{"id":587111,"date":"2025-05-16T11:51:04","date_gmt":"2025-05-16T03:51:04","guid":{"rendered":"https:\/\/law.asia\/?p=587111"},"modified":"2025-05-16T11:51:04","modified_gmt":"2025-05-16T03:51:04","slug":"data-privacy-laws-in-koreas-fintech-landscape","status":"publish","type":"post","link":"https:\/\/law.asia\/ko\/data-privacy-laws-in-koreas-fintech-landscape\/","title":{"rendered":"\ud55c\uad6d \ud540\ud14c\ud06c \ud658\uacbd\uc758 \ub370\uc774\ud130 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\ubc95"},"content":{"rendered":"<p style=\"text-align: right;\"><a style=\"display: inline-block; margin-right: 3px; margin-top: 20px; border: 1px solid #008DB8; border-radius: 4px; padding: 8px; color: black; text-decoration: none;\" href=\"https:\/\/law.asia\/ko\/asia\/doing-business-in-korea\/\"><span style=\"color: #008db8;\">\u2190 \uc0c9\uc778\uc73c\ub85c \ub3cc\uc544\uac00\uae30<\/span><\/a><\/p>\n<p>\ud55c\uad6d \uae08\uc735 \ubd80\ubb38\uc774 \ube60\ub978 \ub514\uc9c0\ud138 \uc804\ud658\uc744 \uacaa\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \uc815\ubd80\ub294 \ud601\uc2e0\uacfc \uc18c\ube44\uc790 \ubcf4\ud638\uc758 \uade0\ud615\uc744 \ub9de\ucd94\ub294 \uc815\ucc45\uc744 \ud1b5\ud574 \ub370\uc774\ud130 \ud65c\uc6a9\uc744 \uc6b0\uc120\uc2dc\ud574\uc654\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\uc758 \ud575\uc2ec\uc740 \uac1c\uc815\ub41c \uc2e0\uc6a9\uc815\ubcf4\uc758 \uc774\uc6a9 \ubc0f \ubcf4\ud638\uc5d0 \uad00\ud55c \ubc95\ub960(\uc2e0\uc6a9\uc815\ubcf4\ubc95) \ud558\uc5d0 \uc2dc\ud589\ub418\ub294 \ub9c8\uc774\ub370\uc774\ud130(MyData) \ud5c8\uac00 \uc81c\ub3c4\uc640 AI \ubc0f \ud074\ub77c\uc6b0\ub4dc \uae30\uc220\uc744 \uc218\uc6a9\ud558\uae30 \uc704\ud55c \ub9dd\ubd84\ub9ac \uc815\ucc45 \uac1c\ud3b8\uc774\ub2e4. \ubcf8 \uae30\uace0\ubb38\uc5d0\uc11c\ub294 \uac1c\uc778 \uc2e0\uc6a9\uc815\ubcf4 \ubcf4\ud638, \ub9c8\uc774\ub370\uc774\ud130 \uc2dc\uc2a4\ud15c, \uadf8\ub9ac\uace0 \ub9dd\ubd84\ub9ac \uac1c\ud3b8\uc5d0 \ub300\ud55c \uc8fc\uc694 \ubc95\ub960 \ubc0f \uc815\ucc45 \ub3d9\ud5a5\uc744 \uc0b4\ud3b4\ubcfc \uc608\uc815\uc774\ub2e4.<\/p>\n<h2 style=\"text-align: justify;\"><span style=\"color: #a87d4f;\"><b> \uc8fc\uc694 \uc815\ucc45<\/b><\/span><\/h2>\n<figure id=\"attachment_586333\" aria-describedby=\"caption-attachment-586333\" style=\"width: 200px\" class=\"wp-caption alignright\"><a href=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/05\/Hyun-il-Hwang-portrait.jpg\"><img class=\"size-full wp-image-586333\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/05\/Hyun-il-Hwang-portrait.jpg\" alt=\"Hyun-il Hwang, Shin &amp; Kim\" width=\"200\" height=\"250\" \/><\/a><figcaption id=\"caption-attachment-586333\" class=\"wp-caption-text\"><strong>\ud669\ud604\uc77c<\/strong><br \/>\ud30c\ud2b8\ub108 \ubcc0\ud638\uc0ac<br \/>\ubc95\ubb34\ubc95\uc778 \uc138\uc885<br \/>\uc11c\uc6b8<br \/>\uc804\ud654: +82 2316 4453<br \/>\uc774\uba54\uc77c: hihwang@shinkim.com<\/figcaption><\/figure>\n<p><strong>\uac1c\uc778\uc815\ubcf4<\/strong> <strong>\ubcf4\ud638<\/strong> <strong>\uac15\ud654<\/strong><\/p>\n<p>\uc2e0\uc6a9\uc815\ubcf4\ubc95\uc740 \uac1c\uc778\uc815\ubcf4\ubcf4\ud638\ubc95\uc744 \ubcf4\uc644\ud558\ub294 \ud2b9\ubcc4\ubc95\uc73c\ub85c \uae08\uc735 \uac70\ub798\uc5d0\uc11c\uc758 \uc2e0\uc6a9\uc815\ubcf4 \uc774\uc6a9\uacfc \uad00\ub828\ub41c \uc0ac\ud56d\uc5d0 \ub300\ud574 \uc6b0\uc120\ud558\uc5ec \uc801\uc6a9\ub41c\ub2e4. \ubcc4\ub3c4\ub85c \uaddc\uc815\ub418\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uc5d0\ub294 \uac1c\uc778\uc815\ubcf4\ubcf4\ud638\ubc95\uc758 \uc77c\ubc18 \uaddc\uc815\uc774 \uc801\uc6a9\ub41c\ub2e4.<\/p>\n<p>\uc2e0\uc6a9\uc815\ubcf4\ubc95\uc740 \ub370\uc774\ud130 \uc8fc\uccb4\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc2e0\uc6a9\uc815\ubcf4 \uc218\uc9d1 \uc2dc \uc0ac\uc804 \ub3d9\uc758\ub97c \uc694\uad6c\ud558\uace0, \uba85\ud655\ud55c \ubaa9\uc801 \uba85\uc2dc\ub97c \uc758\ubb34\ud654\ud558\uba70, \ub370\uc774\ud130 \uc0ac\uc6a9\uc744 \ud544\uc694\ud55c \ubc94\uc704\ub85c \uc81c\ud55c\ud55c\ub2e4. \uc81c3\uc790\uc640\uc758 \uc815\ubcf4 \uacf5\uc720\uc5d0\ub294 \ubcc4\ub3c4\uc758 \uad6c\uccb4\uc801\uc778 \ub3d9\uc758\uac00 \ud544\uc694\ud558\ub2e4.<\/p>\n<p>\uc774 \ubc95\uc740 \ub610\ud55c \uae08\uc735\uae30\uad00\uc774 \ub3d9\uc758 \uc808\ucc28\ub97c \uac04\uc18c\ud654\ud558\uace0 \uc2dc\uac01\ud654\ud558\uc5ec \uc7a0\uc7ac\uc801\uc778 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \uc704\ud5d8\uacfc \uc18c\ube44\uc790 \ud61c\ud0dd\uc744 \uc124\uba85\ud558\ub294 \u2018\ub370\uc774\ud130 \ud65c\uc6a9 \ub3d9\uc758 \ub4f1\uae09\u2019\uc744 \uc81c\uacf5\ud558\ub3c4\ub85d \uc694\uad6c\ud55c\ub2e4. \uc774\ub294 \uae08\uc735 \uc18c\ube44\uc790\uac00 \u2018\uc815\ubcf4\uc5d0 \uae30\ubc18\ud55c \ub3d9\uc758\u2019\ub97c \ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uac83\uc744 \ubaa9\uc801\uc73c\ub85c \ud55c\ub2e4.<\/p>\n<p>\uc774 \ubc95\uc740 AI \uae30\ubc18 \uc2e0\uc6a9 \ud3c9\uac00 \ubc0f \ubcf4\ud5d8 \uacc4\uc0b0 \ub4f1 \uc790\ub3d9\ud654\ub418\ub2c8 \ub370\uc774\ud130 \ucc98\ub9ac\uc758 \uc99d\uac00\ub97c \uc778\uc2dd\ud558\uace0, \uc18c\ube44\uc790\uc5d0\uac8c \uc774\uc5d0 \ub300\ud55c \uc124\uba85\uc744 \uc694\uad6c\ud558\uac70\ub098 \ud504\ub85c\ud30c\uc77c\ub9c1\uc5d0 \uc774\uc758\ub97c \uc81c\uae30\ud560 \uad8c\ub9ac\ub97c \ubd80\uc5ec\ud55c\ub2e4. \ub610\ud55c, \uac1c\uc778\uc774 \uae30\uad00 \uac04 \uc2e0\uc6a9 \uc815\ubcf4 \uc774\uc804\uc744 \uc694\uccad\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud588\uc73c\uba70 \ub370\uc774\ud130 \ubcf4\uc548 \uac15\ud654\ub97c \uc704\ud574 \ub370\uc774\ud130 \uad00\ud589\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801\uc778 \uac80\ud1a0\ub97c \uc694\uad6c\ud558\uace0, \ub370\uc774\ud130 \uc720\ucd9c \uc2dc \uc2e4\uc81c \uc190\uc2e4\uc561\uc758 \ucd5c\ub300 5\ubc30\uae4c\uc9c0 \uc9d5\ubc8c\uc801 \uc190\ud574\ubc30\uc0c1\uc744 \ud5c8\uc6a9\ud55c\ub2e4.<\/p>\n<p>\ub9c8\uc774\ub370\uc774\ud130 \uc815\ucc45 \uac1c\uc120 \uc0ac\ud56d. 2020\ub144 \uac1c\uc815\ub41c \uc2e0\uc6a9\uc815\ubcf4\ubc95 \uac1c\uc815\uc548\uc740 \ub9c8\uc774\ub370\uc774\ud130 \uc0ac\uc5c5\uccb4\ub97c \uc704\ud55c \ud5c8\uac00 \uc81c\ub3c4\ub97c \ub9c8\ub828\ud588\ub2e4. \uc774 \uc81c\ub3c4\ub294 \uac1c\uc778\uc758 \uae08\uc735 \ub370\uc774\ud130\ub97c \ud1b5\ud569\ud574 \uc0c1\ud488 \ucd94\ucc9c \ubc0f \uae08\uc735 \uc790\ubb38\uacfc \uac19\uc740 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4.<\/p>\n<p>\uc911\uc18c \ud540\ud14c\ud06c \uae30\uc5c5\uc758 \ucc38\uc5ec\ub97c \ub3c5\ub824\ud558\uae30 \uc704\ud574, \uc774 \ubc95\uc740 \uc790\ubcf8 \uc694\uac74\uc744 5\uc5b5\uc6d0(\uc57d 352,399\ub2ec\ub7ec)\uc73c\ub85c \ub0ae\ucdc4\uace0 \uae08\uc735\uae30\uad00\uc5d0 \uc801\uc6a9\ub418\ub294 \uc790\ubcf8\uae08 \ucd9c\uc7a5 \uaddc\uc815\uc5d0\uc11c \uba74\uc81c\ud588\ub2e4. \ub2e4\ub9cc, \uc6b4\uc601\uc790\ub294 \uae08\uc735\uc704\uc6d0\ud68c(FSC)\uc758 \uc2b9\uc778\uc744 \ubc1b\uae30 \uc704\ud574 \uc778\ub825, \uc778\ud504\ub77c \ubc0f \uc0ac\uc5c5\uacc4\ud68d \uae30\uc900\uc744 \ucda9\uc871\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>\ud55c\uad6d\uc5d0\uc11c \ub9c8\uc774\ub370\uc774\ud130 \uc0ac\uc5c5\uc744 \uc6b4\uc601\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc678\uad6d \ubc95\uc778\uc740 \uad6d\ub0b4 \uc790\ud68c\uc0ac\ub97c \uc124\ub9bd\ud574\uc57c \ud558\uba70, \ud574\ub2f9 \uc790\ud68c\uc0ac\uac00 \ub9c8\uc774\ub370\uc774\ud130 \uc0ac\uc5c5 \ud5c8\uac00\ub97c \ubc1b\uc544\uc57c \ud55c\ub2e4. \ub610\ud55c, \uc8fc\uc694 \uc8fc\uc8fc\ub85c\uc11c \uc678\uad6d \ubc95\uc778\uc740 \uc7ac\ubb34 \uac74\uc804\uc131, \uc2e0\ub8b0\uc131, \uc6b4\uc601 \uac74\uc804\uc131 \ubc0f \uc790\ubcf8\uae08 \ub4f1 \uc2dc\ud589\ub839\uc0c1\uc758 \uc694\uac74\ub3c4 \ucda9\uc871\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p>2022\ub144 1\uc6d4 5\uc77c\uc5d0 \uc2dc\uc791\ub41c \uae08\uc735 \ub9c8\uc774\ub370\uc774\ud130 \uc11c\ube44\uc2a4\ub294 \uc774\ud6c4 \uc5c5\uacc4 \uc131\uc7a5\uc744 \uc9c0\uc6d0\ud558\uace0 \uc18c\ube44\uc790 \ubcf4\ud638\ub97c \uac15\ud654\ud558\uae30 \uc704\ud574 \uaddc\uc81c\ub97c \uac15\ud654\ud588\ub2e4. 2022\ub144 \ub9d0\uae4c\uc9c0 \uae08\uc735 \ub9c8\uc774\ub370\uc774\ud130\ub97c \ud1b5\ud574 \uc81c\uacf5\ub418\ub294 \uc815\ubcf4\uc758 \ubc94\uc704\ub294 \uc740\ud589, \ubcf4\ud5d8, \uc2e0\uc6a9\uce74\ub4dc, \uae08\uc735 \ud22c\uc790 \ubc0f \uacf5\uacf5\uae30\uad00 \ub4f1 \ubaa8\ub4e0 \ubd80\ubb38\uc5d0 \uac78\uccd0 492\uac1c \ud56d\ubaa9\uc5d0\uc11c 720\uac1c \ud56d\ubaa9\uc73c\ub85c \ud06c\uac8c \ud655\ub300\ub410\ub2e4.<\/p>\n<p>2025\ub144 1\uc6d4 21\uc77c, \uc815\ubd80\ub294 \ubc95\uc758 \ud558\uc704 \uaddc\uc815\uc778 \uc2e0\uc6a9\uc815\ubcf4\uc5c5 \uac10\ub3c5\uaddc\uc815\uc744 \ucd94\uac00\ub85c \uac1c\uc815\ud588\ub2e4. \uc774 \uac1c\uc815\uc744 \ud1b5\ud574 \ub2e4\uc74c\uacfc \uac19\uc740 \uc0ac\ud56d\uc774 \ubcc0\uacbd\ub410\ub2e4: (1) \ub9c8\uc774\ub370\uc774\ud130 \uc0ac\uc5c5\uc790\ub294 \ub300\uba74 \ud310\ub9e4 \ud65c\ub3d9\uc744 \ud560 \uc218 \uc788\uac8c \ub410\ub2e4. (2) \ubbf8\uc131\ub144\uc790\uc758 \ub9c8\uc774\ub370\uc774\ud130 \uc11c\ube44\uc2a4 \uc774\uc6a9 \ubc29\uc2dd\uc774 \uac1c\uc120\ub410\ub2e4. (3) \ub9c8\uc774\ub370\uc774\ud130 \uc0ac\uc5c5\uc790\uc758 \ub370\uc774\ud130 \uacb0\ud569 \uae30\uc900\uc774 \uba85\ud655\ud574\uc84c\ub2e4. (4) \ub9c8\uc774\ub370\uc774\ud130 \uc0ac\uc5c5\uc790\uac00 \uc815\ubcf4\uc8fc\uccb4\uc758 \ub3d9\uc758\ub97c \ubc1b\uc544 \uc81c3\uc790\uc5d0\uac8c \uc815\ubcf4\ub97c \ud310\ub9e4\ud558\ub294 \uacbd\uc6b0 \uae08\uc735\ubcf4\uc548\uc6d0\uc5d0 \uad6c\ucd95\ub41c \u2018\ub9c8\uc774\ub370\uc774\ud130 \uc548\uc804 \uc81c\uacf5 \uc2dc\uc2a4\ud15c\u2019\uc744 \uc774\uc6a9\ud558\uac8c \ub410\ub2e4.<\/p>\n<h2 style=\"text-align: justify;\"><span style=\"color: #a87d4f;\"><b> \ub9dd\ubd84\ub9ac<\/b><\/span><\/h2>\n<figure id=\"attachment_586329\" aria-describedby=\"caption-attachment-586329\" style=\"width: 200px\" class=\"wp-caption alignright\"><a href=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/05\/Sang-Hwan-Han-portrait.jpg\"><img class=\"size-full wp-image-586329\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/05\/Sang-Hwan-Han-portrait.jpg\" alt=\"Sang Hwan Han, Shin &amp; Kim\" width=\"200\" height=\"250\" \/><\/a><figcaption id=\"caption-attachment-586329\" class=\"wp-caption-text\"><strong>\ud55c\uc0c1\ud658<\/strong><br \/>\ud30c\ud2b8\ub108 \ubcc0\ud638\uc0ac<br \/>\ubc95\ubb34\ubc95\uc778 \uc138\uc885<br \/>\uc11c\uc6b8<br \/>\uc804\ud654: +82 2316 1973<br \/>\uc774\uba54\uc77c: shwhan@shinkim.com<\/figcaption><\/figure>\n<p>\uc804\uc790\uae08\uc735\uac70\ub798\ubc95\uc758 \ud558\uc704 \uaddc\uc815\uc778 \uc804\uc790\uae08\uc735\uac70\ub798\uac10\ub3c5\uaddc\uc815\uc740 \ud574\ud0b9\uacfc \uc678\ubd80 \uc704\ud611\uc73c\ub85c\ubd80\ud130 \uc2dc\uc2a4\ud15c\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \ubb3c\ub9ac\uc801 \ub9dd\ubd84\ub9ac\ub97c \uc694\uad6c\ud558\uace0 \uc788\ub2e4. \ub0b4\ubd80 \uc5c5\ubb34 \uc2dc\uc2a4\ud15c\uc740 \uc778\ud130\ub137 \ubc0f \ub370\uc774\ud130\uc13c\ud130 \uc2dc\uc2a4\ud15c\uacfc \uac19\uc740 \uc678\ubd80\ub9dd\uc73c\ub85c\ubd80\ud130 \ucc28\ub2e8\ub418\uc5b4\uc57c \ud558\uba70, \uc6b4\uc601, \uac1c\ubc1c \ub610\ub294 \ubcf4\uc548\uc5d0 \uc0ac\uc6a9\ub418\ub294 \ub2e8\ub9d0\uae30 \ub610\ud55c \ubb3c\ub9ac\uc801\uc73c\ub85c \ubd84\ub9ac\ub418\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n<p>\ud55c\uad6d\uc758 \ubb3c\ub9ac\uc801 \ub9dd\ubd84\ub9ac \uaddc\uc815\uc740 \ucd08\uae30\uc5d0\ub294 \ud6a8\uacfc\uc801\uc774\uc5c8\uc9c0\ub9cc, \uc624\ub298\ub0a0 \ube60\ub974\uac8c \uc9c4\ud654\ud558\ub294 IT \ud658\uacbd\uc5d0\ub294 \uc801\ud569\ud558\uc9c0 \uc54a\uac8c \ub410\ub2e4. \uc778\ud130\ub137\uacfc\uc758 \uc5c4\uaca9\ud55c \ubd84\ub9ac\ub85c \uc778\ud574 SaaS, \uc778\uacf5\uc9c0\ub2a5 \ubc0f \ubcf4\uc548 \ub3c4\uad6c \uc0ac\uc6a9\uc774 \uc81c\ud55c\ub418\uc5b4 \uc5c5\ub370\uc774\ud2b8\uac00 \uc9c0\uc5f0\ub418\uace0 \ubc29\uc5b4 \uccb4\uacc4 \ub610\ud55c \uc57d\ud654\ub410\ub2e4. \uae08\uc735 \ubd80\ubb38\uc5d0\uc11c\ub294 \uc774\ub7ec\ud55c \ube44\ud6a8\uc728\uc131\uc774 \ud601\uc2e0\uacfc \uc5f0\uad6c\uac1c\ubc1c(R&amp;D)\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5, \uadf8\ub9ac\uace0 \uae00\ub85c\ubc8c \ud45c\uc900\uacfc\uc758 \uaca9\ucc28 \uc2ec\ud654\uc5d0 \ub300\ud574 \uc6b0\ub824\ub97c \ud45c\uba85\ud558\uba70 \uc9c0\uc18d\uc801\uc73c\ub85c \uac1c\ud601\uc744 \ucd09\uad6c\ud574 \uc654\ub2e4.<\/p>\n<p>\uc774\uc5d0 \ub530\ub77c \uc815\ubd80\ub294 2024\ub144 8\uc6d4\uc5d0 3\ub2e8\uacc4 \ub9dd\ubd84\ub9ac \uac1c\ud601 \uacc4\ud68d\uc744 \ubc1c\ud45c\ud558\uace0 1\ub2e8\uacc4 \ucd94\uc9c4\uc5d0 \ub4e4\uc5b4\uac14\ub2e4. \uadf8 \ub0b4\uc6a9\uc740 \ub2e4\uc74c\uacfc \uac19\ub2e4:<\/p>\n<p>(1) \uc0dd\uc131\ud615 AI(GenAI) \uc0ac\uc6a9 \ud5c8\uc6a9<\/p>\n<p>\ub300\ubd80\ubd84\uc758 GenAI \uc11c\ube44\uc2a4\ub294 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc778\ud130\ub137 \ud658\uacbd\uc5d0\uc11c \uc6b4\uc601\ub418\uc9c0\ub9cc, \ub9dd\ubd84\ub9ac \uaddc\uc81c\ub85c \uc778\ud574 \uc774\uc6a9\uc774 \ud06c\uac8c \uc81c\ud55c\ub418\uc5b4 \uc654\ub2e4. \ub610\ud55c, \ud604\uc7ac \ud574\uc678\uc5d0 \uc11c\ubc84\uac00 \uc704\uce58\ud55c AI \ubaa8\ub378\uc744 \ud1b5\ud574 \uac1c\uc778 \uc2e0\uc6a9\uc815\ubcf4\ub97c \ucc98\ub9ac\ud558\uac70\ub098 \uc800\uc7a5\ud558\ub294 \uac83\uc740 \ubd88\uac00\ub2a5\ud558\ub2e4. \uc774\ub97c \uadf9\ubcf5\ud558\uae30 \uc704\ud574 \uc815\ubd80\ub294 \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4\ub97c \ud1b5\ud574 \uc608\uc678\ub97c \ud5c8\uc6a9\ud558\uc5ec \uae08\uc735\uae30\uad00\uc774 GenAI\ub97c \ud65c\uc6a9\ud558\uc5ec \uac00\uba85\ud654\ub41c \uac1c\uc778 \uc2e0\uc6a9\uc815\ubcf4\uae4c\uc9c0 \ucc98\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \ud560 \uacc4\ud68d\uc774\ub2e4. FSC\ub294 \uc774\ub7ec\ud55c \ud504\ub808\uc784\uc6cc\ud06c\uc5d0 \ub530\ub77c \uc0cc\ub4dc\ubc15\uc2a4 \uc9c0\uc815\uc744 \uc2b9\uc778\ud558\uae30 \uc804\uc5d0 AI \ud65c\uc6a9 \ubaa9\uc801, \ub370\uc774\ud130 \ubc94\uc704, \ubcf4\uc548 \uc870\uce58 \ub4f1 \ub2e4\uc591\ud55c \uc694\uc18c\ub97c \ud3c9\uac00\ud558\uc5ec \uc0ac\ub840\ubcc4\ub85c \uc2e0\uccad\uc744 \uac80\ud1a0\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n<p>(2) \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \uc560\ud50c\ub9ac\ucf00\uc774\uc158(SaaS) \uc0ac\uc6a9 \ud655\ub300<\/p>\n<p>2023\ub144 9\uc6d4 \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4\ub97c \ud1b5\ud574 \ub0b4\ubd80\ub9dd \ub0b4 SaaS \uc0ac\uc6a9\uc774 \uc2b9\uc778\ub410\uc73c\uba70, \ucd5c\uadfc \uac1c\ud601\uc73c\ub85c \uadf8 \ubc94\uc704\uac00 \ud655\ub300\ub418\uc5b4 \uac00\uba85 \ucc98\ub9ac\ub41c \uc2e0\uc6a9 \ub370\uc774\ud130\ub3c4 \ud3ec\ud568\ub418\uac8c \ub410\ub2e4. \ub610\ud55c, \ud611\uc5c5 \ub3c4\uad6c \ubc0f ERP \uc2dc\uc2a4\ud15c\uc744 \ub118\uc5b4\uc11c \ubcf4\uc548, \uace0\uac1d \uad00\ub9ac \ubc0f \ube44\uc988\ub2c8\uc2a4 \uc790\ub3d9\ud654 \ud504\ub85c\uadf8\ub7a8\uae4c\uc9c0 SaaS \uc0ac\uc6a9\uc774 \ud5c8\uc6a9\ub410\ub2e4. SaaS \uc811\uadfc\uc774 \uc2b9\uc778\ub41c \uae30\uae30 \ub610\ud55c \uc720\uc120 PC\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubaa8\ubc14\uc77c \uae30\uae30\uae4c\uc9c0 \ud655\ub300\ub410\ub2e4.<\/p>\n<p>FSC\ub294 \uac01 \uc2e0\uccad\uc11c\ub97c SaaS \uc0ac\uc6a9 \ubc94\uc704, \uc0ac\uc5c5 \uc6b4\uc601\uc758 \uc131\uaca9 \ubc0f \ubcf4\uc548 \uc870\uce58 \uc218\uc900\uc744 \uae30\uc900\uc73c\ub85c \uac80\ud1a0\ud55c \ud6c4 \uc0cc\ub4dc\ubc15\uc2a4 \uc9c0\uc815\uc744 \uc2b9\uc778\ud55c\ub2e4. SaaS \uc0ac\uc6a9 \ubc94\uc704\uac00 \ud655\ub300\ub428\uc5d0 \ub530\ub77c FSC\ub294 \uac15\ud654\ub41c \ubcf4\uc548 \uc870\uce58\uc758 \uc774\ud589\ub3c4 \uc694\uad6c\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>R&amp;D\ub97c \uc704\ud55c \ub9dd\ubd84\ub9ac \uc644\ud654. 2022\ub144 11\uc6d4\uc5d0 R&amp;D \ub9dd\uc5d0 \ub300\ud55c \uc608\uc678 \uc870\uce58\uac00 \ub3c4\uc785\ub410\uc9c0\ub9cc, R&amp;D \ub9dd\uacfc \uc0ac\uc5c5 \ub9dd\uc744 \ubb3c\ub9ac\uc801\uc73c\ub85c \ubd84\ub9ac\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc774 \uc788\uc5b4 \uadf8 \ud6a8\uacfc\ub294 \uc81c\ud55c\uc801\uc774\uc5c8\ub2e4. \ub610\ud55c, \uac1c\uc778 \uc2e0\uc6a9\uc815\ubcf4 \uc0ac\uc6a9 \uae08\uc9c0\ub85c \uc778\ud574 \uc11c\ube44\uc2a4 \uac1c\ubc1c\uc774 \uc800\ud574\ub410\ub2e4. \uc815\ubd80\ub294 \uc774\uc81c R&amp;D \ub9dd\uc758 \ub17c\ub9ac\uc801 \ubd84\ub9ac\uc640 \uac00\uba85 \ucc98\ub9ac\ub41c \uc2e0\uc6a9 \ub370\uc774\ud130\uc758 R&amp;D \ud65c\uc6a9\uc744 \ud5c8\uc6a9\ud558\ub294 \uac1c\ud601\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \uace0\uac1d \ub370\uc774\ud130 \ubd84\uc11d\uc744 \uae30\ubc18\uc73c\ub85c \ud55c \uc0c8\ub85c\uc6b4 \uc11c\ube44\uc2a4 \uac1c\ubc1c\uc744 \ucd09\uc9c4\ud558\uace0 \uc788\ub2e4.<\/p>\n<h2 style=\"text-align: justify;\"><span style=\"color: #a87d4f;\"><b> \uac1c\ud601 \uc804\ub9dd<\/b><\/span><\/h2>\n<figure id=\"attachment_586325\" aria-describedby=\"caption-attachment-586325\" style=\"width: 200px\" class=\"wp-caption alignright\"><a href=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/05\/Daniel-Woojin-Chang-portrait.jpg\"><img class=\"size-full wp-image-586325\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/05\/Daniel-Woojin-Chang-portrait.jpg\" alt=\"Daniel Woojin Chang, Shin &amp; Kim\" width=\"200\" height=\"250\" \/><\/a><figcaption id=\"caption-attachment-586325\" class=\"wp-caption-text\"><b>\uc7a5\uc6b0\uc9c4<br \/><\/b>\uc120\uc784\uc678\uad6d\ubcc0\ud638\uc0ac<br \/>\ubc95\ubb34\ubc95\uc778 \uc138\uc885<br \/>\uc11c\uc6b8<br \/>\uc804\ud654: +82 2316 7285<br \/>\uc774\uba54\uc77c: wjchang@shinkim.com<\/figcaption><\/figure>\n<p>\ub9dd\ubd84\ub9ac \uac1c\ud601\uc774 \uc2dc\ud589\ub428\uc5d0 \ub530\ub77c \ub9ce\uc740 \uae30\uc5c5\uc774 \ud074\ub77c\uc6b0\ub4dc \uc194\ub8e8\uc158\uc744 \ud1b5\ud574 \ub0b4\ubd80\ub9dd\uc5d0\uc11c GenAI\uc640 SaaS\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uc0cc\ub4dc\ubc15\uc2a4 \uc2b9\uc778\uc744 \ubc1b\uc558\ub2e4. \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \uc9c0\uc815\uc740 \uad6d\ub0b4 \uc790\ubcf8\uc73c\ub85c \uc124\ub9bd\ub41c \uae08\uc735 \uae30\uad00\uc774\ub098 \uc804\uc790 \uae08\uc735\uc0ac\uc5c5\uc790\uc5d0\ub9cc \ud55c\uc815\ub418\uc9c0 \uc54a\uc73c\uba70, \ud55c\uad6d\ubc95\uc5d0 \ub530\ub77c \uc124\ub9bd\ub41c \uc678\uad6d \ud68c\uc0ac\uc758 \uc790\ud68c\uc0ac\ub3c4 \uc801\uc6a9 \ub300\uc0c1\uc5d0 \ud3ec\ud568\ub41c\ub2e4.<\/p>\n<p>2025\ub144 2\uc6d4 3\uc77c, \ub9dd\ubd84\ub9ac \uc815\ucc45 \uac1c\ud601 \ucd94\uc9c4\uc758 \uc77c\ud658\uc73c\ub85c \uc804\uc790\uae08\uc735\uac70\ub798\uac10\ub3c5\uaddc\uc815\uc774 \uac1c\uc815\ub410\ub2e4. \uadf8 \uacb0\uacfc, \uae08\uc735 \uae30\uad00 \ubc0f \uc804\uc790 \uae08\uc735\uc0ac\uc5c5\uc790\ub294 R&amp;D \ub9dd \ub0b4\uc5d0\uc11c \uac00\uba85 \ucc98\ub9ac\ub41c \uac1c\uc778 \uc2e0\uc6a9\uc815\ubcf4\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\uac8c \ub410\ub2e4.<\/p>\n<p>\uae08\uc735 \ubd80\ubb38\uc758 \ub9dd\ubd84\ub9ac \uc815\ucc45 \uac1c\ud601\uc740 \uacc4\uc18d\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4. FSC\ub294 \ud604\uc7ac \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4\uc5d0\uc11c \ud5c8\uc6a9\ub418\ub294 \ub0b4\ubd80\ub9dd \ub0b4\uc5d0\uc11c GenAI\uc640 SaaS\ub97c \uc0ac\uc6a9\ud558\ub294 \uacbd\uc6b0\uc758 \uc131\ub2a5 \ubc0f \ubcf4\uc548 \uc601\ud5a5\uc744 \ud3c9\uac00\ud560 \uacc4\ud68d\uc774\ub2e4. \uc774\ub7ec\ud55c \uc870\uce58\ub4e4\uc774 \ub9e4\uc6b0 \ud6a8\uacfc\uc801\uc774\uace0 \uc911\ub300\ud55c \ubcf4\uc548 \uc704\ud5d8 \ub610\ud55c \uc5c6\ub294 \uac83\uc73c\ub85c \ud3c9\uac00\ub420 \uacbd\uc6b0, FSC\ub294 \uae30\uc874 \uaddc\uc815\uc744 \uac1c\uc815\ud558\uc5ec \uc774\ub7ec\ud55c \uc870\uce58\ub97c \uc601\uad6c\uc801\uc73c\ub85c \uc81c\ub3c4\ud654\ud560 \uc608\uc815\uc774\ub2e4. \ub610\ud55c FSC\ub294 R&amp;D \ub9dd\uc5d0\uc11c \ud5c8\uc6a9\ub418\ub294 \ub370\uc774\ud130\ub97c \uac00\uba85 \ucc98\ub9ac\ub41c \uc815\ubcf4\uc5d0 \uad6d\ud55c\ud558\uc9c0 \uc54a\uace0 \uc2e4\uc81c \uac1c\uc778 \uc2e0\uc6a9\uc815\ubcf4\uae4c\uc9c0 \ud3ec\ud568\ud558\ub3c4\ub85d \ud655\ub300\ud558\ub294 \ubc29\uc548\ub3c4 \uac80\ud1a0 \uc911\uc774\ub2e4.<\/p>\n<p>\ud55c\ud3b8, \ud074\ub77c\uc6b0\ub4dc \uc11c\ube44\uc2a4\uc640 \ub370\uc774\ud130 \uc13c\ud130 \uc758\uc874\ub3c4\uac00 \ub192\uc544\uc9d0\uc5d0 \ub530\ub77c \uc81c3\uc790 \uc704\ud5d8 \uad00\ub9ac \ubbf8\ud761\uc5d0 \ub300\ud55c \uc6b0\ub824\ub3c4 \uc9c0\uc18d\ub418\uace0 \uc788\ub2e4. \uc774\uc5d0 \uc815\ubd80\ub294 \ub9dd\ubd84\ub9ac \uaddc\uc81c \uc644\ud654 \uc774\ud6c4 SaaS, GenAI \ubc0f \uad00\ub828 \uae30\uc220 \uc0ac\uc6a9 \ud655\ub300\uc640 \uad00\ub828\ub41c \ub9ac\uc2a4\ud06c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \uaddc\uc81c \uccb4\uacc4\ub97c \uac15\ud654\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n<p>FSC\ub294 \uc790\uc728\uc801 \ubcf4\ud638\uc640 \uc131\uacfc \uae30\ubc18 \ucc45\uc784\uc5d0 \ub530\ub978 \uc0c8\ub85c\uc6b4 \ubcf4\uc548 \uccb4\uacc4 \uad6c\ucd95\uc744 \uc704\ud574 \ub2e8\uacc4\uc801\uc73c\ub85c \ub9dd\ubd84\ub9ac \uac1c\ud601\uc744 \ucd94\uc9c4\ud558\uaca0\ub2e4\ub294 \uc758\uc9c0\ub97c \ubc1d\ud614\ub2e4. \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \uaddc\uce59 \uae30\ubc18 \uaddc\uc81c\uc5d0\uc11c \uc6d0\uce59 \uae30\ubc18 \uaddc\uc81c\ub85c \uc804\ud658\ud558\uae30 \uc704\ud574 \u2018\ub514\uc9c0\ud138 \uae08\uc735\ubcf4\uc548\ubc95\u2019(\uac00\uce6d)\uc774\ub77c\ub294 \uc0c8\ub85c\uc6b4 \ubc95\ub960\ub3c4 \ub3c4\uc785\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n<h2 style=\"text-align: justify;\"><span style=\"color: #a87d4f;\"><b> \uc694\uc57d<\/b><\/span><\/h2>\n<p>\ud55c\uad6d \uc815\ubd80\ub294 \ub370\uc774\ud130 \uacbd\uc81c\ub97c \uc721\uc131\ud558\uace0 \uac1c\uc778\uc815\ubcf4\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574 \ub178\ub825\ud558\uace0 \uc788\ub2e4. \uadf8\ub7ec\ub098 \ud574\ud0b9 \ubc0f \ub370\uc774\ud130 \uc720\ucd9c\uacfc \uac19\uc740 \ubb38\uc81c\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c \uae30\uc220\uc744 \uac1c\uc120\ud560 \uac83\uc744 \uc694\uad6c\ud558\uace0 \uc788\ub2e4. \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc758 \ucc45\uc784\uc744 \uba85\ud655\ud788 \ud558\uace0, \uc18c\ube44\uc790 \ud53c\ud574\uc5d0 \ub300\ud55c \uad6c\uc81c\ucc45\uc744 \uac1c\uc120\ud558\uba70, \ucde8\uc57d\uacc4\uce35\uc5d0 \ub300\ud55c \ubcf4\ud638\ub97c \uac15\ud654\ud558\ub294 \uac83\uc740 \uc5ec\uc804\ud788 \uc911\uc694\ud55c \uacfc\uc81c\ub2e4. \ub370\uc774\ud130\uac00 \uac00\uce58 \ucc3d\ucd9c\uc5d0 \ucc28\uc9c0\ud558\ub294 \uc5ed\ud560\uc774 \ub354\uc6b1 \uc911\uc694\ud574\uc9d0\uc5d0 \ub530\ub77c \ub370\uc774\ud130 \uc815\ucc45\uc5d0 \uad00\ud55c \uacf5\ub860\ud654 \ub610\ud55c \ud65c\ubc1c\ud574\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc815\ubd80\ub294 \uc774\uc5d0 \ubc1c\ub9de\ucdb0 \uc815\ucc45\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uac1c\uc120\ud574 \ub098\uac08 \uac83\uc774\ub2e4.<\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><a href=\"https:\/\/law.asia\/wp-content\/uploads\/2025\/05\/ShinKim-logo-300x94.jpg\"><img class=\"wp-image-585446 size-medium aligncenter\" 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