{"id":601920,"date":"2025-07-28T11:21:49","date_gmt":"2025-07-28T03:21:49","guid":{"rendered":"https:\/\/law.asia\/?p=601920"},"modified":"2025-07-28T15:00:30","modified_gmt":"2025-07-28T07:00:30","slug":"india-natural-disaster-insurance","status":"publish","type":"post","link":"https:\/\/law.asia\/ko\/india-natural-disaster-insurance\/","title":{"rendered":"\uc778\ub3c4\uc758 \uc790\uc5f0\uc7ac\ud574 \ubcf4\ud5d8: \uc81c\ub3c4\uc801 \uacf5\ubc31\uacfc \ubc95\uc801 \uccb4\uacc4"},"content":{"rendered":"<p><span class=\"vantage-grey\"><em><strong>\uad6d\uac00\uc758 \ub2e4\uc591\ud55c \uc790\uc5f0\uc7ac\ud574\ub85c\ubd80\ud130 \uc2e4\uc9c8\uc801\uc778 \ubcf4\ud638\ub97c \uc704\ud574\uc11c\ub294 \ucd1d\uccb4\uc801 \uc811\uadfc \ubc29\uc2dd\uc774 \ud544\uc694\ud569\ub2c8\ub2e4<\/strong><\/em><\/span><\/p>\n<p>\uc778\ub3c4\ub294 \uad11\ud65c\ud558\uace0 \ub2e4\uc591\ud55c \uc9c0\ub9ac\uc801 \ud2b9\uc131\uc73c\ub85c \uc778\ud574 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \uc7ac\ud574\uc5d0 \ucde8\uc57d\ud55c \uad6d\uac00 \uc911 \ud558\ub098\ub2e4. \uc778\ub3c4\ub294 \ud64d\uc218, \uc0ac\uc774\ud074\ub860, \uc9c0\uc9c4, \uc0b0\uc0ac\ud0dc, \uc9d1\uc911\ud638\uc6b0 \ub4f1\uacfc \uac19\uc740 \uc790\uc5f0\uc7ac\ud574\uac00 \uc790\uc8fc \ubc1c\uc0dd\ud558\uba70, \uc774\ub294 \ub9c9\ub300\ud55c \uc778\uba85 \ud53c\ud574\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc778\ud504\ub77c, \uc8fc\ud0dd, \uc0dd\uacc4\uc5d0 \uc2ec\uac01\ud55c \ud53c\ud574\ub97c \uc918 \ucde8\uc57d \uacc4\uce35\uc744 \ub354\uc6b1 \ube48\uace4\uc73c\ub85c \ub0b4\ubaac\ub2e4. \uc774\ub7ec\ud55c \uc7ac\ud574\uac00 \ubc18\ubcf5\uc801\uc73c\ub85c \uc2ec\uac01\ud558\uac8c \ubc1c\uc0dd\ud568\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \uc778\ub3c4 \uac00\uacc4\uc640 \uc9c0\uc5ed\uc0ac\ud68c\uc758 \uc790\uc5f0\uc7ac\ud574 \ub300\uc751 \uc7ac\uc815 \ud68c\ubcf5\ub825\uc740 \uc5ec\uc804\ud788 \ub9e4\uc6b0 \ucde8\uc57d\ud55c \uc2e4\uc815\uc774\ub2e4.<\/p>\n<h2><span style=\"color: #bd1a24;\"><strong>\ub0ae\uc740 \ubcf4\ud5d8 \uce68\ud22c\uc728<\/strong><\/span><\/h2>\n<figure id=\"attachment_601731\" aria-describedby=\"caption-attachment-601731\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"size-full wp-image-601731\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/07\/Shailaja-Lall-Shardul-Amarchand-Mangaldas-Co.jpg\" alt=\"Shailaja Lall, Shardul Amarchand Mangaldas &amp; Co\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-601731\" class=\"wp-caption-text\"><strong>Shailaja Lall<\/strong><br \/>\ud30c\ud2b8\ub108 \ubcc0\ud638\uc0ac<br \/>Shardul Amarchand Mangaldas &amp; Co<br \/>New Delhi<br \/>Tel: +91 98 7100 4854<br \/>Email: shailaja.lall@amsshardul.com<\/figcaption><\/figure>\n<p>\uc778\ub3c4\uc758 \ubcf4\ud5d8 \ubcf4\uae09\ub960\uc740 \uc138\uacc4 \ud3c9\uade0\uc5d0 \ube44\ud574 \ud604\uc800\ud788 \ub0ae\ub2e4. \uc804\uccb4 \ubcf4\ud5d8 \ubcf4\uae09\ub960(\ucd1d \ubcf4\ud5d8\ub8cc\ub97c GDP\ub85c \ub098\ub208 \ube44\uc728)\uc740 2023-24 \ud68c\uacc4\uc5f0\ub3c4 \uae30\uc900 \uc57d 3.7%\uc5d0 \ubd88\uacfc\ud558\ub2e4. \uc8fc\ud0dd\ubcf4\ud5d8 \ub4f1 \uc77c\ubc18\ubcf4\ud5d8\uc758 \ubcf4\uae09\ub960\uc740 1% \ubbf8\ub9cc\uc5d0 \uba38\ubb3c\uace0 \uc788\ub2e4. \uc911\uc694\ud55c \uc548\uc804\ub9dd \uc5ed\ud560\uc744 \ud574\uc57c \ud560 \ubcf4\ud5d8\uc774 \uc5ec\ub7ec \uac00\uc9c0 \uc774\uc720\ub85c \uc2ec\uac01\ud558\uac8c \ud65c\uc6a9\ub418\uc9c0 \ubabb\ud558\uace0 \uc788\uc5b4, \uc218\ubc31\ub9cc \uba85\uc774 \uc790\uc5f0\uc7ac\ud574\uc758 \uacbd\uc81c\uc801 \uc5ec\ud30c\uc5d0 \ubb34\ubc29\ube44\ub85c \ub178\ucd9c\ub418\uc5b4 \uc788\ub2e4.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ol>\n<li><strong>\ub0ae\uc740<\/strong> <strong>\uc778\uc2dd\uacfc<\/strong> <strong>\uae08\uc735<\/strong> <strong>\uc774\ud574\ub3c4<\/strong><strong>.<\/strong> \uc77c\ubc18 \ub300\uc911 \uc0ac\uc774\uc5d0\uc11c \uc7ac\ud574 \ubcf4\ud5d8\uc758 \uc911\uc694\uc131\uacfc \uc774\uc810\uc5d0 \ub300\ud55c \uc778\uc2dd\uc774 \uc804\ubc18\uc801\uc73c\ub85c \ubd80\uc871\ud558\ub2e4. \ud2b9\ud788 \ub18d\ucd0c \ubc0f \ucde8\uc57d \uc9c0\uc5ed\uc758 \ub9ce\uc740 \uac1c\uc778\uacfc \uc9c0\uc5ed\uc0ac\ud68c\ub294 \uc774\uc6a9 \uac00\ub2a5\ud55c \ubcf4\ud5d8 \uc0c1\ud488\uc774\ub098 \uc774\ub7ec\ud55c \ubcf4\ud5d8\uc774 \uc7ac\ud574 \uc774\ud6c4\uc758 \uc7ac\uc815\uc801 \ud53c\ud574\ub85c\ubd80\ud130 \uc790\uc2e0\ub4e4\uc744 \uc5b4\ub5bb\uac8c \ubcf4\ud638\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud574 \ucda9\ubd84\ud788 \uc54c\uc9c0 \ubabb\ud558\uace0 \uc788\ub2e4.<\/li>\n<li><strong>\uacbd\uc81c\uc801<\/strong> <strong>\ubd80\ub2f4\uacfc<\/strong> <strong>\uc811\uadfc\uc131<\/strong> <strong>\ubb38\uc81c<\/strong><strong>.<\/strong> \uc800\uc18c\ub4dd\uce35\uc744 \ud3ec\ud568\ud55c \ub9ce\uc740 \uc778\uad6c\uc5d0\uac8c \ubcf4\ud5d8\ub8cc\ub294 \ubd80\ub2f4\uc2a4\ub7fd\uac8c \uc5ec\uaca8\uc9c4\ub2e4. \uc5ec\uae30\uc5d0 \ub354\ud574, \uc678\ub534 \uc9c0\uc5ed\uc774\ub098 \uc7ac\ud574 \ucde8\uc57d \uc9c0\uc5ed\uc5d0\uc11c\ub294 \ubcf4\ud5d8 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc811\uadfc\uc774 \uc81c\ud55c\uc801\uc774\uc5b4\uc11c \uc0ac\ub78c\ub4e4\uc774 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uac70\ub098 \uac31\uc2e0\ud558\ub294 \uac83\uc774 \ub354\uc6b1 \uc5b4\ub835\ub2e4.<\/li>\n<li><strong>\uc2e0\ub8b0<\/strong> <strong>\ubd80\uc871\uacfc<\/strong> <strong>\uc778\uc2dd<\/strong> <strong>\uac00\uce58<\/strong> <strong>\uc800\ud558<\/strong><strong>.<\/strong> \ubcf4\ud5d8\uc0ac\uc5d0 \ub300\ud55c \uc2e0\ub8b0 \ubd80\uc871\uacfc \uc2e0\uc18d\ud558\uace0 \uacf5\uc815\ud55c \ubcf4\ud5d8\uae08 \uc9c0\uae09\uc5d0 \ub300\ud55c \uc758\uad6c\uc2ec\uc774 \ubcf4\ud5d8 \uac00\uc785\uc744 \uaebc\ub9ac\uac8c \ub9cc\ub4e0\ub2e4. \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubcf4\ud5d8\uae08 \uccad\uad6c \uc808\ucc28\uac00 \ubc88\uac70\ub86d\uac70\ub098, \uc9c0\uae09\uc774 \ucda9\ubd84\ud558\uc9c0 \uc54a\uac70\ub098 \uc9c0\uc5f0\ub420 \uc218 \uc788\ub2e4\uace0 \uc0dd\uac01\ud574 \uc548\uc804\ub9dd\uc73c\ub85c\uc11c\uc758 \ubcf4\ud5d8\uc758 \uac00\uce58\uac00 \ub0ae\ub2e4\uace0 \uc778\uc2dd\ud55c\ub2e4.<\/li>\n<li><strong>\ubd88\ucda9\ubd84\ud55c<\/strong> <strong>\uc0c1\ud488<\/strong> <strong>\ud601\uc2e0\uacfc<\/strong> <strong>\ub9de\ucda4\ud654<\/strong><strong>.<\/strong> \ubcf4\ud5d8 \uc0c1\ud488\uc774 \uac01 \uc9c0\uc5ed\uc774\ub098 \ucee4\ubba4\ub2c8\ud2f0\uac00 \uc9c1\uba74\ud55c \ud2b9\uc815 \uc704\ud5d8\uc5d0 \ub9de\uac8c \uc124\uacc4\ub418\uc9c0 \uc54a\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \ud601\uc2e0\uc801\uc774\uace0 \uc9c0\uc5ed \ud2b9\ud654\ub41c \ubcf4\ud5d8 \uc194\ub8e8\uc158\uc774 \ubd80\uc871\ud558\ub2e4.<\/li>\n<li><strong>\uaddc\uc81c<\/strong> <strong>\ubc0f<\/strong> <strong>\uc81c\ub3c4\uc801<\/strong> <strong>\uacfc\uc81c<\/strong><strong>.<\/strong> \uc7ac\ud574 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uaddc\uc81c \uccb4\uacc4\uc640 \uc81c\ub3c4\uc801 \uc9c0\uc6d0\uc740 \uc544\uc9c1 \ubc1c\uc804 \ub2e8\uacc4\uc5d0 \uc788\ub2e4. \uc815\ucc45 \ubcf4\uc7a5 \ubc94\uc704\uc5d0 \uacf5\ubc31\uc774 \uc874\uc7ac\ud558\uace0, \ubbfc\uac04 \ubcf4\ud5d8\uc0ac\uac00 \uace0\uc704\ud5d8 \uc2dc\uc7a5\uc5d0 \uc9c4\uc785\ud560 \uc720\uc778\uc774 \ubd80\uc871\ud558\uba70, \ubcf4\uc7a5 \ubc94\uc704\ub97c \ud655\ub300\ud558\uae30 \uc704\ud55c \uacf5\uacf5-\ubbfc\uac04 \ud611\ub825\uc774 \ucda9\ubd84\ud558\uc9c0 \uc54a\ub2e4.<\/li>\n<li><strong>\uc815\ubd80<\/strong> <strong>\uc9c0\uc6d0\uc5d0<\/strong> <strong>\ub300\ud55c<\/strong> <strong>\uc5ed\uc0ac\uc801<\/strong> <strong>\uc758\uc874<\/strong><strong>.<\/strong> \uc7ac\ud574 \ubc1c\uc0dd \ud6c4 \uc815\ubd80 \uc9c0\uc6d0\uacfc \uc778\ub3c4\uc801 \uad6c\ud638\uc5d0 \ub300\ud55c \uc758\uc874\uc740 \uc624\ub79c \uae30\uac04 \uc774\uc5b4\uc838 \uc654\ub2e4. \uc774\ub85c \uc778\ud574 \uac1c\uc778\uacfc \uc9c0\uc5ed\uc0ac\ud68c\uac00 \uc704\ud5d8 \uad00\ub9ac \uc218\ub2e8\uc73c\ub85c\uc11c \ubcf4\ud5d8\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ucc3e\ub294 \uae34\uae09\uc131\uc774 \uac10\uc18c\ud588\ub2e4.<\/li>\n<li><strong>\ub370\uc774\ud130<\/strong> <strong>\ubc0f<\/strong> <strong>\uc704\ud5d8<\/strong> <strong>\ud3c9\uac00\uc758<\/strong> <strong>\ud55c\uacc4<\/strong><strong>.<\/strong> \uc704\ud5d8\uc5d0 \ub300\ud574 \uc138\ubd84\ud654\ub41c \ub370\uc774\ud130\uac00 \ubd80\uc871\ud574 \uc815\ud655\ud55c \uc704\ud5d8 \ud3c9\uac00\uc640 \ubcf4\ud5d8\ub8cc \uc0b0\uc815\uc774 \uc5b4\ub835\ub2e4. \uc774\ub85c \uc778\ud574 \ubcf4\ud5d8\ub8cc\uac00 \ub192\uc544\uc9c0\uac70\ub098 \ubcf4\uc7a5 \ubc94\uc704\uac00 \ubd88\ucda9\ubd84\ud574\uc9c0\uace0, \uac00\uaca9 \ud22c\uba85\uc131\ub3c4 \ub5a8\uc5b4\uc838 \ubcf4\ud5d8 \uac00\uc785\uc774 \uc800\ud574\ub41c\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<h2><span style=\"color: #bd1a24;\"><strong>\ubcf4\ud638\uc758 \ubd80\uc7ac<\/strong><\/span><\/h2>\n<p>\ubcf4\ud5d8\uc5d0 \uad00\ud55c \uc778\ub3c4\uc758 \ubc95\uc801 \uccb4\uacc4\ub294 \ud2b9\uc815 \uce21\uba74\uc5d0\uc11c\ub294 \uacac\uace0\ud558\uc9c0\ub9cc, \uc790\uc5f0\uc7ac\ud574\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801 \ubcf4\ud638 \uce21\uba74\uc5d0\uc11c\ub294 \ud604\uc800\ud788 \ubbf8\ud761\ud558\ub2e4. \uc778\ub3c4\uc5d0\uc11c \uc7ac\ub09c \uad00\ub9ac\ub97c \uaddc\uc728\ud558\ub294 \uc8fc\uc694 \ubc95\ub960\uc740 2005\ub144 \uc81c\uc815\ub41c \uc7ac\ub09c\uad00\ub9ac\ubc95\uc774\ub2e4. \uc774 \ubc95\uc740 \uc7ac\ub09c \ub300\uc751\uacfc \uc644\ud654\ub97c \uc704\ud55c \uc81c\ub3c4\uc801 \ud2c0\uc744 \ub9c8\ub828\ud558\uace0 \uc788\uc9c0\ub9cc, \ubcf4\uc0c1\uc5d0 \uad00\ud55c \uaddc\uc815\uc740 \uc81c\ud55c\uc801\uc774\ub2e4.<\/p>\n<p>\uc774 \ubc95\uc740 \ubcf4\ud5d8 \ubcf4\uc7a5\uc744 \uba85\uc2dc\uc801\uc73c\ub85c \uc758\ubb34\ud654\ud558\uc9c0 \uc54a\ub294\ub2e4. \uc911\uc559 \uc815\ubd80\uac00 \uc7ac\ud574 \ud53c\ud574\uc790\uc5d0\uac8c \uc704\ub85c\uae08\uc744 \uc9c0\uae09\ud560 \uc218 \uc788\ub3c4\ub85d \uad8c\ud55c\uc744 \ubd80\uc5ec\ud558\uc9c0\ub9cc, \uc774\ub294 \uc7ac\ub7c9\uc5d0 \ub530\ub77c \uacb0\uc815\ub41c\ub2e4. \uc790\uaca9 \uc694\uac74\uc774\ub098 \ubcf4\uc0c1 \uae30\uc900\uc774 \uac1d\uad00\uc801\uc73c\ub85c \uc815\ud574\uc838 \uc788\uc9c0 \uc54a\uc544 \uc77c\uad00\uc131\uc774 \ubd80\uc871\ud558\uace0, \uc885\uc885 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc740 \uad6c\ud638\ub85c \uc774\uc5b4\uc9c0\uae30\ub3c4 \ud55c\ub2e4. \ub610\ud55c, \ud53c\ud574\uc790\uc5d0\uac8c \uc704\ub85c\uae08\uc744 \uc9c0\uae09\ud574\uc57c \ud558\ub294 \uba85\ud655\ud55c \uae30\ud55c\ub3c4 \uaddc\uc815\ud558\uace0 \uc788\uc9c0 \uc54a\uc544, \ubc95\ub960\uc5d0 \ub530\ub978 \uad6c\uc81c\uc758 \uc2e4\ud6a8\uc131\uc774 \ub354\uc6b1 \ub5a8\uc5b4\uc9c4\ub2e4.<\/p>\n<p>\ud64d\uc218, \uc0b0\uc0ac\ud0dc, \uc9c0\uc9c4 \ub4f1\uacfc \uac19\uc740 \uc7ac\ud574\ub85c \uc778\ud55c \uc190\uc2e4\uc5d0 \ub300\ud574 \ubcf4\ud5d8 \ubcf4\uc7a5\uc744 \uc758\ubb34\ud654\ud558\uac70\ub098 \ud45c\uc900\ud654\ud558\ub294 \ubcc4\ub3c4\uc758 \ubc95\ub960\ub3c4 \uc874\uc7ac\ud558\uc9c0 \uc54a\ub294\ub2e4. \ubc95\uc815 \ubcf4\ud5d8 \uc758\ubb34\uac00 \uc5c6\ub294 \uc0c1\ud669\uc5d0\uc11c, \ub300\uaddc\ubaa8 \uc7ac\ud574 \ubc1c\uc0dd \uc2dc\uc5d0\ub294 \uc778\ub3c4 \ubcf4\ud5d8\uaddc\uc81c\uac1c\ubc1c\uccad(IRDAI)\uc774 \uac1c\uc785\ud558\uac8c \ub41c\ub2e4.<\/p>\n<p>IRDAI\ub294 \uc5ec\ub7ec \ucc28\ub840\uc5d0 \uac78\uccd0 \uc774\ub7ec\ud55c \uc0ac\uac74\uc774 \ubc1c\uc0dd\ud560 \ub54c\ub9c8\ub2e4 \ubcf4\ud5d8\uc0ac\uc5d0 \uccad\uad6c \uc815\uc0b0\uc744 \uc2e0\uc18d\ud558\uac8c \ucc98\ub9ac\ud558\uace0, \uc11c\ub958 \uc81c\ucd9c \uc694\uac74\uc744 \uc644\ud654\ud558\uba70, \uac00\ub2a5\ud55c \ud55c \uc804\uc790\uc801\uc73c\ub85c \uc815\uc0b0\uc744 \uad00\ub9ac\ud558\uace0, \ud53c\ud574 \uc9c0\uc5ed\uc5d0 \ud2b9\ubcc4 \uc9c0\uc6d0 \ub370\uc2a4\ud06c\ub97c \uc124\uce58\ud558\ub77c\ub294 \uc9c0\uc2dc\uac00 \ub2f4\uae34 \uacf5\uace0\ub97c \ubc1c\ud589\ud574 \uc654\ub2e4. \uc774\ub7ec\ud55c \uc870\uce58\ub4e4\uc740 \uc77c\uc815 \ubd80\ubd84 \uad6c\ud638\ub97c \uc81c\uacf5\ud558\uc9c0\ub9cc, \ud3ec\uad04\uc801\uc778 \ud504\ub808\uc784\uc6cc\ud06c\uc758 \uc77c\ud658\uc774 \uc544\ub2c8\ub77c \ud2b9\uc815 \uc7ac\ud574\uc5d0 \ub9de\ucd98 \ub300\uc751\uc73c\ub85c, \uc77c\uc2dc\uc801\uc774\uace0 \ub2e8\ud3b8\uc801\uc778 \uc131\uaca9\uc744 \uac00\uc9c4\ub2e4.<\/p>\n<h2><span style=\"color: #bd1a24;\"><strong>\uc0ac\ubc95 \ud310\uacb0<\/strong><\/span><\/h2>\n<p>\uc778\ub3c4 \ubc95\uc6d0\uc740 \uc790\uc5f0\uc7ac\ud574 \ubc0f \ubcf4\ud5d8\uc0ac\uc640 \ubcf4\ud5d8\uacc4\uc57d\uc790 \uac04\uc758 \ubd84\uc7c1 \ub4f1 \ubcf4\ud5d8 \uacc4\uc57d\uc758 \ud574\uc11d\uacfc \uad00\ub828\ub41c \ub2e4\uc591\ud55c \uc0ac\uc548\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ub2e4\ub904\uc654\ub2e4. \uadf8\ub7ec\ub098 \uc790\uc5f0\uc7ac\ud574 \ud53c\ud574\uc790 \ubcf4\ud638\ub97c \uc704\ud55c \ubcf4\ud5d8 \ubcf4\uc7a5\uc744 \uad8c\uace0\ud55c \uc0ac\ubc95 \ud310\uacb0\uc740 \uc81c\ud55c\uc801\uc774\ub2e4. \uc778\ub3c4 \ubc95\uc6d0\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ubcf4\uc0c1\uc5d0 \ub300\ud55c \uac1d\uad00\uc801\uc778 \uae30\uc900\uc744 \uc81c\uc2dc\ud558\uac70\ub098, \ubc95\uc815 \ubcf4\ud638 \ubc94\uc704\ub97c \ubcf4\ud5d8 \ubcf4\uc7a5\uae4c\uc9c0 \ud655\ub300\ud558\ub294 \ub370\uc5d0\ub294 \uc2e0\uc911\ud55c \ud0dc\ub3c4\ub97c \ubcf4\uc5ec \uc654\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \uc8fc\uc800\ud568\uc758 \uc911\uc694\ud55c \uc0ac\ub840\ub85c 2021\ub144 Reepak Kansal and Ors \ub300 Union of India \uc0ac\uac74\uc5d0\uc11c\uc758 \ub300\ubc95\uc6d0 \ud310\uacb0\uc744 \ub4e4 \uc218 \uc788\ub2e4. \uc774 \uc0ac\uac74\uc5d0\uc11c \uccad\uad6c\uc778\ub4e4\uc740 \ucf54\ub85c\ub09819 \ud53c\ud574\uc790\uc5d0 \ub300\ud55c \uc704\ub85c\uae08 \uc9c0\uae09\uacfc \uc774\uc640 \uac19\uc740 \uc7ac\ub09c\uc5d0 \ub300\ube44\ud55c \uad6d\uac00 \ubcf4\ud5d8 \uc81c\ub3c4\uc758 \uc2dc\ud589\uc744 \uc694\uccad\ud588\ub2e4. \ucf54\ub85c\ub09819\ub294 \uacf5\uace0\ub41c \uc7ac\ub09c\uc73c\ub85c \uc120\ud3ec\ub410\uc73c\uba70, 2005\ub144 \uc7ac\ub09c\uad00\ub9ac\ubc95\uc758 \uc801\uc6a9\uc744 \ubc1b\ub294\ub2e4\ub294 \uc810\uc5d0 \uc720\uc758\ud560 \ud544\uc694\uac00 \uc788\ub2e4. \uadf8\ub7ec\ub098 \ubc95\uc6d0\uc740 \uc774\ub7ec\ud55c \uc0ac\uc548\uc774 \ud589\uc815\ubd80\uc758 \uc815\ucc45 \uc601\uc5ed\uc5d0 \uc18d\ud55c\ub2e4\ub294 \uc774\uc720\ub85c \uac1c\uc785\uc744 \uac70\ubd80\ud588\ub2e4.<\/p>\n<p>\ud310\uacb0\uc740 \uc81c15\ucc28 \uc7ac\uc815\uc704\uc6d0\ud68c\uac00 \uc774\ubbf8 \uad6d\uac00 \ubcf4\ud5d8 \uc81c\ub3c4\ub97c \uad8c\uace0\ud588\uc73c\uba70, \uc815\ubd80\uac00 \uc774\ub7ec\ud55c \uad8c\uace0\ub97c \uc774\ud589\ud558\uae30\ub97c \ubc14\ub780\ub2e4\uace0 \uc5b8\uae09\ud588\ub2e4. \uadf8\ub7ec\ub098 \ud604\uc7ac\uae4c\uc9c0 \uc774\ub7ec\ud55c \uad8c\uace0\ub97c \ud604\uc2e4\ud654\ud558\uae30 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \uc870\uce58\ub294 \uc774\ub904\uc9c0\uc9c0 \uc54a\uc558\ub2e4. \ub610\ud55c \ubc95\uc6d0\uc740 \uc704\ub85c\uae08 \uc9c0\uae09\uc5d0 \uad00\ud55c \uc9c0\uce68\uc744 \uad8c\uace0\ud558\ub294 \uac83\uc740 \uad6d\uac00 \uae30\uad00\uc758 \ucc45\uc784\uc774\ub77c\uace0 \ubd24\uc73c\ub098, \uc9c0\uae09\ud574\uc57c \ud560 \ubcf4\uc0c1\uc561\uc5d0 \ub300\ud55c \uac1d\uad00\uc801\uc778 \uae30\uc900\uc744 \uc81c\uc2dc\ud558\ub294 \uac83\uc740 \uac70\ubd80\ud588\ub2e4.<\/p>\n<p>\ub9c8\ucc2c\uac00\uc9c0\ub85c, 2020\ub144 Ficus Pax Private Limited \ub300 Union of India \uc0ac\uac74\uc5d0\uc11c\ub3c4 \uc0ac\ubc95\ubd80\ub294 \uad6c\uc18d\ub825 \uc788\ub294 \uc9c0\uce68\uc744 \ub0b4\ub9ac\ub294 \ub370\uae4c\uc9c0\ub294 \uc774\ub974\uc9c0 \uc54a\uc558\ub2e4. \ub300\uc2e0 \ubc95\uc6d0\uc740 \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uc784\uae08 \uc9c0\uae09\uacfc \uad00\ub828\ud574 \uc0ac\uc6a9\uc790\uc640 \uadfc\ub85c\uc790\uac00 \uc0c1\ud638 \ud569\uc758\uc5d0 \ub3c4\ub2ec\ud560 \uac83\uc744 \ucd09\uad6c\ud558\uba70, \uccb4\uacc4\uc801\uc778 \ud574\uacb0\ucc45\ubcf4\ub2e4\ub294 \uc784\uc2dc \uc870\uce58\ub97c \uc120\ud0dd\ud588\ub2e4.<\/p>\n<p>2022\ub144 S Senthilkumar and another \ub300 the Director of Fisheries Department \uc0ac\uac74\uc5d0\uc11c \ub9c8\ub4dc\ub77c\uc2a4 \uace0\ub4f1\ubc95\uc6d0\uc740 \uc0ac\uc774\ud074\ub860\uc73c\ub85c \uc778\ud574 \uc911\uc559\uc815\ubd80 \uc9c0\uc6d0\uae08 \uc2e0\uccad\uc774 \uac70\ubd80\ub41c \uc5b4\ubd80 \ubd80\ubd80\uc758 \uc0ac\uac74\uc744 \uc2ec\ub9ac\ud588\ub2e4. \ubc95\uc6d0\uc740 \uc774\ub7ec\ud55c \uc9c0\uc6d0 \uc694\uccad\uc744 \ud3c9\uac00\ud558\uae30 \uc704\ud55c \uc870\uc0ac \ubc29\uc2dd\uc5d0 \uad00\ud55c \uc9c0\uce68\uc744 \uc81c\uc2dc\ud558\uace0, \uc774\uc640 \uac19\uc740 \uacbd\uc6b0 \ubc95\ub839\uc774\ub098 \uc815\ubd80 \uc81c\ub3c4\uc5d0 \ub530\ub77c \uc9c0\uae09\ub418\ub294 \ubcf4\uc0c1\uc740 \uc784\uc758\uc801\uc73c\ub85c \uac70\ubd80\ub420 \uc218 \uc5c6\ub2e4\uace0 \ud310\uc2dc\ud588\ub2e4. \uc774\ub294 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \ud310\uacb0\uc774\uc5c8\uc73c\ub098, \uc774\ub7ec\ud55c \uc0ac\ub840\ub294 \uadf9\ud788 \ub4dc\ubb3c\ub2e4.<\/p>\n<h2><span style=\"color: #bd1a24;\"><strong>\uc815\ubd80\uc758 \uacc4\ud68d<\/strong><\/span><\/h2>\n<p>\uc790\uc5f0\uc7ac\ud574\uc5d0 \ub300\ud55c \uad6d\uac00\uc801 \ubcf4\ud5d8 \uccb4\uacc4\ub294 \uc5c6\uc9c0\ub9cc, \uc815\ubd80\ub294 \uadf8\ub3d9\uc548 \ub2e4\uc74c\uacfc \uac19\uc740 \uc131\uacf5\uc801\uc778 \ubcf4\ud5d8 \uc81c\ub3c4\ub97c \ub3c4\uc785\ud574 \uc654\ub2e4.<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>2020\ub144 3\uc6d4 \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc5d0 \ub300\uc751\ud558\uc5ec \ub3c4\uc785\ub41c \ud504\ub77c\ub2e8 \ub9cc\ud2b8\ub9ac \uac00\ub9ac\ube0c \uce7c\ub9ac\uc548 \ud328\ud0a4\uc9c0(Pradhan Mantri Garib Kalyan Package)\ub294 \uc758\ub8cc \uc885\uc0ac\uc790\uc5d0\uac8c \uc885\ud569\uc801\uc778 \uc0c1\ud574 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud588\ub2e4.<\/li>\n<li>2016\ub144 \ub3c4\uc785\ub41c \ud504\ub77c\ub2e8 \ub9cc\ud2b8\ub9ac \ud30c\uc0b4 \ube44\ub9c8 \uc694\uc790\ub098(Pradhan Mantri Fasal Bima Yojana, PMFBY)\ub294 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc740 \uac00\uc785\uc790\ub97c \ubcf4\uc720\ud55c \uae30\uc220 \uae30\ubc18 \ub18d\uc791\ubb3c \ubcf4\ud5d8 \uc81c\ub3c4\ub85c, \uc790\uc5f0\uc7ac\ud574\ub97c \ud3ec\ud568\ud55c \ub18d\uc791\ubb3c \ud53c\ud574\ub85c\ubd80\ud130 \ub18d\ubbfc\uc744 \ubcf4\ud638\ud55c\ub2e4.<\/li>\n<li>\ud504\ub77c\ub2e8 \ub9cc\ud2b8\ub9ac \uc218\ub77d\uc0e4 \ube44\ub9c8 \uc694\uc790\ub098(Pradhan Mantri Suraksha Bima Yojna)\uc640 \uac19\uc774 \uc790\uc5f0\uc7ac\ud574\ub97c \ud3ec\ud568\ud55c \uc0c1\ud574 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \uc800\ub834\ud55c \ubcf4\ud5d8 \uc81c\ub3c4\uc640, \uc774\uc640 \uac19\uc740 \uc0c1\ud669\uc5d0\uc11c \uc0dd\uba85 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \ud504\ub77c\ub2e8 \ub9cc\ud2b8\ub9ac \uc9c0\ubc18 \ube44\ub9c8 \uc694\uc790\ub098(Pradhan Mantri Jeevan Bima Yojana) \ubcf4\ud5d8 \uc81c\ub3c4\ub3c4 \uc788\ub2e4.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p>\uad6d\uac00\uc7ac\ub09c\uad00\ub9ac\uccad\uc740 \uc774\ub7ec\ud55c \ubaa8\ub4e0 \uc81c\ub3c4\uc640 \uae30\ud0c0 \uc7ac\ub09c \uad00\ub828 \uc784\uc2dc \uc9c0\uc6d0\uae08\uc744 \uc5f0\uacc4\ud558\uace0, \ubaa8\ub4e0 \uc790\uc5f0\uc7ac\ud574\uc5d0 \ub300\ud55c \ubcf4\ud5d8 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \ud1b5\uc77c\ub418\uace0 \ubbf8\ub798\uc9c0\ud5a5\uc801\uc778 \uccb4\uacc4\ub97c \ub9c8\ub828\ud558\uae30 \uc704\ud574 \uc911\uc694\ud55c \ub178\ub825\uc744 \uc9c4\ud589\ud558\uace0 \uc788\ub2e4. \uadf8\ub7ec\ub098 \ud64d\uc218, \uc9c0\uc9c4 \ub4f1 \uae30\ud0c0 \uc7ac\ub09c \ud53c\ud574\uc790\uc5d0\uac8c \uc720\uc0ac\ud55c \ubcf4\uc7a5\uc744 \uc758\ubb34\ud654\ud558\ub294 \uc785\ubc95\uc801 \ub610\ub294 \ud589\uc815\uc801 \uc9c0\uce68\uc774 \uc5c6\uc5b4, \ub9ce\uc740 \uad6d\ubbfc\uc774 \ubcf4\ud638\ubc1b\uc9c0 \ubabb\ud558\uace0 \uc788\ub2e4.<\/p>\n<h2><span style=\"color: #bd1a24;\"><strong>\ud30c\ub77c\uba54\ud2b8\ub9ad \ubcf4\ud5d8\uc758 \ub4f1\uc7a5<\/strong><\/span><\/h2>\n<p>\uc804\ud1b5\uc801\uc778 \ubc30\uc0c1 \uae30\ubc18 \ubcf4\ud5d8\uc758 \ud55c\uacc4\ub97c \uc778\uc2dd\ud55c \uc778\ub3c4\ub294 \ucd5c\uadfc \uc7ac\ub09c \uc704\ud5d8 \uad00\ub9ac\uc758 \uc7a0\uc7ac\uc801 \ud574\uacb0\ucc45\uc73c\ub85c \ud30c\ub77c\uba54\ud2b8\ub9ad \ubcf4\ud5d8\uc744 \ubaa8\uc0c9\ud558\uae30 \uc2dc\uc791\ud588\ub2e4. \ud30c\ub77c\uba54\ud2b8\ub9ad \ubcf4\ud5d8\uc740 \uae30\uc874 \ubcf4\ud5d8\uacfc \ub2ec\ub9ac \uc2e4\uc81c \uc190\uc2e4 \ud3c9\uac00\uac00 \uc544\ub2c8\ub77c, \uc77c\uc815 \uc218\uc900\uc758 \uac15\uc6b0\ub7c9, \ud48d\uc18d, \uc9c0\uc9c4 \ud65c\ub3d9 \ub4f1 \uc0ac\uc804\uc5d0 \uc815\ud574\uc9c4 \uae30\uc900\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uae08\uc774 \uc9c0\uae09\ub41c\ub2e4. \uc774\ub7ec\ud55c \ubc29\uc2dd\uc740 \uc2e0\uc18d\ud55c \ubcf4\ud5d8\uae08 \uc9c0\uae09, \ud589\uc815\uc801 \ubd80\ub2f4 \uac10\uc18c, \uadf8\ub9ac\uace0 \ub354 \ub192\uc740 \ud22c\uba85\uc131 \ub4f1 \uc5ec\ub7ec \uc7a5\uc810\uc744 \uc81c\uacf5\ud55c\ub2e4.<\/p>\n<h2><span style=\"color: #bd1a24;\"><strong>\uacb0\ub860<\/strong><\/span><\/h2>\n<p>\uc778\ub3c4\uac00 \uc790\uc5f0\uc7ac\ud574\uc5d0 \ub178\ucd9c\ub418\uc5b4 \uc788\ub2e4\ub294 \uac83\uc740 \ud53c\ud560 \uc218 \uc5c6\ub294 \ud604\uc2e4\uc774\uba70, \uadf8\ub85c \uc778\ud55c \uacbd\uc81c\uc801\u00b7\uc778\uc801 \ud53c\ud574\ub294 \ub9c9\ub300\ud558\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc778\ub3c4\uc758 \ubcf4\ud5d8 \uccb4\uacc4\ub294 \uc5ec\uc804\ud788 \ubd84\uc0b0\ub418\uc5b4 \uc788\uace0, \ubcf4\uc7a5\ub960\uc774 \ub0ae\uc73c\uba70, \ubc95\uc801 \ubcf4\ud638\uac00 \uc81c\ud55c\uc801\uc774\uace0, \ubcf4\uc0c1\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc774\uace0 \uac1d\uad00\uc801\uc778 \uba54\ucee4\ub2c8\uc998\uc774 \ubd80\uc871\ud558\ub2e4. \uc0ac\ubc95\ubd80\uc758 \uac1c\uc785\uc740 \uc2e0\uc911\ud558\uac8c \uc774\ub904\uc9c0\uace0 \uc788\uc73c\uba70, \uc815\ubd80\uc758 \uc81c\ub3c4 \uc5ed\uc2dc \ub300\ubd80\ubd84 \uc0ac\ud6c4\uc801\uc774\uace0 \ud2b9\uc815 \uc0ac\uac74\uc5d0 \uad6d\ud55c\ub418\uc5b4 \uc788\ub2e4. \uc9c0\uae08 \uc2dc\uae09\ud558\uac8c \ud544\uc694\ud55c \uac83\uc740 \uc785\ubc95\uc5d0 \uae30\ubc18\uc744 \ub450\uace0, \uac15\ub825\ud55c \uaddc\uc81c \uac10\ub3c5\uacfc \uae00\ub85c\ubc8c \ubaa8\ubc94 \uc0ac\ub840\ub97c \ubc18\uc601\ud55c, \uc804\uccb4\uc801\uc774\uace0 \ubbf8\ub798\uc9c0\ud5a5\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc774\ub2e4. \uc774\ub97c \ud1b5\ud574 \ubaa8\ub4e0 \uc778\ub3c4 \uad6d\ubbfc\uc774 \uac70\uc8fc \uc9c0\uc5ed\uc5d0 \uc0c1\uad00\uc5c6\uc774 \uc790\uc5f0\uc7ac\ud574\ub85c \uc778\ud55c \ud53c\ud574\uc5d0 \ub300\ud574 \uc2e4\uc9c8\uc801\uc774\uba74\uc11c \uc7ac\uc815\uc801\uc778 \ubcf4\ud638\ub97c \ubc1b\uc744 \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong><img class=\" wp-image-599424 aligncenter\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/07\/SAM-new-logo.jpg\" alt=\"SAM\" width=\"310\" height=\"126\" \/>SHARDUL AMARCHAND MANGALDAS &amp; CO<\/strong><br \/>\nAmarchand Towers<br \/>\n216 Okhla Industrial Estate<br \/>\nPhase III, New Delhi 110 020<br \/>\nTel: +91 11 4159 0700<br \/>\nEmail: <a href=\"mailto:connect@amsshardul.com\">connect@amsshardul.com<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\uad6d\uac00\uc758 \ub2e4\uc591\ud55c \uc790\uc5f0\uc7ac\ud574\ub85c\ubd80\ud130 \uc2e4\uc9c8\uc801\uc778 \ubcf4\ud638\ub97c \uc704\ud574\uc11c\ub294 \ucd1d\uccb4\uc801 \uc811\uadfc \ubc29\uc2dd\uc774 \ud544\uc694\ud569\ub2c8\ub2e4 \uc778\ub3c4\ub294 \uad11\ud65c\ud558\uace0 \ub2e4\uc591\ud55c \uc9c0\ub9ac\uc801 \ud2b9\uc131\uc73c\ub85c \uc778\ud574 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \uc7ac\ud574\uc5d0 \ucde8\uc57d\ud55c \uad6d\uac00 \uc911 \ud558\ub098\ub2e4. \uc778\ub3c4\ub294 \ud64d\uc218, \uc0ac\uc774\ud074\ub860, \uc9c0\uc9c4, \uc0b0\uc0ac\ud0dc, \uc9d1\uc911\ud638\uc6b0 \ub4f1\uacfc \uac19\uc740 \uc790\uc5f0\uc7ac\ud574\uac00 \uc790\uc8fc \ubc1c\uc0dd\ud558\uba70, \uc774\ub294 \ub9c9\ub300\ud55c \uc778\uba85 \ud53c\ud574\ubfd0\ub9cc \uc544\ub2c8\ub77c 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