{"id":241709,"date":"2021-07-28T11:04:32","date_gmt":"2021-07-28T03:04:32","guid":{"rendered":"https:\/\/law.asia\/?p=241709"},"modified":"2024-02-21T18:12:04","modified_gmt":"2024-02-21T10:12:04","slug":"guidelines-provisional-ratings-credit-rating-agencies","status":"publish","type":"post","link":"https:\/\/law.asia\/ko\/guidelines-provisional-ratings-credit-rating-agencies\/","title":{"rendered":"\uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc758 \uc7a0\uc815 \ud3c9\uac00 \uae30\uc900\uc5d0 \ub300\ud55c \uac00\uc774\ub4dc\ub77c\uc778"},"content":{"rendered":"<p><span class=\"Apple-converted-space\">\u00a0<\/span>2016\ub144 11\uc6d4 \uc778\ub3c4\uc758 \uc99d\uad8c\uc704\uc6d0\ud68c(SEBI)\ub294 \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\ub4e4\uc774 \uc7a0\uc815 \ud3c9\uac00\uc5d0 \uad00\ud55c \ub0b4\ubd80 \uc815\ucc45\uc744 \ub9c8\ub828\ud560 \uac83\uc744 \uc694\uad6c\ud558\ub294 \ud68c\ub78c\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. SEBI\ub294 \uad00\ub828 \ub2f9\uc0ac\uc790\ub4e4\uacfc\uc758 \ud611\uc758\ub97c \uac70\uce5c \ub4a4 \u201c\uc7a0\uc815 \uc2e0\uc6a9 \ud3c9\uac00\uc5d0 \ub300\ud55c \uc815\ucc45 \ud45c\uc900\ud654 \ubc0f \uac15\ud654\u201d\ub97c \ubaa9\uc801\uc73c\ub85c 2021\ub144 4\uc6d4 27\uc77c \ud68c\ub78c\uc5d0\uc11c \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\ub4e4\uc758 \ucc44\uad8c \uc0c1\ud488\uc5d0 \ub300\ud55c \uc7a0\uc815 \ud3c9\uac00\ub97c \uaddc\uc81c\ud558\ub294 \uc9c0\uce68\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \ubcf8 \ud68c\ub78c\uc740 \ub610\ud55c \ubd80\ub3d9\uc0b0\ud22c\uc790\uc2e0\ud0c1(REITs)\uacfc \uc778\ud504\ub77c\ud22c\uc790\uc2e0\ud0c1\uc758 \uc2e0\uc6a9 \ud3c9\uac00\uc5d0 \ub300\ud55c \ud2b9\uc815 \uc870\ud56d\uc744 \uba85\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<figure id=\"attachment_196203\" aria-describedby=\"caption-attachment-196203\" style=\"width: 240px\" class=\"wp-caption alignleft\"><img class=\"size-full wp-image-196206\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2020\/10\/Sawant-Singh-Partner-Phoenix-Legal.jpg\" alt=\"Sawant-Singh,-Partner,-Phoenix-Legal\" width=\"240\" height=\"300\" \/><figcaption id=\"caption-attachment-196203\" class=\"wp-caption-text\"><strong>Sawant Singh<\/strong><br \/>Partner<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>2021\ub144 \ud68c\ub78c\uc740 \ubaa8\ub4e0 \uc7a0\uc815 \ud3c9\uac00 \uacf5\uac1c \uc2dc \u2018\uc7a0\uc815\u2019\uc774\ub77c\ub294 \ub2e8\uc5b4\uac00 \ubc18\ub4dc\uc2dc \uc2e0\uc6a9\ub4f1\uae09\uccb4\uacc4(rating symbol) \uc55e\uc5d0 \uc0ac\uc6a9\ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \uba85\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc7a0\uc815 \ud3c9\uac00\ub294 \ucc44\uad8c \ubc1c\ud589\uc77c\ub85c\ubd80\ud130 90\uc77c \uc774\ub0b4\uc5d0 \ucd5c\uc885 \ud3c9\uac00\ub85c \uc804\ud658\ub429\ub2c8\ub2e4. \uc774 \uae30\uac04\uc740 \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc5d0 \uc758\ud574 \uc0c1\ud669\uc5d0 \ub530\ub77c \ucd5c\ub300 90\uc77c\uae4c\uc9c0\ub85c \uc5f0\uc7a5\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucc44\uad8c \ubc1c\ud589\uc77c\ub85c\ubd80\ud130 180\uc77c \uc774\ud6c4\uc5d0\ub294 \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc774 \uc7a0\uc815 \ud3c9\uac00 \uacb0\uacfc\ub97c \ubc1c\ud45c\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>\ubcf8 \ud68c\ub78c\uc740 \ucd5c\uc885 \uc2e0\uc6a9 \ud3c9\uac00\ub97c \ud68d\ub4dd\ud558\uae30 \uc704\ud55c \ud2b9\uc815 \uc694\uac74\uc744 \uba85\uc2dc\ud588\uc73c\uba70, \uc8fc\uc694\uac70\ub798\uc870\uac74(\ud140\uc2dc\ud2b8)\uacfc \uac70\ub798 \ubb38\uc11c\uc758 \uc2e4\ud589, \uac70\ub798\uc758 \uccb4\uacb0, \uad00\ub828 \uacc4\uc88c \uac1c\uc124\uacfc \uac19\uc740 \ub0b4\uc6a9\uc744 \ud3ec\ud568\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ucd5c\uc885 \ud3c9\uac00 \uc774\ud6c4\uc758 \uc694\uac74 \ubbf8\uc774\ud589\uacfc \uad00\ub828\ub41c \ub9ac\uc2a4\ud06c\ub294 \uc904\uc5ec\uc8fc\uc9c0\ub9cc, \uc0c1\uc7a5 \ucc44\uad8c \ubc1c\ud589\uc0ac\uc5d0\ub294 \uc2e4\uc9c8\uc801\uc778 \uc5b4\ub824\uc6c0\uc744 \uc548\uae30\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>\ud2b9\ud788 \uc774\ubc88 \uc870\uce58\ub294 SEBI\uc758 \uaddc\uce59 \uc81c\uc815 \uacfc\uc815\uc774 \ubd80\uc11c \uac04 \uc870\uc728 \uc5c6\uc774 \uc774\ub8e8\uc5b4\uc84c\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ubcf8 \ud68c\ub78c\uc5d0 \ub530\ub974\uba74, \ucc44\uad8c\uc758 \uc0c1\uc7a5\uc740 \ubc1c\ud589 \uc885\ub8cc\ub85c\ubd80\ud130 4\uac70\ub798\uc77c \uc774\ub0b4\uc5d0 \uc644\ub8cc\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ucd5c\uc885 \uc0c1\uc7a5 \uc2b9\uc778\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ucd5c\uc885 \uc2e0\uc6a9 \ud3c9\uac00\ub97c \ud544\uc694\ub85c \ud558\ub294\ub370, \ubcf8 \ud68c\ub78c\uc740 \ucd5c\uc885 \uc2e0\uc6a9 \ud3c9\uac00\uc5d0 \uac70\ub798 \ubb38\uc11c\uc758 \uc2e4\ud589\uc744 \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>\uc774\ub294 \uac70\ub798 \ubb38\uc11c\uc758 \uc2e4\ud589\uc744 \ucd5c\ub300 90\uc77c\ub85c \uba85\uc2dc\ud558\uace0 \uc788\ub294 SEBI\uc758 \ucc44\uad8c \uc0c1\uc7a5 \uaddc\uc81c\uc640\ub294 \uc815\ubc18\ub300\ub418\ub294 \uac83\uc785\ub2c8\ub2e4. \uc2e4\ud589 \ubd88\uac00\ub2a5\ud55c \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc, \uc774\ubc88 \ud68c\ub78c\uc5d0 \uba85\uc2dc\ub41c \uc77c\ubd80 \uc694\uac74\ub4e4\uacfc SEBI \uae30\uc874 \uaddc\uc81c\uc640\uc758 \ubd88\uc77c\uce58\ub294 \uc0c1\uc7a5 \ucc44\uad8c \ubc1c\ud589\uacfc \uad00\ub828\ud558\uc5ec \ubd88\ud544\uc694\ud55c \ud63c\ub780\uc744 \uc57c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>\uc774\ubc88 \ud68c\ub78c\uc740 \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc774 \u201c\ud504\ub85c\uc81d\ud2b8, \uc778\uc218, \ucc44\uad8c \uc7ac\uad6c\uc870\ud654, \ub300\ucd9c \ub9ac\ud30c\uc774\ub0b8\uc2f1\uc758 \uc2dc\ub098\ub9ac\uc624 \ubd84\uc11d\u201d \ub4f1\uacfc \uac19\uc740 \uc804\ub7b5\uc801\uc778 \uacb0\uc815\uc744 \ud3c9\uac00\ud558\ub294 \uace0\uac1d\uc5d0\uac8c \uc7a0\uc815 \ub4f1\uae09\uc744 \ud3ec\ud568\ud55c \ubaa8\ub4e0 \uc2e0\uc6a9 \ub4f1\uae09\uc744 \uc81c\uacf5\ud558\uc9c0 \ubabb\ud558\ub3c4\ub85d \uba85\uc2dc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<figure id=\"attachment_204266\" aria-describedby=\"caption-attachment-204266\" style=\"width: 250px\" class=\"wp-caption alignleft\"><img class=\"size-full wp-image-204269\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2020\/12\/Aditya-Bhargava.jpg\" alt=\"Aditya Bhargava,Phoenix Legal\" width=\"250\" height=\"300\" \/><figcaption id=\"caption-attachment-204266\" class=\"wp-caption-text\"><strong>Aditya Bhargava<\/strong><br \/>Partner<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>\ud574\ub2f9 \ubb38\uad6c\ub294 \uc778\ub3c4\uc758 \ud30c\uc0b0\ubc95\uc5d0 \ub530\ub978 \uc815\ub9ac \uacc4\ud68d\uacfc \uad00\ub828\ud558\uc5ec \ubc1c\ud589 \uc81c\uc548\ub41c \ucc44\uad8c\uc5d0 \uc81c\uacf5\ub41c \uc2e0\uc6a9 \ub4f1\uae09 \ub9ac\ud3ec\ud2b8\ub97c \ub530\ub985\ub2c8\ub2e4. \uadf8\ub7ec\ub098 SEBI\uc758 \uae30\uc874 \uaddc\uc81c\ub294 \ubc1c\ud589\uc0ac\uc640\uc758 \uc11c\uba74 \uacc4\uc57d \uccb4\uacb0\uc774 \uc5c6\ub294 \uacbd\uc6b0 \uc7a0\uc815 \ub4f1\uae09\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc744 \uae08\uc9c0\ud558\uace0 \uc788\ub294 \ubc18\uba74, \ud574\ub2f9 \ubb38\uad6c\ub294 \uac70\ub798\uac00 \uc2e4\uc81c\ub85c \uc5c6\uc5c8\ub358 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc2e0\uc6a9 \ub4f1\uae09 \ud3c9\uac00\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4\ub294 \ud574\uc11d\uc758 \uc5ec\uc9c0\ub97c \ub0a8\uae41\ub2c8\ub2e4<\/p>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>\ubcf8 \ud68c\ub78c\uc740 \ub610\ud55c \uc7a0\uc815 \ub4f1\uae09\uc744 \ubd80\uc5ec\ud560 \ub54c \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc758 \ucd94\uac00\uc801\uc778 \uacf5\uc2dc \uc758\ubb34\ub97c \uba85\uc2dc\ud569\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc740 \ud574\ub2f9 \ub4f1\uae09\uc744 \uacb0\uc815\ud558\ub294\ub370 \uace0\ub824\ub41c \uc9c4\ud589 \uc911\uc778 \ub2e8\uacc4 \ubc0f \ubb38\uc11c, \uc2e0\uc6a9 \ub4f1\uae09\uc758 \uc7a0\uc815\uc801 \ud2b9\uc131\uacfc \uad00\ub828\ub41c \ub9ac\uc2a4\ud06c, \ud604\uc7ac \ubcf4\ub958 \uc911\uc778 \ub2e8\uacc4\/\ubb38\uc11c\uac00 \uc5c6\ub294 \uacbd\uc6b0\uc5d0 \ubd80\uc5ec\ub418\uc5c8\uc744 \uc2e0\uc6a9 \ub4f1\uae09\uc5d0 \ub300\ud574 \ubaa8\ub450 \uacf5\uac1c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>\ucc44\uad8c \uc0c1\ud488\uc5d0 \ub300\ud574 \uc7a0\uc815 \ub4f1\uae09\uc744 \ubd80\uc5ec\ud560 \ub54c, \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\ub4e4\uc740 \ubc18\ub4dc\uc2dc \ubcf4\ub3c4 \uc790\ub8cc\ub97c \ud1b5\ud574 \uc77c\uc815 \uae30\uac04 \ub0b4\uc5d0 \uc7a0\uc815 \ub4f1\uae09\uc774 \ucd5c\uc885 \ub4f1\uae09\uc73c\ub85c \uc804\ud658\ub420 \uac83\uc784\uc744 \ubc1d\ud788\uace0, \uc774\uc640 \uad00\ub828\ub41c \uc601\ud5a5\uc5d0 \ub300\ud574 \uacf5\uc2dc\ud574\uc57c \ud569\ub2c8\ub2e4. \ucc44\uad8c \ubc1c\ud589\uc0ac\uac00 \ud574\ub2f9 \uc7a0\uc815 \ub4f1\uae09\uc5d0 \ub3d9\uc758\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0, \ud574\ub2f9 \ub4f1\uae09\uacfc \uad00\ub828\ub41c \ud2b9\uc815 \uacf5\uc2dc \uc694\uac74 \ub610\ud55c \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\uc758 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uacf5\uc2dc\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><span class=\"Apple-converted-space\">\u00a0<\/span>2021\ub144 \ud68c\ub78c\uc740 \ucc44\uad8c\uc5d0 \ub300\ud55c \uc2e0\uc6a9\ud3c9\uac00 \ub4f1\uae09\uacfc \ud2b9\ud788 \uc7a0\uc815 \ud3c9\uac00\uc640 \uad00\ub828\ud558\uc5ec \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\ub4e4\uc758 \uae30\uc900\uc744 \ud45c\uc900\ud654\ud558\ub824\ub294 \ubc14\ub78c\uc9c1\ud55c \ubaa9\ud45c\ub97c \uac16\uace0 \uc788\uc73c\ub098, \uaddc\uc81c \uac04\uc758 \ubd88\uc77c\uce58\ub97c \uc904\uc774\uae30 \uc704\ud574 SEBI\uc758 \ucc44\uad8c \uad00\ub828 \uaddc\uc81c\ub97c \uc7ac\uc815\ube44\ud574\uc57c \ud560 \ub54c\uc785\ub2c8\ub2e4. \ucc44\uad8c \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uc721\uc131\ud558\ub824\uba74, \uc11c\ub85c \uc0c1\ucda9\ub418\uc9c0 \uc54a\ub294 \uc0c1\ud638 \ubcf4\uc644\uc801\uc778 \uaddc\uc81c\uac00 \ub9c8\ub828\ub418\uc5b4\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p><span style=\"color: #808080;\"><em>Sawant Singh\uacfc Aditya Bhargava\ub294 Phoenix Legal\uc758 \ud30c\ud2b8\ub108 \ubcc0\ud638\uc0ac\uc785\ub2c8\ub2e4. \uc5b4\uc18c\uc2dc\uc5d0\uc774\ud2b8 \ubcc0\ud638\uc0ac\uc778 Sristi Yadav \ub610\ud55c \ubcf8 \uae30\uace0\uc5d0 \ub3c4\uc6c0\uc744 \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4.<span class=\"Apple-converted-space\">\u00a0<\/span><\/em><\/span><\/p>\n<section class=\"format-info\"><img class=\"aligncenter wp-image-196215 size-medium\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2016\/07\/Phoenix-logo-300x109.jpg\" alt=\"Phoenix Legal\" width=\"300\" height=\"109\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2016\/07\/Phoenix-logo-300x109.jpg 300w, https:\/\/law.asia\/wp-content\/uploads\/2016\/07\/Phoenix-logo-768x279.jpg 768w, https:\/\/law.asia\/wp-content\/uploads\/2016\/07\/Phoenix-logo-696x253.jpg 696w, https:\/\/law.asia\/wp-content\/uploads\/2016\/07\/Phoenix-logo.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>Phoenix Legal<\/strong><br \/>\nSecond Floor<br \/>\n254, Okhla Industrial<br \/>\nEstate Phase III<br \/>\nNew Delhi \u2013 110 020<br \/>\nIndia<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\">Vaswani Mansion, 3\/F<br \/>\n120 Dinshaw Vachha Road, Churchgate<br \/>\nMumbai \u2013 400 020<br \/>\nIndia<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\">Contact details<br \/>\nTel +91 11 4983 0000 \/ +91 22 4340 8500<br \/>\nFax: +91 11 4983 0099 \/ +91 22 4340 8501<br \/>\nEmail:<\/p>\n<p style=\"text-align: center;\"><a href=\"mailto:delhi@phoenixlegal.in\">delhi@phoenixlegal.in<\/a><br \/>\n<a href=\"mailto:mumbai@phoenixlegal.in\">mumbai@phoenixlegal.in<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\u00a02016\ub144 11\uc6d4 \uc778\ub3c4\uc758 \uc99d\uad8c\uc704\uc6d0\ud68c(SEBI)\ub294 \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\ub4e4\uc774 \uc7a0\uc815 \ud3c9\uac00\uc5d0 \uad00\ud55c \ub0b4\ubd80 \uc815\ucc45\uc744 \ub9c8\ub828\ud560 \uac83\uc744 \uc694\uad6c\ud558\ub294 \ud68c\ub78c\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. SEBI\ub294 \uad00\ub828 \ub2f9\uc0ac\uc790\ub4e4\uacfc\uc758 \ud611\uc758\ub97c \uac70\uce5c \ub4a4 \u201c\uc7a0\uc815 \uc2e0\uc6a9 \ud3c9\uac00\uc5d0 \ub300\ud55c \uc815\ucc45 \ud45c\uc900\ud654 \ubc0f \uac15\ud654\u201d\ub97c \ubaa9\uc801\uc73c\ub85c 2021\ub144 4\uc6d4 27\uc77c \ud68c\ub78c\uc5d0\uc11c \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\ub4e4\uc758 \ucc44\uad8c \uc0c1\ud488\uc5d0 \ub300\ud55c \uc7a0\uc815 \ud3c9\uac00\ub97c \uaddc\uc81c\ud558\ub294 \uc9c0\uce68\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \ubcf8 \ud68c\ub78c\uc740 \ub610\ud55c \ubd80\ub3d9\uc0b0\ud22c\uc790\uc2e0\ud0c1(REITs)\uacfc \uc778\ud504\ub77c\ud22c\uc790\uc2e0\ud0c1\uc758 \uc2e0\uc6a9 \ud3c9\uac00\uc5d0 \ub300\ud55c \ud2b9\uc815 \uc870\ud56d\uc744 \uba85\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \u00a02021\ub144<\/p>\n","protected":false},"author":9,"featured_media":183663,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":"Sawant Singh, Sristi Yadav and Aditya Bhargava, Phoenix\u00a0Legal"},"categories":[8398,77915],"tags":[52168,52170,52169,52171],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.7 (Yoast SEO v17.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"\u00a02016\ub144 11\uc6d4 \uc778\ub3c4\uc758 \uc99d\uad8c\uc704\uc6d0\ud68c(SEBI)\ub294 \uc2e0\uc6a9\ud3c9\uac00\uae30\uad00\ub4e4\uc774 \uc7a0\uc815 \ud3c9\uac00\uc5d0 \uad00\ud55c \ub0b4\ubd80 \uc815\ucc45\uc744 \ub9c8\ub828\ud560 \uac83\uc744 \uc694\uad6c\ud558\ub294 \ud68c\ub78c\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. 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