{"id":483852,"date":"2024-04-04T14:04:49","date_gmt":"2024-04-04T06:04:49","guid":{"rendered":"https:\/\/law.asia\/?p=483852"},"modified":"2025-11-20T16:30:27","modified_gmt":"2025-11-20T08:30:27","slug":"north-asia-digital-banking","status":"publish","type":"post","link":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/","title":{"rendered":"\u5317\u4e9a\u5730\u533a\u6570\u5b57\u94f6\u884c\u4e1a\u6307\u5357"},"content":{"rendered":"<div id=\"navigation\">\n<p><span class=\"vantage-grey\"><em><strong>\u91d1\u878d\u8fd9\u4e00\u91cd\u8981\u9886\u57df\u7684\u76d1\u7ba1\u548c\u5408\u89c4\u5f62\u52bf\u8fc5\u901f\u6f14\u53d8\uff0c\u5f53\u52a1\u4e4b\u6025\u662f\u7d27\u8ddf\u6700\u65b0\u52a8\u6001\u3002\u6709\u9274\u4e8e\u6b64\uff0c\u6211\u4eec\u6c47\u96c6\u4e86\u4e13\u5bb6\u5bf9\u65e5\u97e9\u76f8\u5173\u6cd5\u5f8b\u6cd5\u89c4\u7684\u771f\u77e5\u707c\u89c1\u3002<\/strong><\/em><\/span><\/p>\n<table style=\"margin-top: 0px; height: 12px;\" width=\"700\">\n<tbody style=\"border: 1px solid transparent; width: 100%; background-color: #32849b;\">\n<tr style=\"border: 1px solid transparent;\">\n<td style=\"width: 25%; margin: 0px; padding-top: 5px; padding-bottom: 5px; border-right: 2px solid #ffffff;\" valign=\"middle\">\n<p style=\"margin-bottom: 0px; text-align: center;\"><a href=\"https:\/\/law.asia\/zh-hans\/digital-banking-japan\/\"><span style=\"color: #ffffff;\"><b> \u65e5\u672c<\/b><\/span><\/a><\/p>\n<\/td>\n<td style=\"width: 25%; margin: 0px; padding-top: 5px; padding-bottom: 5px; border-right: 2px solid #ffffff;\" valign=\"middle\">\n<p style=\"margin-bottom: 0px; text-align: center;\"><a href=\"https:\/\/law.asia\/zh-hans\/digital-banking-regulation-south-korea\/\"><span style=\"color: #ffffff;\"><b> \u97e9\u56fd<\/b><\/span><\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u65e5\u672c<\/strong><\/span><\/h2>\n<p style=\"text-align: justify;\">\u65e5\u672c\u9996\u5bb6\u5b8c\u5168\u901a\u8fc7\u4e92\u8054\u7f51\u5f00\u5c55\u4e1a\u52a1\u7684\u94f6\u884c\u4e8e2000\u5e7410\u6708\u5f00\u4e1a\u3002\u5f53\u65f6\uff0c\u5176\u901a\u5e38\u88ab\u79f0\u4e3a\u201c\u4e92\u8054\u7f51\u94f6\u884c\u201d\u3002\u968f\u540e\uff0c\u968f\u7740\u667a\u80fd\u624b\u673a\u666e\u53ca\uff0c\u65e5\u672c\u7684\u4f20\u7edf\u91d1\u878d\u673a\u6784(\u5927\u578b\u94f6\u884c\u548c\u533a\u57df\u6027\u94f6\u884c)\u4e5f\u9010\u6e10\u5f00\u59cb\u63a8\u51fa\u94f6\u884c\u670d\u52a1\u5e94\u7528\u7a0b\u5e8f\uff0c\u4f7f\u4ea4\u6613\u80fd\u591f\u5b8c\u5168\u5728\u7ebf\u4e0a\u5b8c\u6210\u3002<\/p>\n<p style=\"text-align: justify;\">\u6700\u8fd1\uff0c\u4e00\u4e9b\u94f6\u884c\u5f00\u59cb\u4e0e\u8bc1\u5238\u548c\u4fdd\u9669\u516c\u53f8\u5408\u4f5c\u63a8\u51fa\u8d85\u7ea7\u5e94\u7528\uff0c\u8ba9\u7528\u6237\u4e0d\u4ec5\u53ef\u4ee5\u4f7f\u7528\u94f6\u884c\u670d\u52a1\uff0c\u8fd8\u53ef\u4ee5\u4ea4\u6613\u8bc1\u5238\u548c\u8d2d\u4e70\u4fdd\u9669\u3002<\/p>\n<p style=\"text-align: justify;\">\u4e0e\u5176\u4ed6\u56fd\u5bb6\u4e00\u6837\uff0c\u81ea2020\u5e74\u75ab\u60c5\u7206\u53d1\u4ee5\u6765\uff0c\u65e5\u672c\u7684\u6570\u5b57\u94f6\u884c\u8d8a\u6765\u8d8a\u53d7\u6b22\u8fce\u3002\u9664\u7ecf\u8425\u81ea\u8eab\u7684\u94f6\u884c\u4e1a\u52a1\u5916\uff0c\u4e00\u4e9b\u94f6\u884c\u8fd8\u5f00\u59cb\u901a\u8fc7\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3(API)\u5411\u516c\u53f8\u63d0\u4f9b\u94f6\u884c\u5373\u670d\u52a1(BaaS)\u5e73\u53f0\u3002<\/p>\n<p style=\"text-align: justify;\">\u5230\u76ee\u524d\u4e3a\u6b62\uff0c\u65e5\u672c\u8bb8\u591a\u4e92\u8054\u7f51\u94f6\u884c\u4e00\u76f4\u4e3b\u8981\u63d0\u4f9b\u5bf9\u79c1\u670d\u52a1\u3002\u7136\u800c\uff0c\u57282023\u5e74\uff0c\u4e00\u5bb6\u94f6\u884c\u96c6\u56e2\u5ba3\u5e03\u6210\u7acb\u4e13\u95e8\u4e3a\u516c\u53f8\u5728\u7ebf\u8d37\u6b3e\u7684\u6570\u5b57\u94f6\u884c\uff0c\u76ee\u6807\u662f\u57282024\u5e74\u5e95\u524d\u5f00\u4e1a\u3002<\/p>\n<p style=\"text-align: justify;\">\u5982\u4eca\uff0c\u5728\u65e5\u672c\uff0c\u94f6\u884c\u5e76\u4e0d\u662f\u6570\u5b57\u94f6\u884c\u7684\u552f\u4e00\u53c2\u4e0e\u8005\u3002\u201c\u677e\u7ed1\u201d\u662f\u65e5\u672c\u6700\u8fd1\u91d1\u878d\u76d1\u7ba1\u7684\u7279\u70b9\u4e4b\u4e00\uff0c\u653f\u5e9c\u4e3a\u5f00\u5c55\u90e8\u5206\u4f20\u7edf\u94f6\u884c\u670d\u52a1\u7684\u4f01\u4e1a\u5b89\u6392\u4e86\u4e0d\u540c\u7c7b\u578b\u7684\u724c\u7167\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u724c\u7167\u5236\u5ea6<\/strong><\/span><\/h3>\n<figure id=\"attachment_478362\" aria-describedby=\"caption-attachment-478362\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"size-full wp-image-478363\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Katsuya-Hongyo.jpg\" alt=\"Katsuya Hongyo\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-478362\" class=\"wp-caption-text\"><strong>Katsuya Hongyo<\/strong><br \/>\u5408\u4f19\u4eba<br \/>\u4e1c\u4eacChuo Sogo Law Office<br \/>\u7535\u8bdd\uff1a+81 3 3539 1877<br \/>\u7535\u5b50\u90ae\u4ef6\uff1a <a href=\"mailto:hongyo_k@clo.gr.jp\">hongyo_k@clo.gr.jp<\/a><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u300a\u94f6\u884c\u6cd5\u300b\u5c06\u94f6\u884c\u4e1a\u52a1\u5b9a\u4e49\u4e3a\uff1a(1)\u63a5\u53d7\u5b58\u6b3e\u6216\u5206\u671f\u50a8\u84c4\uff0c\u4ee5\u53ca\u8d37\u6b3e\u6216\u7968\u636e\u8d34\u73b0\uff1b\u6216(2) \u5f00\u5c55\u8d44\u91d1\u8f6c\u8d26\u4ea4\u6613\uff0c\u89c4\u5b9a\u987b\u4ece\u9996\u76f8\u5904\u83b7\u5f97\u4ece\u4e8b\u94f6\u884c\u4e1a\u52a1\u7684\u724c\u7167\u3002\u8fd9\u610f\u5473\u7740\uff0c\u4f5c\u4e3a\u6570\u5b57\u94f6\u884c\u63d0\u4f9b\u94f6\u884c\u670d\u52a1\u4e4b\u524d\uff0c\u987b\u83b7\u5f97\u9996\u76f8\u9881\u53d1\u7684\u724c\u7167\u3002<\/p>\n<h4 style=\"text-align: justify;\"><strong>\u300a\u94f6\u884c\u6cd5\u300b\u89c4\u5b9a\u4e86\u7533\u8bf7\u94f6\u884c\u724c\u7167\u7684\u4e24\u9879\u5ba1\u67e5\u6807\u51c6\uff1a<\/strong><\/h4>\n<p style=\"text-align: justify;\">(1) \u7533\u8bf7\u4eba\u987b\u6709\u8db3\u591f\u7684\u91d1\u878d\u8d44\u6e90\uff0c\u4ee5\u7a33\u5065\u3001\u6709\u6548\u5730\u5f00\u5c55\u94f6\u884c\u670d\u52a1\uff0c\u540c\u65f6\u5c31\u94f6\u884c\u670d\u52a1\u5177\u5907\u826f\u597d\u7684\u6536\u5165\u548c\u652f\u51fa\u524d\u666f\uff1b<\/p>\n<p style=\"text-align: justify;\">(2) \u5173\u4e8e\u4eba\u5458\uff0c\u7533\u8bf7\u4eba\u987b\u5177\u5907\u9002\u5f53\u3001\u516c\u5e73\u3001\u9ad8\u6548\u5730\u5f00\u5c55\u94f6\u884c\u670d\u52a1\u7684\u77e5\u8bc6\u548c\u7ecf\u9a8c\uff0c\u4e14\u5177\u6709\u8db3\u591f\u7684\u793e\u4f1a\u4fe1\u8a89\u3002<\/p>\n<p style=\"text-align: justify;\">\u6b64\u5916\uff0c\u300a\u94f6\u884c\u6cd5\u300b\u548c\u300a\u94f6\u884c\u6cd5\u65bd\u884c\u4ee4\u300b\u8981\u6c42\u94f6\u884c\u7684\u6838\u51c6\u8d44\u672c\u81f3\u5c11\u4e3a20\u4ebf\u65e5\u5143(1,340\u4e07\u7f8e\u5143)\u3002<\/p>\n<p style=\"text-align: justify;\">\u6ce8\uff1a\u6807\u51c6(2) \u6240\u8ff0\u201c\u9002\u5f53\u3001\u516c\u5e73\u548c\u6709\u6548\u5730\u5f00\u5c55\u94f6\u884c\u670d\u52a1\u7684\u77e5\u8bc6\u548c\u7ecf\u9a8c\u201d\u662f\u6307\u77e5\u8bc6\u548c\u7ecf\u9a8c\u8db3\u4ee5\u7406\u89e3\u548c\u6267\u884c\u300a\u94f6\u884c\u6cd5\u300b\u548c\u5176\u4ed6\u76f8\u5173\u6cd5\u89c4\u548c\u76d1\u7ba1\u6307\u5f15\u4e2d\u6240\u8ff0\u7684\u94f6\u884c\u670d\u52a1\u76ee\u6807\uff0c\u540c\u65f6\u5408\u89c4\u548c\u98ce\u9669\u7ba1\u7406\u77e5\u8bc6\u548c\u7ecf\u9a8c\u8db3\u4ee5\u7a33\u5065\u3001\u9002\u5f53\u5730\u7ba1\u7406\u94f6\u884c\u670d\u52a1\u3002<\/p>\n<p style=\"text-align: justify;\">\u6b64\u5916\uff0c\u91d1\u878d\u5385\u53d1\u5e03\u7684\u76d1\u7ba1\u6307\u5357\u9488\u5bf9\u6ca1\u6709\u4eba\u5458\u7ebf\u4e0b\u529e\u516c\u3001\u4e13\u95e8\u4ece\u4e8b\u4e92\u8054\u7f51\u4ea4\u6613\u7b49\u975e\u9762\u5bf9\u9762\u4ea4\u6613\u7684\u94f6\u884c\u7684\u724c\u7167\u5ba1\u67e5\uff0c\u8bf4\u660e\u4e86\u5176\u4e3b\u8981\u76d1\u7ba1\u76ee\u6807\u3002<\/p>\n<h4 style=\"text-align: justify;\"><strong>\u8be5\u6307\u5357\u6307\u51fa\uff0c\u724c\u7167\u5ba1\u67e5\u8fc7\u7a0b\u9700\u8981\u5ba1\u6838\u7684\u4e8b\u9879\u5305\u62ec\uff1a<\/strong><\/h4>\n<ol>\n<li style=\"text-align: justify;\">\u94f6\u884c\u662f\u5426\u5efa\u7acb\u4e86\u5b8c\u5584\u7684\u5236\u5ea6\uff0c\u5373\u4f7f\u65e0\u7ebf\u4e0b\u7f51\u70b9\uff0c\u4e5f\u80fd\u591f\u59a5\u5584\u5904\u7406\u5ba2\u6237\u7684\u6295\u8bc9\u548c\u54a8\u8be2\uff1b\u5728\u7cfb\u7edf\u5173\u95ed\u540e\u5bf9\u5ba2\u6237\u4f5c\u51fa\u54cd\u5e94\uff1b\u6839\u636e\u6cd5\u5f8b\u6cd5\u89c4\u5c65\u884c\u5bf9\u5ba2\u6237\u7684\u8d23\u4efb\uff1b\u505a\u51fa\u62ab\u9732\uff1b\u5c65\u884c\u4ea4\u6613\u65f6\u68c0\u67e5\u3001\u62a5\u544a\u53ef\u7591\u4ea4\u6613\u7684\u804c\u8d23\uff0c\u6253\u51fb\u5305\u62ec\u6d17\u94b1\u5728\u5185\u7684\u6709\u7ec4\u7ec7\u72af\u7f6a\uff1b<\/li>\n<li style=\"text-align: justify;\">\u5173\u4e8e\u9884\u671f\u6536\u5165\u548c\u652f\u51fa\uff0c\u94f6\u884c\u662f\u5426\u6709\u660e\u786e\u7684\u5e94\u6025\u8ba1\u5212\uff0c\u4ee5\u5e94\u5bf9\u65e5\u76ca\u6076\u5316\u7684\u5546\u4e1a\u73af\u5883\uff0c\u5982\u7ade\u4e89\u5bf9\u624b\u8fdb\u5165\u6216\u7cfb\u7edf\u8fc7\u65f6\uff0c\u4ee5\u53ca\u8be5\u8ba1\u5212\u662f\u5426\u9884\u671f\u5b58\u5728\u4e00\u5b9a\u6c34\u5e73\u7684\u6536\u76ca\uff1b<\/li>\n<li style=\"text-align: justify;\">\u8003\u8651\u5230\u5bf9\u5229\u7387\u6216\u4efb\u4f55\u5176\u4ed6\u6761\u4ef6\u654f\u611f\u7684\u5ba2\u6237\u7fa4\u4f53\uff0c\u4ee5\u53ca\u5bb9\u6613\u53d6\u6d88\u548c\u53d8\u66f4\u7684\u4ea4\u6613\uff0c\u5982\u9762\u4e34\u5927\u89c4\u6a21\u5ba2\u6237\u6682\u65f6\u6d41\u5931\uff0c\u94f6\u884c\u662f\u5426\u6709\u53ef\u9760\u7684\u63aa\u65bd\u6765\u786e\u4fdd\u6d41\u52a8\u6027\uff1b\u53ca<\/li>\n<li style=\"text-align: justify;\">\u94f6\u884c\u7cfb\u7edf\u7684\u5b89\u5168\u6c34\u5e73\u662f\u5426\u4ee4\u4eba\u6ee1\u610f\uff0c\u94f6\u884c\u662f\u5426\u59a5\u5584\u5efa\u7acb\u4e86\u7ef4\u62a4\u7cfb\u7edf\u8fd0\u884c\u7684\u5b89\u5168\u7ba1\u7406\u7cfb\u7edf(\u5305\u62ec\u5bf9\u4efb\u4f55\u5916\u5305\u627f\u5305\u5546\u7684\u7ba1\u7406)\u548c\u53d1\u751f\u6545\u969c\u65f6\u7684\u5371\u673a\u7ba1\u7406\u7cfb\u7edf\uff0c\u5bf9\u6b64\u9700\u8981\u5916\u90e8\u673a\u6784\u63d0\u4ea4\u8bc4\u4f30\u6587\u4ef6\u3002<\/li>\n<\/ol>\n<h3 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u4e3b\u8981\u95ee\u9898<\/strong><\/span><\/h3>\n<p style=\"text-align: justify;\">\u9274\u4e8e\u6570\u5b57\u94f6\u884c\u63d0\u4f9b\u7ebf\u4e0a\u670d\u52a1\uff0c\u9664\u65e0\u6cd5\u786e\u8ba4\u5f02\u5e38\u4ea4\u6613\u6a21\u5f0f\u7b49\u56fa\u6709\u98ce\u9669\u5916\uff0c\u6570\u5b57\u94f6\u884c\u8fd8\u9700\u8981\u4ece\u7528\u6237\u4fdd\u62a4\u7684\u89d2\u5ea6\u91c7\u53d6\u4fe1\u606f\u5b89\u5168\u63aa\u65bd\u3002<\/p>\n<p style=\"text-align: justify;\">\u91d1\u878d\u5385\u53d1\u5e03\u7684\u76d1\u7ba1\u6307\u5357\u6269\u5c55\u4e86\u4e92\u8054\u7f51\u94f6\u884c\u724c\u7167\u5ba1\u67e5\u7684\u8981\u70b9\u3002\u5173\u4e8e\u5efa\u7acb\u6253\u51fb\u72af\u7f6a\u6d3b\u52a8\u7684\u5185\u63a7\u73af\u5883\uff0c\u6307\u5357\u8981\u6c42\u5c06\u8fd9\u4e9b\u63aa\u65bd\u5217\u4e3a\u6700\u4f18\u5148\u7684\u7ba1\u7406\u95ee\u9898\u4e4b\u4e00\uff0c\u5e76\u8981\u6c42\u94f6\u884c\uff1a\u7531\u8463\u4e8b\u4f1a\u8fdb\u884c\u5fc5\u8981\u7684\u5ba1\u67e5\uff0c\u4ee5\u63d0\u9ad8\u5b89\u5168\u7ea7\u522b\uff1b\u5efa\u7acb\u53ef\u4ee5\u4e3a\u5ba2\u6237\u8bf4\u660e\u4e92\u8054\u7f51\u94f6\u884c\u670d\u52a1\u4f7f\u7528\u8981\u70b9\u7684\u63a7\u5236\u73af\u5883\uff1b\u5efa\u7acb\u5404\u90e8\u95e8\u53ef\u4ee5\u5171\u4eab\u73b0\u72b6\u3001\u6574\u4e2a\u94f6\u884c\u53ef\u4ee5\u534f\u529b\u89e3\u51b3\u95ee\u9898\uff0c\u4ece\u800c\u786e\u4fdd\u4e92\u8054\u7f51\u94f6\u884c\u5b89\u5168\u3001\u7a33\u5065\u8fd0\u8425\u7684\u73af\u5883\u3002<\/p>\n<p style=\"text-align: justify;\">\u6307\u5bfc\u65b9\u9488\u8fd8\u8981\u6c42\u5305\u62ec\u98ce\u9669\u5206\u6790\u3001\u8ba1\u5212\u5236\u5b9a\u53ca\u5b89\u5168\u63aa\u65bd\u6267\u884c\u3001\u8bc4\u4f30\u548c\u5ba1\u67e5\u5728\u5185\u7684PDCA\u5faa\u73af\u8fd0\u884c\u826f\u597d\u3002\u6b64\u5916\uff0c\u4e3a\u786e\u4fdd\u5b89\u5168\uff0c\u94f6\u884c\u987b\u6839\u636e\u5176\u5ba2\u6237\u548c\u8fd0\u8425\u7684\u7279\u70b9\u91c7\u53d6\u63aa\u65bd\uff0c\u540c\u65f6\u6839\u636e\u7f51\u7edc\u5b89\u5168\u7814\u7a76\u5c0f\u7ec4\u7684\u8ba8\u8bba\u5185\u5bb9\uff0c\u8bc6\u522b\u6784\u5efa\u5176IT\u7cfb\u7edf\u4ea7\u751f\u7684\u98ce\u9669\u548c\u5404\u4f7f\u7528\u9636\u6bb5\u7684\u98ce\u9669\u3002<\/p>\n<p style=\"text-align: justify;\">\u8be5\u6307\u5bfc\u65b9\u9488\u8fd8\u8981\u6c42\u94f6\u884c\u7ed3\u5408\u591a\u79cd\u6709\u6548\u63aa\u65bd\uff0c\u800c\u975e\u4ec5\u4e34\u65f6\u91c7\u53d6\u4e2a\u522b\u63aa\u65bd\u3002\u4e00\u65e6\u5145\u5206\u8ba4\u8bc6\u5230\u98ce\u9669\u540e\uff0c\u5373\u786e\u5b9a\u6709\u5fc5\u8981\u8fc5\u901f\u91c7\u53d6\u884c\u52a8\u548c\u5b9e\u65bd\u76f8\u5173\u63aa\u65bd\uff0c\u5e76\u5f00\u53d1\u53ef\u4ee5\u9488\u5bf9\u5404\u79cd\u72af\u7f6a\u51c6\u5907\u53ef\u9760\u5b89\u5168\u65b9\u6848\u7684\u63a7\u5236\u73af\u5883\uff0c\u4e14\u8be5\u73af\u5883\u53ef\u6839\u636e\u9700\u8981\u8fdb\u884c\u4fee\u8ba2\uff0c\u4ece\u800c\u8fbe\u5230\u6539\u5584\u6574\u4f53\u5b89\u5168\u6027\u7684\u76ee\u6807\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u91d1\u878d\u79d1\u6280\u548c\u7a33\u5b9a\u5e01<\/strong><\/span><\/h3>\n<figure id=\"attachment_478367\" aria-describedby=\"caption-attachment-478367\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"size-full wp-image-478368\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Shun-Komiya.jpg\" alt=\"Shun Komiya\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-478367\" class=\"wp-caption-text\"><strong>Shun Komiya<\/strong><br \/>\u5f8b\u5e08<br \/>\u4e1c\u4eacChuo Sogo Law Office<br \/>\u7535\u8bdd\uff1a+81 3 3539 1877<br \/>\u7535\u5b50\u90ae\u4ef6\uff1a <a href=\"mailto:komiya_s@clo.gr.jp\">komiya_s@clo.gr.jp<\/a><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">(1) \u6c47\u6b3e\u548c\u4ed8\u6b3e\u30022010\u5e74\u9881\u5e03\u300a\u652f\u4ed8\u670d\u52a1\u6cd5\u300b\u540e\uff0c\u65e5\u672c\u51fa\u53f0\u4e86\u8d44\u91d1\u8f6c\u79fb\u670d\u52a1\u8bb8\u53ef\u51c6\u5165\u5236\u5ea6\uff0c\u4f7f\u94f6\u884c\u80fd\u591f\u5728\u6ca1\u6709\u94f6\u884c\u670d\u52a1\u724c\u7167\u7684\u60c5\u51b5\u4e0b\u8fdb\u884c\u5355\u7b14\u8f6c\u8d26\u91d1\u989d\u4e0d\u8d85\u8fc7100\u4e07\u65e5\u5143\u7684\u670d\u52a1\u3002\u8fd8\u63a8\u51fa\u4e86\u9884\u4ed8\u652f\u4ed8\u5de5\u5177\u53d1\u884c\u4eba\u5236\u5ea6\uff0c\u8be5\u5236\u5ea6\u66f4\u4fa7\u91cd\u4e8e\u652f\u4ed8\u529f\u80fd\uff0c\u800c\u975e\u8d44\u91d1\u8f6c\u79fb\u3002<\/p>\n<p style=\"text-align: justify;\">\u5f53\u65f6\uff0c\u7535\u5b50\u5f62\u5f0f\u7684\u9884\u4ed8\u652f\u4ed8\u5de5\u5177\u5e76\u4e0d\u5e38\u89c1\uff0c\u4f46\u8fd1\u5e74\u6765\uff0c\u5176\u4f5c\u4e3a\u4e0d\u53ef\u9000\u6b3e\u7684\u7535\u5b50\u8d27\u5e01\u83b7\u5f97\u666e\u904d\u8ba4\u53ef\u3002\u968f\u540e\uff0c2021\u5e74\u9881\u5e03\u4fee\u8ba2\u540e\u7684\u300a\u652f\u4ed8\u670d\u52a1\u6cd5\u300b\uff0c\u63a8\u51fa\u4e86\u4e09\u7c7b\u8d44\u91d1\u8f6c\u79fb\u8bb8\u53ef\u51c6\u5165\u5236\u5ea6\uff0c\u5206\u522b\u9488\u5bf9100\u4e07\u65e5\u5143\u4ee5\u4e0a\u7684\u4ea4\u6613\uff1b5\u4e07\u65e5\u5143-100\u4e07\u65e5\u5143\u4ea4\u6613\uff1b50,000\u65e5\u5143\u4ee5\u4e0b\u4ea4\u6613\u3002<\/p>\n<p style=\"text-align: justify;\">\u4e0e\u6b64\u540c\u65f6\uff0c\u8fd8\u5b9e\u65bd\u4e86\u4e25\u683c\u89c4\u5b9a\uff0c\u4f8b\u5982\u8981\u6c42\u6ca1\u6709\u6c47\u6b3e\u9650\u989d\u7684\u7b2c\u4e00\u7c7b\u8d44\u91d1\u8f6c\u8d26\u670d\u52a1\u4e0d\u4ec5\u8981\u767b\u8bb0\uff0c\u8fd8\u8981\u83b7\u5f97\u724c\u7167\u3002<\/p>\n<p style=\"text-align: justify;\">(2) \u7a33\u5b9a\u5e01\u3002\u65e5\u672c2017\u5e74\u9881\u5e03\u4fee\u8ba2\u540e\u7684\u300a\u652f\u4ed8\u670d\u52a1\u6cd5\u300b\uff0c\u51fa\u53f0\u4e86\u9488\u5bf9\u52a0\u5bc6\u8d44\u4ea7\u4ea4\u6362\u670d\u52a1\u7684\u767b\u8bb0\u5236\u5ea6\u3002\u7136\u800c\uff0c\u9488\u5bf9\u968f\u540e\u63a8\u51fa\u7684\u7a33\u5b9a\u5e01\uff0c\u5168\u7403\u76d1\u7ba1\u5904\u7406\u5c1a\u4e0d\u660e\u786e\u3002\u56e0\u6b64\u65e5\u672c\u7387\u5148\u63a8\u51fa\u4e86\u7a33\u5b9a\u5e01\u76d1\u7ba1\uff0c\u660e\u786e\u4e86\u5176\u5728\u91d1\u878d\u76d1\u7ba1\u4e2d\u7684\u5730\u4f4d\u3002\u8fd9\u4e9b\u89c4\u5b9a\u9884\u8ba1\u4e0d\u4ec5\u6709\u52a9\u4e8e\u52a0\u5f3a\u65e5\u672c\u5bf9\u7528\u6237\u7684\u4fdd\u62a4\u72b6\u51b5\uff0c\u8fd8\u5c06\u4fc3\u8fdb\u501f\u52a9\u533a\u5757\u94fe\u7684\u521b\u65b0\u91d1\u878d\u670d\u52a1\u3002<\/p>\n<p style=\"text-align: justify;\">\u622a\u81f32024\u5e743\u670818\u65e5\uff0c\u5c1a\u65e0\u767b\u8bb0\u7535\u5b50\u652f\u4ed8\u5de5\u5177\u4e1a\u52a1\u4ee5\u8fdb\u884c\u7535\u5b50\u652f\u4ed8\u5de5\u5177(\u7a33\u5b9a\u5e01)\u4e70\u5356\u7684\u4f01\u4e1a\u3002\u4f46\u4e00\u4e9b\u4f01\u4e1a\u9884\u8ba1\u5c06\u57282024\u5e74\u5e95\u524d\u83b7\u5f97\u724c\u7167\u5e76\u5f00\u59cb\u5728\u65e5\u672c\u5206\u9500\u7a33\u5b9a\u5e01\u3002<\/p>\n<p style=\"text-align: justify;\">(3)\u91d1\u878d\u670d\u52a1\u4e2d\u4ecb\u4e1a\u52a1\u30022021\u5e74\u9881\u5e03\u7684\u300a\u91d1\u878d\u670d\u52a1\u63d0\u4f9b\u6cd5\u300b\u5efa\u7acb\u4e86\u4e00\u9879\u65b0\u7684\u91d1\u878d\u670d\u52a1\u4e2d\u4ecb\u4e1a\u52a1\uff0c\u53ea\u9700\u8981\u529e\u74061\u9879\u767b\u8bb0\uff0c\u5373\u53ef\u7ecf\u8425\u5305\u62ec\u94f6\u884c\u3001\u8bc1\u5238\u3001\u4fdd\u9669\u548c\u8d37\u6b3e\u9886\u57df\u7684\u4e2d\u4ecb\u4e1a\u52a1\u3002<\/p>\n<p style=\"text-align: justify;\">\u8be5\u8bb8\u53ef\u8bc1\u4e3b\u8981\u7528\u4e8e\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5f00\u53d1\u4e1a\u52a1\uff0c\u4f7f\u7528\u6237\u80fd\u591f\u901a\u8fc7\u5355\u4e2a\u5e94\u7528\u4e00\u7ad9\u5f0f\u8bbf\u95ee\u5404\u79cd\u91d1\u878d\u670d\u52a1\uff0c\u8fd8\u53ef\u4ee5\u5e2e\u52a9\u975e\u91d1\u878d\u4f01\u4e1a\u8fdb\u5165\u91d1\u878d\u4e1a\u52a1\u9886\u57df\u3002<\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong><img class=\"aligncenter wp-image-478338\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Chuo-Sogo-Law-logo-1024x221.jpg\" alt=\"\" width=\"500\" height=\"108\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Chuo-Sogo-Law-logo-1024x221.jpg 1024w, https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Chuo-Sogo-Law-logo-300x65.jpg 300w, https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Chuo-Sogo-Law-logo-768x166.jpg 768w, https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Chuo-Sogo-Law-logo-1536x332.jpg 1536w, https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Chuo-Sogo-Law-logo-696x150.jpg 696w, https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Chuo-Sogo-Law-logo-1068x231.jpg 1068w, https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Chuo-Sogo-Law-logo-1945x420.jpg 1945w, https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Chuo-Sogo-Law-logo.jpg 2028w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>CHUO SOGO LAW OFFICE<\/strong><br \/>\nHibiya Kokusai Building 18th floor,<br \/>\n2-2-3 Uchisaiwai-cho,<br \/>\nChiyoda-ku, Tokyo 1000011, Japan<br \/>\n\u7535\u8bdd\uff1a+81 3 3539 1877<br \/>\n\u7535\u5b50\u90ae\u4ef6\u5730\u5740\uff1a<a href=\"mailto:info@clo.gr.jp\">info@clo.gr.jp<\/a><br \/>\n<a href=\"https:\/\/www.clo.jp\/english\/\">www.clo.jp\/english<\/a><\/p>\n<\/section>\n<p style=\"text-align: right;\"><a style=\"text-decoration: none;\" href=\"#navigation\"><button style=\"width: 20%; font-size: 12px; letter-spacing: 1px; padding: 3px 3px; color: #000000; border-color: #F4F4F4; background-color: #fff; background-image: linear-gradient(to bottom,rgba(0,0,0,.01) 0,rgba(0,0,0,.02) 100%); background-repeat: repeat-x; border-radius: 3px; a: hover{background-color:#000;\"><span style=\"color: #000000; font-weight: bold; text-transform: uppercase;\"><span class=\"color: #00000\">\u56de\u5230\u9876\u90e8<\/span><\/span><\/button><\/a><\/p>\n<hr \/>\n<h2 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u97e9\u56fd<\/strong><\/span><\/h2>\n<p style=\"text-align: justify;\">\u5728\u97e9\u56fd\uff0c\u5bf9\u4e8e\u6570\u5b57\u94f6\u884c\u5c1a\u65e0\u51c6\u786e\u7684\u6cd5\u5f8b\u5b9a\u4e49\u3002\u5982\u7b80\u5355\u5c06\u5176\u89c6\u4e3a\u7eaf\u7ebf\u4e0a\u7684\u94f6\u884c\u670d\u52a1\uff0c\u5219\u65e0\u6cd5\u5168\u9762\u4e86\u89e3\u6b64\u7c7b\u4e1a\u52a1\u5728\u97e9\u56fd\u7684\u6570\u5b57\u5316\u53d1\u5c55\u5386\u7a0b\u3002<\/p>\n<p style=\"text-align: justify;\">\u6700\u8fd1\uff0c\u94f6\u884c\u670d\u52a1\u529f\u80fd\u5f00\u59cb\u671d\u6a21\u5757\u5316\u53d1\u5c55\u3002\u5728\u6b64\u8d8b\u52bf\u4e4b\u4e0b\uff0c\u4e0d\u5177\u5907\u4f20\u7edf\u94f6\u884c\u724c\u7167\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e5f\u53ef\u4ee5\u63d0\u4f9b\u76f8\u5e94\u670d\u52a1\u3002\u8fd9\u79cd\u8f6c\u53d8\u88ab\u79f0\u4e3a\u94f6\u884c\u5373\u670d\u52a1(BaaS)\uff0c\u4e3b\u8981\u5b9e\u73b0\u9014\u5f84\u662f\u5c06\u94f6\u884c\u529f\u80fd\u6574\u5408\u81f3\u91d1\u878d\u79d1\u6280\u5e94\u7528\u7a0b\u5e8f\u3002<\/p>\n<p style=\"text-align: justify;\">\u94f6\u884c\u5728\u8fd9\u4e00\u6846\u67b6\u5185\u63d0\u4f9b\u5fc5\u8981\u7684\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\uff0c\u4f46\u4e0d\u4e00\u5b9a\u76f4\u63a5\u53c2\u4e0e\u5ba2\u6237\u4e92\u52a8\u3002\u56e0\u6b64\uff0c\u97e9\u56fd\u6570\u5b57\u94f6\u884c\u5c06\u6d89\u53ca\u4ece\u4f20\u7edf\u94f6\u884c\u7684\u4e13\u5c5e\u9886\u57df\u5411\u66f4\u5177\u5305\u5bb9\u6027\u73af\u5883\u7684\u91cd\u5927\u8f6c\u53d8\uff0c\u5bf9\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7b49\u65b0\u8fdb\u5165\u8005\u5f62\u6210\u5229\u597d\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u6cd5\u5f8b\u76d1\u7ba1\u4f53\u7cfb<\/strong><\/span><\/h3>\n<p style=\"text-align: justify;\">\u4e0e\u4e16\u754c\u5404\u5730\u7684\u94f6\u884c\u4e00\u6837\uff0c\u97e9\u56fd\u94f6\u884c\u7684\u6838\u5fc3\u4e1a\u52a1\u6d89\u53ca\u5b58\u6b3e\u3001\u8d37\u6b3e\u4ee5\u53ca\u56fd\u5185\u5916\u5916\u6c47\u4ea4\u6613\u3002\u5c3d\u7ba1\u53ef\u4ee5\u4ece\u4e0d\u540c\u7ef4\u5ea6\u4ecb\u7ecd\u97e9\u56fd\u6570\u5b57\u94f6\u884c\u76d1\u7ba1\u4f53\u7cfb\uff0c\u4f46\u672c\u6587\u5c06\u4fa7\u91cd\u63a2\u8ba8\u5728\u6570\u5b57\u73af\u5883\u4e2d\u63d0\u4f9b\u4f20\u7edf\u94f6\u884c\u670d\u52a1\u6240\u9002\u7528\u7684\u6cd5\u5f8b\u548c\u5236\u5ea6\u89c4\u5219\u3002<\/p>\n<div class=\"infogram-embed\" data-id=\"33954cc0-447e-4578-9dbf-e8761c4991ca\" data-type=\"interactive\" data-title=\"Copy: Digital Banking\"><\/div>\n<p><script>!function(e,n,i,s){var d=\"InfogramEmbeds\";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,\"script\",\"infogram-async\",\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\");<\/script><\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u7eaf\u4e92\u8054\u7f51\u94f6\u884c<\/strong><\/span><\/h3>\n<figure id=\"attachment_478371\" aria-describedby=\"caption-attachment-478371\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"size-full wp-image-478372\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Hwang-Hyun-il.jpg\" alt=\"Hwang Hyun-il\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-478371\" class=\"wp-caption-text\"><strong>Hwang Hyun-il<\/strong><br \/>\u5408\u4f19\u4eba<br \/>\u9996\u5c14Shin &amp; Kim<br \/>\u7535\u8bdd\uff1a+82 2 316 4453<br \/>\u7535\u90ae\uff1a <a href=\"mailto:hihwang@shinkim.com\">hihwang@shinkim.com<\/a><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u5728\u97e9\u56fd\uff0c\u5f00\u5c55\u6570\u5b57\u94f6\u884c\u670d\u52a1\u6700\u660e\u786e\u7684\u9014\u5f84\u662f\u83b7\u5f97\u7eaf\u4e92\u8054\u7f51\u94f6\u884c\u724c\u7167\u3002\u8be5\u724c\u7167\u5141\u8bb8\u6301\u724c\u8005\u5f00\u5c55\u9664\u516c\u53f8\u8d37\u6b3e\u4ee5\u5916\u7684\u4e00\u822c\u94f6\u884c\u4e1a\u52a1\u3002\u76ee\u524d\uff0c\u97e9\u56fd\u6709\u4e09\u5bb6\u8fd0\u8425\u5546\u6301\u6709\u7eaf\u4e92\u8054\u7f51\u94f6\u884c\u724c\u7167\uff0c\u5f00\u5c55\u6570\u5b57\u94f6\u884c\u4e1a\u52a1\u3002\u5982\u60f3\u83b7\u5f97\u7eaf\u4e92\u8054\u7f51\u94f6\u884c\u724c\u7167\uff0c\u987b\u6ee1\u8db3\u7684\u6cd5\u5f8b\u8981\u6c42\u5982\u4e0b\uff1a<\/p>\n<p style=\"text-align: justify;\">(1) \u4e3a\u83b7\u5f97\u724c\u7167\uff0c\u5b9e\u4f53\u7684\u6700\u4f4e\u8d44\u672c\u987b\u8fbe\u5230250\u4ebf\u97e9\u5143(1,860\u4e07\u7f8e\u5143)\u3002\u5728\u5ba1\u67e5\u53d1\u653e\u6b64\u7c7b\u724c\u7167\u7684\u8fc7\u7a0b\u4e2d\uff0c\u91d1\u878d\u5f53\u5c40\u4f1a\u8bc4\u4f30\u62df\u8bae\u8d44\u91d1\u662f\u5426\u53ef\u884c\uff0c\u4ee5\u53ca\u662f\u5426\u53ef\u4ee5\u7b79\u96c6\u989d\u5916\u8d44\u91d1\u3002<\/p>\n<p style=\"text-align: justify;\">(2) \u94f6\u884c\u987b\u914d\u5907\u5408\u9002\u7684\u4eba\u5458\u3001\u4e1a\u52a1\u8bbe\u65bd\u548c\u8ba1\u7b97\u673a\u7cfb\u7edf\uff0c\u4ee5\u5f00\u5c55\u4e1a\u52a1\u3002<\/p>\n<p style=\"text-align: justify;\">(3)\u7279\u522b\u662f\uff0c\u5f53\u5916\u56fd\u91d1\u878d\u516c\u53f8\u6216\u5916\u56fd\u91d1\u878d\u516c\u53f8\u65d7\u4e0b\u63a7\u80a1\u516c\u53f8\u7533\u8bf7\u7eaf\u4e92\u8054\u7f51\u94f6\u884c\u724c\u7167\u65f6\uff0c\u9700\u8981\u83b7\u5f97\u76f8\u5e94\u56fd\u5bb6\u76d1\u7ba1\u673a\u6784\u7684\u5408\u6cd5\u540c\u610f\u3002\u8d22\u52a1\u548c\u7ba1\u7406\u72b6\u51b5\u987b\u826f\u597d\uff0c\u5e76\u5177\u6709\u56fd\u9645\u516c\u8ba4\u7684\u4fe1\u8a89\u3002\u987b\u5411\u97e9\u56fd\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u63d0\u4f9b\u6709\u5173\u94f6\u884c\u4e1a\u52a1\u7ba1\u7406\u548c\u7ecf\u8425\u6d3b\u52a8\u7684\u5145\u5206\u4fe1\u606f\u3002<\/p>\n<p style=\"text-align: justify;\">(4) \u5373\u4f7f\u4e0a\u8ff0\u6240\u6709\u6761\u4ef6\u5747\u5df2\u6ee1\u8db3\uff0c\u97e9\u56fd\u91d1\u878d\u5f53\u5c40\u4e5f\u53ef\u4ee5\u5728\u6388\u6743\u65f6\u9644\u52a0\u989d\u5916\u6761\u4ef6\uff0c\u4f8b\u5982\u201c\u5fe0\u5b9e\u6267\u884c\u589e\u8d44\u8ba1\u5212\u201d\u3002<\/p>\n<p style=\"text-align: justify;\">\u5728\u97e9\u56fd\uff0c\u83b7\u5f97\u7eaf\u4e92\u8054\u7f51\u94f6\u884c\u724c\u7167\u662f\u5f00\u5c55\u6570\u5b57\u94f6\u884c\u4e1a\u52a1\u6700\u76f4\u63a5\u3001\u6700\u660e\u786e\u7684\u65b9\u5f0f\u3002\u7136\u800c\uff0c\u5176\u9700\u8981\u9075\u5b88\u9ad8\u51c6\u5165\u89c4\u5b9a\u5e76\u901a\u8fc7\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u7684\u5ba1\u67e5\u3002\u7531\u4e8e\u6388\u6743\u9700\u8981\u4e0e\u91d1\u878d\u76d1\u7ba1\u673a\u6784\u5bc6\u5207\u6c9f\u901a\uff0c\u5e76\u63d0\u524d\u5bf9\u76f8\u5173\u6cd5\u5f8b\u548c\u76d1\u7ba1\u95ee\u9898\u8fdb\u884c\u5f7b\u5e95\u5ba1\u67e5\uff0c\u56e0\u6b64\u4e13\u5bb6\u534f\u52a9\u53ef\u4ee5\u8bf4\u662f\u5fc5\u4e0d\u53ef\u5c11\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u6c47\u6b3e\u548c\u652f\u4ed8<\/strong><\/span><\/h3>\n<figure id=\"attachment_478376\" aria-describedby=\"caption-attachment-478376\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"size-full wp-image-478377\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/Heo-Junbeom.jpg\" alt=\"Heo Junbeom\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-478376\" class=\"wp-caption-text\"><strong>Heo Junbeom<\/strong><br \/>\u5f8b\u5e08<br \/>\u9996\u5c14Shin &amp; Kim<br \/>\u7535\u8bdd\uff1a+82 2 316 4351<br \/>\u7535\u90ae\uff1a <a href=\"mailto:jbheo@shinkim.com\">jbheo@shinkim.com<\/a><\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u56fd\u5185\u5916\u6c47\u4ea4\u6613\u66fe\u7ecf\u662f\u94f6\u884c\u7684\u4e13\u5c5e\u4e1a\u52a1\u9886\u57df\uff0c\u4f46\u968f\u7740\u201c\u7b80\u5355\u6c47\u6b3e\u201d\u670d\u52a1\u51fa\u73b0\uff0c\u56fd\u5185\u5916\u6c47\u4ea4\u6613\u5df2\u7ecf\u53d1\u5c55\u6210\u4e3a\u4f17\u591a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u6fc0\u70c8\u89d2\u9010\u4e4b\u5730\u3002\u901a\u8fc7\u63a8\u51fa\u6b64\u7b49\u670d\u52a1\uff0c\u8f85\u4ee5\u300a\u7535\u5b50\u91d1\u878d\u4ea4\u6613\u6cd5\u300b\u5b9a\u4e49\u7684\u201c\u9884\u4ed8\u7535\u5b50\u652f\u4ed8\u5de5\u5177\u201d\uff0c\u540c\u65f6\u4f9d\u6258\u5f00\u653e\u94f6\u884c\u7684\u6a21\u5f0f\uff0c\u56fd\u5185\u5916\u6c47\u4ea4\u6613\u5df2\u7ecf\u4ece\u94f6\u884c\u5784\u65ad\u8f6c\u53d8\u4e3a\u7ade\u4e89\u6027\u5e02\u573a\u3002<\/p>\n<p style=\"text-align: justify;\">\u6b64\u5916\uff0c\u97e9\u56fd\u6839\u636e\u300a\u5916\u6c47\u4ea4\u6613\u6cd5\u300b\u8bbe\u7acb\u4e86\u5c0f\u578b\u6d77\u5916\u6c47\u6b3e\u8bb8\u53ef\u8bc1\uff0c\u4fc3\u4f7f\u6d89\u8db3\u8de8\u5883\u6c47\u6b3e\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u6570\u91cf\u6fc0\u589e\u3002\u6709\u5173\u6c47\u6b3e\u548c\u652f\u4ed8\u76d1\u7ba1\u51c6\u5165\u8981\u6c42\u7684\u6982\u8ff0\u5982\u4e0b\uff1a<\/p>\n<p style=\"text-align: justify;\">(1) \u9884\u4ed8\u7535\u5b50\u652f\u4ed8\u5de5\u5177\u548c\u652f\u4ed8\u7f51\u5173\u670d\u52a1\u7684\u53d1\u884c\u548c\u7ba1\u7406\u987b\u5728\u91d1\u878d\u670d\u52a1\u59d4\u5458\u4f1a(FSC)\u6ce8\u518c\u3002<\/p>\n<p style=\"text-align: justify;\">(2)\u5f00\u5c55\u9884\u4ed8\u7535\u5b50\u652f\u4ed8\u5de5\u5177\u53d1\u884c\u548c\u7ba1\u7406\u4e1a\u52a1\u7684\u6700\u4f4e\u8d44\u672c\u8981\u6c42\u4e3a20\u4ebf\u97e9\u5143\uff0c\u652f\u4ed8\u7f51\u5173\u670d\u52a1\u7684\u6700\u4f4e\u8d44\u672c\u8981\u6c42\u4e3a10\u4ebf\u97e9\u5143\u3002<\/p>\n<p style=\"text-align: justify;\">(3) \u7533\u8bf7\u4eba\u987b\u7b26\u5408\u503a\u52a1\u6bd4\u7387\u7b49\u7279\u5b9a\u8d22\u52a1\u7a33\u5065\u6027\u6807\u51c6\uff0c\u5e76\u62e5\u6709\u8db3\u591f\u7684\u4e13\u4e1a\u77e5\u8bc6\u548c\u5b9e\u4f53\u8bbe\u65bd\u6765\u5f00\u5c55\u7535\u5b50\u91d1\u878d\u4e1a\u52a1\u3002<\/p>\n<p style=\"text-align: justify;\">(4)\u8de8\u5883\u6c47\u6b3e\u6240\u9700\u7684\u5c0f\u989d\u6d77\u5916\u6c47\u6b3e\u4e1a\u52a1\u8bb8\u53ef\u8bc1\u987b\u5728\u7ecf\u6d4e\u548c\u8d22\u653f\u90e8\u767b\u8bb0\uff0c\u800c\u4e0d\u662f\u5728FSC\u767b\u8bb0\u3002\u5f00\u5c55\u5c0f\u989d\u6d77\u5916\u6c47\u6b3e\u4e1a\u52a1\u7684\u6700\u4f4e\u8d44\u672c\u8981\u6c42\u4e3a10\u4ebf\u97e9\u5143\uff0c\u4e14\u987b\u63a5\u5165\u4e2d\u592e\u5916\u6c47\u4fe1\u606f\u7cfb\u7edf\u3002<\/p>\n<p style=\"text-align: justify;\">(5)\u540c\u6837\uff0c\u5f00\u5c55\u8de8\u5883\u652f\u4ed8\u7f51\u5173\u670d\u52a1\u9700\u8981\u5411\u7ecf\u6d4e\u548c\u8d22\u653f\u90e8\u767b\u8bb0\u5916\u6c47\u4e1a\u52a1\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u6839\u636e\u300a\u7535\u5b50\u91d1\u878d\u4ea4\u6613\u6cd5\u300b\uff0c\u4ec5\u652f\u4ed8\u7f51\u5173\u8bb8\u53ef\u8bc1\u6301\u6709\u8005\u6709\u8d44\u683c\u5c31\u8de8\u5883\u652f\u4ed8\u7f51\u5173\u670d\u52a1\u767b\u8bb0\u5916\u6c47\u4e1a\u52a1\u3002<\/p>\n<p style=\"text-align: justify;\">(6) \u968f\u7740\u97e9\u56fd\u6700\u8fd1\u5bf9\u300a\u7535\u5b50\u91d1\u878d\u4ea4\u6613\u6cd5\u300b\u505a\u51fa\u4fee\u8ba2\uff0c\u201c\u5148\u4e70\u540e\u4ed8\u201d\u670d\u52a1\u5177\u5907\u4e86\u6cd5\u5f8b\u57fa\u7840\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u5b58\u6b3e<\/strong><\/span><\/h3>\n<p style=\"text-align: justify;\">\u63a5\u53d7\u5b58\u6b3e\u4ecd\u7136\u662f\u94f6\u884c\u7684\u4e13\u5c5e\u4e1a\u52a1\u9886\u57df\u3002\u5982\u524d\u6240\u8ff0\uff0c\u5982\u6ca1\u6709\u7eaf\u4e92\u8054\u7f51\u94f6\u884c\u724c\u7167\uff0c\u5219\u65e0\u6cd5\u76f4\u63a5\u5904\u7406\u5b58\u6b3e\u4ea7\u54c1\u3002\u7136\u800c\uff0cFSC\u6700\u8fd1\u5ba3\u5e03\u8bd5\u8fd0\u8425\u7ebf\u4e0a\u5b58\u6b3e\u4ea7\u54c1\u7ecf\u7eaa\u670d\u52a1\uff0c\u6b63\u5728\u9009\u62e9\u53c2\u4e0e\u8bd5\u70b9\u7684\u516c\u53f8\u3002<\/p>\n<p style=\"text-align: justify;\">\u7ebf\u4e0a\u5b58\u6b3e\u4ea7\u54c1\u7ecf\u7eaa\u670d\u52a1\u4ecd\u5904\u4e8e\u8bd5\u884c\u9636\u6bb5\uff0c\u5c1a\u65e0\u5408\u6cd5\u8bb8\u53ef\u8bc1\u3002<\/p>\n<p style=\"text-align: justify;\">\u6839\u636e\u97e9\u56fd\u300a\u91d1\u878d\u521b\u65b0\u652f\u63f4\u7279\u522b\u6cd5\u300b\uff0c\u7b26\u5408\u7279\u5b9a\u6807\u51c6\u7684\u4f01\u4e1a\u53ef\u4ee5\u901a\u8fc7\u201c\u91d1\u878d\u76d1\u7ba1\u6c99\u76d2\u201d\u7cfb\u7edf\u7533\u8bf7\u8bd5\u8fd0\u8425\u73b0\u884c\u6cd5\u5f8b\u4e0d\u5141\u8bb8\u7684\u91d1\u878d\u670d\u52a1\u3002\u8be5\u6c99\u76d2\u4e0b\u7684\u4f01\u4e1a\u53ef\u4ee5\u5728\u4e24\u5e74\u5185\u8bd5\u8fd0\u8425\u91d1\u878d\u6cd5\u89c4\u4e0d\u5141\u8bb8\u7684\u5404\u79cd\u670d\u52a1(\u6700\u957f\u53ef\u5ef6\u957f\u81f3\u56db\u5e74)\u3002<\/p>\n<p style=\"text-align: justify;\">\u6c99\u76d2\u6307\u5b9a\u7684\u7533\u8bf7\u4eba\u4ec5\u9650\u4e8e\u97e9\u56fd\u7684\u91d1\u878d\u516c\u53f8\u548c\u5728\u8be5\u56fd\u8bbe\u6709\u529e\u4e8b\u5904\u7684\u516c\u53f8\u3002\u6309\u7167\u59d4\u5458\u4f1a\u89c4\u5b9a\u7684\u683c\u5f0f\u5411FSC\u63d0\u4ea4\u6c99\u7bb1\u6307\u5b9a\u7533\u8bf7\u548c\u652f\u6301\u6587\u4ef6\uff0c\u5982\u80fd\u901a\u8fc7\u5ba1\u67e5\uff0c\u5c31\u53ef\u7533\u8bf7\u6210\u529f\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u8d37\u6b3e<\/strong><\/span><\/h3>\n<p style=\"text-align: justify;\">\u4e0e\u94f6\u884c\u5b58\u6b3e\u4e00\u6837\uff0c\u8d37\u6b3e\u5386\u6765\u662f\u94f6\u884c\u7684\u6838\u5fc3\u804c\u80fd\u3002\u7136\u800c\uff0c\u8fd1\u5e74\u6765\uff0c\u968f\u7740P2P\u5e73\u53f0\u8fd0\u8425\u5546\u53d1\u6325\u4e2d\u4ecb\u4f5c\u7528\u5927\u529b\u4fc3\u6210\u7f51\u8d37\u4ea4\u6613\uff0c\u4f20\u7edf\u8d37\u6b3e\u5e02\u573a\u7684\u683c\u5c40\u53d1\u751f\u4e86\u8f6c\u53d8\u3002<\/p>\n<p style=\"text-align: justify;\">\u6b64\u5916\uff0c\u8fd8\u51fa\u73b0\u4e86\u65b0\u7684\u7ebf\u4e0a\u670d\u52a1\uff0c\u53ef\u4ee5\u6bd4\u8f83\u5404\u79cd\u91d1\u878d\u673a\u6784\u7684\u8d37\u6b3e\u4ea7\u54c1\u5e76\u63a8\u8350\u6700\u4f73\u4ea7\u54c1\u3002<\/p>\n<p style=\"text-align: justify;\">(1) \u97e9\u56fd\u901a\u8fc7\u300a\u7ebf\u4e0a\u6295\u8d44\u8054\u52a8\u91d1\u878d\u4e1a\u53ca\u4f7f\u7528\u8005\u4fdd\u62a4\u6cd5\u300b\u5bf9P2P\u501f\u8d37\u4e1a\u52a1\u8fdb\u884c\u4e86\u7acb\u6cd5\u3002\u7ecf\u8425\u7ebf\u4e0a\u6295\u8d44\u8054\u52a8\u91d1\u878d\u4e1a\u52a1\uff0c\u5fc5\u987b\u7b26\u5408\u4e0b\u5217\u6761\u4ef6\uff1a<\/p>\n<p style=\"text-align: justify; padding-left: 40px;\">(a) \u7ebf\u4e0a\u6295\u8d44\u8054\u52a8\u91d1\u878d\u4e1a\u52a1\u987b\u5728FSC\u767b\u8bb0\uff1b<br \/>\n(b) \u6839\u636e\u8d37\u6b3e\u89c4\u6a21\uff0c\u6700\u4f4e\u8d44\u672c\u81f3\u5c11\u9700\u8981\u8fbe\u52305\u4ebf\u97e9\u5143\uff1b<br \/>\n(c) \u5546\u4e1a\u8ba1\u5212\u987b\u7a33\u5065\u53ef\u884c\uff0c\u8463\u4e8b\u5fc5\u987b\u7b26\u5408\u6cd5\u5f8b\u89c4\u5b9a\u7684\u8d44\u683c\u3002\u5927\u80a1\u4e1c\u5fc5\u987b\u5177\u6709\u8db3\u591f\u7684\u6295\u8d44\u80fd\u529b\u3001\u826f\u597d\u7684\u8d22\u52a1\u72b6\u51b5\u548c\u793e\u4f1a\u4fe1\u8a89\u3002<\/p>\n<p style=\"text-align: justify;\">(2) \u7ebf\u4e0a\u8d37\u6b3e\u7ecf\u7eaa\u670d\u52a1\u4ee5\u300a\u91d1\u878d\u6d88\u8d39\u8005\u4fdd\u62a4\u6cd5\u300b\u4e3a\u6cd5\u5f8b\u4f9d\u636e\u3002\u5f00\u5c55\u7ebf\u4e0a\u8d37\u6b3e\u7ecf\u7eaa\u670d\u52a1\uff0c\u5fc5\u987b\u7b26\u5408\u4e0b\u5217\u6cd5\u5f8b\u6761\u4ef6\uff1a<\/p>\n<p style=\"text-align: justify; padding-left: 40px;\">(a) \u987b\u5728FSC\u767b\u8bb0\uff1b<br \/>\n(b) \u4f01\u4e1a\u4ee3\u8868\u6216\u9ad8\u7ba1\u5fc5\u987b\u5b8c\u6210\u4e0e\u8d37\u6b3e\u4ea7\u54c1\u76f8\u5173\u7684\u6559\u80b2\uff1b<br \/>\n(c) \u5fc5\u987b\u5efa\u7acb\u6807\u51c6\u4f5c\u4e1a\u6d41\u7a0b\uff0c\u5e76\u63d0\u4f9b\u4e13\u4e1a\u4eba\u5458\u548c\u8ba1\u7b97\u8bbe\u65bd\uff1b<br \/>\n(d) \u5fc5\u987b\u5b58\u5165\u6216\u6295\u4fdd\u81f3\u5c115,000\u4e07\u97e9\u5143\u7684\u4fdd\u8bc1\u91d1\uff0c\u4f5c\u4e3a\u5bf9\u91d1\u878d\u6d88\u8d39\u8005\u7684\u635f\u5bb3\u8d54\u507f\uff1b<br \/>\n(e) \u7b97\u6cd5\u5fc5\u987b\u83b7\u5f97\u5229\u76ca\u51b2\u7a81\u9884\u9632\u8ba4\u8bc1\u3002<\/p>\n<h3 style=\"text-align: justify;\"><span style=\"color: #32849b;\"><strong>\u7ed3\u8bba<\/strong><\/span><\/h3>\n<p style=\"text-align: justify;\">\u4ece\u6839\u672c\u4e0a\u8bb2\uff0c\u6570\u5b57\u94f6\u884c\u4e3b\u8981\u56f4\u7ed5\u7740\u201c\u677e\u7ed1\u201d\u4f20\u7edf\u94f6\u884c\u6d41\u7a0b\u53ca\u94f6\u884c\u529f\u80fd\u6a21\u5757\u5316\u5c55\u5f00\u4e1a\u52a1\u3002\u56e0\u6b64\uff0c\u5f7b\u5e95\u638c\u63e1\u5404\u9879\u94f6\u884c\u6d3b\u52a8\u7684\u76d1\u7ba1\u683c\u5c40\u5bf9\u4e8e\u964d\u4f4e\u6cd5\u5f8b\u5408\u89c4\u98ce\u9669\u81f3\u5173\u91cd\u8981\u3002\u5bf9\u4e8e\u70ed\u8877\u8fdb\u5165\u97e9\u56fd\u6570\u5b57\u94f6\u884c\u4e1a\u7684\u516c\u53f8\uff0c\u987b\u4e86\u89e3\u5404\u9879\u94f6\u884c\u4e1a\u52a1\u548c\u804c\u80fd\u7684\u9002\u7528\u6cd5\u5f8b\u6846\u67b6\uff0c\u8c28\u614e\u5236\u5b9a\u7b56\u7565\u3002<\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong> <img class=\"aligncenter wp-image-478342\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/SK-logo_basic_E.jpg\" alt=\"\" width=\"500\" height=\"117\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/SK-logo_basic_E.jpg 1015w, https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/SK-logo_basic_E-300x70.jpg 300w, https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/SK-logo_basic_E-768x179.jpg 768w, https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/SK-logo_basic_E-696x163.jpg 696w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>SHIN &amp; KIM<\/strong><br \/>\n23F, D-Tower (D2), 17 Jongno 3-gil,<br \/>\nJongno-gu, Seoul 03155, Korea<br \/>\n\u7535\u8bdd\uff1a+82 2 316 4114<br \/>\n\u7535\u5b50\u90ae\u4ef6\uff1a<a href=\"mailto:shinkim@shinkim.com\">shinkim@shinkim.com<\/a><br \/>\n<a href=\"https:\/\/www.shinkim.com\/\">www.shinkim.com<\/a><\/p>\n<\/section>\n<p style=\"text-align: right;\"><a style=\"text-decoration: none;\" href=\"#navigation\"><button style=\"width: 20%; font-size: 12px; letter-spacing: 1px; padding: 3px 3px; color: #000000; border-color: #F4F4F4; background-color: #fff; background-image: linear-gradient(to bottom,rgba(0,0,0,.01) 0,rgba(0,0,0,.02) 100%); background-repeat: repeat-x; border-radius: 3px; a: hover{background-color:#000;\"><span style=\"color: #000000; font-weight: bold; text-transform: uppercase;\"><span class=\"color: #00000\">\u56de\u5230\u9876\u90e8<\/span><\/span><\/button><\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u91d1\u878d\u8fd9\u4e00\u91cd\u8981\u9886\u57df\u7684\u76d1\u7ba1\u548c\u5408\u89c4\u5f62\u52bf\u8fc5\u901f\u6f14\u53d8\uff0c\u5f53\u52a1\u4e4b\u6025\u662f\u7d27\u8ddf\u6700\u65b0\u52a8\u6001\u3002\u6709\u9274\u4e8e\u6b64\uff0c\u6211\u4eec\u6c47\u96c6\u4e86\u4e13\u5bb6\u5bf9\u65e5\u97e9\u76f8\u5173\u6cd5\u5f8b\u6cd5\u89c4\u7684<\/p>\n","protected":false},"author":7425,"featured_media":478406,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":""},"categories":[127116,127119],"tags":[176457,166040,144261,144260,144258,144259,144240,144256,144241,116374,144247,144255,3278,144245,144254,144257,144246,5510,1148,144242,144253,177958,144244,144243],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.7 (Yoast SEO v17.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"\u91d1\u878d\u8fd9\u4e00\u91cd\u8981\u9886\u57df\u7684\u76d1\u7ba1\u548c\u5408\u89c4\u5f62\u52bf\u8fc5\u901f\u6f14\u53d8\uff0c\u5f53\u52a1\u4e4b\u6025\u662f\u7d27\u8ddf\u6700\u65b0\u52a8\u6001\u3002\u6709\u9274\u4e8e\u6b64\uff0c\u6211\u4eec\u6c47\u96c6\u4e86\u4e13\u5bb6\u5bf9\u65e5\u97e9\u76f8\u5173\u6cd5\u5f8b\u6cd5\u89c4\u7684\u771f\u77e5\u707c\u89c1...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5317\u4e9a\u5730\u533a\u6570\u5b57\u94f6\u884c\u4e1a\u6307\u5357\" \/>\n<meta property=\"og:description\" content=\"\u91d1\u878d\u8fd9\u4e00\u91cd\u8981\u9886\u57df\u7684\u76d1\u7ba1\u548c\u5408\u89c4\u5f62\u52bf\u8fc5\u901f\u6f14\u53d8\uff0c\u5f53\u52a1\u4e4b\u6025\u662f\u7d27\u8ddf\u6700\u65b0\u52a8\u6001\u3002\u6709\u9274\u4e8e\u6b64\uff0c\u6211\u4eec\u6c47\u96c6\u4e86\u4e13\u5bb6\u5bf9\u65e5\u97e9\u76f8\u5173\u6cd5\u5f8b\u6cd5\u89c4\u7684\u771f\u77e5\u707c\u89c1...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/\" \/>\n<meta property=\"og:site_name\" content=\"Law.asia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AsiaBusinessLaw\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-04-04T06:04:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-20T08:30:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/North-Asia-regional-guide-to-digital-banking.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"900\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ablj_insights\" \/>\n<meta name=\"twitter:site\" content=\"@ablj_insights\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jan\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/law.asia\/zh-hans\/#organization\",\"name\":\"Law.asia\",\"url\":\"https:\/\/law.asia\/zh-hans\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/AsiaBusinessLaw\/\",\"https:\/\/www.instagram.com\/law.asia_\/?hl=en\",\"https:\/\/www.linkedin.com\/company\/asiabusinesslawjournal\/\",\"https:\/\/www.youtube.com\/@Law.asiaLimited\",\"https:\/\/twitter.com\/ablj_insights\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/law.asia\/zh-hans\/#logo\",\"inLanguage\":\"zh-CN\",\"url\":\"https:\/\/law.asia\/wp-content\/uploads\/2020\/10\/LAWDOTASIA-LOGO-152.png\",\"contentUrl\":\"https:\/\/law.asia\/wp-content\/uploads\/2020\/10\/LAWDOTASIA-LOGO-152.png\",\"width\":152,\"height\":152,\"caption\":\"Law.asia\"},\"image\":{\"@id\":\"https:\/\/law.asia\/zh-hans\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/law.asia\/zh-hans\/#website\",\"url\":\"https:\/\/law.asia\/zh-hans\/\",\"name\":\"Law.asia\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/law.asia\/zh-hans\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/law.asia\/zh-hans\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"zh-CN\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#primaryimage\",\"inLanguage\":\"zh-CN\",\"url\":\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/North-Asia-regional-guide-to-digital-banking.jpg\",\"contentUrl\":\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/North-Asia-regional-guide-to-digital-banking.jpg\",\"width\":900,\"height\":600,\"caption\":\"North Asia digital banking\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#webpage\",\"url\":\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/\",\"name\":\"\\u5317\\u4e9a\\u5730\\u533a\\u6570\\u5b57\\u94f6\\u884c\\u4e1a\\u6307\\u5357 | \\u65e5\\u672c\\u4e0e\\u5357\\u97e9\\u7684\\u73b0\\u72b6\\u5206\\u6790 | Law.asia\",\"isPartOf\":{\"@id\":\"https:\/\/law.asia\/zh-hans\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#primaryimage\"},\"datePublished\":\"2024-04-04T06:04:49+00:00\",\"dateModified\":\"2025-11-20T08:30:27+00:00\",\"description\":\"\\u91d1\\u878d\\u8fd9\\u4e00\\u91cd\\u8981\\u9886\\u57df\\u7684\\u76d1\\u7ba1\\u548c\\u5408\\u89c4\\u5f62\\u52bf\\u8fc5\\u901f\\u6f14\\u53d8\\uff0c\\u5f53\\u52a1\\u4e4b\\u6025\\u662f\\u7d27\\u8ddf\\u6700\\u65b0\\u52a8\\u6001\\u3002\\u6709\\u9274\\u4e8e\\u6b64\\uff0c\\u6211\\u4eec\\u6c47\\u96c6\\u4e86\\u4e13\\u5bb6\\u5bf9\\u65e5\\u97e9\\u76f8\\u5173\\u6cd5\\u5f8b\\u6cd5\\u89c4\\u7684\\u771f\\u77e5\\u707c\\u89c1...\",\"breadcrumb\":{\"@id\":\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#breadcrumb\"},\"inLanguage\":\"zh-CN\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#webpage\"},\"author\":{\"@id\":\"https:\/\/law.asia\/zh-hans\/#\/schema\/person\/9faa14703e4a324e69f759a9ed21a8a5\"},\"headline\":\"\\u5317\\u4e9a\\u5730\\u533a\\u6570\\u5b57\\u94f6\\u884c\\u4e1a\\u6307\\u5357\",\"datePublished\":\"2024-04-04T06:04:49+00:00\",\"dateModified\":\"2025-11-20T08:30:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#webpage\"},\"wordCount\":130,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/law.asia\/zh-hans\/#organization\"},\"image\":{\"@id\":\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/North-Asia-regional-guide-to-digital-banking.jpg\",\"keywords\":[\"Banking &amp; finance\",\"Chuo Sogo\\u4e2d\\u592e\\u7efc\\u5408\\u6cd5\\u5f8b\\u4e8b\\u52a1\\u6240\",\"Heo Junbeom\",\"Hwang Hyun-il\",\"P2P\\u501f\\u8d37\",\"Shin &amp; Kim\",\"\\u4e92\\u8054\\u7f51\\u94f6\\u884c\",\"\\u5b58\\u6b3e\",\"\\u5e94\\u7528\\u7a0b\\u5e8f\\u7f16\\u7a0b\\u63a5\\u53e3\",\"\\u6570\\u5b57\\u94f6\\u884c\",\"\\u65e5\\u672c\\u91d1\\u878d\\u76d1\\u7ba1\",\"\\u6c47\\u6b3e\\u548c\\u652f\\u4ed8\",\"\\u6cd5\\u5f8b\\u76d1\\u7ba1\",\"\\u7a33\\u5b9a\\u5e01\",\"\\u7eaf\\u4e92\\u8054\\u7f51\\u94f6\\u884c\",\"\\u8d37\\u6b3e\",\"\\u91d1\\u878d\\u670d\\u52a1\\u4e2d\\u4ecb\\u4e1a\\u52a1\",\"\\u91d1\\u878d\\u76d1\\u7ba1\",\"\\u91d1\\u878d\\u79d1\\u6280\",\"\\u91d1\\u878d\\u8d44\\u6e90\",\"\\u94f6\\u884c\\u5373\\u670d\\u52a1\",\"\\u94f6\\u884c\\u53ca\\u91d1\\u878d\",\"\\u94f6\\u884c\\u670d\\u52a1\",\"\\u94f6\\u884c\\u724c\\u7167\"],\"articleSection\":[\"Asia Business Law Journal\",\"\\u5b9e\\u52a1\\u6307\\u5357\"],\"inLanguage\":\"zh-CN\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#respond\"]}],\"copyrightYear\":\"2024\",\"copyrightHolder\":{\"@id\":\"https:\/\/law.asia\/#organization\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/law.asia\/zh-hans\/#\/schema\/person\/9faa14703e4a324e69f759a9ed21a8a5\",\"name\":\"Jan\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/law.asia\/zh-hans\/#personlogo\",\"inLanguage\":\"zh-CN\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c8044aea04b9ecf97cf9614281fee92c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c8044aea04b9ecf97cf9614281fee92c?s=96&d=mm&r=g\",\"caption\":\"Jan\"},\"url\":\"https:\/\/law.asia\/zh-hans\/author\/van_author6\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"description":"\u91d1\u878d\u8fd9\u4e00\u91cd\u8981\u9886\u57df\u7684\u76d1\u7ba1\u548c\u5408\u89c4\u5f62\u52bf\u8fc5\u901f\u6f14\u53d8\uff0c\u5f53\u52a1\u4e4b\u6025\u662f\u7d27\u8ddf\u6700\u65b0\u52a8\u6001\u3002\u6709\u9274\u4e8e\u6b64\uff0c\u6211\u4eec\u6c47\u96c6\u4e86\u4e13\u5bb6\u5bf9\u65e5\u97e9\u76f8\u5173\u6cd5\u5f8b\u6cd5\u89c4\u7684\u771f\u77e5\u707c\u89c1...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/","og_locale":"zh_CN","og_type":"article","og_title":"\u5317\u4e9a\u5730\u533a\u6570\u5b57\u94f6\u884c\u4e1a\u6307\u5357","og_description":"\u91d1\u878d\u8fd9\u4e00\u91cd\u8981\u9886\u57df\u7684\u76d1\u7ba1\u548c\u5408\u89c4\u5f62\u52bf\u8fc5\u901f\u6f14\u53d8\uff0c\u5f53\u52a1\u4e4b\u6025\u662f\u7d27\u8ddf\u6700\u65b0\u52a8\u6001\u3002\u6709\u9274\u4e8e\u6b64\uff0c\u6211\u4eec\u6c47\u96c6\u4e86\u4e13\u5bb6\u5bf9\u65e5\u97e9\u76f8\u5173\u6cd5\u5f8b\u6cd5\u89c4\u7684\u771f\u77e5\u707c\u89c1...","og_url":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/","og_site_name":"Law.asia","article_publisher":"https:\/\/www.facebook.com\/AsiaBusinessLaw\/","article_published_time":"2024-04-04T06:04:49+00:00","article_modified_time":"2025-11-20T08:30:27+00:00","og_image":[{"width":900,"height":600,"url":"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/North-Asia-regional-guide-to-digital-banking.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@ablj_insights","twitter_site":"@ablj_insights","twitter_misc":{"\u4f5c\u8005":"Jan","\u9884\u8ba1\u9605\u8bfb\u65f6\u95f4":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/law.asia\/zh-hans\/#organization","name":"Law.asia","url":"https:\/\/law.asia\/zh-hans\/","sameAs":["https:\/\/www.facebook.com\/AsiaBusinessLaw\/","https:\/\/www.instagram.com\/law.asia_\/?hl=en","https:\/\/www.linkedin.com\/company\/asiabusinesslawjournal\/","https:\/\/www.youtube.com\/@Law.asiaLimited","https:\/\/twitter.com\/ablj_insights"],"logo":{"@type":"ImageObject","@id":"https:\/\/law.asia\/zh-hans\/#logo","inLanguage":"zh-CN","url":"https:\/\/law.asia\/wp-content\/uploads\/2020\/10\/LAWDOTASIA-LOGO-152.png","contentUrl":"https:\/\/law.asia\/wp-content\/uploads\/2020\/10\/LAWDOTASIA-LOGO-152.png","width":152,"height":152,"caption":"Law.asia"},"image":{"@id":"https:\/\/law.asia\/zh-hans\/#logo"}},{"@type":"WebSite","@id":"https:\/\/law.asia\/zh-hans\/#website","url":"https:\/\/law.asia\/zh-hans\/","name":"Law.asia","description":"","publisher":{"@id":"https:\/\/law.asia\/zh-hans\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/law.asia\/zh-hans\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"zh-CN"},{"@type":"ImageObject","@id":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#primaryimage","inLanguage":"zh-CN","url":"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/North-Asia-regional-guide-to-digital-banking.jpg","contentUrl":"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/North-Asia-regional-guide-to-digital-banking.jpg","width":900,"height":600,"caption":"North Asia digital banking"},{"@type":"WebPage","@id":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#webpage","url":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/","name":"\u5317\u4e9a\u5730\u533a\u6570\u5b57\u94f6\u884c\u4e1a\u6307\u5357 | \u65e5\u672c\u4e0e\u5357\u97e9\u7684\u73b0\u72b6\u5206\u6790 | Law.asia","isPartOf":{"@id":"https:\/\/law.asia\/zh-hans\/#website"},"primaryImageOfPage":{"@id":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#primaryimage"},"datePublished":"2024-04-04T06:04:49+00:00","dateModified":"2025-11-20T08:30:27+00:00","description":"\u91d1\u878d\u8fd9\u4e00\u91cd\u8981\u9886\u57df\u7684\u76d1\u7ba1\u548c\u5408\u89c4\u5f62\u52bf\u8fc5\u901f\u6f14\u53d8\uff0c\u5f53\u52a1\u4e4b\u6025\u662f\u7d27\u8ddf\u6700\u65b0\u52a8\u6001\u3002\u6709\u9274\u4e8e\u6b64\uff0c\u6211\u4eec\u6c47\u96c6\u4e86\u4e13\u5bb6\u5bf9\u65e5\u97e9\u76f8\u5173\u6cd5\u5f8b\u6cd5\u89c4\u7684\u771f\u77e5\u707c\u89c1...","breadcrumb":{"@id":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#breadcrumb"},"inLanguage":"zh-CN","potentialAction":[{"@type":"ReadAction","target":["https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home"}]},{"@type":"Article","@id":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#article","isPartOf":{"@id":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#webpage"},"author":{"@id":"https:\/\/law.asia\/zh-hans\/#\/schema\/person\/9faa14703e4a324e69f759a9ed21a8a5"},"headline":"\u5317\u4e9a\u5730\u533a\u6570\u5b57\u94f6\u884c\u4e1a\u6307\u5357","datePublished":"2024-04-04T06:04:49+00:00","dateModified":"2025-11-20T08:30:27+00:00","mainEntityOfPage":{"@id":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#webpage"},"wordCount":130,"commentCount":0,"publisher":{"@id":"https:\/\/law.asia\/zh-hans\/#organization"},"image":{"@id":"https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#primaryimage"},"thumbnailUrl":"https:\/\/law.asia\/wp-content\/uploads\/2024\/04\/North-Asia-regional-guide-to-digital-banking.jpg","keywords":["Banking &amp; finance","Chuo Sogo\u4e2d\u592e\u7efc\u5408\u6cd5\u5f8b\u4e8b\u52a1\u6240","Heo Junbeom","Hwang Hyun-il","P2P\u501f\u8d37","Shin &amp; Kim","\u4e92\u8054\u7f51\u94f6\u884c","\u5b58\u6b3e","\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3","\u6570\u5b57\u94f6\u884c","\u65e5\u672c\u91d1\u878d\u76d1\u7ba1","\u6c47\u6b3e\u548c\u652f\u4ed8","\u6cd5\u5f8b\u76d1\u7ba1","\u7a33\u5b9a\u5e01","\u7eaf\u4e92\u8054\u7f51\u94f6\u884c","\u8d37\u6b3e","\u91d1\u878d\u670d\u52a1\u4e2d\u4ecb\u4e1a\u52a1","\u91d1\u878d\u76d1\u7ba1","\u91d1\u878d\u79d1\u6280","\u91d1\u878d\u8d44\u6e90","\u94f6\u884c\u5373\u670d\u52a1","\u94f6\u884c\u53ca\u91d1\u878d","\u94f6\u884c\u670d\u52a1","\u94f6\u884c\u724c\u7167"],"articleSection":["Asia Business Law Journal","\u5b9e\u52a1\u6307\u5357"],"inLanguage":"zh-CN","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/law.asia\/zh-hans\/north-asia-digital-banking\/#respond"]}],"copyrightYear":"2024","copyrightHolder":{"@id":"https:\/\/law.asia\/#organization"}},{"@type":"Person","@id":"https:\/\/law.asia\/zh-hans\/#\/schema\/person\/9faa14703e4a324e69f759a9ed21a8a5","name":"Jan","image":{"@type":"ImageObject","@id":"https:\/\/law.asia\/zh-hans\/#personlogo","inLanguage":"zh-CN","url":"https:\/\/secure.gravatar.com\/avatar\/c8044aea04b9ecf97cf9614281fee92c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c8044aea04b9ecf97cf9614281fee92c?s=96&d=mm&r=g","caption":"Jan"},"url":"https:\/\/law.asia\/zh-hans\/author\/van_author6\/"}]}},"_links":{"self":[{"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/posts\/483852"}],"collection":[{"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/users\/7425"}],"replies":[{"embeddable":true,"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/comments?post=483852"}],"version-history":[{"count":3,"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/posts\/483852\/revisions"}],"predecessor-version":[{"id":484529,"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/posts\/483852\/revisions\/484529"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/media\/478406"}],"wp:attachment":[{"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/media?parent=483852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/categories?post=483852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/law.asia\/zh-hans\/wp-json\/wp\/v2\/tags?post=483852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}