{"id":654973,"date":"2026-01-14T11:03:15","date_gmt":"2026-01-14T03:03:15","guid":{"rendered":"https:\/\/law.asia\/?p=654973"},"modified":"2026-01-14T11:03:15","modified_gmt":"2026-01-14T03:03:15","slug":"china-financial-institution-bankruptcy-protection-funds-compensation","status":"publish","type":"post","link":"https:\/\/law.asia\/zh-hans\/china-financial-institution-bankruptcy-protection-funds-compensation\/","title":{"rendered":"\u4fdd\u969c\u57fa\u91d1\u53c2\u4e0e\u91d1\u878d\u673a\u6784\u7834\u4ea7\u5904\u7f6e\u7684\u4ee3\u507f\u673a\u5236\u4e0e\u987a\u4f4d"},"content":{"rendered":"<p style=\"text-align: justify;\"><span class=\"custom-dropcap-red vantage-red\">\u5f53<\/span>\u524d\u4e2d\u56fd\u91d1\u878d\u98ce\u9669\u5904\u7f6e\u8fdb\u5165\u6df1\u6c34\u533a\uff0c\u4e2d\u5c0f\u91d1\u878d\u673a\u6784\u98ce\u9669\u3001\u623f\u5730\u4ea7\u4f01\u4e1a\u503a\u5238\u8fdd\u7ea6\u4e0e\u5730\u65b9\u503a\u52a1\u98ce\u9669\u4ea4\u7ec7\u53e0\u52a0\uff0c\u7ed9\u91d1\u878d\u7a33\u5b9a\u5e26\u6765\u6311\u6218\u3002\u300a\u4e2d\u56fd\u91d1\u878d\u7a33\u5b9a\u62a5\u544a\uff082023\uff09\u300b\u663e\u793a\uff0c\u73b0\u5b58337\u5bb6\u9ad8\u98ce\u9669\u91d1\u878d\u673a\u6784\u5747\u4e3a\u4e2d\u5c0f\u94f6\u884c\uff0c\u603b\u8d44\u4ea7\u89c4\u6a21\u8fbe6.63\u4e07\u4ebf\u5143\u3002\u540c\u65f6\uff0c\u623f\u5730\u4ea7\u4f01\u4e1a\u503a\u5238\u8fdd\u7ea6\u9891\u53d1\uff0c\u90e8\u5206\u623f\u4f01\u8fdb\u5165\u7834\u4ea7\u7a0b\u5e8f\uff0c\u5730\u65b9\u503a\u52a1\u89c4\u6a21\u7ef4\u6301\u572850\u4e07\u4ebf\u5143\u9ad8\u4f4d\uff0c\u591a\u91cd\u98ce\u9669\u589e\u52a0\u4e86\u91d1\u878d\u673a\u6784\u7834\u4ea7\u5904\u7f6e\u7684\u590d\u6742\u6027\u3002\u73b0\u884c\u300a\u4f01\u4e1a\u7834\u4ea7\u6cd5\u300b\u5bf9\u91d1\u878d\u673a\u6784\u7834\u4ea7\u7684\u89c4\u5b9a\u8f83\u4e3a\u7b80\u7565\uff0c\u5176\u4fee\u8ba2\u8349\u6848\u5219\u589e\u8bbe\u4e13\u7ae0\u5bf9\u91d1\u878d\u673a\u6784\u7834\u4ea7\u4f5c\u51fa\u89c4\u5b9a\u3002\u672c\u6587\u5c06\u68b3\u7406\u5176\u4e2d\u7b2c\u4e8c\u767e\u6761\u5173\u4e8e\u4fdd\u969c\u57fa\u91d1\u4ee3\u507f\u673a\u5236\u4e0e\u6e05\u507f\u987a\u4f4d\u6761\u6b3e\u7684\u6838\u5fc3\u5185\u5bb9\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u6761\u6587\u89e3\u8bfb<\/strong><\/span><\/h2>\n<figure id=\"attachment_654964\" aria-describedby=\"caption-attachment-654964\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-654964 size-full\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2026\/01\/Du-Wenle.jpg\" alt=\"Du Wenle\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-654964\" class=\"wp-caption-text\"><strong>\u675c\u6587\u4e50<\/strong><br \/>\u5408\u4f19\u4eba<br \/>\u6c49\u5764\u5f8b\u5e08\u4e8b\u52a1\u6240<br \/>\u7535\u8bdd: +86 158 9987 8492<br \/>\u7535\u5b50\u90ae\u4ef6: <a href=\"mailto:wenle.du@hankunlaw.com\">wenle.du@hankunlaw.com<\/a><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u300a\u4f01\u4e1a\u7834\u4ea7\u6cd5\uff08\u4fee\u8ba2\u8349\u6848\uff09\u300b\u7b2c\u4e8c\u767e\u6761\u660e\u786e\u4e86\u5404\u7c7b\u4fdd\u969c\u57fa\u91d1\u7684\u4ee3\u507f\u89c4\u5219\uff1a<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li style=\"text-align: justify;\">\u4fdd\u969c\u57fa\u91d1\u4f9d\u6cd5\u507f\u4ed8\u6743\u5229\u4eba\u6216\u53d7\u8ba9\u5176\u503a\u6743\u540e\uff0c\u4eab\u6709\u5bf9\u91d1\u878d\u673a\u6784\u7684\u8ffd\u507f\u6743\uff0c\u9700\u5411\u7ba1\u7406\u4eba\u7533\u62a5\u503a\u6743\uff1b<\/li>\n<li style=\"text-align: justify;\">\u4fdd\u969c\u57fa\u91d1\u5728\u507f\u4ed8\u6216\u53d7\u8ba9\u91d1\u989d\u8303\u56f4\u5185\uff0c\u53d6\u5f97\u4e0e\u88ab\u507f\u4ed8\u4e3b\u4f53\u76f8\u540c\u7684\u6e05\u507f\u987a\u5e8f\uff1b<\/li>\n<li style=\"text-align: justify;\">\u82e5\u5176\u4ed6\u6cd5\u5f8b\u5bf9\u91d1\u878d\u673a\u6784\u7834\u4ea7\u503a\u6743\u6e05\u507f\u987a\u5e8f\u6709\u7279\u522b\u89c4\u5b9a\uff0c\u4f18\u5148\u9002\u7528\u8be5\u7279\u522b\u89c4\u5b9a\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p style=\"text-align: justify;\">\u8fd9\u4e00\u6761\u6b3e\u586b\u8865\u4e86\u73b0\u884c\u6cd5\u5f8b\u4e2d\u5173\u4e8e\u4fdd\u969c\u57fa\u91d1\u8ffd\u507f\u6743\u4e0e\u6e05\u507f\u987a\u4f4d\u7684\u7a7a\u767d\uff0c\u4e3a\u5404\u7c7b\u4fdd\u969c\u57fa\u91d1\u53c2\u4e0e\u98ce\u9669\u5904\u7f6e\u63d0\u4f9b\u4e86\u660e\u786e\u7684\u6cd5\u5f8b\u4f9d\u636e\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"vantage-red\"><strong>\u4fdd\u969c\u57fa\u91d1\u804c\u80fd\u4e0e\u4ee3\u507f\u5b9e\u8df5<\/strong><\/span><\/h2>\n<p style=\"text-align: justify;\">2000\u5e74\u4ee5\u6765\uff0c\u4e2d\u56fd\u5206\u522b\u5efa\u7acb\u4e86\u8bc1\u5238\u3001\u4fdd\u9669\u3001\u4fe1\u6258\u7b49\u884c\u4e1a\u4fdd\u969c\u57fa\u91d1\uff0c2015\u5e74\u6839\u636e\u300a\u5b58\u6b3e\u4fdd\u9669\u6761\u4f8b\u300b\u5efa\u7acb\u4e86\u5b58\u6b3e\u4fdd\u9669\u57fa\u91d1\uff0c2022\u5e74\u53d1\u5e03\u7684\u300a\u91d1\u878d\u7a33\u5b9a\u6cd5\uff08\u8349\u6848\u4e8c\u6b21\u5ba1\u8bae\u7a3f\uff09\u300b\u89c4\u5b9a\u4e86\u91d1\u878d\u7a33\u5b9a\u4fdd\u969c\u57fa\u91d1\u3002\u81f3\u6b64\u4e2d\u56fd\u5f62\u6210\u4e86\u591a\u5c42\u6b21\u7684\u91d1\u878d\u4fdd\u969c\u57fa\u91d1\u4f53\u7cfb\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u91d1\u878d\u7a33\u5b9a\u4fdd\u969c\u57fa\u91d1\u3002<\/strong>\u8fd9\u662f\u5e94\u5bf9\u91cd\u5927\u91d1\u878d\u98ce\u9669\u7684\u540e\u5907\u8d44\u91d1\uff0c\u4e0e\u5b58\u6b3e\u4fdd\u9669\u57fa\u91d1\u548c\u76f8\u5173\u884c\u4e1a\u4fdd\u969c\u57fa\u91d1\u53cc\u5c42\u8fd0\u884c\u3002\u91d1\u878d\u7a33\u5b9a\u4fdd\u969c\u57fa\u91d1\u4f9d\u6258\u73b0\u6709\u7684\u5b58\u6b3e\u4fdd\u9669\u57fa\u91d1\u548c\u884c\u4e1a\u4fdd\u969c\u57fa\u91d1\u7ba1\u7406\u673a\u6784\u8fdb\u884c\u7b79\u96c6\u548c\u7ba1\u7406\u3002<\/p>\n<figure id=\"attachment_654971\" aria-describedby=\"caption-attachment-654971\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-654971 size-full\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2026\/01\/Pang-Yada.jpg\" alt=\"Pang Yadan\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-654971\" class=\"wp-caption-text\"><strong>\u5e9e\u96c5\u4e39<\/strong><br \/>\u5f8b\u5e08<br \/>\u6c49\u5764\u5f8b\u5e08\u4e8b\u52a1\u6240<br \/>\u7535\u8bdd: +86 188 1099 6303<br \/>\u7535\u5b50\u90ae\u4ef6: <a href=\"mailto:yadan.pang@hankunlaw.com\">yadan.pang@hankunlaw.com<\/a><\/figcaption><\/figure>\n<p style=\"text-align: justify;\"><strong>\u5b58\u6b3e\u4fdd\u9669\u57fa\u91d1\u3002<\/strong>\u8be5\u5236\u5ea6\u517c\u5177\u4ee5\u4e0b\u591a\u91cd\u804c\u80fd\uff1a<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u98ce\u9669\u8865\u507f\u4e0e\u4fdd\u969c\u529f\u80fd\u3002\u300a\u5b58\u6b3e\u4fdd\u9669\u6761\u4f8b\u300b\u7b2c\u4e94\u6761\u89c4\u5b9a\uff0c\u57fa\u91d1\u5bf9\u5b58\u6b3e\u4eba\u5728\u6700\u9ad8\u507f\u4ed8\u9650\u989d\uff08\u76ee\u524d\u4e3a50\u4e07\u5143\uff09\u5185\u7684\u5b58\u6b3e\u5b9e\u884c\u5168\u989d\u507f\u4ed8\uff0c\u8d85\u51fa\u90e8\u5206\u4f9d\u6cd5\u4ece\u6e05\u7b97\u8d22\u4ea7\u4e2d\u53d7\u507f\u3002\u5305\u5546\u94f6\u884c\u98ce\u9669\u5904\u7f6e\u4e2d\uff0c\u7531\u5b58\u6b3e\u4fdd\u9669\u57fa\u91d1\u5b9e\u65bd\u6536\u8d2d\u627f\u63a5\uff0c\u5bf9\u5168\u90e8\u4e2a\u4eba\u50a8\u84c4\u5b58\u6b3e\u30015000\u4e07\u5143\u4ee5\u4e0b\u5bf9\u516c\u5b58\u6b3e\u548c\u540c\u4e1a\u8d1f\u503a\u672c\u606f\u5168\u989d\u4fdd\u969c\uff1b\u5bf95000\u4e07\u5143\u4ee5\u4e0a\u7684\u5927\u989d\u503a\u6743\u5b9e\u884c\u5206\u6bb5\u8ba1\u7b97\uff0c\u5bf9\u516c\u5ba2\u6237\u503a\u6743\u4eba\u83b7\u5f97\u5168\u989d\u4fdd\u969c\u7684\u6bd4\u4f8b\u8fbe\u523098%\u3002<\/li>\n<li>\u65e9\u671f\u98ce\u9669\u8bc6\u522b\u4e0e\u7ea0\u6b63\u529f\u80fd\u3002\u901a\u8fc7\u5dee\u522b\u8d39\u7387\u3001\u98ce\u9669\u76d1\u6d4b\u3001\u8bc4\u7ea7\u4f53\u7cfb\u548c\u65e9\u671f\u7ea0\u6b63\u673a\u5236\uff0c\u63d0\u524d\u53d1\u73b0\u5e76\u5316\u89e3\u91d1\u878d\u673a\u6784\u98ce\u9669\uff0c\u5305\u62ec\u7763\u4fc3\u8865\u5145\u8d44\u672c\u3001\u63a7\u5236\u8d44\u4ea7\u589e\u957f\u3001\u964d\u4f4e\u6760\u6746\u7387\u7b49\u3002<\/li>\n<li>\u91d1\u878d\u98ce\u9669\u5904\u7f6e\u529f\u80fd\u3002\u540c\u6837\u4ee5\u5305\u5546\u94f6\u884c\u98ce\u9669\u5904\u7f6e\u4e3a\u4f8b\uff0c\u5b58\u6b3e\u4fdd\u9669\u673a\u6784\u8fc5\u901f\u4ecb\u5165\uff0c\u4e0e\u91d1\u878d\u76d1\u7ba1\u90e8\u95e8\u5408\u4f5c\uff0c\u5bf9\u5305\u5546\u94f6\u884c\u5b9e\u65bd\u4e86\u63a5\u7ba1\u3002\u7531\u592e\u884c\u548c\u5b58\u6b3e\u4fdd\u9669\u57fa\u91d1\u63d0\u4f9b\u8d44\u91d1\u652f\u6301\uff0c\u5168\u90e8\u503a\u6743\u4fdd\u969c\u6c34\u5e73\u8fd190%\u3002\u5b58\u6b3e\u4fdd\u9669\u57fa\u91d1\u53c2\u4e0e\u53d1\u8d77\u8bbe\u7acb\u8499\u5546\u94f6\u884c\uff0c\u5165\u80a1\u5fbd\u5546\u94f6\u884c\uff0c\u4fc3\u6210\u5305\u5546\u94f6\u884c\u76f8\u5173\u8d44\u4ea7\u3001\u8d1f\u503a\u548c\u4e1a\u52a1\u88ab\u6536\u8d2d\u627f\u63a5\u3002<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>\u4fdd\u9669\u4fdd\u969c\u57fa\u91d1\u3002<\/strong>\u8be5\u57fa\u91d1\u7531\u4fdd\u9669\u516c\u53f8\u7f34\u7eb3\uff0c\u5176\u6838\u5fc3\u804c\u80fd\u5305\u62ec\u201c\u4fdd\u5355\u6551\u6d4e\u201d\u4e0e\u201c\u4fdd\u9669\u516c\u53f8\u6551\u52a9\u201d\u3002<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u4fdd\u5355\u6551\u6d4e\u3002\u5f53\u4fdd\u9669\u516c\u53f8\u88ab\u64a4\u9500\u6216\u7834\u4ea7\u65f6\uff0c\u57fa\u91d1\u5bf9\u4fdd\u5355\u6301\u6709\u4eba\u7684\u672a\u83b7\u6e05\u507f\u503a\u6743\u8fdb\u884c\u8865\u8db3\uff0c\u786e\u4fdd\u6700\u4f4e\u53d7\u507f\u6bd4\u4f8b\u3002\u5bf9\u4e8e\u975e\u5bff\u9669\u4fdd\u5355\uff0c\u4f8b\u5982\u8d22\u4ea7\u9669\u3001\u77ed\u671f\u5065\u5eb7\u9669\u7b49\uff0c\u82e5\u6e05\u7b97\u8d22\u4ea7\u4e0d\u8db3\u4ee5\u652f\u4ed8\u4fdd\u9669\u503a\u6743\uff0c\u57fa\u91d1\u6309\u6cd5\u5b9a\u6bd4\u4f8b\u8865\u8db3\u5dee\u989d\u3002\u5bf9\u4e8e\u5177\u6709\u957f\u671f\u6027\u548c\u4eba\u8eab\u5c5e\u6027\u7684\u5bff\u9669\u4fdd\u5355\uff0c\u57fa\u91d1\u4f18\u5148\u652f\u6301\u5c06\u4fdd\u5355\u8f6c\u8ba9\u7ed9\u5176\u4ed6\u4fdd\u9669\u516c\u53f8\uff0c\u82e5\u53d7\u8ba9\u516c\u53f8\u5b58\u5728\u635f\u5931\uff0c\u57fa\u91d1\u5c06\u5411\u5176\u63d0\u4f9b\u6551\u52a9\u3002<\/li>\n<li>\u4fdd\u9669\u516c\u53f8\u98ce\u9669\u5904\u7f6e\u652f\u6301\u3002\u6d41\u52a8\u6027\u6551\u52a9\u65b9\u9762\uff0c\u57fa\u91d1\u901a\u8fc7\u8d37\u6b3e\u7f13\u89e3\u77ed\u671f\u8d44\u91d1\u538b\u529b\u7b49\u3002\u6cbb\u7406\u652f\u6301\u4e0a\uff0c\u57fa\u91d1\u901a\u8fc7\u6536\u8d2d\u95ee\u9898\u4fdd\u9669\u516c\u53f8\u80a1\u6743\u3001\u589e\u8d44\u5165\u80a1\u7b49\u65b9\u5f0f\u6210\u4e3a\u80a1\u4e1c\uff0c\u6539\u5584\u516c\u53f8\u6cbb\u7406\u4e0e\u7ecf\u8425\u80fd\u529b\u3002\u4f8b\u5982\uff0c\u57282006\u5e74\u65b0\u534e\u4eba\u5bff\u5371\u673a\u4e2d\uff0c\u57fa\u91d1\u6536\u8d2d\u517653%\u80a1\u6743\u5e76\u4e3b\u5bfc\u91cd\u7ec4\u3002\u4fdd\u5355\u627f\u63a5\u65b9\u9762\uff0c\u5728\u5b89\u90a6\u4fdd\u9669\u98ce\u9669\u5904\u7f6e\u4e2d\uff0c\u4fdd\u9669\u4fdd\u969c\u57fa\u91d1\u53c2\u4e0e\u8d44\u4ea7\u5265\u79bb\u4e0e\u65b0\u4e3b\u4f53\uff08\u5927\u5bb6\u4fdd\u9669\uff09\u8bbe\u7acb\uff0c\u5927\u5bb6\u4fdd\u9669\u627f\u63a5\u5408\u89c4\u4fdd\u5355\u3002\u5728\u5929\u5b89\u8d22\u9669\u3001\u534e\u590f\u4eba\u5bff\u7b49\u673a\u6784\u7684\u63a5\u7ba1\u8fc7\u7a0b\u4e2d\uff0c\u4fdd\u9669\u4fdd\u969c\u57fa\u91d1\u53c2\u4e0e\u98ce\u9669\u5904\u7f6e\uff0c\u534f\u52a9\u7ef4\u62a4\u673a\u6784\u57fa\u672c\u4e1a\u52a1\u8fd0\u8f6c\u3002<\/li>\n<\/ul>\n<p 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\/>\n<p style=\"text-align: justify;\"><strong><span class=\"vantage-grey\"><em>\u675c\u6587\u4e50\u662f\u6c49\u5764\u5f8b\u5e08\u4e8b\u52a1\u6240\u5408\u4f19\u4eba\uff0c\u4ed6\u7684\u8054\u7cfb\u65b9\u5f0f\u662f\u7535\u8bdd+86 158 998 78492<\/em><em>\u4ee5\u53ca\u7535\u90ae<a href=\"mailto:wenle.du@hankunlaw.com\">wenle.du@hankunlaw.com<\/a><\/em><\/span><\/strong><\/p>\n<p style=\"text-align: justify;\"><strong><span class=\"vantage-grey\"><em>\u5e9e\u96c5\u4e39\u662f\u6c49\u5764\u5f8b\u5e08\u4e8b\u52a1\u6240\u5f8b\u5e08\uff0c\u5979\u7684\u8054\u7cfb\u65b9\u5f0f\u662f\u7535\u8bdd+86 188 1099 6303\u4ee5\u53ca\u7535\u90ae<a href=\"mailto:yadan.pang@hankunlaw.com\">yadan.pang@hankunlaw.com<\/a><\/em><\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5f53\u524d\u4e2d\u56fd\u91d1\u878d\u98ce\u9669\u5904\u7f6e\u8fdb\u5165\u6df1\u6c34\u533a\uff0c\u4e2d\u5c0f\u91d1\u878d\u673a\u6784\u98ce\u9669\u3001\u623f\u5730\u4ea7\u4f01\u4e1a\u503a\u5238\u8fdd\u7ea6\u4e0e\u5730\u65b9\u503a\u52a1\u98ce\u9669\u4ea4\u7ec7\u53e0\u52a0\uff0c\u7ed9\u91d1\u878d\u7a33\u5b9a\u5e26\u6765\u6311\u6218<\/p>\n","protected":false},"author":13501,"featured_media":654965,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":"\u675c\u6587\u4e50\u548c\u5e9e\u96c5\u4e39\uff0c\u6c49\u5764\u5f8b\u5e08\u4e8b\u52a1\u6240"},"categories":[177777,3164,75],"tags":[176457,181964,2420,62295,181962,181933,181965,181957,3320,181955,161631,1140,181956,181963,4489,181961,157458,3688,181960,181958,177958,181959],"acf":[],"yoast_head":"<!-- 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