b49\u4e03\u7c7b\u5730\u65b9\u91d1\u878d\u7ec4\u7ec7\u5747\u6392\u9664\u5728\u56db\u500dLPR\u9650\u5236\u4e4b\u5916\uff0c\u5176\u5229\u7387\u7ea6\u5b9a\u9075\u5faa\u91d1\u878d\u76d1\u7ba1\u89c4\u5219\u4e0e\u53f8\u6cd5\u6307\u5bfc\u610f\u89c1\u3002<\/p>\n<p class=\"Correspondent_Correspondent-Body-Chi\" style=\"text-align: justify;\">\u91d1\u878d\u673a\u6784\u867d\u4e0d\u53d7\u56db\u500dLPR\u9650\u5236\uff0c\u4f46\u4ecd\u53d7\u5e74\u5229\u738724%\u7684\u53f8\u6cd5\u4e0a\u9650\u7ea6\u675f\u3002\u5229\u606f\u3001\u7f5a\u606f\u3001\u590d\u5229\u3001\u8fdd\u7ea6\u91d1\u53ca\u5176\u4ed6\u5b9e\u73b0\u503a\u6743\u7684\u8d39\u7528\u5408\u5e76\u8ba1\u7b97\u540e\u8d85\u8fc724%\u7684\u90e8\u5206\uff0c\u4eba\u6c11\u6cd5\u9662\u4e0d\u4e88\u652f\u6301\uff0c\u501f\u6b3e\u4eba\u8bf7\u6c42\u8c03\u51cf\u7684\uff0c\u6cd5\u9662\u5e94\u4e88\u51c6\u8bb8\u3002\u800c\u975e\u91d1\u878d\u673a\u6784\u5fc5\u987b\u4e25\u683c\u9075\u5b88\u56db\u500dLPR\u4e0a\u9650\uff0c\u8d85\u51fa\u90e8\u5206\u65e0\u6548\u3002<\/p>\n<p class=\"Correspondent_Correspondent-Body-Chi\" style=\"text-align: justify;\">\u5173\u4e8e360\u5929\u8ba1\u606f\u57fa\u51c6\u7684\u5408\u6cd5\u6027\uff0c\u4e2d\u56fd\u4eba\u6c11\u94f6\u884c\u300a\u5173\u4e8e\u4eba\u6c11\u5e01\u5b58\u8d37\u6b3e\u8ba1\u7ed3\u606f\u95ee\u9898\u7684\u901a\u77e5\u300b\u660e\u786e\u6388\u6743\u91d1\u878d\u673a\u6784\u9009\u62e9360\u5929\u6216365\u5929\u4f5c\u4e3a\u5e74\u5ea6\u8ba1\u606f\u57fa\u51c6\u3002\u884c\u4e1a\u60ef\u4f8b\u91c7\u7528360\u5929\u8ba1\u7b97\u65e5\u5229\u7387\uff0c\u8be5\u7ea6\u5b9a\u4e0d\u8fdd\u53cd\u6cd5\u5f8b\u5f3a\u5236\u6027\u89c4\u5b9a\uff0c\u53f8\u6cd5\u5b9e\u8df5\u5747\u8ba4\u53ef\u5176\u6548\u529b\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u7ed3\u8bed<\/strong><\/span><\/h2>\n<p class=\"Correspondent_Correspondent-Body-Chi-no-indent\" style=\"text-align: justify;\">\u94f6\u884c\u635f\u5931\u8ba1\u7b97\u662f\u4e00\u9879\u4f53\u7cfb\u5316\u3001\u7cbe\u7ec6\u5316\u7684\u6cd5\u5f8b\u4e0e\u5b9e\u52a1\u5de5\u7a0b\uff0c\u672c\u91d1\u4e3a\u6cd5\u5b9a\u57fa\u7840\uff0c\u671f\u5185\u5229\u606f\u4e3a\u8d44\u91d1\u5360\u7528\u5bf9\u4ef7\uff0c\u7f5a\u606f\u3001\u590d\u5229\u4e3a\u8fdd\u7ea6\u635f\u5931\u8865\u507f\uff0c\u56db\u5927\u6a21\u5757\u73af\u73af\u76f8\u6263\u3002\u91d1\u878d\u673a\u6784\u4e3b\u5f20\u635f\u5931\u65f6\uff0c\u9700\u4e25\u5b88\u300a\u6c11\u6cd5\u5178\u300b\u3001\u592e\u884c\u89c4\u7ae0\u4e0e\u53f8\u6cd5\u653f\u7b56\uff0c\u533a\u5206\u671f\u5185\/\u671f\u5916\u3001\u91d1\u878d\/\u975e\u91d1\u878d\u673a\u6784\u4e3b\u4f53\uff0c\u7cbe\u51c6\u6838\u7b97\u3001\u89c4\u8303\u4e3e\u8bc1\uff0c\u624d\u80fd\u786e\u4fdd\u5168\u90e8\u5408\u6cd5\u635f\u5931\u83b7\u5f97\u53f8\u6cd5\u652f\u6301\u3002<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #808080;\"><strong><span class=\"TrackChangeTextInsertion TrackedChange 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\u5ea79\u300111\u300112\u5c42 \u90ae\u7f16: 100022<br \/>\n\u7535\u8bdd: +86 10 8540 7666<br \/>\n\u4f20\u771f: +86 10 8540 7608<br \/>\n\u7535\u5b50\u4fe1\u7bb1: <a href=\"mailto:chenyanhong@deheheng.com\">chenyanhong@deheheng.com<\/a><br \/>\n<a href=\"https:\/\/www.deheheng.com\">www.deheheng.com<\/a><\/p>\n<\/section>\n<hr style=\"border-top: 1px solid #d9d9d9; margin: 20px 0;\" \/>\n<section style=\"background-color: #f5f5f5; padding: 26px;\">\n<h2 style=\"font-size: 23px; font-weight: bold; margin: 0px; text-align: left;\"><span style=\"color: #ff0000;\"><span style=\"color: #333333;\">\u5ef6\u4f38\u9605\u8bfb\uff1a<\/span><\/span><\/h2>\n<hr style=\"border-top: 1px solid #d9d9d9; margin: 20px 0;\" \/>\n<div style=\"display: flex; justify-content: space-between; align-items: center; margin-top: 5px;\">\n<div style=\"width: 60%;\">\n<h3 style=\"margin-top: 0; font-size: 18px; padding-bottom: 1px; margin-left: 15px; line-height: -1px;\"><a style=\"color: #2b2b2b; text-decoration: 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href=\"https:\/\/law.asia\/\">law.asia<\/a><\/span>.<\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\u672c\u7bc7\u627f\u63a5\u4e0a\u7bc7\u672c\u91d1\u4e0e\u671f\u5185\u5229\u606f\u7684\u57fa\u7840\u89c4\u5219\uff0c\u805a\u7126\u501f\u6b3e\u4eba\u903e\u671f\u8fdd\u7ea6\u540e\u4ea7\u751f\u7684\u7f5a\u606f\u3001\u590d\u5229\u4e24\u5927\u6838\u5fc3\u635f\u5931\uff0c\u7ed3\u5408\u592e\u884c\u89c4\u7ae0\u3001\u53f8\u6cd5\u89e3\u91ca<\/p>\n","protected":false},"author":18,"featured_media":684453,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":"\u9648\u71d5\u7ea2\uff0c\u5fb7\u548c\u8861\u5f8b\u5e08\u4e8b\u52a1\u6240"},"categories":[187030,75,271,188057],"tags":[20946,62022,7939,2218,154937,5822,20017,177958,188059],"acf":[],"yoast_head":"<!-- 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