{"id":640311,"date":"2025-11-24T17:12:10","date_gmt":"2025-11-24T09:12:10","guid":{"rendered":"https:\/\/law.asia\/?p=640311"},"modified":"2025-12-02T07:23:30","modified_gmt":"2025-12-01T23:23:30","slug":"future-of-finance-china-japan","status":"publish","type":"post","link":"https:\/\/law.asia\/ko\/future-of-finance-china-japan\/","title":{"rendered":"\ud540\ud14c\ud06c\uc758 \ubbf8\ub798: \uaddc\uc81c \ubcc0\ud654\uc5d0 \ub300\ud55c \ubc95\uc801 \uc778\uc0ac\uc774\ud2b8"},"content":{"rendered":"<p><span class=\"vantage-grey\"><em><strong>\uc77c\ubcf8\uacfc \uc911\uad6d \uc804\ubc18\uc5d0\uc11c \uae08\uc735\uae30\uc220\uc774 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c, \uaddc\uc81c \ub2f9\uad6d\uc740 \ud601\uc2e0\uc758 \uc18d\ub3c4\ub97c \ub530\ub77c\uac00\uae30 \uc704\ud574 \ubc1c \ube60\ub974\uac8c \uc6c0\uc9c1\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4<\/strong><\/em><\/span><\/p>\n<section id=\"navigation\" style=\"display: block; height: 20vh; margin-top: -20vh; visibility: hidden;\">\n<p style=\"text-align: justify;\">\u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e<\/p>\n<\/section>\n<div>\n<table style=\"margin-top: 0px; width: 100%; overflow: hidden;\">\n<tbody>\n<tr style=\"display: flex; flex-wrap: wrap;\">\n<td style=\"width: 25%; border-right: 2px solid #D9E3E3; text-align: center; display: flex; align-items: center; justify-content: center; flex: 1; background: #3E575C; border-top: 2px solid #D9E3E3; border-radius: 10px; box-shadow: 0px 4px 6px rgba(0,0,0,0.1);\" valign=\"middle\">\n<p style=\"margin: 0; padding: 10px 0;\"><a href=\"https:\/\/law.asia\/ko\/china-fintech-compliance\"><span style=\"color: #d9e3e3;\"><b>\uc911\uad6d \ubcf8\ud1a0<\/b><\/span><br \/>\n<\/a><\/p>\n<\/td>\n<td style=\"width: 25%; border-right: 2px solid #D9E3E3; text-align: center; display: flex; align-items: center; justify-content: center; flex: 1; background: #3E575C; border-top: 2px solid #D9E3E3; border-radius: 10px; box-shadow: 0px 4px 6px rgba(0,0,0,0.1);\" valign=\"middle\">\n<p style=\"margin: 0; padding: 10px 0;\"><a href=\"https:\/\/law.asia\/ko\/japan-fintech-patent-strategy\"><span style=\"color: #d9e3e3;\"><b>\uc77c\ubcf8<\/b><\/span><br \/>\n<\/a><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2><span style=\"color: #668c8d;\"><strong>2025\ub144 \uc911\uad6d \ud540\ud14c\ud06c \ubc95\ub960 \uac00\uc774\ub4dc<\/strong><\/span><\/h2>\n<p>\uc774 \uae30\uace0\ubb38\uc740 2025\ub144 \uc911\uad6d \ud540\ud14c\ud06c \uc2dc\uc7a5\uc758 \ud575\uc2ec \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ub808\ub4dc\ub77c\uc778\uacfc \uaddc\uc81c \uc804\ub7b5\uc744 \uc124\uba85\ud55c\ub2e4. \uc911\uad6d\uc758 \uaddc\uc81c \uccb4\uacc4\ub294 \u2018\uc804 \uacfc\uc815\u00b7\uc2ec\uce35 \uac10\ub3c5\u2019\uc744 \uae30\ubc18\uc73c\ub85c \ud558\uba70, \ud601\uc2e0\uc744 \uc7a5\ub824\ud558\uace0, \uc2dc\uc2a4\ud15c \ub9ac\uc2a4\ud06c\ub97c \ubc29\uc9c0\ud558\uba70, \uc18c\ube44\uc790 \uc774\uc775\uc744 \ubcf4\ud638\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud55c\ub2e4.<\/p>\n<h3><span style=\"color: #668c8d;\"><strong>\uaddc\uc81c \uad6c\uc870<\/strong><\/span><\/h3>\n<p>\uc911\uad6d\uc758 \uae08\uc735 \uac10\ub3c5\uc740 \ub124 \uac1c\uc758 \uc8fc\uc694 \uae30\uad00\uc744 \uc911\uc2ec\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c4\ub2e4.<\/p>\n<ul>\n<li><strong>\uc911\uc559\uae08\uc735\uc704\uc6d0\ud68c. <\/strong>\ucd5c\uace0 \uc218\uc900\uc758 \uc124\uacc4\uc640 \uc804\uccb4 \uc870\uc815\uc744 \ub2f4\ub2f9\ud55c\ub2e4.<\/li>\n<li><strong>\uc911\uad6d\uc778\ubbfc\uc740\ud589 (PBC). <\/strong>\ud1b5\ud654\uc815\ucc45\uacfc \uac70\uc2dc\uac74\uc804\uc131 \uad00\ub9ac\uc5d0 \uc911\uc810\uc744 \ub454\ub2e4<\/li>\n<li><strong>\uad6d\uac00\uae08\uc735\uac10\ub3c5\uad00\ub9ac\ucd1d\uad6d. <\/strong>\uc99d\uad8c \ubd80\ubb38\uc744 \uc81c\uc678\ud55c \uae08\uc735\uae30\uad00 \uac10\ub3c5\uc744 \ub2f4\ub2f9\ud55c\ub2e4.<\/li>\n<li><strong>\uc911\uad6d\uc99d\uad8c\uac10\ub3c5\uad00\ub9ac\uc704\uc6d0\ud68c (CSRC). <\/strong>\uc790\ubcf8\uc2dc\uc7a5\uc758 \ud1b5\ud569 \uac10\ub3c5\uc744 \ub2f4\ub2f9\ud55c\ub2e4.<\/li>\n<\/ul>\n<h3><span style=\"color: #668c8d;\"><strong>\ud575\uc2ec \uc6d0\uce59<\/strong><\/span><\/h3>\n<figure id=\"attachment_638329\" aria-describedby=\"caption-attachment-638329\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-638329 size-full\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Li-Jinping.jpg\" alt=\"Li Jinping\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-638329\" class=\"wp-caption-text\"><strong>LI Jinping<\/strong><br \/>Deputy Managing Partner<br \/>Fujian Zenith Law Firm<br \/>Fujian<br \/>\uc804\ud654: +1 36 0089 1024<br \/>\uc774\uba54\uc77c: <a href=\"mailto:ljp@zenithlawyer.com\">ljp@zenithlawyer.com<\/a><\/figcaption><\/figure>\n<p><strong>\uc778\uac00 \uae30\ubc18 \uc6b4\uc601<\/strong>. \ud540\ud14c\ud06c\uc758 \ubcf8\uc9c8\uc740 \uae08\uc735\uc774\uba70, \uae08\uc735 \uc5c5\ubb34\ub294 \uc778\uac00\uac00 \ud544\uc694\ud558\ub2e4.<\/p>\n<p><strong>\uae30\uad00\ubcc4 \uc5ed\ud560 \uc124\uc815. <\/strong>\uae08\uc735\uae30\uad00\uc740 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \ucc45\uc784\uc774 \uc788\uace0, \uae30\uc220\uae30\uc5c5\uc740 \uae30\uc220\uc801 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\uba70 \uae08\uc735 \uc778\uac00\ub97c \uc694\uad6c\ubc1b\uc9c0 \uc54a\ub294\ub2e4. \uae30\uc220\uae30\uc5c5\uacfc \uae08\uc735\uae30\uad00\uc758 \ud611\ub825\uc740 \ub370\uc774\ud130 \ubcf4\uc548, \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638, \uc790\uae08\uc138\ud0c1\ubc29\uc9c0\uc640 \uad00\ub828\ub41c \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ubc0f \ubcf4\uc548 \uae30\uc900\uc744 \uc900\uc218\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h3><span style=\"color: #668c8d;\"><strong>\uacb0\uc81c, \uccad\uc0b0, \uacb0\uc81c<\/strong><\/span><\/h3>\n<p><strong>\uc2dc\uc7a5 \uc811\uadfc \ubc0f \uc778\ud504\ub77c<\/strong>. \uacb0\uc81c \uc5c5\ubb34\ub294 \ubc95\uc801 \uc2b9\uc778\uc774 \ud544\uc694\ud558\ub2e4. \uccad\uc0b0\uae30\uad00, \uc2dc\uc2a4\ud15c \ubc0f \uae30\ud0c0 \uae08\uc735 \uc778\ud504\ub77c\uc758 \uacbd\uc6b0 \uc2b9\uc778\uae30\uad00\uc774 \uac10\ub3c5\uae30\uad00\uc758 \uc5ed\ud560\ub3c4 \uc218\ud589\ud55c\ub2e4.<\/p>\n<p>\uc911\uad6d\uc5d0\uc11c\ub294 \uc740\ud589\uacfc \uacb0\uc81c\uae30\uad00 \uac04\uc758 \u201c\uc9c1\uc811 \uc5f0\uacb0\u201d \ubaa8\ub378\uc744 \uc0ac\uc6a9\ud55c \uc740\ud589 \uac04 \uccad\uc0b0 \uc5c5\ubb34\uac00 \uae08\uc9c0\ub41c\ub2e4. \uc740\ud589 \uac04 \uccad\uc0b0\uc740 \ubc18\ub4dc\uc2dc \uc911\uad6d\uc778\ubbfc\uc740\ud589\uc758 \uc740\ud589 \uac04 \uccad\uc0b0 \uc2dc\uc2a4\ud15c \ub610\ub294 \uc778\uac00\ub41c \uccad\uc0b0\uae30\uad00\uc744 \ud1b5\ud574 \uc218\ud589\ub418\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n<p><strong>\ud575\uc2ec \uc6b4\uc601 \ubc0f \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML)<\/strong>. \uace0\uac1d \uc608\uce58\uae08: \ube44\uc740\ud589 \uacb0\uc81c\uae30\uad00\uc740 \uace0\uac1d \uc608\uce58\uae08\uc744 100% \uc911\uc559\uc9d1\uc911 \ubc29\uc2dd\uc73c\ub85c \ubcf4\uad00\ud574\uc57c \ud558\uba70, \uc5b4\ub5a0\ud55c \ud615\ud0dc\uc758 \uc720\uc6a9\ub3c4 \uae08\uc9c0\ub41c\ub2e4.<\/p>\n<p>\uacc4\uc815 \uad00\ub9ac: \uacb0\uc81c \uacc4\uc815\uc740 \uc2e4\uba85\uc778\uc99d \ubc0f \ub4f1\uae09\ubcc4 \uad00\ub9ac \uae30\uc900\uc744 \uc900\uc218\ud574\uc57c \ud558\uba70, \uac70\ub798 \ud55c\ub3c4\ub294 \uc704\ud5d8 \uc218\uc900\uc5d0 \ub530\ub77c \uc870\uc815\ub41c\ub2e4.<\/p>\n<p>\uac00\uc0c1\uc790\uc0b0:<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>\uc911\uad6d \ubcf8\ud1a0: \uac00\uc0c1\uc790\uc0b0\uacfc \uad00\ub828\ub41c \ubaa8\ub4e0 \uc601\uc5c5 \ud65c\ub3d9\uc740 \ubd88\ubc95\uc73c\ub85c \uac04\uc8fc\ub41c\ub2e4. \uac00\uc0c1\uc790\uc0b0\uc744 \uc774\uc6a9\ud55c \uc790\uae08\uc138\ud0c1 \ud589\uc704\ub294 \ud615\uc0ac \ucc98\ubc8c \ub300\uc0c1\uc774\ub2e4.<\/li>\n<li>\ud64d\ucf69: 2025\ub144 8\uc6d4 1\uc77c\ubd80\ud130 \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \uc870\ub840\uac00 \uc2dc\ud589\ub418\uc5c8\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p>AML \uc758\ubb34: \uc0c8\ub85c \uac1c\uc815\ub41c \uc790\uae08\uc138\ud0c1\ubc29\uc9c0\ubc95\uc5d0 \ub530\ub77c, \ube44\uc740\ud589 \uacb0\uc81c\uae30\uad00\ub3c4 \uae08\uc735\uae30\uad00\uacfc \ub3d9\uc77c\ud55c AML \uc758\ubb34\uac00 \ubd80\uacfc\ub41c\ub2e4.<\/p>\n<p><strong>\ud06c\ub85c\uc2a4\ubcf4\ub354 \uc5c5\ubb34<\/strong>. \ubb34\uc5ed \uc678\ud658 \uc218\ubd88 \uae30\uc5c5 \uba85\ubd80\uc5d0 \ub4f1\ub85d\ud558\ub294 \uac83\uc740 \uad6d\uacbd \uac04 \uacb0\uc81c\uae30\uad00\uc758 \ud544\uc218 \uc694\uac74\uc774\ub2e4. \ud574\ub2f9 \uae30\uad00\uc740 \ubc18\ub4dc\uc2dc \uad6d\ub0b4 \uc740\ud589 \ub610\ub294 \ubc95\uc801 \uccad\uc0b0\uae30\uad00\uacfc \ud611\ub825\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>2025\ub144\uc5d0\ub294 \uc911\uad6d \ubcf8\ud1a0\uc640 \ud64d\ucf69 \uac04\uc758 \uc2e4\uc2dc\uac04 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc774 Payment Connect\ub97c \ud1b5\ud574 \uc131\uacf5\uc801\uc73c\ub85c \uc0c1\ud638 \uc5f0\uacb0\ub418\uc5c8\ub2e4. \ub610\ud55c \ud1b5\ud569\ub41c \uad6d\uacbd \uac04 QR\ucf54\ub4dc \uac8c\uc774\ud2b8\uc6e8\uc774\uac00 \ub3c4\uc785\ub418\uc5b4 \uc6d0\ud65c\ud55c \uacb0\uc81c\uac00 \uac00\ub2a5\ud574\uc84c\ub2e4.<\/p>\n<h3><span style=\"color: #668c8d;\"><strong>\uc608\uae08, \ub300\ucd9c, \uae08\uc735<\/strong><\/span><\/h3>\n<p><strong>\uc2dc\uc7a5 \uc9c4\uc785<\/strong>. \uc608\uae08, \ub300\ucd9c \ub4f1 \uae08\uc735 \ud65c\ub3d9\uc744 \uc218\ud589\ud558\ub824\uba74 \uae08\uc735 \uc778\uac00\uac00 \ud544\uc694\ud558\ub2e4. \uc18c\uc561\ub300\ucd9c\ud68c\uc0ac\uc640 \uac19\uc740 \ud2b9\uc815 \uae30\uad00\uc740 \ub808\ubc84\ub9ac\uc9c0 \ud55c\ub3c4\ub97c \uaddc\uc815\ud55c \u300c\uc18c\uc561\ub300\ucd9c\ud68c\uc0ac \uac10\ub3c5\uad00\ub9ac \uc7a0\ud589\uaddc\uc815\u300d \ub4f1 \uad00\ub828 \uaddc\uc815\uc744 \uc900\uc218\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p><strong>\ub300\ucd9c \uc804 \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4.<\/strong> \ub9c8\ucf00\ud305: \ub300\ucd9c \uc0c1\ud488\uc758 \uc628\ub77c\uc778 \uad11\uace0\ub294 \uc5f0\uac04 \uc2e4\uc81c\uae08\ub9ac\ub97c \uba85\ud655\ud558\uace0 \ub208\uc5d0 \ub744\ub294 \ubc29\uc2dd\uc73c\ub85c \ud45c\uc2dc\ud574\uc57c \ud55c\ub2e4. \uacfc\ub3c4\ud55c \ubd80\ucc44\ub97c \uc720\ubc1c\ud558\ub294 \uc624\ud574\uc758 \uc18c\uc9c0\uac00 \uc788\ub294 \uad11\uace0\ub294 \uae08\uc9c0\ub41c\ub2e4.<\/p>\n<p>\uc704\ud5d8 \uad00\ub9ac: \uc2e0\uc6a9 \ud3c9\uac00\uc640 \uc704\ud5d8 \uad00\ub9ac\uc640 \uac19\uc740 \ud575\uc2ec \uc5c5\ubb34\ub294 \uc678\uc8fc\ub97c \uc904 \uc218 \uc5c6\ub2e4. \ucc28\uc785\uc790\uc758 \uc2e0\uc6d0, \uc2e0\uc6a9\ub3c4, \uc2e4\uc81c \ubaa9\uc801\uc744 \ubc18\ub4dc\uc2dc \uac80\uc99d\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p><strong>\ub300\ucd9c \uc911\uacfc \ub300\ucd9c \ud6c4 \uad00\ub9ac.<\/strong> \uc774\uc790\uc640 \uc218\uc218\ub8cc: \uc774\uc790\uc728\uc740 \ubc95\uc815 \ucd5c\uace0 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud560 \uc218 \uc5c6\ub2e4. \uacc4\uc57d\uc5d0 \uc5c6\ub294 \ubaa8\ub4e0 \uc218\uc218\ub8cc\ub294 \uae08\uc9c0\ub41c\ub2e4.<\/p>\n<p>\ucc44\uad8c\ucd94\uc2ec \uad00\ud589: \ucc44\uad8c\ucd94\uc2ec\uc740 \ud3ed\ub825\uc774\ub098 \ud611\ubc15 \ub4f1 \ubd88\ubc95\uc801 \uc218\ub2e8\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub2e4.<\/p>\n<p><strong>\ub300\ucd9c\ubcf4\uc870\uc11c\ube44\uc2a4<\/strong>. \ud50c\ub7ab\ud3fc\uc740 \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4\ub97c \uc900\uc218\ud558\ub294 \uc740\ud589\uacfc \ud611\ub825\ud574\uc57c \ud558\uba70, \uace0\uac1d \uc790\uae08\uc744 \ubd84\ub9ac \ubcf4\uad00\ud558\uae30 \uc704\ud55c \uc9c0\uc815\ub41c \uc608\uce58 \uacc4\uc88c\ub97c \ub9c8\ub828\ud574\uc57c \ud55c\ub2e4. \uc740\ud589\uc740 \ud611\ub825 \uae30\uad00\uc5d0 \ub300\ud55c \uc785\uc810 \uae30\uc900\uc744 \ub9c8\ub828\ud558\uace0, \ubcf8\uc810 \ucc28\uc6d0\uc758 \ub300\ucd9c\ubcf4\uc870\uc11c\ube44\uc2a4 \uad00\ub9ac \ucc45\uc784\uc744 \uac15\ud654\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h3><span style=\"color: #668c8d;\"><strong>\ubcf4\ud5d8<\/strong><\/span><\/h3>\n<p><strong>\uc790\uaca9 \ubc0f \uc5ed\ud560 \uc124\uc815. <\/strong>\ubb34\uc778\uac00 \uae30\uad00\uc740 \uc5b4\ub5a0\ud55c \ud615\ud0dc\uc758 \ubcf4\ud5d8 \ud65c\ub3d9\ub3c4 \uc5c4\uaca9\ud788 \uae08\uc9c0\ub41c\ub2e4. \uc628\ub77c\uc778 \uc0c1\ud638\ubd80\uc870 \ud50c\ub7ab\ud3fc\uc740 \uc790\uc2e0\ub4e4\uc758 \u201c\ube44\ubcf4\ud5d8\u201d \uc131\uaca9\uc744 \uba85\ud655\ud788 \ubc1d\ud600\uc57c \ud558\uba70, \ubd88\ubc95\uc801\uc778 \uc57d\uc18d\uc744 \ud558\uac70\ub098 \uc704\ud5d8 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc774 \uae08\uc9c0\ub41c\ub2e4.<\/p>\n<p><strong>\uc628\ub77c\uc778 \ud310\ub9e4 \ubc0f \uacf5\uc2dc.<\/strong> \uc628\ub77c\uc778 \ubcf4\ud5d8\uc5c5\uc740 \uc778\uac00 \ub610\ub294 \uc2e0\uace0 \ub4f1 \u300c\uc778\ud130\ub137 \ubcf4\ud5d8\uc5c5 \uaddc\uc815\u300d\uc744 \uc900\uc218\ud574\uc57c \ud55c\ub2e4. \uc2b9\uc778\ub418\uc9c0 \uc54a\uc740 \uc81c3\uc790 \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\uacfc\uc758 \ub9ac\ub4dc \uc81c\ub108\ub808\uc774\uc158 \ud611\ub825\uc740 \uae08\uc9c0\ub41c\ub2e4.<\/p>\n<p>\ud310\ub9e4 \ucd94\uc801\uc131: \uae30\uc5c5\uc740 \uc628\ub77c\uc778 \ud310\ub9e4\uc5d0 \ub300\ud55c \ucd94\uc801 \uccb4\uacc4\ub97c \uad6c\ucd95\ud558\uc5ec \uc2e0\uccad \ud398\uc774\uc9c0, \uc704\ud5d8 \uace0\uc9c0, \uace0\uac1d \ud655\uc778 \ub4f1 \ud575\uc2ec \ub2e8\uacc4\ub97c \uae30\ub85d\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\uc815\ubcf4 \uacf5\uc2dc: \uc628\ub77c\uc778\uc5d0 \uac8c\uc2dc\ub418\ub294 \ubcf4\ud5d8 \uc57d\uad00\uacfc \uba74\ucc45 \uc870\ud56d\uc740 \uba85\ud655\ud558\uace0 \ub208\uc5d0 \ub744\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n<p><strong>\ub370\uc774\ud130 \ubc0f \uc54c\uace0\ub9ac\uc998 \uac70\ubc84\ub10c\uc2a4.<\/strong> \ubbfc\uac10\ud55c \uac1c\uc778\uc815\ubcf4: \uace0\uac1d\uc758 \ubbfc\uac10\ud55c \uac1c\uc778\uc815\ubcf4\ub97c \ucc98\ub9ac\ud558\ub824\uba74 \uace0\uac1d\uc758 \u201c\ubcc4\ub3c4 \ub3d9\uc758\u201d\uac00 \ud544\uc694\ud558\ub2e4.<\/p>\n<p>\uac00\uaca9 \uacf5\uc815\uc131: \ubcf4\ud5d8 \uac00\uaca9 \uc0b0\uc815\uc5d0 \uc0ac\uc6a9\ub418\ub294 \ub3d9\uc801 \ubaa8\ub378\uc740 \uacf5\uc815\uc131 \uc6d0\uce59\uc744 \ub530\ub77c\uc57c \ud558\uba70, \ucc28\ubcc4\uc801\uc778 \uc694\uc728 \uc124\uc815\uc740 \uae08\uc9c0\ub41c\ub2e4.<\/p>\n<p>\ubcf4\ud5d8\uae08 \uc9c0\uae09 \uc124\uba85 \uac00\ub2a5\uc131: AI\ub97c \uc0ac\uc6a9\ud55c \uc9c0\ub2a5\ud615 \ubcf4\ud5d8\uae08 \uc2ec\uc0ac\uc5d0\uc11c\ub294 \ud575\uc2ec \uc758\uc0ac\uacb0\uc815 \ub85c\uc9c1\uc774 \uc124\uba85 \uac00\ub2a5\ud574\uc57c \ud558\uba70, \u2018\ube14\ub799\ubc15\uc2a4\u2019\uc2dd \ud310\ub2e8\uc744 \ud53c\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\uae30\uad00 \ucc45\uc784: \uc54c\uace0\ub9ac\uc998 \ubaa8\ub378\uc758 \uacb0\ud568\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud55c \uc9c0\uae09 \uc624\ub958\uc5d0 \ub300\ud574\uc11c\ub294 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \ucc45\uc784\uc744 \uc9c4\ub2e4.<\/p>\n<h3><span style=\"color: #668c8d;\"><strong>\ud22c\uc790 \uad00\ub9ac<\/strong><\/span><\/h3>\n<p><strong>\uae30\uad00 \ubc0f \uc778\ub825 \uc790\uaca9. <\/strong>\uacf5\u00b7\uc0ac\ubaa8\ud380\ub4dc \uc6b4\uc6a9\uacfc \uc99d\uad8c \ud22c\uc790 \uc790\ubb38 \uc11c\ube44\uc2a4\ub294 \uc804\ubb38\uc801\uc774\uba70 \uaddc\uc81c \ub300\uc0c1\uc778 \ud65c\ub3d9\uc774\ub2e4.<\/p>\n<p>\uae30\uad00\uc740 \uc911\uad6d\uc99d\uad8c\uac10\ub3c5\uad00\ub9ac\uc704\uc6d0\ud68c\uc758 \uc778\uac00\ub97c \ubc1b\uac70\ub098, \uc911\uad6d\uc790\uc0b0\uad00\ub9ac\ud611\ud68c\uc5d0 \ub4f1\ub85d \ub610\ub294 \uc2e0\uace0\ub97c \uc644\ub8cc\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p><strong>\ud22c\uc790\uc790 \uc801\ud569\uc131\uacfc \ud310\ub9e4 \uae30\uc900. <\/strong>\uc801\ud569\uc131 \uad00\ub9ac: \uc704\ud5d8 \uc131\ud5a5\uc740 \uc704\ud5d8 \uc124\ubb38\uc9c0\ub97c \ud1b5\ud574 \ud3c9\uac00\ud574\uc57c \ud558\uba70, \uacb0\uacfc\ub294 \uae30\ub85d\ud574\uc57c \ud55c\ub2e4. \uc704\ud5d8 \ud3c9\uac00 \uacb0\uacfc\uc640 \uc77c\uce58\ud558\uc9c0 \uc54a\ub294 \ud22c\uc790\uc790(\u2018\ube44\uc801\uaca9 \ud22c\uc790\uc790\u2019)\uc5d0\uac8c \uace0\uc704\ud5d8 \uc0c1\ud488\uc744 \ucd94\ucc9c\ud558\ub294 \uac83\uc740 \uc5c4\uaca9\ud788 \uae08\uc9c0\ub41c\ub2e4.<\/p>\n<p>\uc704\ud5d8 \uace0\uc9c0: \uc6d0\uae08 \ubcf4\uc7a5\uc774\ub098 \ucd5c\uc18c \uc218\uc775 \ubcf4\uc7a5\uc744 \uc57d\uc18d\ud558\ub294 \ud589\uc704\ub294 \uc5c4\uaca9\ud788 \uae08\uc9c0\ub41c\ub2e4. \ubaa8\ub4e0 \uc131\uacfc \ud45c\uc2dc\ub294 \uaddc\uc815\uc744 \uc900\uc218\ud574\uc57c \ud558\uba70, \ub208\uc5d0 \ub744\ub294 \uc704\ud5d8 \uace0\uc9c0\ub97c \ud3ec\ud568\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\uc628\ub77c\uc778 \ub9c8\ucf00\ud305: \uc790\uaca9\uc774 \uc5c6\ub294 \uae30\uad00 \ub610\ub294 \uac1c\uc778\uc740 \uc2e4\uc2dc\uac04 \uc2a4\ud2b8\ub9ac\ubc0d\uc774\ub098 \uc9e7\uc740 \ub3d9\uc601\uc0c1\uc744 \ud1b5\ud574 \uc8fc\uc2dd \ub610\ub294 \ud2b9\uc815 \ud380\ub4dc \uc0c1\ud488\uc744 \ucd94\ucc9c\ud558\ub294 \uac83\uc774 \uc5c4\uaca9\ud788 \uae08\uc9c0\ub41c\ub2e4.<\/p>\n<p><strong>\uc54c\uace0\ub9ac\uc998 \ubc0f \ud2b8\ub808\uc774\ub529 \uaddc\uc81c. <\/strong>\uc54c\uace0\ub9ac\uc998 \uc2e0\uace0: \uc5ec\ub860 \uc18d\uc131 \ub610\ub294 \uc0ac\ud68c\uc801 \ub3d9\uc6d0 \ub2a5\ub825\uc744 \uac00\uc9c4 \uc9c0\ub2a5\ud615 \ud22c\uc790\uc790\ubb38 \uc54c\uace0\ub9ac\uc998 \ubaa8\ub378\uc740 \uc911\uad6d\uc778\ud130\ub137\uc815\ubcf4\ud310\uacf5\uc2e4(CAC)\uc5d0 \uc2e0\uace0 \uc808\ucc28\ub97c \uac70\uccd0\uc57c \ud55c\ub2e4.<\/p>\n<p>\ud504\ub85c\uadf8\ub7a8\ub9e4\ub9e4: \ud504\ub85c\uadf8\ub7a8\ub9e4\ub9e4\ub97c \uc218\ud589\ud558\ub294 \ud22c\uc790\uc790\ub294 \u2018\uac70\ub798 \uc804 \ubcf4\uace0\u2019 \uc6d0\uce59\uc744 \uc900\uc218\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\uc804\ubb38\uc131 \ubc94\uc704: \uc99d\uad8c \ud22c\uc790 \uc790\ubb38 \uae30\uad00\uc740 \uc870\uc5b8\ub9cc \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4. \uace0\uac1d\uc758 \uc804\uad8c \uc704\uc784\uc744 \uc218\ub77d\ud558\uac70\ub098 \uacc4\uc815 \uad00\ub9ac \ubc0f \uc99d\uad8c \ub9e4\ub9e4\ub97c \ub300\ub9ac\ud558\ub294 \ud589\uc704\ub294 \uae08\uc9c0\ub41c\ub2e4.<\/p>\n<p><strong>\ub370\uc774\ud130 \ubc0f \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uc758\ubb34.<\/strong> \ub370\uc774\ud130 \ud65c\uc6a9: \uace0\uac1d\uc758 \uac70\ub798 \uc815\ubcf4\uc640 \ubcf4\uc720 \ub0b4\uc5ed\uc744 \ucc98\ub9ac\ud558\ub824\uba74 \uace0\uac1d\uc758 \u2018\ubcc4\ub3c4 \ub3d9\uc758\u2019\uac00 \ud544\uc694\ud558\ub2e4.<\/p>\n<p>KYC: \uae30\uad00\uc740 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc628\ub77c\uc778 \uace0\uac1d \uc2dd\ubcc4\u00b7\uc778\uc99d\uc744 \uc704\ud574 \uc5bc\uad74 \uc778\uc2dd, \uc2e0\ubd84\uc99d OCR \ub4f1 \ud6a8\uacfc\uc801\uc778 \uae30\uc220\uc801 \uc218\ub2e8\uc744 \ud65c\uc6a9\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1: \uc774\uc0c1 \uac70\ub798\ub97c \uc2dd\ubcc4\u00b7\ubd84\uc11d\u00b7\ubcf4\uace0\ud558\uae30 \uc704\ud55c \ud6a8\uacfc\uc801\uc778 \uc9c0\ub2a5\ud615 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h3><span style=\"color: #668c8d;\"><strong>\uc2dc\uc7a5 \uc9c0\uc6d0<\/strong><\/span><\/h3>\n<p><strong>\uae08\uc735 \uc778\ud504\ub77c \ubcf4\uc548<\/strong>. \ud575\uc2ec \uae08\uc735 \uc778\ud504\ub77c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub824\uba74 PBC \ub610\ub294 CSRC\uc758 \uc2b9\uc778\uc774 \ud544\uc694\ud558\ub2e4. 2025\ub144 10\uc6d4 1\uc77c\ubd80\ud130 \uc2dc\ud589\ub418\ub294 \u300c\uae08\uc735 \uc778\ud504\ub77c \uac10\ub3c5\uad00\ub9ac \ubc29\ubc95\u300d\uc740 \uc124\ub9bd, \uc6b4\uc601, \uc885\ub8cc \ub4f1 \uac10\ub3c5\uc758 \uc804\uccb4 \uc0dd\uba85\uc8fc\uae30\ub97c \ud1b5\ud569\ud558\uace0 \ud45c\uc900\ud654\ud55c\ub2e4. \uae30\uc220 \uc2dc\uc2a4\ud15c\uc740 \uc5c5\ubb34 \uc5f0\uc18d\uc131\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud574 \ud3ec\uad04\uc801\uc778 \uc7a5\uc560 \ube44\uc0c1 \ub300\uc751 \ubc0f \uc7ac\ud574 \ubcf5\uad6c \uccb4\uacc4\ub97c \uad6c\ucd95\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p><strong>\ub370\uc774\ud130 \ubd84\ub958\u00b7\ub4f1\uae09 \ubc0f \uad6d\uacbd \uac04 \ub370\uc774\ud130 \uc774\ub3d9<\/strong>. \ubd84\ub958 \ubc0f \ub4f1\uae09: \ubaa8\ub4e0 \ub370\uc774\ud130 \ucc98\ub9ac\uc790\ub294 \uae08\uc735 \uc5c5\ubb34 \ub370\uc774\ud130\uc640 \uac1c\uc778\uc815\ubcf4\ub97c \ud3ec\ud568\ud55c \uc804 \uacfc\uc815 \ubcf4\uc548 \uad00\ub9ac \uccb4\uacc4\ub97c \uad6c\ucd95\ud574\uc57c \ud55c\ub2e4. \ub370\uc774\ud130\ub294 \uc77c\ubc18, \uc911\uc694, \ud575\uc2ec\uc73c\ub85c \ubd84\ub958\ub418\uc5b4\uc57c \ud558\uba70, \uadf8\uc5d0 \ub530\ub978 \ubcf4\ud638 \uc758\ubb34\ub97c \uc774\ud589\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\uac1c\uc778\uc815\ubcf4 \ucc98\ub9ac: \ud575\uc2ec \uc6d0\uce59\uc740 \u201c\ucd5c\uc18c \ud544\uc694\uc131\u201d\uc774\ub2e4. \uac1c\uc778\uc815\ubcf4 \ucc98\ub9ac\ub294 \u201c\ud1b5\uc9c0 \ud6c4 \ub3d9\uc758\u201d\ub97c \uae30\ubc18\uc73c\ub85c \ud574\uc57c \ud558\uba70, \uae30\uc5c5\uc740 \uc815\ubcf4\uc8fc\uccb4\uc758 \ubc95\uc815 \uad8c\ub9ac\ub97c \ucda9\ubd84\ud788 \ubcf4\uc7a5\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\ud06c\ub85c\uc2a4\ubcf4\ub354 \ub370\uc774\ud130 \uc804\uc1a1: \uac1c\uc778\uc815\ubcf4\uc640 \uc911\uc694 \ub370\uc774\ud130\ub294 \uc6d0\uce59\uc801\uc73c\ub85c \uad6d\ub0b4\uc5d0 \uc800\uc7a5\ud574\uc57c \ud55c\ub2e4. \ud544\uc694\ud55c \uacbd\uc6b0 \ud574\uc678 \uc774\uc804 \uc2dc\uc5d0\ub294 \ud1b5\uc9c0, \ub3d9\uc758, \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \uc601\ud5a5\ud3c9\uac00 \uc678\uc5d0 \ub2e4\uc74c \uc911 \ud558\ub098\ub97c \ucda9\uc871\ud574\uc57c \ud55c\ub2e4:<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>\uad6d\uac00\uc778\ud130\ub137\uc815\ubcf4\ud310\uacf5\uc2e4\uc758 \ubcf4\uc548 \uc2ec\uc0ac\ub97c \ud1b5\uacfc\ud560 \uac83;<\/li>\n<li>\ud45c\uc900\uacc4\uc57d\uc744 \uccb4\uacb0\ud574 \uc81c\ucd9c\ud560 \uac83;<\/li>\n<li>\uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \uc778\uc99d\uc744 \ud68d\ub4dd\ud560 \uac83. \uc774 \uc694\uac74\uc740 \u300c\uad6d\uacbd \uac04 \ub370\uc774\ud130 \uc774\ub3d9 \ucd09\uc9c4 \ubc0f \uaddc\ubc94\ud654 \uaddc\uc815\u300d\uc5d0\uc11c \ubcc4\ub3c4\ub85c \uc608\uc678\uac00 \uc778\uc815\ub41c \uacbd\uc6b0\ub97c \uc81c\uc678\ud558\uace0 \uc801\uc6a9\ub41c\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><strong>\uae30\uc220 \uc801\uc6a9 \ubc0f \uc54c\uace0\ub9ac\uc998 \uac70\ubc84\ub10c\uc2a4. <\/strong>\ud074\ub77c\uc6b0\ub4dc \uc11c\ube44\uc2a4: \ud575\uc2ec \uc2dc\uc2a4\ud15c\uc740 \ub192\uc740 \uac00\uc6a9\uc131\uacfc \uc7ac\ud574 \ubcf5\uad6c \ub2a5\ub825\uc744 \uac16\ucd94\uc5b4\uc57c \ud558\uba70, \uc7ac\ud574 \ubcf5\uad6c \uc13c\ud130\ub294 \uc911\uad6d \ub0b4\uc5d0 \uc704\uce58\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\uaddc\uc81c \uae30\uc220: \uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ubc0f \uace0\uac1d\ud655\uc778 \uc808\ucc28\uc758 \uc790\ub3d9\ud654 \ubaa8\ub2c8\ud130\ub9c1\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4. \uadf8\ub7ec\ub098 \uae08\uc735\uae30\uad00\uc740 \ubaa8\ub2c8\ud130\ub9c1 \uacb0\uacfc\ub97c \ubc18\ub4dc\uc2dc \uc218\ub3d9\uc73c\ub85c \uac80\ud1a0\ud574\uc57c \ud558\uba70 \uad81\uadf9\uc801\uc774\uace0 \uae30\ubcf8\uc801\uc778 \ucc45\uc784\uc744 \uc838\uc57c \ud55c\ub2e4.<\/p>\n<p>\uc54c\uace0\ub9ac\uc998 \uac70\ubc84\ub10c\uc2a4: \uc2a4\ub9c8\ud2b8 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubaa8\ub378\uc758 \ud559\uc2b5 \ub370\uc774\ud130\ub294 \ucc28\ubcc4\uc801 \ubcc0\uc218\ub97c \ud3ec\ud568\ud574\uc11c\ub294 \uc548 \ub418\uba70, \uacf5\uc815\uc131 \uac80\uc99d\uc774 \uc815\uae30\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc838\uc57c \ud55c\ub2e4. \uc54c\uace0\ub9ac\uc998 \ubaa8\ub378\uc740 \uc124\uba85 \uac00\ub2a5\ud574\uc57c \ud558\uba70, \u2018\ube14\ub799\ubc15\uc2a4\u2019\uc2dd \uacb0\uc815\uc744 \ud53c\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h3><span style=\"color: #668c8d;\"><strong>\uc804\ub9dd<\/strong><\/span><\/h3>\n<p>\uc911\uad6d\uc758 \ud540\ud14c\ud06c \uaddc\uc81c\ub294 \uad6d\uc81c \uae30\uc900\uc5d0 \ubd80\ud569\ud558\ub294 \ud0c4\ud0c4\ud55c \uccb4\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc788\ub2e4. \ud5a5\ud6c4 \ud575\uc2ec \ud750\ub984\uc740<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>\uc2ec\uce35 \uac10\ub3c5 \ubc0f \uaddc\uc81c \uc870\uc815 \uac15\ud654,<\/li>\n<li>\uc54c\uace0\ub9ac\uc998 \uac70\ubc84\ub10c\uc2a4\uc640 \uae30\uc220 \uc801\uc6a9 \uae30\uc900\uc5d0 \ub300\ud55c \uc9d1\uc911,<\/li>\n<li>\uc0c1\uc704 \uc124\uacc4 \uac1c\uc120\uacfc \ud601\uc2e0 \ucd09\uc9c4\uc5d0 \ub9de\ucdb0\uc9c8 \uac83\uc774\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong><img class=\"aligncenter wp-image-638334 size-medium\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-300x226.jpg\" alt=\"\" width=\"300\" height=\"226\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-300x226.jpg 300w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-768x579.jpg 768w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-80x60.jpg 80w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-696x525.jpg 696w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM-557x420.jpg 557w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/FUJIAN-ZENITH-LAW-FIRM.jpg 796w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>FUJIAN ZENITH LAW FIRM<\/strong><br \/>\n22nd Floor, Phase III TB Office Building,<br \/>\nChina Resources Mixc, HongshanYuan Road,<br \/>\nGulou District<br \/>\nFuzhou, Fujian, PR China<br \/>\n<span class=\"TextRun SCXW152863812 BCX0\" lang=\"KO-KR\" xml:lang=\"KO-KR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW152863812 BCX0\">\uc804\ud654<\/span><\/span>: +86 591 8806 5558<br \/>\n<span class=\"TextRun SCXW142801600 BCX0\" lang=\"KO-KR\" xml:lang=\"KO-KR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW142801600 BCX0\"><span class=\"TextRun SCXW78167253 BCX0\" lang=\"KO-KR\" xml:lang=\"KO-KR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW78167253 BCX0\">\ud329\uc2a4<\/span><\/span><\/span><\/span>: +86 591 8806 8008<br \/>\n<span class=\"TextRun SCXW102047439 BCX0\" lang=\"KO-KR\" xml:lang=\"KO-KR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW102047439 BCX0\">\uc774\uba54\uc77c<\/span><\/span>: <a href=\"mailto:zenith@zenithlawyer.com\">zenith@zenithlawyer.com<\/a><br \/>\n<a href=\"http:\/\/www.zenithlawyer.com\">www.zenithlawyer.com<\/a><\/p>\n<\/section>\n<p style=\"text-align: right;\"><a style=\"text-decoration: none;\" href=\"#navigation\"><button style=\"width: 20%; font-size: 12px; letter-spacing: 1px; padding: 3px 3px; color: #000000; border-color: #F4F4F4; background: #3E575C;\"><span style=\"color: #ffffff; font-weight: bold; text-transform: uppercase; text-shadow: 1px 1px 2px #16151d;\"><span class=\"color: #fffff; text-shadow: 1px 1px 2px #3E575C;\">\ub9e8 \uc704\ub85c<\/span><\/span><\/button><\/a><\/p>\n<hr \/>\n<h2><span style=\"color: #668c8d;\"><strong>\uc77c\ubcf8 \ud540\ud14c\ud06c \ubd84\uc57c\uc5d0\uc11c\uc758 \u2018\uac00\uc2dc\uc801\u2019 \ud2b9\ud5c8 \ud65c\uc6a9 \uc804\ub7b5<\/strong><\/span><\/h2>\n<p>\ucd5c\uadfc \uba87 \ub144\uac04 \uc77c\ubcf8\uc758 \uae08\uc735\uc2dc\uc7a5\uc740 \ube44\uc811\ucd09\u00b7\ube44\ub300\uba74 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uae09\uaca9\ud788 \uc99d\uac00\ud574\uc654\ub2e4. \ucf54\ub85c\ub09819\uc758 \ubc1c\uc0dd\uc740 \ud604\uae08 \uae30\ubc18 \uac70\ub798\uc5d0\uc11c \ub514\uc9c0\ud138 \uacb0\uc81c \ubc29\uc2dd\uc73c\ub85c\uc758 \uc804\ud658\uc744 \ub354\uc6b1 \uac00\uc18d\ud654\uc2dc\ucf30\uace0, \uc804\ubc18\uc801\uc778 \uce90\uc2dc\ub9ac\uc2a4 \uc0ac\ud68c\ub85c\uc758 \uc6c0\uc9c1\uc784\uc744 \uac15\ud654\ud588\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \uacb0\uacfc\ub85c, \uc740\ud589 \uc9c0\uc810\uc774\ub098 \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5\uc744 \ubc29\ubb38\ud558\uc9c0 \uc54a\uace0\ub3c4 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uae08\uc735 \uc11c\ube44\uc2a4\uac00 \ube60\ub974\uac8c \ubc1c\uc804\ud574 \uc654\uc73c\uba70, \uc77c\ubcf8\uc758 \ud540\ud14c\ud06c \uc2dc\uc7a5\uc740 \ud5a5\ud6c4 \uba87 \ub144\uac04 \ub354\uc6b1 \ud655\ub300\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4.<\/p>\n<p><strong>\ud540\ud14c\ud06c \ubd84\uc57c\ub294 \ub9e4\uc6b0 \uad11\ubc94\uc704\ud558\uba70, \ub2e4\uc74c\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \ubd84\uc57c\ub97c \ud3ec\ud568\ud55c\ub2e4:<\/strong><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>\uc2a4\ub9c8\ud2b8\ud3f0 \uacb0\uc81c(QR \ucf54\ub4dc \uacb0\uc81c, \ubaa8\ubc14\uc77c \uc6d4\ub9bf \ub4f1);<\/li>\n<li>\ud074\ub77c\uc6b0\ub4dc \ud68c\uacc4 \uc11c\ube44\uc2a4(\uc911\uc18c\uae30\uc5c5\uc6a9 \ud68c\uacc4 \uc18c\ud504\ud2b8\uc6e8\uc5b4, \uc138\ubb34 \uc2e0\uace0 \uc9c0\uc6d0 \ub4f1);<\/li>\n<li>AI \uae30\ubc18 \uc2e0\uc6a9\ud3c9\uac00(\uac1c\uc778 \ubc0f \uae30\uc5c5 \ub300\uc0c1 \uc790\ub3d9\ud654\ub41c \uc2e0\uc6a9 \ud3c9\uac00);<\/li>\n<li>\ube14\ub85d\uccb4\uc778 \uae30\ubc18 \uad6d\uc81c \uc1a1\uae08 \ubc0f \uc2a4\ub9c8\ud2b8 \uacc4\uc57d;<\/li>\n<li>\ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800 \ubc0f \uc790\ub3d9\ud654\ub41c \uc790\uc0b0\uc6b4\uc6a9;<\/li>\n<li>\ubcf4\ud5d8 \uc11c\ube44\uc2a4\uc758 \uc790\ub3d9\ud654 \ubc0f \uac1c\uc778\ud654.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p>\uc774\ub7ec\ud55c \ubd84\uc57c\uc5d0\uc11c\ub294 \uc740\ud589, \uc99d\uad8c\uc0ac, \ubcf4\ud5d8\ud68c\uc0ac \ub4f1 \uae30\uc874 \uae08\uc735\uae30\uad00\ubfd0\ub9cc \uc544\ub2c8\ub77c, IT \uae30\uc5c5\uacfc \uc2a4\ud0c0\ud2b8\uc5c5\uae4c\uc9c0 \uc801\uadf9\uc801\uc73c\ub85c \uc9c4\ucd9c\ud558\uba74\uc11c \uc0b0\uc5c5 \uad6c\uc870\uc5d0 \ud070 \ubcc0\ud654\uac00 \uc77c\uc5b4\ub098\uace0 \uc788\ub2e4.<\/p>\n<h3><span style=\"color: #668c8d;\"><strong>\ud2b9\ud5c8 \uc804\ub7b5: \uacf5\uaca9\uacfc \ubc29\uc5b4<\/strong><\/span><\/h3>\n<figure id=\"attachment_638372\" aria-describedby=\"caption-attachment-638372\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-638372 size-full\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Hiroyuki-Ohno.jpg\" alt=\"Hiroyuki Ohno\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-638372\" class=\"wp-caption-text\"><strong>Hiroyuki OHNO<\/strong><br \/>\ud30c\ud2b8\ub108 \ubcc0\ud638\uc0ac<br \/>OHNO &amp; PARTNERS<br \/>\ub3c4\ucfc4<br \/>\uc804\ud654: +813 5218 2365<br \/>\uc774\uba54\uc77c: <a href=\"mailto:ohnoh@oslaw.org\">ohnoh@oslaw.org<\/a><\/figcaption><\/figure>\n<p>\ud540\ud14c\ud06c \uae30\uc5c5\uc5d0\uac8c \ud2b9\ud5c8\ub97c \ucde8\ub4dd\ud558\ub294 \uac83\uc740 \uc544\ub798\uc640 \uac19\uc774 \uc5ec\ub7ec \uac00\uc9c0 \uc804\ub7b5\uc801 \uc774\uc810\uc744 \uc81c\uacf5\ud55c\ub2e4.<\/p>\n<p>\ud2b9\ud5c8\ub294 \uc774\ub7ec\ud55c \uc77c\ubc18\uc801 \uc774\uc810\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc5b5\uc9c0 \ud6a8\uacfc\ub97c \ud615\uc131\ud558\uc5ec, \uacbd\uc7c1\uc0ac \uac04\uc5d0 \uc77c\uc885\uc758 \u201c\ub0c9\uc804\u201d \uc0c1\ud0dc\ub97c \ub9cc\ub4e4 \uc218\ub3c4 \uc788\ub2e4.<\/p>\n<ol>\n<li><strong>\uc790\uc0ac \ud2b9\ud5c8\uac00 \uc5c6\ub294 \uacbd\uc6b0:<\/strong><\/li>\n<\/ol>\n<p>\uae30\uc5c5\uc740 \uc77c\ubc29\uc801\uc73c\ub85c \ud53c\uc18c\ub420 \uc704\ud5d8\uc5d0 \uc9c1\uba74\ud558\uba70, \uadf8 \uacb0\uacfc \uc0ac\uc5c5 \uc6b4\uc601\uc774 \uc81c\ud55c\ub420 \uc218 \uc788\ub2e4.<\/p>\n<ol start=\"2\">\n<li><strong>\uc790\uc0ac \ud2b9\ud5c8\uac00 \uc788\ub294 \uacbd\uc6b0:<\/strong><\/li>\n<\/ol>\n<p>\uc591\uce21 \ubaa8\ub450 \uacf5\uaca9\uc801\u00b7\ubc29\uc5b4\uc801 \uc120\ud0dd\uc9c0\ub97c \ubcf4\uc720\ud558\uac8c \ub418\uc5b4 \ud798\uc758 \uade0\ud615\uc774 \ud615\uc131\ub41c\ub2e4.<\/p>\n<p>\ud540\ud14c\ud06c \ubd84\uc57c\uc758 \ud2b9\ud5c8\ub294 \uacbd\uc7c1\uc0ac\uc758 \ud65c\ub3d9 \uc790\uc720\ub3c4\ub97c \uc81c\ud55c\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc790\uc0ac \ube44\uc988\ub2c8\uc2a4\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud55c \uc804\ub7b5\uc801 \uc790\uc0b0\uc774\ub2e4.<\/p>\n<div style=\"position: relative; width: 100%; height: 0px; padding: 23.96% 0px 0px; overflow: hidden; will-change: transform;\"><iframe style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\" title=\"KO Patent Strategy\" src=\"https:\/\/e.infogram.com\/68865b18-8006-45e7-9d4a-818a77f74bae?src=embed&amp;embed_type=responsive_iframe\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<h3><span style=\"color: #668c8d;\"><strong>\ud540\ud14c\ud06c\uc640 \ud2b9\ud5c8\uc758 \uad00\uacc4<\/strong><\/span><\/h3>\n<p>\ud540\ud14c\ud06c\ub294 \uae08\uc735\uacfc \uae30\uc220\uc744 \uacb0\ud569\ud574 \ud3b8\ub9ac\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud55c\ub2e4. \uadf8\ub7ec\ub098 \uc774 \ubd84\uc57c\ub294 \uace0\uc720\ud55c \ud2b9\uc131\uc744 \uac16\uace0 \uc788\uc5b4 \ud2b9\ud5c8 \uc804\ub7b5\uc774 \uae30\uc5c5\uc758 \uc0dd\uc874\uacfc \uc9c1\uc811\uc801\uc73c\ub85c \uc5f0\uacb0\ub41c\ub2e4.<\/p>\n<p><strong>\ubaa8\ubc29\uc774 \uc26c\uc6b4 \uae30\uc220\uacfc \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378.<\/strong> \ud540\ud14c\ud06c \ubd84\uc57c\uc758 \ud601\uc2e0\uc740 \ub9e4\uc6b0 \ube60\ub974\uac8c \uc774\ub8e8\uc5b4\uc9c0\uba70, \ub300\ubd80\ubd84\uc758 \uc194\ub8e8\uc158\uc774 \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub098 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud615\ud0dc\ub85c \uad6c\ud604\ub41c\ub2e4. \uadf8\ub85c \uc778\ud574 \ub2e4\uc74c\uacfc \uac19\uc740 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud55c\ub2e4:<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>UI\/UX\uac00 \uacf5\uac1c\uc801\uc73c\ub85c \ub4dc\ub7ec\ub098\uae30 \ub54c\ubb38\uc5d0, \uacbd\uc7c1\uc0ac\uac00 \uc9e7\uc740 \uc2dc\uac04 \uc548\uc5d0 \uc27d\uac8c \ubaa8\ubc29\ud560 \uc218 \uc788\ub2e4.<\/li>\n<li>API \uc5f0\ub3d9\uc758 \ud45c\uc900\ud654\ub85c \uc778\ud574, \uacbd\uc7c1\uc0ac\ub294 \ub3d9\uc77c\ud55c \uae08\uc735 \uc778\ud504\ub77c\uc5d0 \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p>\uc774\ub7ec\ud55c \uc774\uc720\ub85c \uae30\uc5c5\uc774 \ucd08\uae30 \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud558\ub354\ub77c\ub3c4, \ud2b9\ud5c8\ub97c \ud1b5\ud55c \ubc95\uc801 \ubcf4\ud638\uac00 \uc5c6\uc73c\uba74 \uacbd\uc7c1\uc0ac\uac00 \ube60\ub974\uac8c \ub530\ub77c\uc7a1\uae30 \ub54c\ubb38\uc5d0 \uc9c0\uc18d\uc801\uc778 \ucc28\ubcc4\ud654\ub97c \uc774\ub8e8\uae30 \uc5b4\ub835\ub2e4.<\/p>\n<p><strong>\uae08\uc735 \uc11c\ube44\uc2a4\uc758 \ud2b9\ud5c8\ud654\uc640 \uadf8 \ud55c\uacc4.<\/strong> \ub9ce\uc740 \uae08\uc735 \uc11c\ube44\uc2a4\ub294 \u201c\ube44\uc988\ub2c8\uc2a4 \ubc29\ubc95\u201d\uacfc \uc720\uc0ac\ud55c \ud2b9\uc131\uc744 \uc9c0\ub2c8\uace0 \uc788\uc5b4, \ubc1c\uba85\uc774 \uc678\ubd80\uc5d0\uc11c \ube44\uc988\ub2c8\uc2a4 \ud65c\ub3d9\uc73c\ub85c \uc778\uc2dd\ub420 \uc218 \uc788\ub294 \ubc29\uc2dd\uc73c\ub85c \uc815\uc758\ub418\uba74 \ud2b9\ud5c8\ub97c \ucde8\ub4dd\ud558\uae30 \uc5b4\ub835\ub2e4.<br \/>\n\ub0b4\ubd80 \ucc98\ub9ac \ubc29\uc2dd\uc5d0 \ub300\ud55c \ud2b9\ud5c8\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \ucde8\ub4dd\uc774 \uc6a9\uc774\ud558\uc9c0\ub9cc, \uc2e4\uc81c\ub85c \uc9d1\ud589\ud558\uae30\ub294 \uc5b4\ub835\ub2e4.<br \/>\n\ub530\ub77c\uc11c \uc9d1\ud589 \uacfc\uc815\uc5d0\uc11c \uc2dd\ubcc4\u00b7\uc785\uc99d\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\uc758 \u201c\uac00\uc2dc\uc801\u201d \uc694\uc18c\uc5d0 \uc9d1\uc911\ud558\ub294 \uac83\uc774 \uc804\ub7b5\uc801\uc73c\ub85c \uc720\ub9ac\ud558\ub2e4.<\/p>\n<p>\uadf8\ub7ec\ub098 \uc77c\ubcf8 \ud2b9\ud5c8\uccad\uc758 \uc2ec\uc0ac\uc5d0\uc11c\ub294 \uae08\uc735 \uc11c\ube44\uc2a4 \uc790\uccb4\uac00 \ucd94\uc0c1\uc801\uc774\ub77c\uace0 \ud310\ub2e8\ub418\ub294 \uacbd\ud5a5\uc774 \uc788\uc73c\uba70, \ubc1c\uba85\uc758 \uc801\uc6a9 \uac00\ub2a5\uc131 \ubd80\uc871(\ud2b9\ud5c8\ubc95 \uc81c29\uc870 \uc81c1\ud56d \ubcf8\ubb38 \uc704\ubc18) \ub4f1\uc758 \uc774\uc720\ub85c \ucd9c\uc6d0\uc774 \uac70\uc808\ub418\ub294 \uc0ac\ub840\uac00 \uc788\ub2e4.<\/p>\n<p>\ud2b9\ud5c8 \ucde8\ub4dd \uac00\ub2a5\uc131\uacfc \uc9d1\ud589 \uac00\ub2a5\uc131\uc744 \ub3d9\uc2dc\uc5d0 \ud655\ubcf4\ud558\ub294 \uac83\uc740 \uc774 \ubd84\uc57c\uc758 \ud575\uc2ec \uc5b4\ub824\uc6c0\uc73c\ub85c \ub0a8\uc544 \uc788\ub2e4. \u201c\uac00\uc2dc\uc801\u201d \ud2b9\ud5c8\ub97c \ucde8\ub4dd\ud558\uae30 \uc704\ud574\uc11c\ub294 \uba85\uc138\uc11c \uc791\uc131\uacfc \uc758\uacac\uc11c \ub300\uc751 \uacfc\uc815\uc5d0\uc11c \ud2b9\uc815\ud55c \uae30\uc220\uc801 \uae30\ubc95\uc774 \uc694\uad6c\ub41c\ub2e4.<\/p>\n<h3><span style=\"color: #668c8d;\"><strong>freee Inc v Money Forward<\/strong><\/span><\/h3>\n<p>\ud540\ud14c\ud06c \uae30\uc5c5 \uac04 \ud2b9\ud5c8 \ubd84\uc7c1\uc740 \uc774\ubbf8 \uc77c\ubcf8\uc5d0\uc11c\ub3c4 \ubc1c\uc0dd\ud558\uace0 \uc788\ub2e4. \ub300\ud45c\uc801\uc778 \uc0ac\ub840\ub294 Inc\uc640 Money Forward \uac04\uc758 \ud074\ub77c\uc6b0\ub4dc \ud68c\uacc4 \uc11c\ube44\uc2a4 \uad00\ub828 \ubd84\uc7c1\uc774\ub2e4.<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li><strong>\uc18c\uc1a1 \uc81c\uae30(2016\ub144 10\uc6d4)<\/strong>freee\ub294 Money Forward\uc758 \u201cMF Cloud Accounting\u201d \uc11c\ube44\uc2a4\uac00 \uc790\uc0ac \ud2b9\ud5c8\ub97c \uce68\ud574\ud588\ub2e4\uba70 \ub3c4\ucfc4\uc9c0\ubc29\uc7ac\ud310\uc18c\uc5d0 \uc18c\uc1a1\uc744 \uc81c\uae30\ud588\ub2e4.<\/li>\n<li><strong>\ud575\uc2ec \uc7c1\uc810<\/strong>\uc790\ub3d9 \uc804\ud45c \uc0dd\uc131 \uc54c\uace0\ub9ac\uc998\uc758 \uad6c\ud604 \ubc29\uc2dd<br \/>\n<strong>(a) freee\uc758 \ud2b9\ud5c8. <\/strong>\ud0a4\uc6cc\ub4dc \uae30\ubc18 \uc2dc\uc2a4\ud15c \ubc0f \ucc38\uc870 \ud14c\uc774\ube14<br \/>\n<strong>(b) Money Forward. <\/strong>\uba38\uc2e0\ub7ec\ub2dd \uae30\ubc18 \uc2dc\uc2a4\ud15c<\/li>\n<li><strong>\ud310\uacb0(2017\ub144 7\uc6d4)<\/strong>\ubc95\uc6d0\uc740 Money Forward\uc758 \ubc29\uc2dd\uc774 freee \ud2b9\ud5c8\uc5d0 \uaddc\uc815\ub41c \u201c\ud14c\uc774\ube14\u201d\uc744 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 \ud310\ub2e8\ud558\uc5ec freee\uc758 \uccad\uad6c\ub97c \uae30\uac01\ud588\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p>\uc774 \uc0ac\uac74\uc740 \ub0b4\ubd80 \ud504\ub85c\uc138\uc2a4 \ud655\uc778\uc774 \uc5b4\ub824\uc6b4 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud2b9\ud5c8 \uc18c\uc1a1\uc758 \ub09c\uc810\uc744 \ubcf4\uc5ec\uc900\ub2e4.<br \/>\nMoney Forward\uc758 \uc54c\uace0\ub9ac\uc998\uc774 \ub0b4\ubd80 \ud504\ub85c\uc138\uc2a4\uc600\uae30 \ub54c\ubb38\uc5d0 freee\ub294 \uc18c\uc1a1 \uc81c\uae30 \uc804\uae4c\uc9c0 \uc774\ub97c \ucd94\uce21\ud560 \uc218\ubc16\uc5d0 \uc5c6\uc5c8\uace0, Money Forward\uc758 \ubc18\ubc15 \uc774\ud6c4 \uc785\uc99d\uc758 \ud55c\uacc4\ub97c \ub118\uc5b4\uc11c\uc9c0 \ubabb\ud574 \ud328\uc18c\ud588\ub2e4.<\/p>\n<p>\uc774 \uc0ac\uac74\uc740 \ud6a8\uacfc\uc801\uc778 \uc9d1\ud589\uc744 \uc704\ud574\uc11c\ub294 \ud2b9\ud5c8\ub97c \uc678\ubd80\uc5d0\uc11c \ud655\uc778\u00b7\uac80\uc99d \uac00\ub2a5\ud55c \uac00\uc2dc\uc801 \uc694\uc18c\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4\ub294 \uc810\uc744 \uc2dc\uc0ac\ud55c\ub2e4.<\/p>\n<div style=\"position: relative; width: 100%; height: 0px; padding: 38.76% 0px 0px; overflow: hidden; will-change: transform;\"><iframe style=\"position: absolute; width: 100%; height: 100%; top: 0px; left: 0px; border: none; padding: 0px; margin: 0px;\" title=\"KO Recent patent application status\" src=\"https:\/\/e.infogram.com\/376ef50d-aada-4cde-ad84-4278e2f49747?src=embed&amp;embed_type=responsive_iframe\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<h3><span style=\"color: #668c8d;\"><strong>\ucd5c\uadfc \ud2b9\ud5c8 \ucd9c\uc6d0 \ud604\ud669<\/strong><\/span><\/h3>\n<p>\uc77c\ubcf8 \ud2b9\ud5c8\uccad\uc774 \ubc1c\uac04\ud55c \u300c\ube44\uc988\ub2c8\uc2a4 \uad00\ub828 \ubc1c\uba85\uc758 \ucd5c\uadfc \ub3d9\ud5a5\u300d \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \ud45c\uc5d0 \ub098\ud0c0\ub09c \ubc14\uc640 \uac19\uc740 \uc810\ub4e4\uc774 \uad00\ucc30\ub41c\ub2e4.<\/p>\n<p>\uad00\ub828 \ub0b4\uc6a9\uc740 <a href=\"https:\/\/www.jpo.go.jp\/e\/system\/patent\/gaiyo\/recent_trends_biz_inv.html\">https:\/\/www.jpo.go.jp\/e\/system\/patent\/gaiyo\/recent_trends_biz_inv.html<\/a> \ucc38\uace0<\/p>\n<h3><span style=\"color: #668c8d;\"><strong>\ucd5c\uadfc \ucd9c\uc6d0 \ubcf4\uace0<\/strong><\/span><\/h3>\n<p>\ubaa8\ubc14\uc77c \uacb0\uc81c \ub300\ud45c \uae30\uc5c5\uc778 PayPay\ub294 \ud2b9\ud5c8 \ucd9c\uc6d0\uc744 \uae09\uaca9\ud788 \ud655\ub300\ud558\uace0 \uc788\ub2e4. PayPay\ub294 \uc9e7\uc740 \uae30\uac04 \uc548\uc5d0 \ub300\ub7c9\uc758 \ud2b9\ud5c8\ub97c \ucd9c\uc6d0\ud55c \uac83\uc73c\ub85c \uc54c\ub824\uc84c\uc73c\uba70, \uae08\uc735 \ud2b9\ud5c8 \ucd9c\uc6d0 \uc218 \uae30\uc900\uc73c\ub85c\ub294 3\ub300 \uba54\uac00\ubc45\ud06c\uc758 \ucd1d\ud569\uc744 \ub118\uc5b4\uc11c\ub294 \uaddc\ubaa8\uc5d0 \ub3c4\ub2ec\ud588\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ucd94\uc138\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ud575\uc2ec \uc2dc\uc0ac\uc810\uc744 \ubcf4\uc5ec\uc900\ub2e4:<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>IT \uae30\uc5c5\uc774 \uc804\ud1b5\uc801 \uae08\uc735\uae30\uad00\ubcf4\ub2e4 \uc9c0\uc2dd\uc7ac\uc0b0 \uc804\ub7b5\uc5d0\uc11c \uc120\ub3c4\uc801 \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\ub2e4.<\/li>\n<li>cashless \uacb0\uc81c \uc2dc\uc7a5\uc5d0\uc11c \ud2b9\ud5c8 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc77c\ucc0d \uad6c\ucd95\ud55c \uae30\uc5c5\uc77c\uc218\ub85d \uc2dc\uc7a5\uc5d0\uc11c \ub354 \uc720\ub9ac\ud55c \uc704\uce58\ub97c \uc810\ud560 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<h3><span style=\"color: #668c8d;\"><strong>\uacb0\ub860<\/strong><\/span><\/h3>\n<p>\ud540\ud14c\ud06c\ub294 \uc18d\ub3c4\uc640 \ud601\uc2e0\uc774 \ucd5c\uc6b0\uc120\uc778 \uae08\uc735 \uc0b0\uc5c5\uc758 \uae30\uc874 \uacbd\uacc4\ub97c \ub118\uc5b4\uc11c\ub294 \ubd84\uc57c\uc774\ub2e4. \ub3d9\uc2dc\uc5d0 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \uc27d\uac8c \ubaa8\ubc29\ub420 \uc218 \uc788\uc5b4, \ud2b9\ud5c8\ub97c \ud1b5\ud55c \ucc28\ubcc4\ud654\uc640 \ubc29\uc5b4\uac00 \ud544\uc218\uc801\uc774\ub2e4.<\/p>\n<p>\uae30\uc5c5\uc740 \ub2e4\uc74c\uc758 \ub450 \uac00\uc9c0 \uc0c1\ud638\ubcf4\uc644\uc801 \uad00\uc810\uc744 \ucc44\ud0dd\ud574\uc57c \ud55c\ub2e4.<\/p>\n<ol>\n<li><strong>\uacf5\uaca9 \uc804\ub7b5<\/strong><\/li>\n<\/ol>\n<p style=\"padding-left: 40px;\">(a) \uc2e0\uaddc \uacbd\uc7c1\uc790\ub97c \uc5b5\uc81c\ud558\uace0 \uc2dc\uc7a5 \uc9c0\ubc30\ub825\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub294 \uc804\ub7b5\uc801 \ud2b9\ud5c8\ub97c \ucde8\ub4dd\ud55c\ub2e4.<br \/>\n(b) \ud2b9\ud5c8\ub97c \ud30c\ud2b8\ub108\uc2ed, \uc790\ubcf8 \uc81c\ud734, M&amp;A \ud65c\ub3d9\uc5d0\uc11c \ud611\uc0c1 \uc9c0\ub81b\ub300\ub85c \ud65c\uc6a9\ud55c\ub2e4.<\/p>\n<ol start=\"2\">\n<li><strong>\ubc29\uc5b4 \uc804\ub7b5<\/strong><\/li>\n<\/ol>\n<p style=\"padding-left: 40px;\">(a) \ud575\uc2ec \uae30\uc220\uacfc \uc11c\ube44\uc2a4\ub97c \ud2b9\ud5c8\ub85c \ubcf4\ud638\ud558\uc5ec \ubaa8\ubc29\uc744 \ubc29\uc9c0\ud55c\ub2e4.<br \/>\n(b) \uc18c\uc1a1 \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud574 \ud06c\ub85c\uc2a4 \ub77c\uc774\uc120\uc2a4\ub97c \uc704\ud55c \uae30\ubc18\uc744 \uad6c\ucd95\ud55c\ub2e4.<\/p>\n<p>\uc77c\ubcf8\uc758 \ud540\ud14c\ud06c \uc2dc\uc7a5\uc740 \uc55e\uc73c\ub85c \ub354\uc6b1 \ud655\ub300\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \ud2b9\ud5c8\ub294 \uae30\uc5c5\uc758 \uacbd\uc601 \uc804\ub7b5(\uc608: PayPay\uac00 \uc9e7\uc740 \uae30\uac04 \ub0b4\uc5d0 \ub2e4\uc218\uc758 \ud2b9\ud5c8\ub97c \ucd9c\uc6d0\ud588\ub2e4\ub294 \uc0ac\ub840\ucc98\ub7fc)\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc911\uc694\ud55c \uacfc\uc81c\uac00 \ub420 \uc218 \uc788\ub2e4.<\/p>\n<p>\ud2b9\ud5c8 \ub4f1\ub85d\ub960\uc758 \uc0c1\uc2b9\uc774 \ubcf4\uc5ec\uc8fc\ub4ef, \ub0b4\ubd80 \ucc98\ub9ac \ubc29\uc2dd\uc5d0 \ub300\ud55c \ud2b9\ud5c8\ub294 \ube44\uad50\uc801 \ucde8\ub4dd\uc774 \uc6a9\uc774\ud558\ub2e4. \uadf8\ub7ec\ub098 <em>freee v Money Forward \uc0ac\uac74<\/em>\uc5d0\uc11c \ubcf4\ub4ef \uc774\ub7ec\ud55c \ud2b9\ud5c8\ub294 \uc9d1\ud589\uc774 \uc5b4\ub835\ub2e4.<\/p>\n<p>\ub530\ub77c\uc11c \ud2b9\ud5c8 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\ucd95\uc744 \uc120\uc81c\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\ub294 \uae30\uc5c5, \ud2b9\ud788 \uc678\ubd80\uc5d0\uc11c \ud655\uc778 \uac00\ub2a5\ud55c \ub0b4\uc6a9(\uc774\ub978\ubc14 \u201c\uac00\uc2dc\uc801 \ud2b9\ud5c8\u201d)\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \ucde8\ub4dd\ud558\ub294 \uae30\uc5c5\uc740 \ud5a5\ud6c4 \uacbd\uc7c1\uc744 \uc8fc\ub3c4\ud560 \uac83\uc774\ub2e4.<\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong><img class=\"aligncenter wp-image-638392 size-medium\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-300x111.png\" alt=\"\" width=\"300\" height=\"111\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-300x111.png 300w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-1024x378.png 1024w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-768x283.png 768w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-696x257.png 696w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-1068x394.png 1068w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1-1139x420.png 1139w, https:\/\/law.asia\/wp-content\/uploads\/2025\/11\/Ohno-Partners-Logo-1.png 1247w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>OHNO &amp; PARTNERS<\/strong><br \/>\n21\/F Marunouchi Kitaguchi Building<br \/>\n1-6-5, Marunouchi, Chiyoda-ku<br \/>\nTokyo, 100-0005, Japan<br \/>\n<span class=\"TextRun SCXW117320682 BCX0\" lang=\"KO-KR\" xml:lang=\"KO-KR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW117320682 BCX0\">\uc804\ud654<\/span><\/span>: +813 5218 2331<br \/>\n<span class=\"TextRun SCXW39235137 BCX0\" lang=\"KO-KR\" xml:lang=\"KO-KR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW39235137 BCX0\">\uc774\uba54\uc77c<\/span><\/span>: <a href=\"mailto:ohnos@oslaw.org\">ohnos@oslaw.org<\/a><br \/>\n<a href=\"http:\/\/www.oslaw.org\">www.oslaw.org<\/a><\/p>\n<\/section>\n<p style=\"text-align: right;\"><a style=\"text-decoration: none;\" href=\"#navigation\"><button style=\"width: 20%; font-size: 12px; letter-spacing: 1px; padding: 3px 3px; color: #000000; border-color: #F4F4F4; background: #3E575C;\"><span style=\"color: #ffffff; font-weight: bold; text-transform: uppercase; text-shadow: 1px 1px 2px #16151d;\"><span class=\"color: #fffff; text-shadow: 1px 1px 2px #3E575C;\">\ub9e8 \uc704\ub85c<\/span><\/span><\/button><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc77c\ubcf8\uacfc \uc911\uad6d \uc804\ubc18\uc5d0\uc11c \uae08\uc735\uae30\uc220\uc774 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c, \uaddc\uc81c \ub2f9\uad6d\uc740 \ud601\uc2e0\uc758 \uc18d\ub3c4\ub97c \ub530\ub77c\uac00\uae30 \uc704\ud574 \ubc1c \ube60\ub974\uac8c \uc6c0\uc9c1\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4 \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \u200e \uc911\uad6d \ubcf8\ud1a0 \uc77c\ubcf8 2025\ub144 \uc911\uad6d \ud540\ud14c\ud06c \ubc95\ub960 \uac00\uc774\ub4dc \uc774 \uae30\uace0\ubb38\uc740 2025\ub144 \uc911\uad6d \ud540\ud14c\ud06c<\/p>\n","protected":false},"author":13501,"featured_media":638585,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":""},"categories":[8398,8531],"tags":[179189,179190,179188,112163,124069,179201,151657,179204,179200,170779,151389,179196,179193,179194,167306,179198,179197,112158,179203,179192,179199,174869,179202,179191,179195,42868,179205],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.7 (Yoast SEO v17.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"\uc77c\ubcf8\uacfc \uc911\uad6d \uc804\ubc18\uc5d0\uc11c \uae08\uc735\uae30\uc220\uc774 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c, \uaddc\uc81c \ub2f9\uad6d\uc740 \ud601\uc2e0\uc758 \uc18d\ub3c4\ub97c \ub530\ub77c\uac00\uae30 \uc704\ud574 \ubc1c \ube60\ub974\uac8c \uc6c0\uc9c1\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/law.asia\/ko\/future-of-finance-china-japan\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ud540\ud14c\ud06c\uc758 \ubbf8\ub798: \uaddc\uc81c \ubcc0\ud654\uc5d0 \ub300\ud55c \ubc95\uc801 \uc778\uc0ac\uc774\ud2b8\" \/>\n<meta property=\"og:description\" content=\"\uc77c\ubcf8\uacfc \uc911\uad6d \uc804\ubc18\uc5d0\uc11c \uae08\uc735\uae30\uc220\uc774 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c, \uaddc\uc81c \ub2f9\uad6d\uc740 \ud601\uc2e0\uc758 \uc18d\ub3c4\ub97c \ub530\ub77c\uac00\uae30 \uc704\ud574 \ubc1c \ube60\ub974\uac8c \uc6c0\uc9c1\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4\" 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