﻿{"id":642643,"date":"2025-11-24T11:22:15","date_gmt":"2025-11-24T03:22:15","guid":{"rendered":"https:\/\/law.asia\/?p=642643"},"modified":"2025-12-10T11:23:57","modified_gmt":"2025-12-10T03:23:57","slug":"china-fintech-compliance","status":"publish","type":"post","link":"https:\/\/law.asia\/zh-hans\/china-fintech-compliance\/","title":{"rendered":"\u4e2d\u56fd2025\u5e74\u91d1\u878d\u79d1\u6280\u6cd5\u5f8b\u5408\u89c4\u6307\u5357"},"content":{"rendered":"<div id=\"navigation\">\n<table style=\"margin-top: 0px; width: 100%; overflow: hidden;\">\n<tbody>\n<tr style=\"display: flex; flex-wrap: wrap;\">\n<td style=\"width: 25%; border-right: 2px solid #D9E3E3; text-align: center; display: flex; align-items: center; justify-content: center; flex: 1; background: #3E575C; border-top: 2px solid #D9E3E3; border-radius: 10px; box-shadow: 0px 4px 6px rgba(0,0,0,0.1);\" valign=\"middle\">\n<p style=\"margin: 0; padding: 10px 0;\"><a href=\"https:\/\/law.asia\/zh-hans\/future-of-finance-china-japan\/\"><span style=\"color: #d9e3e3;\"><b>\u4e3b\u9875<\/b><\/span><\/a><\/p>\n<\/td>\n<td style=\"width: 25%; border-right: 2px solid #D9E3E3; text-align: center; display: flex; align-items: center; justify-content: center; flex: 1; background: #3E575C; border-top: 2px solid #D9E3E3; border-radius: 10px; box-shadow: 0px 4px 6px rgba(0,0,0,0.1);\" valign=\"middle\">\n<p style=\"margin: 0; padding: 10px 0;\"><a href=\"https:\/\/law.asia\/zh-hans\/japan-fintech-patent-strategy\"><span style=\"color: #d9e3e3;\"><b>\u65e5\u672c<\/b><\/span><\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p style=\"text-align: justify;\">\u672c\u6587\u9610\u8ff0\u4e862025\u5e74\u4e2d\u56fd\u91d1\u878d\u79d1\u6280\u5e02\u573a\u7684\u6838\u5fc3\u5408\u89c4\u7ea2\u7ebf\u548c\u76d1\u7ba1\u7b56\u7565\u3002\u4e2d\u56fd\u7684\u76d1\u7ba1\u6846\u67b6\u4ee5\u201c\u5168\u94fe\u6761\u3001\u7a7f\u900f\u5f0f\u76d1\u7ba1\u201d\u4e3a\u57fa\u7840\uff0c\u65e8\u5728\u4fc3\u8fdb\u521b\u65b0\u3001\u9632\u8303\u7cfb\u7edf\u6027\u98ce\u9669\u5e76\u7ef4\u62a4\u6d88\u8d39\u8005\u6743\u76ca\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u76d1\u7ba1\u67b6\u6784<\/b><\/span><\/h2>\n<figure id=\"attachment_638329\" aria-describedby=\"caption-attachment-638329\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-638329 size-full\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Li-Jinping.jpg\" alt=\"Li Jinping\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-638329\" class=\"wp-caption-text\"><strong>\u674e\u91d1\u840d<\/strong><br \/>\u526f\u4e3b\u4efb<br \/>\u798f\u5efa\u81f3\u7406\u5f8b\u5e08\u4e8b\u52a1\u6240<br \/>\u7535\u8bdd: +1 36 0089 1024<br \/>\u90ae\u7bb1: <a href=\"mailto:ljp@zenithlawyer.com\">ljp@zenithlawyer.com<\/a><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u4e2d\u56fd\u7684\u91d1\u878d\u76d1\u7ba1\u4f53\u7cfb\u56f4\u7ed5\u56db\u4e2a\u4e3b\u8981\u673a\u6784\u6784\u5efa\uff1a<\/p>\n<ol style=\"text-align: justify;\">\n<li style=\"list-style-type: none;\">\n<ol>\n<li style=\"text-align: justify;\">\u4e2d\u592e\u91d1\u878d\u59d4\u5458\u4f1a\uff1a\u8d1f\u8d23\u9876\u5c42\u8bbe\u8ba1\u4e0e\u7edf\u7b79\u534f\u8c03\uff1b<\/li>\n<li style=\"text-align: justify;\">\u4e2d\u56fd\u4eba\u6c11\u94f6\u884c\uff08\u592e\u884c\uff09\uff1a\u8d1f\u8d23\u8d27\u5e01\u653f\u7b56\u4e0e\u5b8f\u89c2\u5ba1\u614e\u7ba1\u7406\uff1b<\/li>\n<li style=\"text-align: justify;\">\u56fd\u5bb6\u91d1\u878d\u76d1\u7763\u7ba1\u7406\u603b\u5c40\uff1a\u8d1f\u8d23\u9664\u8bc1\u5238\u4e1a\u4e4b\u5916\u7684\u91d1\u878d\u673a\u6784\u76d1\u7ba1\uff1b\u4ee5\u53ca<\/li>\n<li style=\"text-align: justify;\">\u4e2d\u56fd\u8bc1\u5238\u76d1\u7763\u7ba1\u7406\u59d4\u5458\u4f1a\uff08\u8bc1\u76d1\u4f1a\uff09\uff1a\u8d1f\u8d23\u8d44\u672c\u5e02\u573a\u7684\u7edf\u4e00\u76d1\u7ba1\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<h2 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u6838\u5fc3\u539f\u5219<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\"><strong>\u6301\u724c\u7ecf\u8425\u3002<\/strong>\u91d1\u878d\u79d1\u6280\u7684\u672c\u8d28\u662f\u91d1\u878d\u3002\u4ece\u4e8b\u91d1\u878d\u4e1a\u52a1\u5fc5\u987b\u53d6\u5f97\u76f8\u5e94\u7684\u8bb8\u53ef\u3002<\/p>\n<p style=\"text-align: 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justify;\">\u4e13\u4e1a\u8fb9\u754c\uff1a\u8bc1\u5238\u6295\u8d44\u54a8\u8be2\u673a\u6784\u4ec5\u53ef\u4ece\u4e8b\u987e\u95ee\u670d\u52a1\u3002\u4e25\u7981\u63a5\u53d7\u6295\u8d44\u8005\u7684\u5168\u6743\u59d4\u6258\uff0c\u6216\u4f5c\u4e3a\u4ee3\u7406\u4eba\u8fdb\u884c\u8d26\u6237\u7ba1\u7406\u548c\u8bc1\u5238\u4ea4\u6613\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u6570\u636e\u4e0e\u53cd\u6d17\u94b1\u4e49\u52a1\u3002<\/strong>\u6570\u636e\u4f7f\u7528\uff1a\u5904\u7406\u5ba2\u6237\u7684\u4ea4\u6613\u53ca\u6301\u4ed3\u4fe1\u606f\uff0c\u5e94\u5f53\u53d6\u5f97\u4fe1\u606f\u4e3b\u4f53\u672c\u4eba\u7684\u5355\u72ec\u540c\u610f\u3002<\/p>\n<p style=\"text-align: justify;\">KYC\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\uff1a\u673a\u6784\u5e94\u5f53\u91c7\u53d6\u6709\u6548\u7684\u6280\u672f\u624b\u6bb5\uff0c\u4f8b\u5982\u4eba\u8138\u8bc6\u522b\u3001\u8eab\u4efd\u8bc1\u4ef6\u5149\u5b66\u5b57\u7b26\u8bc6\u522b\uff08OCR\uff09\u7b49\uff0c\u5b9e\u65bd\u53ef\u9760\u7684\u7ebf\u4e0a\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b\u4e0e\u9a8c\u8bc1\u3002<\/p>\n<p style=\"text-align: justify;\">\u4ea4\u6613\u76d1\u63a7\uff1a\u5e94\u5f53\u5efa\u7acb\u6709\u6548\u7684\u667a\u80fd\u4ea4\u6613\u76d1\u63a7\u7cfb\u7edf\uff0c\u7528\u4e8e\u8bc6\u522b\u3001\u5206\u6790\u548c\u62a5\u544a\u53ef\u7591\u4ea4\u6613\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u5e02\u573a\u652f\u6301<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\"><strong>\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u5b89\u5168\u3002<\/strong>\u63d0\u4f9b\u5173\u952e\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u670d\u52a1\u987b\u7ecf\u592e\u884c\u6216\u4e2d\u56fd\u8bc1\u76d1\u4f1a\u6279\u51c6\u3002\u300a\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u76d1\u7763\u7ba1\u7406\u529e\u6cd5\u300b\uff082025\u5e7410\u67081\u65e5\u8d77\u65bd\u884c\uff09\u5bf9\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u7684\u5efa\u8bbe\u3001\u8fd0\u8425\u53ca\u9000\u51fa\u7b49\u5168\u751f\u547d\u5468\u671f\u5b9e\u65bd\u7edf\u4e00\u76d1\u7ba1\u3002\u6280\u672f\u7cfb\u7edf\u5e94\u5f53\u5efa\u7acb\u5b8c\u5584\u7684\u6545\u969c\u5e94\u6025\u5904\u7406\u4e0e\u707e\u96be\u6062\u590d\u673a\u5236\uff0c\u4ee5\u4fdd\u969c\u4e1a\u52a1\u8fde\u7eed\u6027\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u6570\u636e\u5206\u7c7b\u5206\u7ea7\u4e0e\u8de8\u5883\u6d41\u52a8\u3002<\/strong>\u5206\u7c7b\u5206\u7ea7\uff1a\u6240\u6709\u6570\u636e\u5904\u7406\u8005\u5e94\u5f53\u5efa\u7acb\u5168\u6d41\u7a0b\u6570\u636e\u5b89\u5168\u7ba1\u7406\u4f53\u7cfb\uff08\u6db5\u76d6\u91d1\u878d\u4e1a\u52a1\u6570\u636e\u4e0e\u4e2a\u4eba\u4fe1\u606f\uff09\u3002\u5c06\u6570\u636e\u5212\u5206\u4e3a\u4e00\u822c\u6570\u636e\u3001\u91cd\u8981\u6570\u636e\u548c\u6838\u5fc3\u6570\u636e\u4e09\u7c7b\uff0c\u5e76\u5c65\u884c\u76f8\u5e94\u7684\u5b89\u5168\u4fdd\u62a4\u4e49\u52a1\u3002<\/p>\n<p style=\"text-align: justify;\">\u4e2a\u4eba\u4fe1\u606f\u5904\u7406\uff1a\u5176\u6838\u5fc3\u539f\u5219\u662f\u201c\u6700\u5c0f\u5fc5\u8981\u201d\u539f\u5219\u3002\u4e2a\u4eba\u4fe1\u606f\u7684\u5904\u7406\u5e94\u5f53\u9075\u5faa\u201c\u544a\u77e5\u2014\u540c\u610f\u201d\u539f\u5219\u3002\u4e2a\u4eba\u4fe1\u606f\u5904\u7406\u8005\u5fc5\u987b\u5145\u5206\u4fdd\u969c\u4e2a\u4eba\u4fe1\u606f\u4e3b\u4f53\u7684\u6cd5\u5b9a\u6743\u5229\u3002<\/p>\n<p style=\"text-align: justify;\">\u8de8\u5883\u6570\u636e\u6d41\u52a8\uff1a\u4e2a\u4eba\u4fe1\u606f\u548c\u91cd\u8981\u6570\u636e\u539f\u5219\u4e0a\u5e94\u5f53\u5728\u5883\u5185\u5b58\u50a8\u3002\u786e\u9700\u5411\u5883\u5916\u63d0\u4f9b\u7684\uff0c\u9664\u5c65\u884c\u544a\u77e5\u3001\u53d6\u5f97\u4e2a\u4eba\u5355\u72ec\u540c\u610f\u4ee5\u53ca\u8fdb\u884c\u4e2a\u4eba\u4fe1\u606f\u4fdd\u62a4\u5f71\u54cd\u8bc4\u4f30\uff08PIPIA\uff09\u5916\uff0c\u8fd8\u5e94\u5f53\u6ee1\u8db3\u4ee5\u4e0b\u6761\u4ef6\u4e4b\u4e00\uff1a\uff081\uff09\u901a\u8fc7\u7f51\u4fe1\u529e\u7684\u6570\u636e\u51fa\u5883\u5b89\u5168\u8bc4\u4f30\uff1b\uff082\uff09\u8ba2\u7acb\u4e2a\u4eba\u4fe1\u606f\u51fa\u5883\u6807\u51c6\u5408\u540c\u5e76\u5907\u6848\uff1b\uff083\uff09\u901a\u8fc7\u4e2a\u4eba\u4fe1\u606f\u4fdd\u62a4\u8ba4\u8bc1\u3002\u9664\u975e\u300a\u4fc3\u8fdb\u548c\u89c4\u8303\u6570\u636e\u8de8\u5883\u6d41\u52a8\u89c4\u5b9a\u300b\u53e6\u6709\u89c4\u5b9a\uff0c\u5426\u5219\u5fc5\u987b\u9075\u5b88\u524d\u8ff0\u8981\u6c42\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u6280\u672f\u5e94\u7528\u4e0e\u7b97\u6cd5\u6cbb\u7406\u3002<\/strong>\u4e91\u670d\u52a1\uff1a\u5173\u952e\u7cfb\u7edf\u5e94\u5f53\u5177\u5907\u9ad8\u53ef\u7528\u6027\u4e0e\u707e\u5907\u6062\u590d\u80fd\u529b\uff0c\u5176\u707e\u5907\u4e2d\u5fc3\u987b\u4f4d\u4e8e\u4e2d\u56fd\u5883\u5185\u3002<\/p>\n<p style=\"text-align: justify;\">\u76d1\u7ba1\u79d1\u6280\uff08RegTech\uff09\uff1a\u8fd9\u4e9b\u5de5\u5177\u53ef\u7528\u4e8e\u5bf9\u53cd\u6d17\u94b1\uff08AML\uff09\u548c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff08KYC\uff09\u6d41\u7a0b\u8fdb\u884c\u81ea\u52a8\u5316\u76d1\u6d4b\u3002\u4f46\u91d1\u878d\u673a\u6784\u5fc5\u987b\u5bf9\u76d1\u6d4b\u7ed3\u679c\u8fdb\u884c\u4eba\u5de5\u590d\u6838\uff0c\u5e76\u627f\u62c5\u6700\u7ec8\u7684\u4e3b\u8981\u8d23\u4efb\u3002<\/p>\n<p style=\"text-align: justify;\">\u7b97\u6cd5\u6cbb\u7406\uff1a\u667a\u80fd\u98ce\u63a7\u6a21\u578b\u7684\u8bad\u7ec3\u6570\u636e\u4e0d\u5f97\u5305\u542b\u6b67\u89c6\u6027\u7279\u5f81\uff0c\u5e76\u5e94\u5b9a\u671f\u6821\u9a8c\u516c\u5e73\u6027\u3002\u7b97\u6cd5\u6a21\u578b\u5e94\u5f53\u5177\u5907\u53ef\u89e3\u91ca\u6027\uff0c\u675c\u7edd\u201c\u9ed1\u7bb1\u201d\u51b3\u7b56\u3002<\/p>\n<h2 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u5c55\u671b<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\">\u4e2d\u56fd\u91d1\u878d\u79d1\u6280\u76d1\u7ba1\u81f4\u529b\u4e8e\u6784\u5efa\u4e0e\u56fd\u9645\u6807\u51c6\u63a5\u8f68\u7684\u97e7\u6027\u6846\u67b6\u3002\u672a\u6765\u7684\u6838\u5fc3\u53d1\u5c55\u8d8b\u52bf\u5c06\u96c6\u4e2d\u4e8e\uff1a\uff081\uff09\u5f3a\u5316\u7a7f\u900f\u5f0f\u76d1\u7ba1\u4e0e\u76d1\u7ba1\u534f\u540c\uff1b\uff082\uff09\u6df1\u5316\u7b97\u6cd5\u6cbb\u7406\u4e0e\u6280\u672f\u5e94\u7528\u6807\u51c6\uff1b\u4ee5\u53ca\uff083\uff09\u4f18\u5316\u9876\u5c42\u8bbe\u8ba1\uff0c\u4fc3\u8fdb\u521b\u65b0\u3002<\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong><img class=\"aligncenter wp-image-638334 size-medium\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-300x226.jpg\" alt=\"\" width=\"300\" height=\"226\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-300x226.jpg 300w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-768x579.jpg 768w, 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