{"id":640396,"date":"2025-11-24T17:10:59","date_gmt":"2025-11-24T09:10:59","guid":{"rendered":"https:\/\/law.asia\/?p=640396"},"modified":"2025-12-02T16:58:21","modified_gmt":"2025-12-02T08:58:21","slug":"japan-fintech-patent-strategy","status":"publish","type":"post","link":"https:\/\/law.asia\/ko\/japan-fintech-patent-strategy\/","title":{"rendered":"\uc77c\ubcf8 \ud540\ud14c\ud06c \ubd84\uc57c\uc5d0\uc11c\uc758 \u2018\uac00\uc2dc\uc801\u2019 \ud2b9\ud5c8 \ud65c\uc6a9 \uc804\ub7b5"},"content":{"rendered":"<table style=\"margin-top: 0px; width: 100%; overflow: hidden;\">\n<tbody>\n<tr style=\"display: flex; flex-wrap: wrap;\">\n<td style=\"width: 25%; border-right: 2px solid #D9E3E3; text-align: center; display: flex; align-items: center; justify-content: center; flex: 1; background: #3E575C; border-top: 2px solid #D9E3E3; border-radius: 10px; box-shadow: 0px 4px 6px rgba(0,0,0,0.1);\" valign=\"middle\">\n<p style=\"margin: 0; padding: 10px 0;\"><a href=\"https:\/\/law.asia\/ko\/future-of-finance-china-japan\"><span style=\"color: #d9e3e3;\"><b>\uba54\uc778 \ud398\uc774\uc9c0<\/b><\/span><br \/>\n<\/a><\/p>\n<\/td>\n<td style=\"width: 25%; border-right: 2px solid #D9E3E3; text-align: center; display: flex; align-items: center; justify-content: center; flex: 1; background: #3E575C; border-top: 2px solid #D9E3E3; border-radius: 10px; box-shadow: 0px 4px 6px rgba(0,0,0,0.1);\" valign=\"middle\">\n<p style=\"margin: 0; padding: 10px 0;\"><a href=\"https:\/\/law.asia\/ko\/china-fintech-compliance\"><span style=\"color: #d9e3e3;\"><b>\uc911\uad6d \ubcf8\ud1a0<\/b><\/span><br \/>\n<\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>\ucd5c\uadfc \uba87 \ub144\uac04 \uc77c\ubcf8\uc758 \uae08\uc735\uc2dc\uc7a5\uc740 \ube44\uc811\ucd09\u00b7\ube44\ub300\uba74 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uae09\uaca9\ud788 \uc99d\uac00\ud574\uc654\ub2e4. \ucf54\ub85c\ub09819\uc758 \ubc1c\uc0dd\uc740 \ud604\uae08 \uae30\ubc18 \uac70\ub798\uc5d0\uc11c \ub514\uc9c0\ud138 \uacb0\uc81c \ubc29\uc2dd\uc73c\ub85c\uc758 \uc804\ud658\uc744 \ub354\uc6b1 \uac00\uc18d\ud654\uc2dc\ucf30\uace0, \uc804\ubc18\uc801\uc778 \uce90\uc2dc\ub9ac\uc2a4 \uc0ac\ud68c\ub85c\uc758 \uc6c0\uc9c1\uc784\uc744 \uac15\ud654\ud588\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \uacb0\uacfc\ub85c, \uc740\ud589 \uc9c0\uc810\uc774\ub098 \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5\uc744 \ubc29\ubb38\ud558\uc9c0 \uc54a\uace0\ub3c4 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uae08\uc735 \uc11c\ube44\uc2a4\uac00 \ube60\ub974\uac8c \ubc1c\uc804\ud574 \uc654\uc73c\uba70, \uc77c\ubcf8\uc758 \ud540\ud14c\ud06c \uc2dc\uc7a5\uc740 \ud5a5\ud6c4 \uba87 \ub144\uac04 \ub354\uc6b1 \ud655\ub300\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n<p><strong>\ud540\ud14c\ud06c \ubd84\uc57c\ub294 \ub9e4\uc6b0 \uad11\ubc94\uc704\ud558\uba70, \ub2e4\uc74c\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \ubd84\uc57c\ub97c \ud3ec\ud568\ud55c\ub2e4:<\/strong><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>\uc2a4\ub9c8\ud2b8\ud3f0 \uacb0\uc81c(QR \ucf54\ub4dc \uacb0\uc81c, \ubaa8\ubc14\uc77c \uc6d4\ub9bf \ub4f1);<\/li>\n<li>\ud074\ub77c\uc6b0\ub4dc \ud68c\uacc4 \uc11c\ube44\uc2a4(\uc911\uc18c\uae30\uc5c5\uc6a9 \ud68c\uacc4 \uc18c\ud504\ud2b8\uc6e8\uc5b4, \uc138\ubb34 \uc2e0\uace0 \uc9c0\uc6d0 \ub4f1);<\/li>\n<li>AI \uae30\ubc18 \uc2e0\uc6a9\ud3c9\uac00(\uac1c\uc778 \ubc0f \uae30\uc5c5 \ub300\uc0c1 \uc790\ub3d9\ud654\ub41c \uc2e0\uc6a9 \ud3c9\uac00);<\/li>\n<li>\ube14\ub85d\uccb4\uc778 \uae30\ubc18 \uad6d\uc81c \uc1a1\uae08 \ubc0f \uc2a4\ub9c8\ud2b8 \uacc4\uc57d;<\/li>\n<li>\ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \ubc0f \uc790\ub3d9\ud654\ub41c \uc790\uc0b0\uc6b4\uc6a9;<\/li>\n<li>\ubcf4\ud5d8 \uc11c\ube44\uc2a4\uc758 \uc790\ub3d9\ud654 \ubc0f \uac1c\uc778\ud654.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p>\uc774\ub7ec\ud55c \ubd84\uc57c\uc5d0\uc11c\ub294 \uc740\ud589, \uc99d\uad8c\uc0ac, \ubcf4\ud5d8\ud68c\uc0ac \ub4f1 \uae30\uc874 \uae08\uc735\uae30\uad00\ubfd0\ub9cc \uc544\ub2c8\ub77c, IT \uae30\uc5c5\uacfc \uc2a4\ud0c0\ud2b8\uc5c5\uae4c\uc9c0 \uc801\uadf9\uc801\uc73c\ub85c \uc9c4\ucd9c\ud558\uba74\uc11c \uc0b0\uc5c5 \uad6c\uc870\uc5d0 \ud070 \ubcc0\ud654\uac00 \uc77c\uc5b4\ub098\uace0 \uc788\ub2e4.<\/p>\n<h2><span style=\"color: #668c8d;\"><strong>\ud2b9\ud5c8 \uc804\ub7b5: \uacf5\uaca9\uacfc \ubc29\uc5b4<\/strong><\/span><\/h2>\n<figure id=\"attachment_638372\" aria-describedby=\"caption-attachment-638372\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-638372 size-full\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Hiroyuki-Ohno.jpg\" alt=\"Hiroyuki Ohno\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-638372\" class=\"wp-caption-text\"><strong>Hiroyuki OHNO<\/strong><br \/>\ud30c\ud2b8\ub108 \ubcc0\ud638\uc0ac<br \/>OHNO &amp; PARTNERS<br \/>\ub3c4\ucfc4<br \/>\uc804\ud654: +813 5218 2365<br \/>\uc774\uba54\uc77c: <a href=\"mailto:ohnoh@oslaw.org\">ohnoh@oslaw.org<\/a><\/figcaption><\/figure>\n<p>\ud540\ud14c\ud06c \uae30\uc5c5\uc5d0\uac8c \ud2b9\ud5c8\ub97c \ucde8\ub4dd\ud558\ub294 \uac83\uc740 \uc544\ub798\uc640 \uac19\uc774 \uc5ec\ub7ec \uac00\uc9c0 \uc804\ub7b5\uc801 \uc774\uc810\uc744 \uc81c\uacf5\ud55c\ub2e4.<\/p>\n<p>\ud2b9\ud5c8\ub294 \uc774\ub7ec\ud55c \uc77c\ubc18\uc801 \uc774\uc810\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc5b5\uc9c0 \ud6a8\uacfc\ub97c \ud615\uc131\ud558\uc5ec, \uacbd\uc7c1\uc0ac \uac04\uc5d0 \uc77c\uc885\uc758 \u201c\ub0c9\uc804\u201d \uc0c1\ud0dc\ub97c \ub9cc\ub4e4 \uc218\ub3c4 \uc788\ub2e4.<\/p>\n<ol>\n<li><strong>\uc790\uc0ac \ud2b9\ud5c8\uac00 \uc5c6\ub294 \uacbd\uc6b0:<\/strong><\/li>\n<\/ol>\n<p>\uae30\uc5c5\uc740 \uc77c\ubc29\uc801\uc73c\ub85c \ud53c\uc18c\ub420 \uc704\ud5d8\uc5d0 \uc9c1\uba74\ud558\uba70, \uadf8 \uacb0\uacfc \uc0ac\uc5c5 \uc6b4\uc601\uc774 \uc81c\ud55c\ub420 \uc218 \uc788\ub2e4.<\/p>\n<ol start=\"2\">\n<li><strong>\uc790\uc0ac \ud2b9\ud5c8\uac00 \uc788\ub294 \uacbd\uc6b0:<\/strong><\/li>\n<\/ol>\n<p>\uc591\uce21 \ubaa8\ub450 \uacf5\uaca9\uc801\u00b7\ubc29\uc5b4\uc801 \uc120\ud0dd\uc9c0\ub97c \ubcf4\uc720\ud558\uac8c \ub418\uc5b4 \ud798\uc758 \uade0\ud615\uc774 \ud615\uc131\ub41c\ub2e4.<\/p>\n<p>\ud540\ud14c\ud06c \ubd84\uc57c\uc758 \ud2b9\ud5c8\ub294 \uacbd\uc7c1\uc0ac\uc758 \ud65c\ub3d9 \uc790\uc720\ub3c4\ub97c \uc81c\ud55c\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc790\uc0ac \ube44\uc988\ub2c8\uc2a4\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud55c \uc804\ub7b5\uc801 \uc790\uc0b0\uc774\ub2e4.<\/p>\n<div style=\"position: relative; width: 100%; height: 0px; padding: 23.96% 0px 0px; overflow: hidden; will-change: transform;\"><iframe style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\" title=\"KO Patent Strategy\" src=\"https:\/\/e.infogram.com\/68865b18-8006-45e7-9d4a-818a77f74bae?src=embed&amp;embed_type=responsive_iframe\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<h2><span style=\"color: #668c8d;\"><strong>\ud540\ud14c\ud06c\uc640 \ud2b9\ud5c8\uc758 \uad00\uacc4<\/strong><\/span><\/h2>\n<p>\ud540\ud14c\ud06c\ub294 \uae08\uc735\uacfc \uae30\uc220\uc744 \uacb0\ud569\ud574 \ud3b8\ub9ac\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud55c\ub2e4. \uadf8\ub7ec\ub098 \uc774 \ubd84\uc57c\ub294 \uace0\uc720\ud55c \ud2b9\uc131\uc744 \uac16\uace0 \uc788\uc5b4 \ud2b9\ud5c8 \uc804\ub7b5\uc774 \uae30\uc5c5\uc758 \uc0dd\uc874\uacfc \uc9c1\uc811\uc801\uc73c\ub85c \uc5f0\uacb0\ub41c\ub2e4.<\/p>\n<p><strong>\ubaa8\ubc29\uc774 \uc26c\uc6b4 \uae30\uc220\uacfc \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378.<\/strong> \ud540\ud14c\ud06c \ubd84\uc57c\uc758 \ud601\uc2e0\uc740 \ub9e4\uc6b0 \ube60\ub974\uac8c \uc774\ub8e8\uc5b4\uc9c0\uba70, \ub300\ubd80\ubd84\uc758 \uc194\ub8e8\uc158\uc774 \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub098 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud615\ud0dc\ub85c \uad6c\ud604\ub41c\ub2e4. \uadf8\ub85c \uc778\ud574 \ub2e4\uc74c\uacfc \uac19\uc740 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud55c\ub2e4:<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>UI\/UX\uac00 \uacf5\uac1c\uc801\uc73c\ub85c \ub4dc\ub7ec\ub098\uae30 \ub54c\ubb38\uc5d0, \uacbd\uc7c1\uc0ac\uac00 \uc9e7\uc740 \uc2dc\uac04 \uc548\uc5d0 \uc27d\uac8c \ubaa8\ubc29\ud560 \uc218 \uc788\ub2e4.<\/li>\n<li>API \uc5f0\ub3d9\uc758 \ud45c\uc900\ud654\ub85c \uc778\ud574, \uacbd\uc7c1\uc0ac\ub294 \ub3d9\uc77c\ud55c \uae08\uc735 \uc778\ud504\ub77c\uc5d0 \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p>\uc774\ub7ec\ud55c \uc774\uc720\ub85c \uae30\uc5c5\uc774 \ucd08\uae30 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud558\ub354\ub77c\ub3c4, \ud2b9\ud5c8\ub97c \ud1b5\ud55c \ubc95\uc801 \ubcf4\ud638\uac00 \uc5c6\uc73c\uba74 \uacbd\uc7c1\uc0ac\uac00 \ube60\ub974\uac8c \ub530\ub77c\uc7a1\uae30 \ub54c\ubb38\uc5d0 \uc9c0\uc18d\uc801\uc778 \ucc28\ubcc4\ud654\ub97c \uc774\ub8e8\uae30 \uc5b4\ub835\ub2e4.<\/p>\n<p><strong>\uae08\uc735 \uc11c\ube44\uc2a4\uc758 \ud2b9\ud5c8\ud654\uc640 \uadf8 \ud55c\uacc4.<\/strong> \ub9ce\uc740 \uae08\uc735 \uc11c\ube44\uc2a4\ub294 \u201c\ube44\uc988\ub2c8\uc2a4 \ubc29\ubc95\u201d\uacfc \uc720\uc0ac\ud55c \ud2b9\uc131\uc744 \uc9c0\ub2c8\uace0 \uc788\uc5b4, \ubc1c\uba85\uc774 \uc678\ubd80\uc5d0\uc11c \ube44\uc988\ub2c8\uc2a4 \ud65c\ub3d9\uc73c\ub85c \uc778\uc2dd\ub420 \uc218 \uc788\ub294 \ubc29\uc2dd\uc73c\ub85c \uc815\uc758\ub418\uba74 \ud2b9\ud5c8\ub97c \ucde8\ub4dd\ud558\uae30 \uc5b4\ub835\ub2e4.<br \/>\n\ub0b4\ubd80 \ucc98\ub9ac \ubc29\uc2dd\uc5d0 \ub300\ud55c \ud2b9\ud5c8\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \ucde8\ub4dd\uc774 \uc6a9\uc774\ud558\uc9c0\ub9cc, \uc2e4\uc81c\ub85c \uc9d1\ud589\ud558\uae30\ub294 \uc5b4\ub835\ub2e4.<br \/>\n\ub530\ub77c\uc11c \uc9d1\ud589 \uacfc\uc815\uc5d0\uc11c \uc2dd\ubcc4\u00b7\uc785\uc99d\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\uc758 \u201c\uac00\uc2dc\uc801\u201d \uc694\uc18c\uc5d0 \uc9d1\uc911\ud558\ub294 \uac83\uc774 \uc804\ub7b5\uc801\uc73c\ub85c \uc720\ub9ac\ud558\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ub098 \uc77c\ubcf8 \ud2b9\ud5c8\uccad\uc758 \uc2ec\uc0ac\uc5d0\uc11c\ub294 \uae08\uc735 \uc11c\ube44\uc2a4 \uc790\uccb4\uac00 \ucd94\uc0c1\uc801\uc774\ub77c\uace0 \ud310\ub2e8\ub418\ub294 \uacbd\ud5a5\uc774 \uc788\uc73c\uba70, \ubc1c\uba85\uc758 \uc801\uc6a9 \uac00\ub2a5\uc131 \ubd80\uc871(\ud2b9\ud5c8\ubc95 \uc81c29\uc870 \uc81c1\ud56d \ubcf8\ubb38 \uc704\ubc18) \ub4f1\uc758 \uc774\uc720\ub85c \ucd9c\uc6d0\uc774 \uac70\uc808\ub418\ub294 \uc0ac\ub840\uac00 \uc788\ub2e4.<\/p>\n<p>\ud2b9\ud5c8 \ucde8\ub4dd \uac00\ub2a5\uc131\uacfc \uc9d1\ud589 \uac00\ub2a5\uc131\uc744 \ub3d9\uc2dc\uc5d0 \ud655\ubcf4\ud558\ub294 \uac83\uc740 \uc774 \ubd84\uc57c\uc758 \ud575\uc2ec \uc5b4\ub824\uc6c0\uc73c\ub85c \ub0a8\uc544 \uc788\ub2e4. \u201c\uac00\uc2dc\uc801\u201d \ud2b9\ud5c8\ub97c \ucde8\ub4dd\ud558\uae30 \uc704\ud574\uc11c\ub294 \uba85\uc138\uc11c \uc791\uc131\uacfc \uc758\uacac\uc11c \ub300\uc751 \uacfc\uc815\uc5d0\uc11c \ud2b9\uc815\ud55c \uae30\uc220\uc801 \uae30\ubc95\uc774 \uc694\uad6c\ub41c\ub2e4.<\/p>\n<h2><span style=\"color: #668c8d;\"><strong>freee Inc v Money Forward<\/strong><\/span><\/h2>\n<p>\ud540\ud14c\ud06c \uae30\uc5c5 \uac04 \ud2b9\ud5c8 \ubd84\uc7c1\uc740 \uc774\ubbf8 \uc77c\ubcf8\uc5d0\uc11c\ub3c4 \ubc1c\uc0dd\ud558\uace0 \uc788\ub2e4. \ub300\ud45c\uc801\uc778 \uc0ac\ub840\ub294 Inc\uc640 Money Forward \uac04\uc758 \ud074\ub77c\uc6b0\ub4dc \ud68c\uacc4 \uc11c\ube44\uc2a4 \uad00\ub828 \ubd84\uc7c1\uc774\ub2e4.<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li><strong>\uc18c\uc1a1 \uc81c\uae30(2016\ub144 10\uc6d4)<\/strong>freee\ub294 Money Forward\uc758 \u201cMF Cloud Accounting\u201d \uc11c\ube44\uc2a4\uac00 \uc790\uc0ac \ud2b9\ud5c8\ub97c \uce68\ud574\ud588\ub2e4\uba70 \ub3c4\ucfc4\uc9c0\ubc29\uc7ac\ud310\uc18c\uc5d0 \uc18c\uc1a1\uc744 \uc81c\uae30\ud588\ub2e4.<\/li>\n<li><strong>\ud575\uc2ec \uc7c1\uc810<\/strong>\uc790\ub3d9 \uc804\ud45c \uc0dd\uc131 \uc54c\uace0\ub9ac\uc998\uc758 \uad6c\ud604 \ubc29\uc2dd<br \/>\n<strong>(a) freee\uc758 \ud2b9\ud5c8. <\/strong>\ud0a4\uc6cc\ub4dc \uae30\ubc18 \uc2dc\uc2a4\ud15c \ubc0f \ucc38\uc870 \ud14c\uc774\ube14<br \/>\n<strong>(b) Money Forward. <\/strong>\uba38\uc2e0\ub7ec\ub2dd \uae30\ubc18 \uc2dc\uc2a4\ud15c<\/li>\n<li><strong>\ud310\uacb0(2017\ub144 7\uc6d4)<\/strong>\ubc95\uc6d0\uc740 Money Forward\uc758 \ubc29\uc2dd\uc774 freee \ud2b9\ud5c8\uc5d0 \uaddc\uc815\ub41c \u201c\ud14c\uc774\ube14\u201d\uc744 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \ud310\ub2e8\ud558\uc5ec freee\uc758 \uccad\uad6c\ub97c \uae30\uac01\ud588\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p>\uc774 \uc0ac\uac74\uc740 \ub0b4\ubd80 \ud504\ub85c\uc138\uc2a4 \ud655\uc778\uc774 \uc5b4\ub824\uc6b4 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud2b9\ud5c8 \uc18c\uc1a1\uc758 \ub09c\uc810\uc744 \ubcf4\uc5ec\uc900\ub2e4.<br \/>\nMoney Forward\uc758 \uc54c\uace0\ub9ac\uc998\uc774 \ub0b4\ubd80 \ud504\ub85c\uc138\uc2a4\uc600\uae30 \ub54c\ubb38\uc5d0 freee\ub294 \uc18c\uc1a1 \uc81c\uae30 \uc804\uae4c\uc9c0 \uc774\ub97c \ucd94\uce21\ud560 \uc218\ubc16\uc5d0 \uc5c6\uc5c8\uace0, Money Forward\uc758 \ubc18\ubc15 \uc774\ud6c4 \uc785\uc99d\uc758 \ud55c\uacc4\ub97c \ub118\uc5b4\uc11c\uc9c0 \ubabb\ud574 \ud328\uc18c\ud588\ub2e4.<\/p>\n<p>\uc774 \uc0ac\uac74\uc740 \ud6a8\uacfc\uc801\uc778 \uc9d1\ud589\uc744 \uc704\ud574\uc11c\ub294 \ud2b9\ud5c8\ub97c \uc678\ubd80\uc5d0\uc11c \ud655\uc778\u00b7\uac80\uc99d \uac00\ub2a5\ud55c \uac00\uc2dc\uc801 \uc694\uc18c\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4\ub294 \uc810\uc744 \uc2dc\uc0ac\ud55c\ub2e4.<\/p>\n<div style=\"position: relative; width: 100%; height: 0px; padding: 38.76% 0px 0px; overflow: hidden; will-change: transform;\"><iframe style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\" title=\"KO Recent patent application status\" src=\"https:\/\/e.infogram.com\/376ef50d-aada-4cde-ad84-4278e2f49747?src=embed&amp;embed_type=responsive_iframe\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<h2><span style=\"color: #668c8d;\"><strong>\ucd5c\uadfc \ud2b9\ud5c8 \ucd9c\uc6d0 \ud604\ud669<\/strong><\/span><\/h2>\n<p>\uc77c\ubcf8 \ud2b9\ud5c8\uccad\uc774 \ubc1c\uac04\ud55c \u300c\ube44\uc988\ub2c8\uc2a4 \uad00\ub828 \ubc1c\uba85\uc758 \ucd5c\uadfc \ub3d9\ud5a5\u300d \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \ud45c\uc5d0 \ub098\ud0c0\ub09c \ubc14\uc640 \uac19\uc740 \uc810\ub4e4\uc774 \uad00\ucc30\ub41c\ub2e4.<\/p>\n<p>\uad00\ub828 \ub0b4\uc6a9\uc740 <a href=\"https:\/\/www.jpo.go.jp\/e\/system\/patent\/gaiyo\/recent_trends_biz_inv.html\">https:\/\/www.jpo.go.jp\/e\/system\/patent\/gaiyo\/recent_trends_biz_inv.html<\/a> \ucc38\uace0<\/p>\n<h2><span style=\"color: #668c8d;\"><strong>\ucd5c\uadfc \ucd9c\uc6d0 \ubcf4\uace0<\/strong><\/span><\/h2>\n<p>\ubaa8\ubc14\uc77c \uacb0\uc81c \ub300\ud45c \uae30\uc5c5\uc778 PayPay\ub294 \ud2b9\ud5c8 \ucd9c\uc6d0\uc744 \uae09\uaca9\ud788 \ud655\ub300\ud558\uace0 \uc788\ub2e4. PayPay\ub294 \uc9e7\uc740 \uae30\uac04 \uc548\uc5d0 \ub300\ub7c9\uc758 \ud2b9\ud5c8\ub97c \ucd9c\uc6d0\ud55c \uac83\uc73c\ub85c \uc54c\ub824\uc84c\uc73c\uba70, \uae08\uc735 \ud2b9\ud5c8 \ucd9c\uc6d0 \uc218 \uae30\uc900\uc73c\ub85c\ub294 3\ub300 \uba54\uac00\ubc45\ud06c\uc758 \ucd1d\ud569\uc744 \ub118\uc5b4\uc11c\ub294 \uaddc\ubaa8\uc5d0 \ub3c4\ub2ec\ud588\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ucd94\uc138\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ud575\uc2ec \uc2dc\uc0ac\uc810\uc744 \ubcf4\uc5ec\uc900\ub2e4:<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>IT \uae30\uc5c5\uc774 \uc804\ud1b5\uc801 \uae08\uc735\uae30\uad00\ubcf4\ub2e4 \uc9c0\uc2dd\uc7ac\uc0b0 \uc804\ub7b5\uc5d0\uc11c \uc120\ub3c4\uc801 \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\ub2e4.<\/li>\n<li>cashless \uacb0\uc81c \uc2dc\uc7a5\uc5d0\uc11c \ud2b9\ud5c8 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc77c\ucc0d \uad6c\ucd95\ud55c \uae30\uc5c5\uc77c\uc218\ub85d \uc2dc\uc7a5\uc5d0\uc11c \ub354 \uc720\ub9ac\ud55c \uc704\uce58\ub97c \uc810\ud560 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<h2><span style=\"color: #668c8d;\"><strong>\uacb0\ub860<\/strong><\/span><\/h2>\n<p>\ud540\ud14c\ud06c\ub294 \uc18d\ub3c4\uc640 \ud601\uc2e0\uc774 \ucd5c\uc6b0\uc120\uc778 \uae08\uc735 \uc0b0\uc5c5\uc758 \uae30\uc874 \uacbd\uacc4\ub97c \ub118\uc5b4\uc11c\ub294 \ubd84\uc57c\uc774\ub2e4. \ub3d9\uc2dc\uc5d0 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \uc27d\uac8c \ubaa8\ubc29\ub420 \uc218 \uc788\uc5b4, \ud2b9\ud5c8\ub97c \ud1b5\ud55c \ucc28\ubcc4\ud654\uc640 \ubc29\uc5b4\uac00 \ud544\uc218\uc801\uc774\ub2e4.<\/p>\n<p>\uae30\uc5c5\uc740 \ub2e4\uc74c\uc758 \ub450 \uac00\uc9c0 \uc0c1\ud638\ubcf4\uc644\uc801 \uad00\uc810\uc744 \ucc44\ud0dd\ud574\uc57c \ud55c\ub2e4.<\/p>\n<ol>\n<li><strong>\uacf5\uaca9 \uc804\ub7b5<\/strong><\/li>\n<\/ol>\n<p style=\"padding-left: 40px;\">(a) \uc2e0\uaddc \uacbd\uc7c1\uc790\ub97c \uc5b5\uc81c\ud558\uace0 \uc2dc\uc7a5 \uc9c0\ubc30\ub825\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub294 \uc804\ub7b5\uc801 \ud2b9\ud5c8\ub97c \ucde8\ub4dd\ud55c\ub2e4.<br \/>\n(b) \ud2b9\ud5c8\ub97c \ud30c\ud2b8\ub108\uc2ed, \uc790\ubcf8 \uc81c\ud734, M&amp;A \ud65c\ub3d9\uc5d0\uc11c \ud611\uc0c1 \uc9c0\ub81b\ub300\ub85c \ud65c\uc6a9\ud55c\ub2e4.<\/p>\n<ol start=\"2\">\n<li><strong>\ubc29\uc5b4 \uc804\ub7b5<\/strong><\/li>\n<\/ol>\n<p style=\"padding-left: 40px;\">(a) \ud575\uc2ec \uae30\uc220\uacfc \uc11c\ube44\uc2a4\ub97c \ud2b9\ud5c8\ub85c \ubcf4\ud638\ud558\uc5ec \ubaa8\ubc29\uc744 \ubc29\uc9c0\ud55c\ub2e4.<br \/>\n(b) \uc18c\uc1a1 \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud574 \ud06c\ub85c\uc2a4 \ub77c\uc774\uc120\uc2a4\ub97c \uc704\ud55c \uae30\ubc18\uc744 \uad6c\ucd95\ud55c\ub2e4.<\/p>\n<p>\uc77c\ubcf8\uc758 \ud540\ud14c\ud06c \uc2dc\uc7a5\uc740 \uc55e\uc73c\ub85c \ub354\uc6b1 \ud655\ub300\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \ud2b9\ud5c8\ub294 \uae30\uc5c5\uc758 \uacbd\uc601 \uc804\ub7b5(\uc608: PayPay\uac00 \uc9e7\uc740 \uae30\uac04 \ub0b4\uc5d0 \ub2e4\uc218\uc758 \ud2b9\ud5c8\ub97c \ucd9c\uc6d0\ud588\ub2e4\ub294 \uc0ac\ub840\ucc98\ub7fc)\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc911\uc694\ud55c \uacfc\uc81c\uac00 \ub420 \uc218 \uc788\ub2e4.<\/p>\n<p>\ud2b9\ud5c8 \ub4f1\ub85d\ub960\uc758 \uc0c1\uc2b9\uc774 \ubcf4\uc5ec\uc8fc\ub4ef, \ub0b4\ubd80 \ucc98\ub9ac \ubc29\uc2dd\uc5d0 \ub300\ud55c \ud2b9\ud5c8\ub294 \ube44\uad50\uc801 \ucde8\ub4dd\uc774 \uc6a9\uc774\ud558\ub2e4. \uadf8\ub7ec\ub098 <em>freee v Money Forward \uc0ac\uac74<\/em>\uc5d0\uc11c \ubcf4\ub4ef \uc774\ub7ec\ud55c \ud2b9\ud5c8\ub294 \uc9d1\ud589\uc774 \uc5b4\ub835\ub2e4.<\/p>\n<p>\ub530\ub77c\uc11c \ud2b9\ud5c8 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\ucd95\uc744 \uc120\uc81c\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\ub294 \uae30\uc5c5, \ud2b9\ud788 \uc678\ubd80\uc5d0\uc11c \ud655\uc778 \uac00\ub2a5\ud55c \ub0b4\uc6a9(\uc774\ub978\ubc14 \u201c\uac00\uc2dc\uc801 \ud2b9\ud5c8\u201d)\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \ucde8\ub4dd\ud558\ub294 \uae30\uc5c5\uc740 \ud5a5\ud6c4 \uacbd\uc7c1\uc744 \uc8fc\ub3c4\ud560 \uac83\uc774\ub2e4.<\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong><img class=\"aligncenter wp-image-638392 size-medium\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-300x111.png\" alt=\"\" width=\"300\" height=\"111\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-300x111.png 300w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-1024x378.png 1024w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-768x283.png 768w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-696x257.png 696w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-1068x394.png 1068w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-1139x420.png 1139w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1.png 1247w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>OHNO &amp; PARTNERS<\/strong><br \/>\n21\/F Marunouchi Kitaguchi Building<br \/>\n1-6-5, Marunouchi, Chiyoda-ku<br \/>\nTokyo, 100-0005, Japan<br \/>\n<span class=\"TextRun SCXW214009095 BCX0\" lang=\"KO-KR\" xml:lang=\"KO-KR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW214009095 BCX0\">\uc804\ud654<\/span><\/span>: +813 5218 2331<br \/>\n<span class=\"TextRun SCXW175201748 BCX0\" lang=\"KO-KR\" xml:lang=\"KO-KR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW175201748 BCX0\">\uc774\uba54\uc77c<\/span><\/span>: <a href=\"mailto:ohnos@oslaw.org\">ohnos@oslaw.org<\/a><br \/>\n<a href=\"http:\/\/www.oslaw.org\">www.oslaw.org<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\uba54\uc778 \ud398\uc774\uc9c0 \uc911\uad6d \ubcf8\ud1a0 &nbsp; \ucd5c\uadfc \uba87 \ub144\uac04 \uc77c\ubcf8\uc758 \uae08\uc735\uc2dc\uc7a5\uc740 \ube44\uc811\ucd09\u00b7\ube44\ub300\uba74 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uae09\uaca9\ud788 \uc99d\uac00\ud574\uc654\ub2e4. \ucf54\ub85c\ub09819\uc758 \ubc1c\uc0dd\uc740 \ud604\uae08 \uae30\ubc18 \uac70\ub798\uc5d0\uc11c \ub514\uc9c0\ud138 \uacb0\uc81c \ubc29\uc2dd\uc73c\ub85c\uc758 \uc804\ud658\uc744 \ub354\uc6b1 \uac00\uc18d\ud654\uc2dc\ucf30\uace0, \uc804\ubc18\uc801\uc778 \uce90\uc2dc\ub9ac\uc2a4 \uc0ac\ud68c\ub85c\uc758 \uc6c0\uc9c1\uc784\uc744 \uac15\ud654\ud588\ub2e4. \uc774\ub7ec\ud55c \uacb0\uacfc\ub85c, \uc740\ud589 \uc9c0\uc810\uc774\ub098 \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5\uc744 \ubc29\ubb38\ud558\uc9c0 \uc54a\uace0\ub3c4 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uae08\uc735 \uc11c\ube44\uc2a4\uac00 \ube60\ub974\uac8c \ubc1c\uc804\ud574 \uc654\uc73c\uba70, \uc77c\ubcf8\uc758 \ud540\ud14c\ud06c \uc2dc\uc7a5\uc740 \ud5a5\ud6c4 \uba87 \ub144\uac04 \ub354\uc6b1<\/p>\n","protected":false},"author":13501,"featured_media":638677,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":"Hiroyuki OHNO, OHNO & PARTNERS"},"categories":[8398],"tags":[179232,179190,112163,179234,179230,179235,179236,179233,8400,112158,179229,179231],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.7 (Yoast SEO v17.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"\ucd5c\uadfc \uba87 \ub144\uac04 \uc77c\ubcf8\uc758 \uae08\uc735\uc2dc\uc7a5\uc740 \ube44\uc811\ucd09\u00b7\ube44\ub300\uba74 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uae09\uaca9\ud788 \uc99d\uac00\ud574\uc654\ub2e4. \ucf54\ub85c\ub09819\uc758 \ubc1c\uc0dd\uc740 \ud604\uae08 \uae30\ubc18 \uac70\ub798\uc5d0\uc11c \ub514\uc9c0\ud138 \uacb0\uc81c \ubc29\uc2dd\uc73c\ub85c\uc758 \uc804\ud658\uc744 \ub354\uc6b1 \uac00\uc18d\ud654\uc2dc\ucf30\uace0, \uc804\ubc18\uc801\uc778 \uce90\uc2dc\ub9ac\uc2a4 \uc0ac\ud68c\ub85c\uc758 \uc6c0\uc9c1\uc784\uc744 \uac15\ud654\ud588\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/law.asia\/ko\/japan-fintech-patent-strategy\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uc77c\ubcf8 \ud540\ud14c\ud06c \ubd84\uc57c\uc5d0\uc11c\uc758 \u2018\uac00\uc2dc\uc801\u2019 \ud2b9\ud5c8 \ud65c\uc6a9 \uc804\ub7b5\" \/>\n<meta property=\"og:description\" content=\"\ucd5c\uadfc \uba87 \ub144\uac04 \uc77c\ubcf8\uc758 \uae08\uc735\uc2dc\uc7a5\uc740 \ube44\uc811\ucd09\u00b7\ube44\ub300\uba74 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uae09\uaca9\ud788 \uc99d\uac00\ud574\uc654\ub2e4. \ucf54\ub85c\ub09819\uc758 \ubc1c\uc0dd\uc740 \ud604\uae08 \uae30\ubc18 \uac70\ub798\uc5d0\uc11c \ub514\uc9c0\ud138 \uacb0\uc81c \ubc29\uc2dd\uc73c\ub85c\uc758 \uc804\ud658\uc744 \ub354\uc6b1 \uac00\uc18d\ud654\uc2dc\ucf30\uace0, \uc804\ubc18\uc801\uc778 \uce90\uc2dc\ub9ac\uc2a4 \uc0ac\ud68c\ub85c\uc758 \uc6c0\uc9c1\uc784\uc744 \uac15\ud654\ud588\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/law.asia\/ko\/japan-fintech-patent-strategy\/\" \/>\n<meta property=\"og:site_name\" content=\"Law.asia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AsiaBusinessLaw\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-24T09:10:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-02T08:58:21+00:00\" \/>\n<meta property=\"og:image\" 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