{"id":642504,"date":"2025-11-24T11:15:36","date_gmt":"2025-11-24T03:15:36","guid":{"rendered":"https:\/\/law.asia\/?p=642504"},"modified":"2025-12-10T11:20:16","modified_gmt":"2025-12-10T03:20:16","slug":"future-of-finance-china-japan","status":"publish","type":"post","link":"https:\/\/law.asia\/zh-hans\/future-of-finance-china-japan\/","title":{"rendered":"\u91d1\u878d\u79d1\u6280\u7684\u672a\u6765 \u76d1\u7ba1\u8f6c\u578b\u7684\u6cd5\u5f8b\u6d1e\u89c1"},"content":{"rendered":"<p><span style=\"color: #808080;\"><strong>\u968f\u7740\u91d1\u878d\u79d1\u6280\u5728\u65e5\u672c\u548c\u4e2d\u56fd\u65e5\u8d8b\u6210\u719f\uff0c\u76d1\u7ba1\u673a\u6784\u6b63\u7ade\u76f8\u8ffd\u8d76\u521b\u65b0\u7684\u6b65\u4f10<\/strong><\/span><\/p>\n<div id=\"navigation\">\n<table style=\"margin-top: 0px; width: 100%; overflow: hidden;\">\n<tbody>\n<tr style=\"display: flex; flex-wrap: wrap;\">\n<td style=\"width: 25%; border-right: 2px solid #D9E3E3; text-align: center; display: flex; align-items: center; justify-content: center; flex: 1; background: #3E575C; border-top: 2px solid #D9E3E3; border-radius: 10px; box-shadow: 0px 4px 6px rgba(0,0,0,0.1);\" valign=\"middle\">\n<p style=\"margin: 0; padding: 10px 0;\"><a href=\"https:\/\/law.asia\/zh-hans\/china-fintech-compliance\"><span style=\"color: #d9e3e3;\"><b>\u4e2d\u56fd\u5927\u9646<\/b><\/span><\/a><\/p>\n<\/td>\n<td style=\"width: 25%; border-right: 2px solid #D9E3E3; text-align: center; display: flex; align-items: center; justify-content: center; flex: 1; background: #3E575C; border-top: 2px solid #D9E3E3; border-radius: 10px; box-shadow: 0px 4px 6px rgba(0,0,0,0.1);\" valign=\"middle\">\n<p style=\"margin: 0; padding: 10px 0;\"><a href=\"https:\/\/law.asia\/zh-hans\/japan-fintech-patent-strategy\"><span style=\"color: #d9e3e3;\"><b>\u65e5\u672c<\/b><\/span><\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u4e2d\u56fd2025\u5e74\u91d1\u878d\u79d1\u6280\u6cd5\u5f8b\u5408\u89c4\u6307\u5357<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\">\u672c\u6587\u9610\u8ff0\u4e862025\u5e74\u4e2d\u56fd\u91d1\u878d\u79d1\u6280\u5e02\u573a\u7684\u6838\u5fc3\u5408\u89c4\u7ea2\u7ebf\u548c\u76d1\u7ba1\u7b56\u7565\u3002\u4e2d\u56fd\u7684\u76d1\u7ba1\u6846\u67b6\u4ee5\u201c\u5168\u94fe\u6761\u3001\u7a7f\u900f\u5f0f\u76d1\u7ba1\u201d\u4e3a\u57fa\u7840\uff0c\u65e8\u5728\u4fc3\u8fdb\u521b\u65b0\u3001\u9632\u8303\u7cfb\u7edf\u6027\u98ce\u9669\u5e76\u7ef4\u62a4\u6d88\u8d39\u8005\u6743\u76ca\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u76d1\u7ba1\u67b6\u6784<\/b><\/span><\/h3>\n<figure id=\"attachment_638329\" aria-describedby=\"caption-attachment-638329\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-638329 size-full\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Li-Jinping.jpg\" alt=\"Li Jinping\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-638329\" class=\"wp-caption-text\"><strong>\u674e\u91d1\u840d<\/strong><br \/>\u526f\u4e3b\u4efb<br \/>\u798f\u5efa\u81f3\u7406\u5f8b\u5e08\u4e8b\u52a1\u6240<br \/>\u7535\u8bdd: +1 36 0089 1024<br \/>\u90ae\u7bb1: <a href=\"mailto:ljp@zenithlawyer.com\">ljp@zenithlawyer.com<\/a><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u4e2d\u56fd\u7684\u91d1\u878d\u76d1\u7ba1\u4f53\u7cfb\u56f4\u7ed5\u56db\u4e2a\u4e3b\u8981\u673a\u6784\u6784\u5efa\uff1a<\/p>\n<ol style=\"text-align: justify;\">\n<li style=\"list-style-type: none;\">\n<ol>\n<li style=\"text-align: justify;\">\u4e2d\u592e\u91d1\u878d\u59d4\u5458\u4f1a\uff1a\u8d1f\u8d23\u9876\u5c42\u8bbe\u8ba1\u4e0e\u7edf\u7b79\u534f\u8c03\uff1b<\/li>\n<li style=\"text-align: justify;\">\u4e2d\u56fd\u4eba\u6c11\u94f6\u884c\uff08\u592e\u884c\uff09\uff1a\u8d1f\u8d23\u8d27\u5e01\u653f\u7b56\u4e0e\u5b8f\u89c2\u5ba1\u614e\u7ba1\u7406\uff1b<\/li>\n<li style=\"text-align: justify;\">\u56fd\u5bb6\u91d1\u878d\u76d1\u7763\u7ba1\u7406\u603b\u5c40\uff1a\u8d1f\u8d23\u9664\u8bc1\u5238\u4e1a\u4e4b\u5916\u7684\u91d1\u878d\u673a\u6784\u76d1\u7ba1\uff1b\u4ee5\u53ca<\/li>\n<li style=\"text-align: justify;\">\u4e2d\u56fd\u8bc1\u5238\u76d1\u7763\u7ba1\u7406\u59d4\u5458\u4f1a\uff08\u8bc1\u76d1\u4f1a\uff09\uff1a\u8d1f\u8d23\u8d44\u672c\u5e02\u573a\u7684\u7edf\u4e00\u76d1\u7ba1\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u6838\u5fc3\u539f\u5219<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\"><strong>\u6301\u724c\u7ecf\u8425\u3002<\/strong>\u91d1\u878d\u79d1\u6280\u7684\u672c\u8d28\u662f\u91d1\u878d\u3002\u4ece\u4e8b\u91d1\u878d\u4e1a\u52a1\u5fc5\u987b\u53d6\u5f97\u76f8\u5e94\u7684\u8bb8\u53ef\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u673a\u6784\u5b9a\u4f4d\u3002<\/strong>\u91d1\u878d\u673a\u6784\u8d1f\u8d23\u63d0\u4f9b\u91d1\u878d\u670d\u52a1\uff0c\u79d1\u6280\u516c\u53f8\u63d0\u4f9b\u6280\u672f\u652f\u6301\uff0c\u4e0d\u9700\u8981\u53d6\u5f97\u91d1\u878d\u724c\u7167\u3002\u4f46\u79d1\u6280\u516c\u53f8\u4e0e\u91d1\u878d\u673a\u6784\u5408\u4f5c\u5fc5\u987b\u9075\u5b88\u6709\u5173\u6570\u636e\u5b89\u5168\u3001\u9690\u79c1\u4fdd\u62a4\u548c\u53cd\u6d17\u94b1\uff08AML\uff09\u65b9\u9762\u7684\u5408\u89c4\u53ca\u5b89\u5168\u6807\u51c6\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u652f\u4ed8\u3001\u6e05\u7b97\u4e0e\u7ed3\u7b97<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\"><strong>\u5e02\u573a\u51c6\u5165\u4e0e\u57fa\u7840\u8bbe\u65bd\u3002<\/strong>\u652f\u4ed8\u4e1a\u52a1\u987b\u53d6\u5f97\u6cd5\u5b9a\u6279\u51c6\u3002\u6e05\u7b97\u673a\u6784\u3001\u7cfb\u7edf\u53ca\u5176\u4ed6\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u7684\u5ba1\u6279\u673a\u6784\u540c\u65f6\u627f\u62c5\u76d1\u7ba1\u804c\u8d23\u3002<\/p>\n<p style=\"text-align: justify;\">\u5728\u4e2d\u56fd\uff0c\u94f6\u884c\u95f4\u6e05\u7b97\u4e1a\u52a1\u4e0d\u5f97\u91c7\u7528\u94f6\u884c\u4e0e\u652f\u4ed8\u673a\u6784\u4e4b\u95f4\u7684\u201c\u76f4\u63a5\u8fde\u901a\u201d\u6a21\u5f0f\uff0c\u800c\u5fc5\u987b\u901a\u8fc7\u592e\u884c\u7684\u94f6\u884c\u95f4\u6e05\u7b97\u7cfb\u7edf\u6216\u7ecf\u8bb8\u53ef\u7684\u6e05\u7b97\u673a\u6784\u8fdb\u884c\u5904\u7406\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u6838\u5fc3\u8fd0\u8425\u4e0e\u53cd\u6d17\u94b1\u3002<\/strong>\u5ba2\u6237\u5907\u4ed8\u91d1\uff1a\u975e\u94f6\u884c\u652f\u4ed8\u673a\u6784\u5e94\u5f53\u5bf9\u5ba2\u6237\u5907\u4ed8\u91d1\u5b9e\u884c 100% \u96c6\u4e2d\u5b58\u7ba1\uff0c\u4e25\u7981\u4efb\u4f55\u5f62\u5f0f\u7684\u632a\u7528\u3002<\/p>\n<p style=\"text-align: justify;\">\u8d26\u6237\u7ba1\u7406\uff1a\u652f\u4ed8\u8d26\u6237\u987b\u843d\u5b9e\u5b9e\u540d\u8ba4\u8bc1\u53ca\u5206\u7c7b\u7ba1\u7406\u8981\u6c42\uff0c\u5e76\u6839\u636e\u98ce\u9669\u7b49\u7ea7\u52a8\u6001\u8c03\u6574\u4ea4\u6613\u9650\u989d\u3002<\/p>\n<p style=\"text-align: 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justify;\">\u5b9a\u4ef7\u516c\u5e73\u6027\uff1a\u4fdd\u9669\u5b9a\u4ef7\u4f7f\u7528\u7684\u52a8\u6001\u6a21\u578b\u5e94\u5f53\u9075\u5faa\u516c\u5e73\u539f\u5219\u3002\u7981\u6b62\u8bbe\u7f6e\u6b67\u89c6\u6027\u8d39\u7387\u3002<\/p>\n<p style=\"text-align: justify;\">\u7406\u8d54\u53ef\u89e3\u91ca\u6027\uff1a\u8fd0\u7528\u4eba\u5de5\u667a\u80fd\u8fdb\u884c\u667a\u80fd\u7406\u8d54\u65f6\uff0c\u5176\u6838\u5fc3\u51b3\u7b56\u903b\u8f91\u5e94\u5f53\u5177\u5907\u53ef\u89e3\u91ca\u6027\uff0c\u675c\u7edd\u201c\u9ed1\u7bb1\u201d\u51b3\u7b56\u3002<\/p>\n<p style=\"text-align: justify;\">\u673a\u6784\u8d23\u4efb\uff1a\u5bf9\u4e8e\u56e0\u7b97\u6cd5\u6a21\u578b\u7f3a\u9677\u6240\u9020\u6210\u7684\u7406\u8d54\u9519\u8bef\uff0c\u4fdd\u9669\u516c\u53f8\u5e94\u5f53\u627f\u62c5\u76f8\u5e94\u8d23\u4efb\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u6295\u8d44\u7ba1\u7406<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\"><strong>\u673a\u6784\u4e0e\u4eba\u5458\u8d44\u8d28\u3002<\/strong>\u516c\u52df\u548c\u79c1\u52df\u57fa\u91d1\u7ba1\u7406\u3001\u8bc1\u5238\u6295\u8d44\u54a8\u8be2\u670d\u52a1\u5747\u5c5e\u4e8e\u53d7\u76d1\u7ba1\u7684\u4e13\u4e1a\u6d3b\u52a8\u3002<\/p>\n<p style=\"text-align: justify;\">\u76f8\u5173\u673a\u6784\u5e94\u5f53\u6301\u6709\u4e2d\u56fd\u8bc1\u76d1\u4f1a\u9881\u53d1\u7684\u4e1a\u52a1\u724c\u7167\uff0c\u6216\u8005\u5728\u4e2d\u56fd\u8bc1\u5238\u6295\u8d44\u57fa\u91d1\u4e1a\u534f\u4f1a\u5b8c\u6210\u767b\u8bb0\u6216\u5907\u6848\u3002<\/p>\n<p style=\"text-align: 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justify;\">\u7ebf\u4e0a\u8425\u9500\uff1a\u4e25\u7981\u672a\u6301\u724c\u7684\u673a\u6784\u6216\u4e2a\u4eba\u901a\u8fc7\u76f4\u64ad\u3001\u77ed\u89c6\u9891\u63a8\u8350\u80a1\u7968\u6216\u7279\u5b9a\u57fa\u91d1\u4ea7\u54c1\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u7b97\u6cd5\u4e0e\u4ea4\u6613\u76d1\u7ba1\u3002<\/strong>\u7b97\u6cd5\u5907\u6848\uff1a\u7528\u4e8e\u667a\u80fd\u6295\u8d44\u987e\u95ee\u670d\u52a1\u4e14\u5177\u6709\u8206\u8bba\u5c5e\u6027\u6216\u8005\u793e\u4f1a\u52a8\u5458\u80fd\u529b\u7684\u7b97\u6cd5\u63a8\u8350\u670d\u52a1\u63d0\u4f9b\u8005\uff0c\u5e94\u5f53\u5411\u56fd\u5bb6\u4e92\u8054\u7f51\u4fe1\u606f\u529e\u516c\u5ba4\uff08\u7f51\u4fe1\u529e\uff09\u5c65\u884c\u5907\u6848\u624b\u7eed\u3002<\/p>\n<p style=\"text-align: justify;\">\u7a0b\u5e8f\u5316\u4ea4\u6613\uff1a\u8fdb\u884c\u7a0b\u5e8f\u5316\u4ea4\u6613\u7684\u6295\u8d44\u8005\u5e94\u5f53\u9075\u5faa\u201c\u4ea4\u6613\u524d\u62a5\u544a\u201d\u7684\u539f\u5219\u3002<\/p>\n<p style=\"text-align: justify;\">\u4e13\u4e1a\u8fb9\u754c\uff1a\u8bc1\u5238\u6295\u8d44\u54a8\u8be2\u673a\u6784\u4ec5\u53ef\u4ece\u4e8b\u987e\u95ee\u670d\u52a1\u3002\u4e25\u7981\u63a5\u53d7\u6295\u8d44\u8005\u7684\u5168\u6743\u59d4\u6258\uff0c\u6216\u4f5c\u4e3a\u4ee3\u7406\u4eba\u8fdb\u884c\u8d26\u6237\u7ba1\u7406\u548c\u8bc1\u5238\u4ea4\u6613\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u6570\u636e\u4e0e\u53cd\u6d17\u94b1\u4e49\u52a1\u3002<\/strong>\u6570\u636e\u4f7f\u7528\uff1a\u5904\u7406\u5ba2\u6237\u7684\u4ea4\u6613\u53ca\u6301\u4ed3\u4fe1\u606f\uff0c\u5e94\u5f53\u53d6\u5f97\u4fe1\u606f\u4e3b\u4f53\u672c\u4eba\u7684\u5355\u72ec\u540c\u610f\u3002<\/p>\n<p style=\"text-align: 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justify;\"><strong>\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u5b89\u5168\u3002<\/strong>\u63d0\u4f9b\u5173\u952e\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u670d\u52a1\u987b\u7ecf\u592e\u884c\u6216\u4e2d\u56fd\u8bc1\u76d1\u4f1a\u6279\u51c6\u3002\u300a\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u76d1\u7763\u7ba1\u7406\u529e\u6cd5\u300b\uff082025\u5e7410\u67081\u65e5\u8d77\u65bd\u884c\uff09\u5bf9\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u7684\u5efa\u8bbe\u3001\u8fd0\u8425\u53ca\u9000\u51fa\u7b49\u5168\u751f\u547d\u5468\u671f\u5b9e\u65bd\u7edf\u4e00\u76d1\u7ba1\u3002\u6280\u672f\u7cfb\u7edf\u5e94\u5f53\u5efa\u7acb\u5b8c\u5584\u7684\u6545\u969c\u5e94\u6025\u5904\u7406\u4e0e\u707e\u96be\u6062\u590d\u673a\u5236\uff0c\u4ee5\u4fdd\u969c\u4e1a\u52a1\u8fde\u7eed\u6027\u3002<\/p>\n<p style=\"text-align: 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justify;\">\u8de8\u5883\u6570\u636e\u6d41\u52a8\uff1a\u4e2a\u4eba\u4fe1\u606f\u548c\u91cd\u8981\u6570\u636e\u539f\u5219\u4e0a\u5e94\u5f53\u5728\u5883\u5185\u5b58\u50a8\u3002\u786e\u9700\u5411\u5883\u5916\u63d0\u4f9b\u7684\uff0c\u9664\u5c65\u884c\u544a\u77e5\u3001\u53d6\u5f97\u4e2a\u4eba\u5355\u72ec\u540c\u610f\u4ee5\u53ca\u8fdb\u884c\u4e2a\u4eba\u4fe1\u606f\u4fdd\u62a4\u5f71\u54cd\u8bc4\u4f30\uff08PIPIA\uff09\u5916\uff0c\u8fd8\u5e94\u5f53\u6ee1\u8db3\u4ee5\u4e0b\u6761\u4ef6\u4e4b\u4e00\uff1a\uff081\uff09\u901a\u8fc7\u7f51\u4fe1\u529e\u7684\u6570\u636e\u51fa\u5883\u5b89\u5168\u8bc4\u4f30\uff1b\uff082\uff09\u8ba2\u7acb\u4e2a\u4eba\u4fe1\u606f\u51fa\u5883\u6807\u51c6\u5408\u540c\u5e76\u5907\u6848\uff1b\uff083\uff09\u901a\u8fc7\u4e2a\u4eba\u4fe1\u606f\u4fdd\u62a4\u8ba4\u8bc1\u3002\u9664\u975e\u300a\u4fc3\u8fdb\u548c\u89c4\u8303\u6570\u636e\u8de8\u5883\u6d41\u52a8\u89c4\u5b9a\u300b\u53e6\u6709\u89c4\u5b9a\uff0c\u5426\u5219\u5fc5\u987b\u9075\u5b88\u524d\u8ff0\u8981\u6c42\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u6280\u672f\u5e94\u7528\u4e0e\u7b97\u6cd5\u6cbb\u7406\u3002<\/strong>\u4e91\u670d\u52a1\uff1a\u5173\u952e\u7cfb\u7edf\u5e94\u5f53\u5177\u5907\u9ad8\u53ef\u7528\u6027\u4e0e\u707e\u5907\u6062\u590d\u80fd\u529b\uff0c\u5176\u707e\u5907\u4e2d\u5fc3\u987b\u4f4d\u4e8e\u4e2d\u56fd\u5883\u5185\u3002<\/p>\n<p style=\"text-align: justify;\">\u76d1\u7ba1\u79d1\u6280\uff08RegTech\uff09\uff1a\u8fd9\u4e9b\u5de5\u5177\u53ef\u7528\u4e8e\u5bf9\u53cd\u6d17\u94b1\uff08AML\uff09\u548c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff08KYC\uff09\u6d41\u7a0b\u8fdb\u884c\u81ea\u52a8\u5316\u76d1\u6d4b\u3002\u4f46\u91d1\u878d\u673a\u6784\u5fc5\u987b\u5bf9\u76d1\u6d4b\u7ed3\u679c\u8fdb\u884c\u4eba\u5de5\u590d\u6838\uff0c\u5e76\u627f\u62c5\u6700\u7ec8\u7684\u4e3b\u8981\u8d23\u4efb\u3002<\/p>\n<p style=\"text-align: justify;\">\u7b97\u6cd5\u6cbb\u7406\uff1a\u667a\u80fd\u98ce\u63a7\u6a21\u578b\u7684\u8bad\u7ec3\u6570\u636e\u4e0d\u5f97\u5305\u542b\u6b67\u89c6\u6027\u7279\u5f81\uff0c\u5e76\u5e94\u5b9a\u671f\u6821\u9a8c\u516c\u5e73\u6027\u3002\u7b97\u6cd5\u6a21\u578b\u5e94\u5f53\u5177\u5907\u53ef\u89e3\u91ca\u6027\uff0c\u675c\u7edd\u201c\u9ed1\u7bb1\u201d\u51b3\u7b56\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u5c55\u671b<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\u4e2d\u56fd\u91d1\u878d\u79d1\u6280\u76d1\u7ba1\u81f4\u529b\u4e8e\u6784\u5efa\u4e0e\u56fd\u9645\u6807\u51c6\u63a5\u8f68\u7684\u97e7\u6027\u6846\u67b6\u3002\u672a\u6765\u7684\u6838\u5fc3\u53d1\u5c55\u8d8b\u52bf\u5c06\u96c6\u4e2d\u4e8e\uff1a\uff081\uff09\u5f3a\u5316\u7a7f\u900f\u5f0f\u76d1\u7ba1\u4e0e\u76d1\u7ba1\u534f\u540c\uff1b\uff082\uff09\u6df1\u5316\u7b97\u6cd5\u6cbb\u7406\u4e0e\u6280\u672f\u5e94\u7528\u6807\u51c6\uff1b\u4ee5\u53ca\uff083\uff09\u4f18\u5316\u9876\u5c42\u8bbe\u8ba1\uff0c\u4fc3\u8fdb\u521b\u65b0\u3002<\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong><img class=\"aligncenter wp-image-638334 size-medium\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-300x226.jpg\" alt=\"\" width=\"300\" height=\"226\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-300x226.jpg 300w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-768x579.jpg 768w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-80x60.jpg 80w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-696x525.jpg 696w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-557x420.jpg 557w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM.jpg 796w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\u798f\u5efa\u81f3\u7406\u5f8b\u5e08\u4e8b\u52a1\u6240<\/strong><br \/>\n\u9f13\u697c\u533a\u6d2a\u5c71\u56ed\u8def\u534e\u6da6\u4e07\u8c61\u57ce\u4e09\u671fTB#\u5199\u5b57\u697c22\u5c42<br \/>\n\u4e2d\u56fd\u798f\u5efa\u7701\u798f\u5dde\u5e02<br \/>\n\u7535\u8bdd: +86 591 8806 5558<br \/>\n\u4f20\u771f: +86 591 8806 8008<br \/>\n\u90ae\u7bb1: <a href=\"mailto:zenith@zenithlawyer.com\">zenith@zenithlawyer.com<\/a><br \/>\n<a href=\"https:\/\/www.zenithlawyer.com\">www.zenithlawyer.com<\/a><\/p>\n<\/section>\n<\/div>\n<p style=\"text-align: right;\"><a style=\"text-decoration: none;\" href=\"#navigation\"><button style=\"width: 20%; font-size: 12px; letter-spacing: 1px; padding: 3px 3px; color: #000000; border-color: #F4F4F4; background: #3E575C;\"><span style=\"color: #ffffff; font-weight: bold; text-transform: uppercase; text-shadow: 1px 1px 2px #16151d;\"><span class=\"color: #fffff; text-shadow: 1px 1px 2px #3E575C;\">\u56de\u5230\u9876\u90e8<\/span><\/span><\/button><\/a><\/p>\n<hr \/>\n<h2 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u65e5\u672c\u91d1\u878d\u79d1\u6280\u9886\u57df\u5229\u7528\u201c\u53ef\u89c1\u201d\u4e13\u5229\u7684\u7b56\u7565<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\">\u8fd1\u5e74\u6765\uff0c\u65e5\u672c\u91d1\u878d\u5e02\u573a\u5bf9\u975e\u63a5\u89e6\u5f0f\u548c\u975e\u9762\u5bf9\u9762\u670d\u52a1\u7684\u9700\u6c42\u8fc5\u901f\u589e\u957f\u3002\u65b0\u51a0\u75ab\u60c5\u7684\u7206\u53d1\u8fdb\u4e00\u6b65\u52a0\u901f\u4e86\u4ece\u73b0\u91d1\u4ea4\u6613\u5411\u6570\u5b57\u652f\u4ed8\u7684\u8f6c\u53d8\uff0c\u5f3a\u5316\u4e86\u5411\u65e0\u73b0\u91d1\u793e\u4f1a\u8fc8\u8fdb\u7684\u6574\u4f53\u8d8b\u52bf\u3002<\/p>\n<p style=\"text-align: justify;\">\u56e0\u6b64\uff0c\u65e0\u9700\u524d\u5f80\u94f6\u884c\u7f51\u70b9\u6216\u5b9e\u4f53\u5e97\u5373\u53ef\u83b7\u5f97\u7684\u91d1\u878d\u670d\u52a1\u53d1\u5c55\u8fc5\u901f\uff0c\u9884\u8ba1\u65e5\u672c\u91d1\u878d\u79d1\u6280\u5e02\u573a\u5728\u672a\u6765\u51e0\u5e74\u5c06\u8fdb\u4e00\u6b65\u6269\u5f20\u3002<\/p>\n<h3 style=\"text-align: justify;\"><strong>\u91d1\u878d\u79d1\u6280\u9886\u57df\u6db5\u76d6\u8303\u56f4\u6781\u5e7f\uff0c\u4f8b\u5982\uff1a<\/strong><\/h3>\n<ol style=\"text-align: justify;\">\n<li style=\"list-style-type: none;\">\n<ol>\n<li style=\"text-align: justify;\">\u667a\u80fd\u624b\u673a\u652f\u4ed8\uff08\u4e8c\u7ef4\u7801\u652f\u4ed8\u3001\u79fb\u52a8\u94b1\u5305\u7b49\uff09\uff1b<\/li>\n<li style=\"text-align: justify;\">\u4e91\u4f1a\u8ba1\u670d\u52a1\uff08\u4e2d\u5c0f\u4f01\u4e1a\u4f1a\u8ba1\u8f6f\u4ef6\u3001\u7a0e\u52a1\u7533\u62a5\u652f\u6301\u7b49\uff09\uff1b<\/li>\n<li style=\"text-align: justify;\">\u4eba\u5de5\u667a\u80fd\u9a71\u52a8\u7684\u4fe1\u7528\u8bc4\u5206\uff08\u4e2a\u4eba\u4e0e\u4f01\u4e1a\u81ea\u52a8\u5316\u4fe1\u7528\u8bc4\u4f30\uff09\uff1b<\/li>\n<li style=\"text-align: justify;\">\u57fa\u4e8e\u533a\u5757\u94fe\u7684\u56fd\u9645\u6c47\u6b3e\u4e0e\u667a\u80fd\u5408\u7ea6\uff1b<\/li>\n<li style=\"text-align: justify;\">\u667a\u80fd\u6295\u987e\u4e0e\u81ea\u52a8\u5316\u6295\u8d44\u7ba1\u7406\uff1b\u4ee5\u53ca<\/li>\n<li style=\"text-align: justify;\">\u4fdd\u9669\u670d\u52a1\u7684\u81ea\u52a8\u5316\u4e0e\u4e2a\u6027\u5316\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p style=\"text-align: justify;\">\u5728\u8fd9\u4e9b\u9886\u57df\u4e2d\uff0c\u4e0d\u4ec5\u94f6\u884c\u3001\u8bc1\u5238\u516c\u53f8\u548c\u4fdd\u9669\u516c\u53f8\u7b49\u4f20\u7edf\u91d1\u878d\u673a\u6784\u5341\u5206\u6d3b\u8dc3\uff0c\u4fe1\u606f\u6280\u672f\u516c\u53f8\u548c\u521d\u521b\u4f01\u4e1a\u4e5f\u5927\u4e3e\u8fdb\u519b\uff0c\u4ece\u800c\u5f15\u53d1\u4e86\u884c\u4e1a\u7ed3\u6784\u7684\u91cd\u5927\u53d8\u9769\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u4e13\u5229\u6218\u7565\uff1a\u8fdb\u653b\u4e0e\u9632\u5fa1<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\u5bf9\u91d1\u878d\u79d1\u6280\u516c\u53f8\u6765\u8bf4\uff0c\u53d6\u5f97\u4e13\u5229\u5177\u6709\u5982\u4e0b\u591a\u9879\u6218\u7565\u4f18\u52bf\u3002<\/p>\n<figure id=\"attachment_638372\" aria-describedby=\"caption-attachment-638372\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-638372 size-full\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Hiroyuki-Ohno.jpg\" alt=\"Hiroyuki Ohno\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-638372\" class=\"wp-caption-text\"><strong>Hiroyuki Ohno<\/strong><br \/>\u5408\u4f19\u4eba<br \/>OHNO &amp; PARTNERS<br \/>\u4e1c\u4eac<br \/>\u7535\u8bdd: +813 5218 2365<br \/>\u90ae\u7bb1: <a href=\"mailto:ohnoh@oslaw.org\">ohnoh@oslaw.org<\/a><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u4e13\u5229\u7684\u6218\u7565\u4ef7\u503c\u8fdc\u4e0d\u6b62\u4e8e\u6b64\u3002\u5b83\u4eec\u8fd8\u80fd\u8d77\u5230\u5a01\u6151\u4f5c\u7528\uff0c\u5728\u7ade\u4e89\u5bf9\u624b\u4e4b\u95f4\u5236\u9020\u201c\u51b7\u6218\u201d\uff1a<\/p>\n<ol style=\"text-align: justify;\">\n<li style=\"list-style-type: none;\">\n<ol>\n<li style=\"text-align: justify;\"><strong>\u6ca1\u6709\u81ea\u5df1\u7684\u4e13\u5229\u3002<\/strong>\u516c\u53f8\u5c06\u9762\u4e34\u88ab\u5355\u65b9\u9762\u8d77\u8bc9\u7684\u98ce\u9669\uff0c\u4ece\u800c\u9650\u5236\u5176\u4e1a\u52a1\u8fd0\u8425\u3002<\/li>\n<li style=\"text-align: justify;\"><strong>\u53cc\u65b9\u5747\u62e5\u6709\u5404\u81ea\u7684\u4e13\u5229\u3002<\/strong>\u53cc\u65b9\u90fd\u62e5\u6709\u8fdb\u653b\u548c\u9632\u5fa1\u7684\u9009\u62e9\uff0c\u4ece\u800c\u5f62\u6210\u529b\u91cf\u7684\u5e73\u8861\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p style=\"text-align: justify;\">\u5728\u91d1\u878d\u79d1\u6280\u9886\u57df\uff0c\u4e13\u5229\u662f\u4e00\u79cd\u6218\u7565\u8d44\u4ea7\uff0c\u65e2\u80fd\u5236\u7ea6\u7ade\u4e89\u5bf9\u624b\uff0c\u53c8\u80fd\u4fdd\u969c\u516c\u53f8\u7684\u5546\u4e1a\u5b89\u5168\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u91d1\u878d\u79d1\u6280\u4e0e\u4e13\u5229\u7684\u5173\u7cfb<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\u91d1\u878d\u79d1\u6280\u878d\u6c47\u91d1\u878d\u4e0e\u6280\u672f\uff0c\u65e8\u5728\u63d0\u4f9b\u4fbf\u6377\u9ad8\u6548\u7684\u91d1\u878d\u670d\u52a1\u3002\u7136\u800c\uff0c\u8be5\u9886\u57df\u7684\u72ec\u7279\u6027\u4f7f\u5f97\u4e13\u5229\u6218\u7565\u76f4\u63a5\u5173\u7cfb\u5230\u516c\u53f8\u7684\u751f\u5b58\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u6613\u4e8e\u88ab\u6a21\u4eff\u7684\u6280\u672f\u548c\u5546\u4e1a\u6a21\u5f0f\u3002<\/strong>\u91d1\u878d\u79d1\u6280\u9886\u57df\u7684\u521b\u65b0\u8fed\u4ee3\u8fc5\u901f\uff0c\u4e14\u5927\u591a\u6570\u89e3\u51b3\u65b9\u6848\u90fd\u4ee5\u8f6f\u4ef6\u6216\u5e94\u7528\u7a0b\u5e8f\u7684\u5f62\u5f0f\u5448\u73b0\u3002\u7531\u6b64\u5e26\u6765\u4e86\u8bf8\u591a\u6311\u6218\uff1a<\/p>\n<ol style=\"text-align: justify;\">\n<li style=\"list-style-type: none;\">\n<ol>\n<li style=\"text-align: justify;\">\u7528\u6237\u754c\u9762\u4e0e\u7528\u6237\u4f53\u9a8c\uff08UI\/UX\uff09\u662f\u516c\u5f00\u7684\uff0c\u5bb9\u6613\u88ab\u7ade\u4e89\u5bf9\u624b\u5728\u77ed\u65f6\u95f4\u5185\u6a21\u4eff\uff1b<\/li>\n<li style=\"text-align: justify;\">\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3\uff08API\uff09\u96c6\u6210\u7684\u6807\u51c6\u5316\uff0c\u4f7f\u5f97\u7ade\u4e89\u5bf9\u624b\u80fd\u591f\u8f7b\u677e\u63a5\u5165\u76f8\u540c\u7684\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u3002<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p style=\"text-align: justify;\">\u56e0\u6b64\uff0c\u5373\u4f7f\u4e00\u5bb6\u516c\u53f8\u6700\u521d\u53d6\u5f97\u4e86\u5e02\u573a\u4efd\u989d\uff0c\u4f46\u5982\u679c\u6ca1\u6709\u4e13\u5229\u7684\u6cd5\u5f8b\u4fdd\u62a4\uff0c\u7ade\u4e89\u5bf9\u624b\u4fbf\u53ef\u4ee5\u8fc5\u901f\u8ddf\u8fdb\uff0c\u5bfc\u81f4\u96be\u4ee5\u5b9e\u73b0\u53ef\u6301\u7eed\u7684\u5dee\u5f02\u5316\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u91d1\u878d\u670d\u52a1\u4e13\u5229\u53ca\u5176\u5c40\u9650\u6027\u3002<\/strong>\u8bb8\u591a\u91d1\u878d\u670d\u52a1\u5177\u6709\u4e0e\u201c\u5546\u4e1a\u65b9\u6cd5\u201d\u7c7b\u4f3c\u7684\u7279\u5f81\uff0c\u56e0\u6b64\uff0c\u5982\u679c\u4e00\u9879\u53d1\u660e\u5728\u5916\u90e8\u770b\u6765\u662f\u4e00\u79cd\u5546\u4e1a\u6d3b\u52a8\u65f6\uff0c\u5f80\u5f80\u5f88\u96be\u83b7\u5f97\u4e13\u5229\u3002<\/p>\n<p style=\"text-align: justify;\">\u6d89\u53ca\u5185\u90e8\u5904\u7406\u65b9\u6cd5\u7684\u4e13\u5229\u66f4\u5bb9\u6613\u83b7\u5f97\uff0c\u4f46\u5728\u5b9e\u8df5\u4e2d\u5374\u96be\u4ee5\u6267\u884c\u3002\u56e0\u6b64\uff0c\u6218\u7565\u4e0a\u66f4\u5177\u4f18\u52bf\u7684\u505a\u6cd5\u662f\uff0c\u805a\u7126\u4e8e\u670d\u52a1\u4e2d\u90a3\u4e9b\u80fd\u591f\u5728\u7ef4\u6743\u884c\u52a8\u4e2d\u88ab\u8bc6\u522b\u548c\u4e3e\u8bc1\u7684\u201c\u53ef\u89c1\u201d\u8981\u7d20\u3002<\/p>\n<p style=\"text-align: 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absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\" title=\"ZH Patent Strategy\" src=\"https:\/\/e.infogram.com\/273e0a02-1bd7-4c48-86af-db82fa635343?src=embed&amp;embed_type=responsive_iframe\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>freee Inc \u8bc9Money Forward\u6848<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\u65e5\u672c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e4b\u95f4\u5df2\u7ecf\u51fa\u73b0\u4e13\u5229\u7ea0\u7eb7\u3002\u4e00\u4e2a\u8457\u540d\u7684\u6848\u4f8b\u6d89\u53cafreee\u516c\u53f8\u4e0eMoney Forward\u516c\u53f8\u5c31\u5404\u81ea\u7684\u4e91\u4f1a\u8ba1\u670d\u52a1\u53d1\u751f\u4e86\u4e13\u5229\u7ea0\u7eb7\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\uff081\uff09\u63d0\u8d77\u8bc9\u8bbc\uff082016\u5e7410\u6708\uff09\u3002<\/strong>freee\u516c\u53f8\u5411\u4e1c\u4eac\u5730\u65b9\u6cd5\u9662\u63d0\u8d77\u8bc9\u8bbc\uff0c\u4e3b\u5f20 Money Forward\u516c\u53f8\u7684\u201cMF\u4e91\u4f1a\u8ba1\u201d\u670d\u52a1\u4fb5\u72af\u4e86\u5176\u4e13\u5229\u6743\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\uff082\uff09\u6838\u5fc3\u4e89\u8bae\uff1a<\/strong>\u5728\u4e8e\u81ea\u52a8\u8bb0\u8d26\u7b97\u6cd5\u7684\u5177\u4f53\u5b9e\u73b0\uff1a<\/p>\n<p style=\"padding-left: 40px; text-align: justify;\"><strong>\uff08a\uff09freee\u7684\u4e13\u5229\uff1a<\/strong>\u91c7\u7528\u57fa\u4e8e\u5173\u952e\u8bcd\u7684\u7cfb\u7edf\u548c\u53c2\u7167\u8868\uff1b<br \/>\n<strong>\uff08b\uff09Money Forward\uff1a<\/strong>\u57fa\u4e8e\u673a\u5668\u5b66\u4e60\u7684\u7cfb\u7edf\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\uff083\uff09\u5224\u51b3\uff082017\u5e747\u6708\uff09\u3002<\/strong>\u6cd5\u9662\u9a73\u56de\u4e86freee\u516c\u53f8\u7684\u8bc9\u8bbc\u8bf7\u6c42\uff0c\u88c1\u5b9aMoney Forward\u516c\u53f8\u7684\u65b9\u6cd5\u6ca1\u6709\u4f7f\u7528freee\u516c\u53f8\u4e13\u5229\u6240\u9650\u5b9a\u7684\u201c\u8868\u683c\u201d\u3002<\/p>\n<p style=\"text-align: justify;\">\u8fd9\u4e2a\u6848\u4f8b\u63ed\u793a\u4e86\u8f6f\u4ef6\u4e13\u5229\u8bc9\u8bbc\u7684\u6311\u6218\uff1a\u5185\u90e8\u6d41\u7a0b\u5f88\u96be\u6838\u5b9e\u3002<\/p>\n<p style=\"text-align: justify;\">\u7531\u4e8eMoney Forward\u516c\u53f8\u7684\u7b97\u6cd5\u5c5e\u4e8e\u5185\u90e8\u903b\u8f91\uff0cfreee\u516c\u53f8\u5728\u63d0\u8d77\u8bc9\u8bbc\u524d\u53ea\u80fd\u57fa\u4e8e\u63a8\u6d4b\u3002\u5728Money Forward\u516c\u53f8\u63d0\u51fa\u53cd\u9a73\u540e\uff0cfreee\u516c\u53f8\u6700\u7ec8\u56e0\u65e0\u6cd5\u6ee1\u8db3\u4e3e\u8bc1\u8d23\u4efb\u800c\u8d25\u8bc9\u3002\u6b64\u6848\u51f8\u663e\u4e86\u5c06\u4e13\u5229\u805a\u7126\u4e8e\u670d\u52a1\u4e2d\u53ef\u89c1\u4e14\u53ef\u5916\u90e8\u9a8c\u8bc1\u7684\u65b9\u9762\u4ee5\u5b9e\u73b0\u6709\u6548\u7ef4\u6743\u7684\u91cd\u8981\u6027\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u4e13\u5229\u7533\u8bf7\u6700\u65b0\u52a8\u6001<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\u6839\u636e\u65e5\u672c\u4e13\u5229\u5c40\u53d1\u5e03\u7684\u62a5\u544a\u300a\u5546\u4e1a\u76f8\u5173\u53d1\u660e\u7684\u6700\u65b0\u8d8b\u52bf\u300b\uff0c\u8868\u683c\u4e2d\u6240\u793a\u7684\u4e0a\u8ff0\u51e0\u70b9\u8d8b\u52bf\u6e05\u6670\u53ef\u89c1\u3002\u53e6\u8bf7\u53c2\u9605<strong><a href=\"https:\/\/www.jpo.go.jp\/e\/system\/patent\/gaiyo\/recent_trends_biz_inv.html\">\u6b64\u5904<\/a><\/strong>\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u8fd1\u671f\u4e13\u5229\u7533\u8bf7\u62a5\u544a<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\u5934\u90e8\u79fb\u52a8\u652f\u4ed8\u670d\u52a1\u5546PayPay\u7684\u4e13\u5229\u7533\u8bf7\u6570\u91cf\u6fc0\u589e\u3002\u636e\u62a5\u9053\uff0cPayPay\u5728\u77ed\u65f6\u95f4\u5185\u63d0\u4ea4\u4e86\u6d77\u91cf\u7684\u4e13\u5229\u7533\u8bf7\uff0c\u5176\u91d1\u878d\u4e13\u5229\u7533\u8bf7\u603b\u91cf\u5df2\u8d85\u8fc7\u65e5\u672c\u4e09\u5927\u5927\u578b\u94f6\u884c\u4e4b\u548c\u3002<\/p>\n<h4 style=\"text-align: justify;\">\u8fd9\u4e00\u8d8b\u52bf\u63ed\u793a\u4e86\u4e00\u4e9b\u5173\u952e\u70b9\uff1a<\/h4>\n<ol>\n<li style=\"text-align: justify;\">\u5728\u77e5\u8bc6\u4ea7\u6743\u6218\u7565\u65b9\u9762\uff0cIT\u516c\u53f8\u5df2\u9886\u5148\u4e8e\u4f20\u7edf\u91d1\u878d\u673a\u6784\uff1b<\/li>\n<li style=\"text-align: justify;\">\u5728\u65e0\u73b0\u91d1\u652f\u4ed8\u5e02\u573a\u65e9\u671f\u5c31\u6784\u5efa\u4e86\u4e13\u5229\u7ec4\u5408\u7684\u516c\u53f8\u66f4\u6709\u53ef\u80fd\u83b7\u5f97\u7ade\u4e89\u4f18\u52bf\u3002<\/li>\n<\/ol>\n<div style=\"position: relative; width: 100%; height: 0px; padding: 36.95% 0px 0px; overflow: hidden; will-change: transform;\"><iframe style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\" title=\"ZH Recent patent application status\" src=\"https:\/\/e.infogram.com\/8ba82415-0d43-4bd9-a6da-ed6decbd0340?src=embed&amp;embed_type=responsive_iframe\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<h3 style=\"text-align: justify;\"><span style=\"color: #668c8d;\"><b>\u603b\u7ed3<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\u91d1\u878d\u79d1\u6280\u7a81\u7834\u4e86\u91d1\u878d\u884c\u4e1a\u7684\u4f20\u7edf\u8fb9\u754c\uff0c\u5176\u901f\u5ea6\u4e0e\u521b\u65b0\u81f3\u5173\u91cd\u8981\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u7531\u4e8e\u5546\u4e1a\u6a21\u5f0f\u5f88\u5bb9\u6613\u88ab\u6a21\u4eff\uff0c\u56e0\u6b64\uff0c\u901a\u8fc7\u4e13\u5229\u6765\u5851\u9020\u5dee\u5f02\u5316\u5e76\u6784\u5efa\u9632\u5fa1\u4f53\u7cfb\u663e\u5f97\u81f3\u5173\u91cd\u8981\u3002<\/p>\n<p style=\"text-align: justify;\">\u4f01\u4e1a\u5fc5\u987b\u91c7\u53d6\u4e24\u79cd\u4e92\u8865\u7684\u89c6\u89d2\uff1a<\/p>\n<p style=\"text-align: justify;\"><strong>\uff081\uff09\u8fdb\u653b\u578b\u7b56\u7565<\/strong><\/p>\n<p style=\"padding-left: 40px; text-align: justify;\">\uff08a\uff09\u6784\u7b51\u6218\u7565\u6027\u4e13\u5229\uff0c\u4ee5\u5a01\u6151\u65b0\u7ade\u4e89\u5bf9\u624b\u5e76\u5de9\u56fa\u5e02\u573a\u4e3b\u5bfc\u5730\u4f4d\u3002<\/p>\n<p style=\"padding-left: 40px; text-align: justify;\">\uff08b\uff09\u5728\u5546\u4e1a\u5408\u4f5c\u3001\u8d44\u672c\u8054\u76df\u548c\u5e76\u8d2d\u6d3b\u52a8\u4e2d\uff0c\u5c06\u4e13\u5229\u4f5c\u4e3a\u6838\u5fc3\u8c08\u5224\u7b79\u7801\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\uff082\uff09\u9632\u5fa1\u578b\u7b56\u7565<\/strong><\/p>\n<p style=\"padding-left: 40px; text-align: justify;\">\uff08a\uff09\u901a\u8fc7\u4e13\u5229\u5bf9\u6838\u5fc3\u6280\u672f\u548c\u670d\u52a1\u5f62\u6210\u4fdd\u62a4\uff0c\u9632\u6b62\u88ab\u6a21\u4eff\u3002<\/p>\n<p style=\"padding-left: 40px; text-align: justify;\">\uff08b\uff09\u6784\u5efa\u7528\u4e8e\u4ea4\u53c9\u8bb8\u53ef\u7684\u4e13\u5229\u8d44\u4ea7\uff0c\u964d\u4f4e\u8bc9\u8bbc\u98ce\u9669\u3002<\/p>\n<p style=\"text-align: justify;\">\u968f\u7740\u65e5\u672c\u91d1\u878d\u79d1\u6280\u5e02\u573a\u9884\u8ba1\u5c06\u6301\u7eed\u6269\u5f20\uff0c\u4e13\u5229\u5df2\u6210\u4e3a\u4e00\u9879\u76f4\u63a5\u5f71\u54cd\u5546\u4e1a\u6218\u7565\u7684\u7ba1\u7406\u6311\u6218\uff08\u4f8b\u5982\uff0c\u636e\u62a5\u9053PayPay \u5728\u77ed\u65f6\u95f4\u5185\u7533\u8bf7\u4e86\u5927\u91cf\u7684\u4e13\u5229\u7533\u8bf7\uff09\u3002<\/p>\n<p style=\"text-align: justify;\">\u4e0d\u65ad\u4e0a\u5347\u7684\u4e13\u5229\u6388\u6743\u7387\u8bc1\u660e\uff0c\u5185\u90e8\u5904\u7406\u65b9\u6cd5\u7684\u4e13\u5229\u76f8\u5bf9\u5bb9\u6613\u83b7\u5f97\u3002\u4f46\u662f\u5176\u5728\u5b9e\u9645\u7ef4\u6743\u4e2d\u5374\u56f0\u96be\u91cd\u91cd\uff0c<em>freee\u8bc9Money Forward<\/em>\u6848\u5373\u662f\u660e\u8bc1\u3002<\/p>\n<p style=\"text-align: justify;\">\u90a3\u4e9b\u4e3b\u52a8\u6784\u5efa\u4e13\u5229\u7ec4\u5408\u7684\u516c\u53f8\u2014\u2014\u5c24\u5176\u662f\u9ad8\u6548\u53d6\u5f97\u5177\u6709\u5916\u90e8\u53ef\u89c1\u5185\u5bb9\u7684\u4e13\u5229\uff08\u5373\u6240\u8c13\u7684\u201c\u53ef\u89c1\u4e13\u5229\u201d\uff09\u7684\u516c\u53f8\u2014\u2014\u5fc5\u5c06\u5f15\u9886\u672a\u6765\u7684\u7ade\u4e89\u3002<\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong><img class=\"aligncenter wp-image-638392 size-medium\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-300x111.png\" alt=\"\" width=\"300\" height=\"111\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-300x111.png 300w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-1024x378.png 1024w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-768x283.png 768w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-696x257.png 696w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-1068x394.png 1068w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-1139x420.png 1139w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1.png 1247w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>OHNO &amp; PARTNERS<\/strong><br \/>\n21\/F Marunouchi Kitaguchi Building<br \/>\n1-6-5, Marunouchi, Chiyoda-ku<br \/>\nTokyo, 100-0005, Japan<br \/>\n\u7535\u8bdd: +813 5218 2331<br \/>\n\u90ae\u7bb1: <a href=\"mailto:ohnos@oslaw.org\">ohnos@oslaw.org<\/a><br \/>\n<a href=\"http:\/\/www.oslaw.org\">www.oslaw.org<\/a><\/p>\n<\/section>\n<p style=\"text-align: right;\"><a style=\"text-decoration: none;\" href=\"#navigation\"><button style=\"width: 20%; font-size: 12px; letter-spacing: 1px; padding: 3px 3px; color: #000000; border-color: #F4F4F4; background: #3E575C;\"><span style=\"color: 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