{"id":413169,"date":"2023-07-31T09:58:58","date_gmt":"2023-07-31T01:58:58","guid":{"rendered":"https:\/\/law.asia\/?p=413169"},"modified":"2023-07-31T09:58:58","modified_gmt":"2023-07-31T01:58:58","slug":"rbi-draft-circular-penal-charges-loans","status":"publish","type":"post","link":"https:\/\/law.asia\/ko\/rbi-draft-circular-penal-charges-loans\/","title":{"rendered":"RBI\uc758 \uac1c\ud601\uc548, \uc218\uc775\uc774 \uc544\ub2cc \uaddc\uc728\uc5d0 \ucd08\uc810 \ub9de\ucdb0"},"content":{"rendered":"<p style=\"text-align: justify;\">\uc778\ub3c4\uc911\uc559\uc740\ud589(RBI)\uc740 \uac1c\ubc1c \ubc0f \uaddc\uc81c \uc815\ucc45\uc5d0 \uad00\ud55c 2023\ub144 2\uc6d4 \uc131\uba85\ubb38\uc5d0\uc11c RBI \uac10\ub3c5 \uac80\ud1a0 \uacb0\uacfc \uaddc\uc81c\ub300\uc0c1 \uae30\uc5c5(RE) \uac04\uc758 \uc0c1\uc774\ud55c \uad00\ud589, \uacfc\ub3c4\ud55c \uc5f0\uccb4\uc774\uc790 \ubd80\uacfc, \uc774\ub85c \uc778\ud55c \uace0\uac1d \ubd88\ub9cc\uc774 \ubc1c\uacac\ub418\uc5c8\ub2e4\uace0 \uc5b8\uae09\ud588\ub2e4. \ub610\ud55c \uc774 \uc131\uba85\ubb38\uc5d0\uc11c\ub294 \uc5f0\uccb4\uc774\uc790\ub780 &#8216;\ubd80\uc815\uc801\uc778 \uc778\uc13c\ud2f0\ube0c&#8217;\ub97c \ud1b5\ud574 \uc2e0\uc6a9\uaddc\uc728\uc744 \ud655\ub9bd\ud558\uae30 \uc704\ud55c \uac83\uc774\uc9c0 &#8216;\uc218\uc775 \uc99d\ub300 \ub3c4\uad6c&#8217;\uac00 \uc544\ub2c8\ub77c\ub294 \uc810\uc744 \uc9c0\uc801\ud588\ub2e4. \uc131\uba85\ubb38\uc740 \ub300\ucd9c \uc11c\ube44\uc2a4 \uc9c0\uc5f0\uc774\ub098 \ubd88\uc774\ud589 \ub610\ub294 \uc911\uc694\ud55c \uc57d\uad00 \ubbf8\uc900\uc218\uc5d0 \ub300\ud574 \ud22c\uba85\ud558\uace0 \ud569\ub9ac\uc801\uc778 \ubc29\uc2dd\uc73c\ub85c \uc704\uc57d\uae08\uc744 \ubd80\uacfc\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc57d\uc815 \uc774\uc790\uc728\uc5d0 \uc5f0\uccb4 \uc774\uc790\ub97c \ucd94\uac00\ud574\uc11c\ub294 \uc548 \ub41c\ub2e4\ub294 \uc810\uc744 \ud655\uc778\ud588\ub2e4. \uc774\ub7ec\ud55c \uc704\uc57d\uae08\uc740 \ubcc4\ub3c4\ub85c \ud68c\uc218\ud574\uc57c \ud558\uace0, \ubbf8\uacb0\uc81c \uc6d0\uae08\uc5d0 \uac00\uc0b0\ub418\uc9c0 \uc54a\uc544\uc57c \ud558\uba70, \uc774\uc790\ub97c \uc790\ubcf8\ud654(\u8cc7\u672c\u5316)\ud558\ub294 \uc77c\uc740 \uc5c6\uc5b4\uc57c \ud55c\ub2e4. RE\ub294 \ucc28\uc6a9\uc778\uc758 \ub9ac\uc2a4\ud06c \ud504\ub85c\ud30c\uc77c\uc5d0 \ub530\ub77c \uc2e0\uc6a9 \ub9ac\uc2a4\ud06c \ud504\ub9ac\ubbf8\uc5c4\uc744 \uc790\uc720\ub86d\uac8c \ubcc0\uacbd\ud560 \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n<figure id=\"attachment_294208\" aria-describedby=\"caption-attachment-294208\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-294211\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh.jpg\" alt=\"Sawant Singh\" width=\"200\" height=\"250\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh.jpg 400w, https:\/\/law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh-240x300.jpg 240w, https:\/\/law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh-336x420.jpg 336w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-294208\" class=\"wp-caption-text\"><strong>Sawant Singh<\/strong> <br \/>\ud30c\ud2b8\ub108 \ubcc0\ud638\uc0ac <br \/>Phoenix Legal<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\uc774 \uc131\uba85\ubb38\uc5d0 \uc774\uc5b4, 2023\ub144 4\uc6d4 \uc778\ub3c4\uc911\uc559\uc740\ud589\uc740 \ub300\ucd9c\uc5d0 \ub300\ud55c \uc704\uc57d\uae08 \ubd80\uacfc\uc5d0 \uad00\ud55c \uc548\ub0b4\ubb38 \ucd08\uc548\uc744 \uacf5\uac1c\ud558\uace0 \ub300\uc911\uc758 \uc758\uacac\uc744 \ubaa8\uc558\ub2e4. \uc774 \ucd08\uc548\uc740 \ubaa8\ub4e0 \uc0c1\uc5c5\uc740\ud589\uacfc \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac(NBFC)\uc5d0 \ubc1c\uc1a1\ub418\uc5c8\ub2e4. \uc740\ud589\uacfc \ube44\uc740\ud589 \uae08\uc735\ud68c\uc0ac \ubaa8\ub450\uc5d0\uac8c \uacf5\ud1b5\ub41c \ubc29\ud5a5\uc744 \uc81c\uc2dc\ud558\ub294 \uac83\uc740 \uaddc\uc81c\ucc28\uc775\uc744 \ucd5c\uc18c\ud654\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc5d0\uc11c \uc88b\uc740 \uc870\uce58\ub77c \ud560 \uc218 \uc788\ub2e4.<\/p>\n<p style=\"text-align: justify;\">RE\ub294 \uc704\uc57d\uae08 \ubd80\uacfc\uc5d0 \ub300\ud55c \uc774\uc0ac\ud68c \uc2b9\uc778 \uc815\ucc45\uc744 \ub9c8\ub828\ud574\uc57c \ud55c\ub2e4. \uc774\ub7ec\ud55c \uc218\uc218\ub8cc\uc640 \uadf8 \uc801\uc6a9 \ubc29\ubc95 \ubc0f \uc801\uc6a9 \uc2dc\uae30\ub294 \uc57d\uad00\uc5d0 \ub530\ub77c \ub300\ucd9c \uacc4\uc57d\uc758 \uc694\uc57d\uc124\uba85\uc11c\uc5d0\uc11c \ucc28\uc6a9\uc778\uc5d0\uac8c \uba85\ud655\ud558\uac8c \uacf5\uac1c\ub418\uc5b4\uc57c \ud55c\ub2e4. \ub610\ud55c RE\uc758 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uc774\uc790\uc728\uacfc \uc11c\ube44\uc2a4 \uc774\uc6a9\ub8cc\uc5d0 \uad00\ud55c \ud2b9\uc815 \uc139\uc158\uc5d0 \uba85\uc2dc\ud574\uc57c \ud55c\ub2e4. \ucc28\uc6a9\uc778\uc5d0\uac8c \ubcf4\ub0b4\ub294 \ub3c5\ucd09\uc7a5\uc5d0\ub3c4 \ud574\ub2f9 \uc704\uc57d\uae08\uc744 \uba85\uc2dc\ud574\uc57c \ud55c\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc774 \uc548\ub0b4\ubb38 \ucd08\uc548\uc5d0\ub294 \uc704\uc57d\uae08 \ubd80\uacfc\uac00 \uc911\uc694\ud55c \uc57d\uad00\uc758 \ubd88\uc774\ud589 \ub610\ub294 \ubbf8(\u672a)\uc900\uc218 \uc0ac\ud56d\uc5d0 \ube44\ub840\ud574\uc57c \ud55c\ub2e4\ub294 \uc6d0\uce59\uc774 \uba85\uc2dc\ub418\uc5b4 \uc788\ub2e4. \uc704\uc57d\uae08 \ubd80\uacfc \uae30\uc900\uc740 RE\uac00 \uacb0\uc815\ud574\uc57c \ud558\uace0, \ub300\ucd9c \ubc0f \uc0c1\ud488\uc758 \ubc94\uc8fc \ub0b4\uc5d0\uc11c \ucc28\ubcc4\uc744 \ub450\uc9c0 \uc54a\uc544\uc57c \ud55c\ub2e4. \uc0ac\uc5c5 \ubaa9\uc801 \ub300\ucd9c\uc744 \uc81c\uc678\ud55c \uac1c\uc778 \ucc28\uc6a9\uc778\uc5d0 \ub300\ud55c \ub300\ucd9c\uc5d0 \ubd80\uacfc\ub418\ub294 \uc704\uc57d\uae08\uc740 \u2018\uac1c\uc778\uc774 \uc544\ub2cc \ucc28\uc6a9\uc778\u2019\uc5d0\uac8c \uc801\uc6a9\ub418\ub294 \uc704\uc57d\uae08\ubcf4\ub2e4 \ub192\uc9c0 \uc54a\uc544\uc57c \ud55c\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc774 \uc548\ub0b4\ubb38 \ucd08\uc548\uc5d0\ub294 \ub300\ucd9c \uc774\uc790\uc640 \uc774\uc790\uc728 \uc7ac\uc124\uc815 \uc870\uac74\uc740 RBI\uc758 \uc9c0\uce68\uc744 \ub530\ub974\uace0, RE\ub294 \uc774\uc790\uc728 \uacb0\uc815\uc5d0 \ucd94\uac00 \uc694\uc778\uc744 \ub3c4\uc785\ud560 \uc218 \uc5c6\ub2e4\uace0 \uba85\uc2dc\ub418\uc5b4 \uc788\ub2e4. \uc774 \uc548\ub0b4\ubb38\uc740 \ub300\ucd9c \ubd88\uc774\ud589 \ub610\ub294 \uc911\uc694 \uc870\uac74 \ubbf8\uc900\uc218\uc5d0 \ub300\ud55c \uc704\uc57d\uae08\uc744 \ubd80\uacfc\ud560 \uc218\ub294 \uc788\uc9c0\ub9cc, \ud569\uc758\ub41c \uc774\uc790\uc728\uc744 \ucd08\uacfc\ud558\ub294 \uc5f0\uccb4\uc774\uc790\ub294 \ubd80\uacfc\ud560 \uc218 \uc5c6\ub2e4\ub294 2023\ub144 2\uc6d4 RBI\uc758 \uc131\uba85\ubb38 \ub0b4\uc6a9\uc744 \ubc18\ubcf5\ud558\uc5ec \uac15\uc870\ud558\uace0 \uc788\ub2e4. \ub2e4\uc2dc \ub9d0\ud558\uc9c0\ub9cc, \uc704\uc57d\uae08\uc758 \uc790\ubcf8\ud654\uac00 \uc788\uc5b4\uc11c\ub294 \uc548 \ub41c\ub2e4. \uc548\ub0b4\ubb38 \ucd08\uc548\uc5d0\uc11c \uc790\ubcf8\ud654 \uae08\uc9c0 \uaddc\uc815\uc774 \uc774\uc790\uc758 \ubcf5\ub9ac \uacc4\uc0b0\uc5d0 \uc601\ud5a5\uc744 \uc8fc\uc9c0 \uc54a\ub294\ub2e4\uace0 \uba85\uc2dc\ud55c \ub300\ubaa9\uc740 \ud765\ubbf8\ub85c\uc6b4 \ubd80\ubd84\uc774\ub2e4. \uc774\uc790\uc758 \uc790\ubcf8\ud654\uc640 \ubcf5\ub9ac \uacc4\uc0b0 \uc0ac\uc774\uc758 \uacbd\uacc4\uac00 \ubaa8\ud638\ud558\ubbc0\ub85c \uc774 \uc810\uc744 \uba85\ud655\ud558\uac8c \ud574\uc57c \ud55c\ub2e4. \ub2e8\uc21c\ud788 \uc6d0\uae08\uc5d0 \ub354\ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \ubcf5\ub9ac \uacc4\uc0b0\uc774 \uac00\ub2a5\ud55c \uacbd\uc6b0\ub3c4 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<figure id=\"attachment_294203\" aria-describedby=\"caption-attachment-294203\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-294206\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava.jpg\" alt=\"Aditya Bhargava\" width=\"200\" height=\"250\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava.jpg 400w, https:\/\/law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava-240x300.jpg 240w, https:\/\/law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava-336x420.jpg 336w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-294203\" class=\"wp-caption-text\"><strong>Aditya Bhargava<\/strong> <br \/>\ud30c\ud2b8\ub108 \ubcc0\ud638\uc0ac<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\uc548\ub0b4\ubb38 \ucd08\uc548\uc5d0\ub294 \ub300\ucd9c \uc774\uc790\uc728\uc5d0 &#8220;\ucc28\uc6a9\uc778\uc758 \uc2e0\uc6a9 \ub9ac\uc2a4\ud06c \ud504\ub85c\ud30c\uc77c\uc744 \ubc18\uc601\ud55c \uc801\uc808\ud55c \uc2e0\uc6a9 \ub9ac\uc2a4\ud06c \ud504\ub9ac\ubbf8\uc5c4&#8221;\uc774 \ud3ec\ud568\ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \uba85\uc2dc\ub418\uc5b4 \uc788\ub2e4. \ucc28\uc6a9\uc778\uc758 \uc2e0\uc6a9 \ub9ac\uc2a4\ud06c \ud504\ub85c\ud30c\uc77c\uc774 \ubcc0\uacbd\ub418\ub294 \uacbd\uc6b0, RE\ub294 \uc2e0\uc6a9 \ub9ac\uc2a4\ud06c \ud504\ub9ac\ubbf8\uc5c4\uc744 \uc790\uc720\ub86d\uac8c \ubcc0\uacbd\ud560 \uc218 \uc788\ub2e4. \uc774 \uaddc\uc815\uc740 \uc5f0\uccb4\uc774\uc790\ub97c \uc218\uc775 \uc99d\ub300 \ub3c4\uad6c\uac00 \uc544\ub2cc \uc2e0\uc6a9 \uaddc\uc728 \uc218\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ud574\uc57c \ud55c\ub2e4\ub294 RBI\uc758 \uc758\ub3c4\ub97c \ubc18\uc601\ud55c \uac83\uc774\ub2e4. \uc774 \uc870\ud56d\uc744 \uc2dc\ud589\ud558\ub824\uba74 RE\ub294 \ub300\ucd9c \uacc4\uc88c \ubaa8\ub2c8\ud130\ub9c1\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc5ec\uc57c \ud55c\ub2e4. \uc774\ub97c \ud1b5\ud574, \ucc28\uc6a9\uc778\uc758 \ucc44\ubb34 \ubd88\uc774\ud589\uc744 \ud655\uc778\ud55c \ud6c4 \uc5f0\uccb4\uc774\uc790\ub97c \ubd80\uacfc\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ucc28\uc6a9\uc778\uc758 \ub9ac\uc2a4\ud06c \ud504\ub85c\ud30c\uc77c \ubcc0\ud654\uc5d0 \ub530\ub77c \uc774\uc790\uc728\uc744 \ubcc0\uacbd\ud560 \uc218 \uc788\ub2e4. \uc774\ub807\uac8c \ub418\uba74, \ub300\ucd9c\uc778\uacfc \ucc28\uc6a9\uc778\uc758 \uad00\uacc4\uac00 \ub354\uc6b1 \uc5ed\ub3d9\uc801\uc73c\ub85c \ubc14\ub00c\uba74\uc11c \ucc28\uc6a9\uc778\uc758 \u2018\uc0c1\ud658 \uc2e4\uc801\u2019\uc5d0 \ubd80\ud569\ub418\ub294 \ud6a8\uacfc\ub97c \uac00\uc838\uc62c \uac83\uc774\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\uc774 \uc548\ub0b4\ubb38 \ucd08\uc548\uc744 \ubc1c\ud45c\ud55c \uac83\ub3c4 \uc88b\uc740 \uc6c0\uc9c1\uc784\uc774\uc9c0\ub9cc, \uadf8 \ub0b4\uc6a9 \ub610\ud55c \uaddc\uc81c\uc640 \uc131\uc7a5\uc744 \ud1b5\ud574 \uace0\uac1d \ubcf4\ud638\uc640 \ubcf4\uc870\ub97c \ub9de\ucd94\uace0\uc790 \ub178\ub825\ud558\ub294 \uae08\uc735 \ubd80\ubb38\uc758 \uc131\uc219\ud55c \ubcc0\ud654\uc5d0 \ub300\ud55c \uc77c\ubc18\uc801\uc778 \uc778\uc2dd\uc744 \ubc18\uc601\ud558\uace0 \uc788\ub2e4. \uc774 \uc548\ub0b4\ubb38 \ucd08\uc548\uc744 \uc774\ud589\ud558\ub824\uba74 RE\ub294 \ucc28\uc6a9\uc778\uacfc\uc758 \uad00\uacc4\uc5d0\uc11c \ubcf4\ub2e4 \uc5ed\ub3d9\uc801\uc774\uace0 \ub2a5\ub3d9\uc801\uc778 \uc790\uc138\ub97c \ucde8\ud574\uc57c \ud55c\ub2e4. \uc774\ub97c \uc704\ud574\uc11c\ub294 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \ub354 \ub9ce\uc740 \ud22c\uc790\uac00 \ud544\uc694\ud560 \uac83\uc774\ub2e4. \uc774\ub7ec\ud55c \ube44\uc6a9\uc744 \ub2e8\uc21c\ud788 \ucc28\uc6a9\uc778\uc5d0\uac8c \uc804\uac00\ud558\uae30 \ubcf4\ub2e4\ub294, RE\uc758 \uae08\uc735 \uae30\uc220\uacfc \uaddc\uc81c \ub2f9\uad6d\uc758 \uace0\uac1d \ubcf4\ud638 \uc694\uac74\uc744 \uc5f0\uacc4\ud558\uc5ec \ubaa8\ub450\uc5d0\uac8c \uc774\uc775\uc774 \ub418\ub294 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \ubaa8\ub378 \ucc3d\ucd9c\uc758 \uae30\ud68c\ub85c \uc0bc\uc544\uc57c \ud560 \uac83\uc774\ub2e4.<\/p>\n<p><span class=\"vantage-grey\"><strong>Sawant Singh\uacfc Aditya Bhargava\ub294 Phoenix Legal\uc758 \ud30c\ud2b8\ub108 \ubcc0\ud638\uc0ac\uc774\ub2e4.<\/strong><\/span><\/p>\n<section class=\"format-info\"><img class=\"aligncenter\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2016\/07\/Phoenix-logo-300x109.jpg\" alt=\"Phoenix Legal\" width=\"300\" height=\"109\" \/><\/p>\n<p style=\"text-align: justify;\"><strong>Phoenix Legal<\/strong><\/p>\n<p style=\"text-align: justify;\">Second Floor<br \/>\n254 Okhla Industrial<br \/>\nEstate Phase III<br \/>\nNew Delhi &#8211; 110 020 India<\/p>\n<p style=\"text-align: justify;\">Vaswani Mansion, 3\/F<\/p>\n<p style=\"text-align: justify;\">120 Dinshaw Vachha Road, Churchgate<\/p>\n<p style=\"text-align: justify;\">Mumbai \u2013 400 020, India<\/p>\n<p style=\"text-align: justify;\">\uc804\ud654: +91 11 4983 0000<\/p>\n<p style=\"text-align: justify;\">+91 22 4340 8500<\/p>\n<p style=\"text-align: justify;\">\uc774\uba54\uc77c: delhi@phoenixlegal.in<br \/>\nmumbai@phoenixlegal.in<br \/>\n\uc6f9\uc0ac\uc774\ud2b8<br \/>\n<a href=\"http:\/\/www.phoenixlegal.in\/\">www.phoenixlegal.in<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\uc778\ub3c4\uc911\uc559\uc740\ud589(RBI)\uc740 \uac1c\ubc1c \ubc0f \uaddc\uc81c \uc815\ucc45\uc5d0 \uad00\ud55c 2023\ub144 2\uc6d4 \uc131\uba85\ubb38\uc5d0\uc11c RBI \uac10\ub3c5 \uac80\ud1a0 \uacb0\uacfc \uaddc\uc81c\ub300\uc0c1 \uae30\uc5c5(RE) \uac04\uc758 \uc0c1\uc774\ud55c \uad00\ud589, \uacfc\ub3c4\ud55c \uc5f0\uccb4\uc774\uc790 \ubd80\uacfc, \uc774\ub85c \uc778\ud55c \uace0\uac1d \ubd88\ub9cc\uc774 \ubc1c\uacac\ub418\uc5c8\ub2e4\uace0 \uc5b8\uae09\ud588\ub2e4. \ub610\ud55c \uc774 \uc131\uba85\ubb38\uc5d0\uc11c\ub294 \uc5f0\uccb4\uc774\uc790\ub780 &#8216;\ubd80\uc815\uc801\uc778 \uc778\uc13c\ud2f0\ube0c&#8217;\ub97c \ud1b5\ud574 \uc2e0\uc6a9\uaddc\uc728\uc744 \ud655\ub9bd\ud558\uae30 \uc704\ud55c \uac83\uc774\uc9c0 &#8216;\uc218\uc775 \uc99d\ub300 \ub3c4\uad6c&#8217;\uac00 \uc544\ub2c8\ub77c\ub294 \uc810\uc744 \uc9c0\uc801\ud588\ub2e4. \uc131\uba85\ubb38\uc740 \ub300\ucd9c \uc11c\ube44\uc2a4 \uc9c0\uc5f0\uc774\ub098 \ubd88\uc774\ud589 \ub610\ub294 \uc911\uc694\ud55c \uc57d\uad00 \ubbf8\uc900\uc218\uc5d0 \ub300\ud574 \ud22c\uba85\ud558\uace0<\/p>\n","protected":false},"author":7426,"featured_media":398389,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":"Sawant Singh\uacfcAditya Bhargava, Phoenix Legal"},"categories":[8398,77915],"tags":[52168,52170,52169,54390,134698,120707],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.7 (Yoast SEO v17.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"\uc778\ub3c4\uc911\uc559\uc740\ud589(RBI)\uc740 \uac1c\ubc1c \ubc0f \uaddc\uc81c 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