{"id":492112,"date":"2024-05-21T13:58:43","date_gmt":"2024-05-21T05:58:43","guid":{"rendered":"https:\/\/law.asia\/?p=492112"},"modified":"2024-06-20T16:53:31","modified_gmt":"2024-06-20T08:53:31","slug":"loan-transparency-key-facts-statement","status":"publish","type":"post","link":"https:\/\/law.asia\/ko\/loan-transparency-key-facts-statement\/","title":{"rendered":"\ud22c\uba85\uc131\uc758 \ud575\uc2ec\uc740 \ubaa8\ub4e0 \uc0ac\uc2e4\uc744 \uc81c\uacf5\ud558\ub294 \uac83"},"content":{"rendered":"<p>\uc778\ub3c4\uc911\uc559\uc740\ud589(RBI)\uc740 \ucc28\uc6a9\uc778\uc774 \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \ubaa8\ub4e0 \ube44\uc6a9\uc5d0 \ub300\ud55c \uc801\uc808\ud55c \uc815\ubcf4 \uacf5\uac1c\uac00 \ubd80\uc871\ud558\uace0 \uc774\uc790\uc728\uc5d0 \ub300\ud55c \ud22c\uba85\uc131\uc774 \ubd80\uc871\ud558\ub2e4\ub294 \uc810\uc5d0 \ub300\ud574 \uc624\ub7ab\ub3d9\uc548 \uc6b0\ub824\ud574 \uc654\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 RBI\uac00 \ucde8\ud55c \uccab \ubc88\uc9f8 \uc870\uce58\ub294 \ub300\ucd9c\uc774 \ucc98\ub9ac\ub420 \ub54c\uc640 \ub300\ucd9c \uc870\uac74\uc774 \ubcc0\uacbd\ub420 \ub54c\ub9c8\ub2e4 \uc740\ud589\uc774 \ubaa8\ub4e0 \uac1c\ubcc4 \ucc28\uc6a9\uc778\uc5d0\uac8c \uaddc\uc815\ub41c \ud615\uc2dd\uc73c\ub85c \uc791\uc131\ub41c \ud55c \ud398\uc774\uc9c0 \ubd84\ub7c9\uc758 \uc8fc\uc694 \uc0ac\uc2e4 \uc124\uba85\uc11c(KFS)\uc640 \uad00\ub828 \uc790\ub8cc\ub97c \uc81c\uacf5\ud558\ub3c4\ub85d \uc758\ubb34\ud654\ud558\ub294 \uac83\uc774\uc5c8\ub2e4. \uc774 \uc694\uac74\uc740 2022\ub144 4\uc6d4 \ubaa8\ub4e0 \uc18c\uc561 \uae08\uc735 \uae30\uad00\uc73c\ub85c, 2022\ub144 9\uc6d4\uc5d0\ub294 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \ub300\ucd9c\ud558\ub294 \ubaa8\ub4e0 \uc740\ud589\uacfc \ube44\uc740\ud589\uc73c\ub85c \ud655\ub300\ub418\uc5c8\ub2e4.<\/p>\n<figure id=\"attachment_459988\" aria-describedby=\"caption-attachment-459988\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"size-full wp-image-459991\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/01\/Sawant-Singh-Phoenix-Legal.jpg\" alt=\"Sawant Singh, Phoenix Legal\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-459988\" class=\"wp-caption-text\"><strong>Sawant Singh<\/strong><br \/>\ud30c\ud2b8\ub108\ub4e4<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p>\ubd88\ucda9\ubd84\ud55c \uacf5\uc2dc \uac00\ub2a5\uc131\uc744 \uc5c6\uc560\uace0 \uaddc\uc81c\ucc28\uc775\uc744 \ucd5c\uc18c\ud654\ud558\uae30 \uc704\ud574 RBI\ub294 2024\ub144 2\uc6d4 \uac1c\ubc1c \ubc0f \uaddc\uc81c \uc815\ucc45 \uc131\uba85\uc11c\uc5d0\uc11c \ubaa8\ub4e0 \uc18c\ub9e4 \ucc28\uc6a9\uc778\uc5d0\uac8c, \ub610\ud55c \uc601\uc138\uc911\uc18c\uae30\uc5c5(MSME) \ub300\ucd9c\uc5d0 \ub300\ud574 KFS\ub97c \uc81c\uacf5\ud574\uc57c \ud558\ub294 \ubaa8\ub4e0 \uaddc\uc81c \ub300\uc0c1 \ubc95\uc778\uc73c\ub85c \uc694\uac74\uc744 \ud655\ub300\ud560 \uc758\ud5a5\uc744 \ub0b4\ube44\ucce4\ub2e4. \uc131\uba85\uc11c\ub294 &#8220;\ub300\ucd9c \uacc4\uc57d \uc870\uac74\uc5d0 \ub300\ud55c \uc911\uc694\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uba74 \ucc28\uc6a9\uc778\uc774 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub420 \uac83&#8221;\uc774\ub77c\uace0 \uc124\uba85\ud588\ub2e4. 2024\ub144 4\uc6d4 15\uc77c, RBI\ub294 RBI\uc758 \uaddc\uc81c\ub97c \ubc1b\ub294 \ubaa8\ub4e0 \ubc95\uc778\ub4e4\uc774 \uc18c\ub9e4 \ub300\ucd9c \ubc0f MSME \ub300\ucd9c\uc5d0 \ub300\ud574 KFS\ub97c \uc81c\uacf5\ud558\ub3c4\ub85d \uc694\uad6c\ud558\ub294 \uc9c0\uce68\uc744 \ubc1c\ud45c\ud588\ub2e4.<\/p>\n<p>\uc8fc\uc694 \uc0ac\uc2e4(key facts)\uc774\ub780 \uc6a9\uc5b4\ub294 \uaddc\uc81c \ub300\uc0c1 \ubc95\uc778\uacfc \ucc28\uc6a9\uc778 \ub610\ub294 \uaddc\uc81c \ub300\uc0c1 \ubc95\uc778 \uadf8\ub8f9\uacfc \ucc28\uc6a9\uc778 \uac04\uc758 \ub300\ucd9c \uacc4\uc57d\uc5d0\uc11c \ub2e4\ub8e8\ub294 &#8220;\ubc95\uc801\uc73c\ub85c \uc911\uc694\ud558\uace0 \uacb0\uc815\uc801\uc778&#8221; \uc0ac\uc2e4\uc774\ub77c\uace0 \uc815\uc758\ub418\uc5b4 \uc788\ub294\ub370, \uc774\ub7ec\ud55c \uc8fc\uc694 \uc0ac\uc2e4\uc740 \ucc28\uc6a9\uc778\uc774 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uae08\uc735 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \ud544\uc694\ud55c \uae30\ubcf8 \uc815\ubcf4\ub97c \uc81c\uacf5\ud55c\ub2e4. KFS\ub294 \ud45c\uc900\ud654\ub41c \ud615\uc2dd\uc73c\ub85c \ucc28\uc6a9\uc778\uc5d0\uac8c \uc81c\uacf5\ub418\ub294 &#8220;\uac04\ub2e8\ud558\uace0 \uc774\ud574\ud558\uae30 \uc26c\uc6b4 \uc5b8\uc5b4&#8221;\ub85c \uc791\uc131\ub41c \ub300\ucd9c \uacc4\uc57d\uc11c\uc758 \uc8fc\uc694 \uc0ac\uc2e4\uc5d0 \ub300\ud574 \uc124\uba85\ud558\ub294 \uac83\uc774\ub2e4. 2024\ub144 4\uc6d4 \uc9c0\uce68\uc5d0\uc11c\ub294 \uc5f0 \uc774\uc790\uc728\uc774\ub77c\ub294 \uc6a9\uc5b4\ub97c \uc774\uc790\uc728 \ubc0f \ub300\ucd9c\uacfc \uad00\ub828\ud558\uc5ec \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uae30\ud0c0 \ubaa8\ub4e0 \ube44\uc6a9\uc744 \ud3ec\ud568\ud558\uc5ec \ucc28\uc6a9\uc778\uc5d0\uac8c \uc5f0\uac04\uc73c\ub85c \uacc4\uc0b0\ub41c \ube44\uc6a9\uc73c\ub85c \uc815\uc758\ud558\uace0 \uc788\ub2e4. 2024\ub144 4\uc6d4 \uc9c0\uce68\uc5d0 \uc0c8\ub85c \ub3c4\uc785\ub41c \uc6a9\uc5b4\uc778 \u2018\uc6d0\ub9ac\uae08 \uade0\ub4f1 \uc815\uae30 \ubd84\ud560\uc0c1\ud658\ubc29\uc2dd(EPI)\u2019\uc740 \ucc28\uc6a9\uc778\uc774 \ub300\ucd9c \uc0c1\ud658\uc744 \uc704\ud574 \uc77c\uc815 \uae30\uac04 \ub3d9\uc548 \uc815\uae30\uc801\uc73c\ub85c \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uc6d0\ub9ac\uae08\uc73c\ub85c \uad6c\uc131\ub41c \uae08\uc561\uc744 \uade0\ub4f1\ud558\uac8c \ub610\ub294 \uace0\uc815\uc801\uc73c\ub85c \uc0c1\ud658\ud558\ub294 \ubc29\uc2dd\uc744 \uc758\ubbf8\ud558\uace0, \uc774\ub97c \ud1b5\ud574 \ub300\ucd9c\uc774 \uc644\uc804\ud788 \uc0c1\ud658\ub41c\ub2e4. EPI\ub97c \ub9e4\uc6d4 \uc77c\uc815 \uac04\uaca9\uc73c\ub85c \uc0c1\ud658\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \u2018\uc6d0\ub9ac\uae08 \uade0\ub4f1 \uc6d4\ubcc4 \ubd84\ud560\uc0c1\ud658\ubc29\uc2dd(EMI)\u2019\uc774\ub77c\uace0 \ud55c\ub2e4.<\/p>\n<figure id=\"attachment_459992\" aria-describedby=\"caption-attachment-459992\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"size-full wp-image-459995\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2024\/01\/Aditya-Bhargava-Phoenix-Legal.jpg\" alt=\"Aditya Bhargava, Phoenix Legal\" width=\"200\" height=\"250\" \/><figcaption id=\"caption-attachment-459992\" class=\"wp-caption-text\"><strong>Aditya Bhargava<\/strong><br \/>\ud30c\ud2b8\ub108\ub4e4<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p>\uc774\uc81c \ubaa8\ub4e0 \uaddc\uc81c \ub300\uc0c1 \ubc95\uc778\uc740 \ub300\ucd9c \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uae30 \uc804\uc5d0 \ubaa8\ub4e0 \uc7a0\uc7ac\uc801 \ucc28\uc6a9\uc778\uc774 \uc815\ubcf4\uc5d0 \uc785\uac01\ud558\uc5ec \uac80\ud1a0\ud560 \uc218 \uc788\ub3c4\ub85d \uc774\ub4e4\uc5d0\uac8c KFS\ub97c \uc81c\uacf5\ud574\uc57c \ud55c\ub2e4. KFS\ub294 2024\ub144 4\uc6d4 \uc9c0\uce68\uc5d0 \ub530\ub77c \uaddc\uc815\ub41c \ud45c\uc900\ud654\ub41c \ud615\uc2dd\uc73c\ub85c \uc81c\uacf5\ud574\uc57c \ud55c\ub2e4. KFS\ub294 \ucc28\uc6a9\uc778\uc774 \uc0ac\uc6a9\ud558\ub294 \uc5b8\uc5b4\ub85c \uc791\uc131\ub418\uc5b4\uc57c \ud558\uace0, \ucc28\uc6a9\uc778\uc5d0\uac8c \ubc18\ub4dc\uc2dc \uc124\uba85\ud574\uc57c \ud55c\ub2e4. \ub610\ud55c \uaddc\uc81c \ub300\uc0c1 \ubc95\uc778\uc740 \u2018\uc124\uba85\uc744 \ubc1b\uc740 KFS\uc758 \ub0b4\uc6a9\u2019\uc744 \uc774\ud574\ud588\ub2e4\ub294 \ud655\uc778\uc11c\ub97c \ucc28\uc6a9\uc778\uc73c\ub85c\ubd80\ud130 \ubc1b\uc544\uc57c \ud55c\ub2e4. KFS\uc5d0\ub294 \uc5f0\ub9ac \uacc4\uc0b0\uacfc \ub300\ucd9c \uc0c1\ud658 \uc77c\uc815\uc774 \ud3ec\ud568\ub418\uc5b4\uc57c \ud558\uace0, 2024\ub144 4\uc6d4 \uc9c0\uce68\uc5d0 \uaddc\uc815\ub41c \ud45c\uc900\ud654\ub41c \ud615\uc2dd\uc73c\ub85c \uc791\uc131\ub418\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n<p>\ubaa8\ub4e0 KFS\uc5d0\ub294 \uace0\uc720 \uc81c\uc548 \ubc88\ud638\uac00 \uc788\uc5b4\uc57c \ud55c\ub2e4. \ub9cc\uae30\uac00 7\uc77c \uc774\uc0c1\uc778 \ub300\ucd9c\uc758 \uacbd\uc6b0\uc5d0 KFS\ub294 \uc601\uc5c5\uc77c \uae30\uc900 \ucd5c\uc18c 3\uc77c \ub3d9\uc548 \uc720\ud6a8\ud574\uc57c \ud558\uace0, \ub9cc\uae30\uac00 7\uc77c \ubbf8\ub9cc\uc778 \ub300\ucd9c\uc758 \uacbd\uc6b0\uc5d0\ub294 \uc601\uc5c5\uc77c \uae30\uc900 1\uc77c \ub3d9\uc548 \uc720\ud6a8\ud574\uc57c \ud55c\ub2e4. 2024\ub144 4\uc6d4 \uc9c0\uce68\uc5d0\uc11c\ub294<\/p>\n<p>&#8216;\uc720\ud6a8 \uae30\uac04&#8217;\uc744 \ucc28\uc6a9\uc778\uc774 \ub300\ucd9c \uc870\uac74\uc744 \uc218\ub77d\ud558\uac70\ub098 \ub3d9\uc758\ud560 \uc218 \uc788\ub294 \uae30\uac04\uc73c\ub85c \uc815\uc758\ud558\uace0 \uc788\ub2e4. \ucc28\uc6a9\uc778\uc774 \uc774 \uae30\uac04 \ub0b4\uc5d0 \uc218\ub77d \uc758\uc0ac\ub97c \ud45c\uc2dc\ud558\uba74 KFS\uc758 \uc870\uac74\uc740 \uaddc\uc81c \ub300\uc0c1 \ubc95\uc778\uc5d0 \ub300\ud574 \uad6c\uc18d\ub825\uc744 \uac16\uac8c \ub41c\ub2e4.<\/p>\n<p>2024\ub144 4\uc6d4 \uc9c0\uce68\uc740 &#8220;\uc5ec\ub7ec \uaddc\uc81c \uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \ud22c\uba85\uc131\uc744 \ub192\uc774\uace0 \uc815\ubcf4\uc758 \u2018\ube44(\u975e)\ub300\uce6d\uc131\u2019\uc744 \uc904\uc5ec \ucc28\uc6a9\uc778\uc774 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uae08\uc735 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uac83&#8221;\uc774 \ubaa9\uc801\uc774\ub77c\uace0 \uae30\uc220\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\uc815\ubcf4\ub97c \uacf5\uac1c\ud558\ub294 \ud45c\uc900\ud654\ub41c \ud615\uc2dd\uc774 \uc788\uc73c\uba74 \ucc28\uc6a9\uc778\uc740 \uc2e4\uc81c \ub300\ucd9c \ube44\uc6a9\uc744 \uacc4\uc0b0\ud558\uace0 \ub300\ucd9c\uc744 \ubc1b\uc744\uc9c0 \uc5ec\ubd80\ub97c \ud55c\uce35 \uc27d\uace0 \ud22c\uba85\ud558\uac8c \uacb0\uc815\ud560 \uc218 \uc788\ub2e4. \uc774\ub7ec\ud55c \uaddc\uc81c\uc758 \uc6c0\uc9c1\uc784\uc740 \uce6d\ucc2c\ud560 \ub9cc\ud558\ub2e4. \ucc28\uc6a9\uc778\uc774 \uae08\uc735 \uc0c1\ud488\uc744 \ube44\uad50\ud560 \uc218 \uc788\uace0 \ud574\ub2f9 \uc0c1\ud488\uc744 \uc2e0\ub8b0\ud560 \uc218 \uc788\uc73c\uba74 \uae08\uc735 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \ubbff\uc74c\uc774 \uc99d\uc9c4\ub418\uc5b4 \uc5c5\uacc4 \ub610\ud55c \uc131\uc7a5\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub2e4.<\/p>\n<p><span class=\"vantage-grey\"><em><strong>Sawant Singh\uacfc Aditya Bhargava\ub294 Phoenix Legal\uc758 \ud30c\ud2b8\ub108\ub4e4\uc774\ub2e4.<\/strong><\/em><\/span><\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong><img class=\"aligncenter wp-image-112220\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2019\/10\/Phoenix-Legal-Logo.jpg\" alt=\"resolution\" width=\"260\" height=\"81\" \/>Phoenix Legal<\/strong><br \/>\nSecond Floor 254, Okhla Industrial<br \/>\nEstate Phase III<br \/>\nNew Delhi \u2013 110 020 India<br \/>\nVaswani Mansion, 3\/F<br \/>\n120 Dinshaw Vachha Road, Churchgate<br \/>\nMumbai \u2013 400 020 India<br \/>\n<b>\uc5f0\ub77d\ucc98:<br \/>\n<\/b>\uc804\ud654: +91 11 4983 0000<br \/>\n+91 22 4340 8500<br \/>\n\uc774\uba54\uc77c: <a href=\"mailto:delhi@phoenixlegal.in\">delhi@phoenixlegal.in<\/a><br \/>\n<a href=\"mailto:mumbai@phoenixlegal.in\">mumbai@phoenixlegal.in<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\uc778\ub3c4\uc911\uc559\uc740\ud589(RBI)\uc740 \ucc28\uc6a9\uc778\uc774 \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \ubaa8\ub4e0 \ube44\uc6a9\uc5d0 \ub300\ud55c \uc801\uc808\ud55c \uc815\ubcf4 \uacf5\uac1c\uac00 \ubd80\uc871\ud558\uace0 \uc774\uc790\uc728\uc5d0 \ub300\ud55c \ud22c\uba85\uc131\uc774 \ubd80\uc871\ud558\ub2e4\ub294 \uc810\uc5d0 \ub300\ud574 \uc624\ub7ab\ub3d9\uc548 \uc6b0\ub824\ud574 \uc654\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 RBI\uac00 \ucde8\ud55c \uccab \ubc88\uc9f8 \uc870\uce58\ub294 \ub300\ucd9c\uc774 \ucc98\ub9ac\ub420 \ub54c\uc640 \ub300\ucd9c \uc870\uac74\uc774 \ubcc0\uacbd\ub420 \ub54c\ub9c8\ub2e4 \uc740\ud589\uc774 \ubaa8\ub4e0 \uac1c\ubcc4 \ucc28\uc6a9\uc778\uc5d0\uac8c \uaddc\uc815\ub41c \ud615\uc2dd\uc73c\ub85c \uc791\uc131\ub41c \ud55c \ud398\uc774\uc9c0 \ubd84\ub7c9\uc758 \uc8fc\uc694 \uc0ac\uc2e4 \uc124\uba85\uc11c(KFS)\uc640 \uad00\ub828 \uc790\ub8cc\ub97c \uc81c\uacf5\ud558\ub3c4\ub85d<\/p>\n","protected":false},"author":7425,"featured_media":488815,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":"Sawant Singh \ubc0f Aditya Bhargava, Phoenix Legal"},"categories":[8398,77916],"tags":[52168,52170,52169,145553,145548,145555,145547,145551,145552,145554,145549,145550],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.7 (Yoast SEO v17.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"\uc778\ub3c4\uc911\uc559\uc740\ud589(RBI)\uc740 \ucc28\uc6a9\uc778\uc774 \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \ubaa8\ub4e0 \ube44\uc6a9\uc5d0 \ub300\ud55c \uc801\uc808\ud55c 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