{"id":150517,"date":"2019-10-16T09:59:52","date_gmt":"2019-10-16T01:59:52","guid":{"rendered":"https:\/\/law.asia\/?p=150517"},"modified":"2019-10-16T10:04:29","modified_gmt":"2019-10-16T02:04:29","slug":"%ec%9d%b8%ed%94%84%eb%9d%bc-%eb%af%bc%ea%b4%80%ed%95%a9%ec%9e%91%ed%88%ac%ec%9e%90%ec%82%ac%ec%97%85-%eb%82%9c%ec%a0%9c%ec%9d%98-%ed%95%b4%ea%b2%b0-%eb%b0%a9%ec%95%88","status":"publish","type":"post","link":"https:\/\/law.asia\/ko\/%ec%9d%b8%ed%94%84%eb%9d%bc-%eb%af%bc%ea%b4%80%ed%95%a9%ec%9e%91%ed%88%ac%ec%9e%90%ec%82%ac%ec%97%85-%eb%82%9c%ec%a0%9c%ec%9d%98-%ed%95%b4%ea%b2%b0-%eb%b0%a9%ec%95%88\/","title":{"rendered":"\uc778\ud504\ub77c \ubbfc\uad00\ud569\uc791\ud22c\uc790\uc0ac\uc5c5 \ub09c\uc81c\uc758 \ud574\uacb0 \ubc29\uc548"},"content":{"rendered":"<p style=\"text-align: justify;\"><span class=\"custom-dropcap-red vantage-red vantage-orange\">\uc778<\/span>\ub3c4\uc758 \ubbfc\uad00\ud569\uc791\ud22c\uc790\uc0ac\uc5c5\uc740 \uc9c0\ub09c 15\ub144\uac04 \ube60\ub974\uac8c \uc131\uc7a5\ud574\uc654\uc73c\uba70, \ud604\uc7ac \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uaddc\ubaa8\uc758 \ubbfc\uad00\ud569\uc791\ud22c\uc790 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc774 \ud615\uc131\ub418\uc5b4 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uc778\ub3c4 \uc815\ubd80\uc5d0\uc11c\ub294 \uc0ac\ud68c\uac04\uc811\uc790\ubcf8 \ud504\ub85c\uc81d\ud2b8\uc5d0 \ubbfc\uac04 \ubd80\ubb38\uc758 \ucc38\uc5ec\ub97c \ucd09\uc9c4\ud558\uace0\uc790 \uc5ec\ub7ec \uc815\ucc45\uc801 \ub178\ub825\uc744 \uae30\uc6b8\uc600\uc73c\ub098, \ud070 \uc131\uacfc\ub97c \uac70\ub450\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uc778\ub3c4\uc758 \uc804 \uc0b0\uc5c5 \ubd84\uc57c\uc5d0 \uc874\uc7ac\ud558\ub294 \uc778\ud504\ub77c \uaca9\ucc28\ub294 \uc9c0\uc18d\uac00\ub2a5\ud55c \uc131\uc7a5\uc5d0 \ud070 \uc704\ud611\uc744 \uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3c4\ub85c, \ud56d\ub9cc, \ubc1c\uc804 \uad00\ub828 \ubd80\ubb38\uc5d0\uc11c\uc758 \ubbfc\uad00\ud569\uc791\ud22c\uc790 \uc0ac\uc5c5\uc740 \uc131\uacf5\uc801\uc774\uc5c8\uc73c\ub098, \ucca0\ub85c, \ubbfc\uac04\ud56d\uacf5, \uc0ac\ud68c \ubd80\ubb38\uc740 \uc544\uc9c1 \ubc1c\uc804\uc774 \ub354\ub518 \uc2e4\uc815\uc785\ub2c8\ub2e4. \ub610\ud55c, \uc9c0\uc5ed\ub9c8\ub2e4 \ubbfc\uad00\ud569\uc791\uc0ac\uc5c5\uc758 \uaca9\ucc28\uac00 \ud06c\uba70, \ub9c8\ub514\uc544 \ud504\ub77c\ub370\uc2dc\uc8fc, \uc548\ub4dc\ub77c\ud504\ub77c\ub370\uc2dc\uc8fc, \ub9c8\ud558\ub77c\uc288\ud2b8\ub77c\uc8fc\uc640 \uac19\uc740 \uc9c0\uc5ed\uc5d0\ub9cc \uc0ac\uc5c5\uc774 \uc9d1\uc911\ub41c \ud3b8\uc911 \ud604\uc0c1\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc544\uc2dc\uc544\uac1c\ubc1c\uc740\ud589\uc740 \uc778\ub3c4\uac00 \uc774\ub7ec\ud55c \uc778\ud504\ub77c \ubd80\uc871 \uc0c1\ud669\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574\uc11c\ub294 2030\ub144\uae4c\uc9c0 4.36\uc870 \ubbf8 \ub2ec\ub7ec\uc758 \ube44\uc6a9\uc774 \uc18c\uc694\ub420 \uac83\uc73c\ub85c \ucd94\uc815\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<figure id=\"attachment_149905\" aria-describedby=\"caption-attachment-149905\" style=\"width: 234px\" class=\"wp-caption alignleft\"><img class=\"size-medium wp-image-149908\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2019\/10\/Amit-Ronald-Charan-id-234x300.jpg\" alt=\"\" width=\"234\" height=\"300\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2019\/10\/Amit-Ronald-Charan-id-234x300.jpg 234w, https:\/\/law.asia\/wp-content\/uploads\/2019\/10\/Amit-Ronald-Charan-id.jpg 250w\" sizes=\"(max-width: 234px) 100vw, 234px\" \/><figcaption id=\"caption-attachment-149905\" class=\"wp-caption-text\">Amit Ronald Charan<br \/>\ud30c\ud2b8\ub108<br \/>HSA Advocates<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\ucd5c\uadfc \ubbfc\uad00\ud569\uc791\ud22c\uc790\uc0ac\uc5c5\uc758 \ub454\ud654\uc5d0\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc774\uc720\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc138\uacc4 \uacbd\uc81c \ub454\ud654, \ucde8\uc57d\ud55c \uaddc\uc81c \ubc0f \uae30\uad00\uc801 \ud504\ub808\uc784\uc6cc\ud06c, \ub300\ucd9c \uae30\uad00\uc758 \uc2e4\uc0ac \ubc0f \uac00\uce58\ud3c9\uac00 \ubd80\uc871, \uc2b9\uc778\uacfc\uc815\uc758 \uc9c0\uc5f0, \uc790\uae08 \uc870\ub2ec \ubb38\uc81c, \ubd80\uc801\uc808\ud55c \ub9ac\uc2a4\ud06c \ubc30\ubd84, \ubaa8\ub378\uc591\ud5c8\uacc4\uc57d(MCA)\uc5d0 \ub300\ud55c \ucc9c\ud3b8\uc77c\ub960\uc801\uc778 \uc811\uadfc, \uac1c\ubc1c\uc790\uc758 \uacf5\uaca9\uc801\uc778 \uc785\ucc30, \uacc4\uc57d \ubb38\uc81c, \uac08\ub4f1 \ud574\uacb0 \uba54\ucee4\ub2c8\uc998\uc758 \ubd80\uc7ac \ubc0f \ud658\uacbd \ubb38\uc81c \ub4f1\uc774 \ubaa8\ub450 \ubcf5\ud569\uc801\uc73c\ub85c \ubbfc\uad00\ud569\uc791\ud22c\uc790\uc0ac\uc5c5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ub610\ud55c, \uad6d\ub0b4 \ub300\ucd9c \uae30\uad00\uc774 \ubcf4\uc720\ud55c \ubd80\uc2e4 \uc790\uc0b0\uc758 \uc99d\uac00\uc640 \uc778\ud504\ub77c \ud22c\uc790\ud68c\uc0ac\uc778 IL&amp;FS\uc758 \ucc44\ubb34\ubd88\uc774\ud589 \uc0ac\ud0dc\ub85c \uc778\ud574 \uc790\uae08 \uc870\ub2ec \ucc44\ub110\uc774 \ub354\uc6b1 \uc904\uc5b4\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uad6d\uc81c \ud06c\ub808\ub527\uacfc \uae08\uc735 \uc2dc\uc7a5\ub3c4 \uc88b\uc740 \ubc29\uc548\uc774 \ub420 \uc218 \uc788\uc73c\ub098, \ud604\uc7ac\ub85c\uc11c\ub294 \uc591\uc9c8\uc758 \uc0ac\uc5c5\uc790\uc640 \uc790\uc0b0\uc744 \ucc3e\uae30 \ud798\ub4e0 \uc0c1\ud669\uc785\ub2c8\ub2e4. \uc138\uacc4 \uacbd\uc81c \ub454\ud654\uc640 \ud06c\ub808\ub527 \uc704\uae30\ub85c \uc778\ud574 \uc804 \uc0b0\uc5c5\uc5d0\uc11c\ub294 \uc7ac\ud654\uc758 \uc218\uc694\uac00 \uac10\uc18c\ud588\uc73c\uba70, \uc778\ud504\ub77c \ubd80\ubb38\uacfc \uacb0\uacfc\uc801\uc73c\ub85c \ubbfc\uad00\ud569\uc791\ud22c\uc790 \uc0ac\uc5c5\ub3c4 \ud070 \ud0c0\uaca9\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ubbfc\uad00\ud569\uc791\ud22c\uc790 \uc0ac\uc5c5\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574\uc11c\ub294, \uc778\ub3c4\uc778\ud504\ub77c\uae08\uc735\ud68c\uc0ac(IIFC), \uc778\ud504\ub77c \ucc44\uad8c \ud380\ub4dc, \uad6d\uc81c\uae08\uc735\uacf5\uc0ac(IFC)\uc640 \uac19\uc740 \ub300\ucd9c \uae30\uad00\uc758 \uac15\ud654, \u20183P \uc778\ub3c4(50\uc5b5 \ub8e8\ud53c \uaddc\ubaa8\uc758 \ubbfc\uad00\ud569\uc791\uc0ac\uc5c5 \uc721\uc131 \uc815\ubd80 \uae30\uad00)\u2019 \uc124\ub9bd, \uc2dc\uc7a5 \ub09c\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \uc0ac\uc5c5\uc774\ud589\uc790\uae08(VCF) \uc81c\ub3c4\uc758 \uac1c\ud601\uacfc \uac19\uc740 \uc870\uce58\uac00 \uc989\uc2dc \uc774\ub8e8\uc5b4\uc838\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<figure id=\"attachment_149909\" aria-describedby=\"caption-attachment-149909\" style=\"width: 234px\" class=\"wp-caption alignleft\"><img class=\"size-medium wp-image-149912\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2019\/10\/Rashi-Arora-id-234x300.jpg\" alt=\"\" width=\"234\" height=\"300\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2019\/10\/Rashi-Arora-id-234x300.jpg 234w, https:\/\/law.asia\/wp-content\/uploads\/2019\/10\/Rashi-Arora-id.jpg 250w\" sizes=\"(max-width: 234px) 100vw, 234px\" \/><figcaption id=\"caption-attachment-149909\" class=\"wp-caption-text\">Rashi Arora<br \/>\ubcc0\ud638\uc0ac<br \/>HSA Advocates<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\ub610\ud55c, \ubcf4\ud5d8, \uc5f0\uae08, \uc900\ube44\uae30\uae08\uae30\uad00\uacfc \uac19\uc740 \uacf3\uc758 \uc7a5\uae30\ucc28\uc785\uc5d0 \ub300\ud55c \uc811\uadfc \uc81c\uacf5, \ucc44\uad8c \uc2dc\uc7a5 \ud655\ub300, \uc815\ubd80\ubcf4\uc99d\uc744 \ud1b5\ud55c \uc2e0\uc6a9\ubcf4\uac15 \ubc29\uc548 \ub3c4\uc785, \uae30\uc874 \ubd80\ucc44\uc5d0 \ub300\ud55c \ub9ac\ud30c\uc774\ub0b8\uc2f1, \uc740\ud589 \ubd80\uc2e4 \uc790\uc0b0\uc758 \uad6c\uc870\uc870\uc815, \uc740\ud589\uc758 \uadf8\ub8f9 \ub300\uc0c1 \uc704\ud5d8\ub178\ucd9c\uc561 \uc81c\ud55c\uc5d0 \ub300\ud55c \uac80\ud1a0 \ub4f1\uc758 \ubc29\uc548\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc778\ud504\ub77c \ubd80\ubb38\uc758 \uc790\uae08 \uc720\uc785\uc744 \ud3ec\ucc29\ud558\uae30 \uc704\ud574 \ud601\uc2e0\uc801\uc778 \ubc29\uc548\uacfc \uba54\ucee4\ub2c8\uc998\uc744 \ub3c4\uc785\ud558\uba74 \uc678\uad6d\uc778 \ud22c\uc790\ub97c \ucd09\uc9c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc678\uad6d\uc778 \uae30\uad00\ud22c\uc790\uac00\ub97c \ud3ec\ud568\ud574 \uc7a5\uae30\ud22c\uc790\uac00\uc5d0\uac8c\ub294 \uc131\uacf5\uc801\uc778 \uc644\ub8cc \ud504\ub85c\uc81d\ud2b8\uc5d0 \ub300\ud574 \uc9c0\ubd84\uc744 \uc9c0\uae09\ud574\uc57c \ud569\ub2c8\ub2e4. \uac01 \uc0b0\uc5c5 \ubd80\ubb38\uc5d0\uc11c\ub294 \uc7a5\uae30 \ud22c\uc790 \ubc0f \uc790\uae08 \uc870\ub2ec \uacc4\ud68d\uc744 \uc138\uc6cc \uc218\uc785\uc6d0\uacfc \uc790\uae08 \uc870\ub2ec \uac00\ub2a5\ud55c \uaddc\ubaa8\ub97c \ud30c\uc545\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ud544\uc694\ud55c \uc790\uae08\uacfc \ud655\ucda9 \uac00\ub2a5\ud55c \uc790\uae08 \uac04\uc758 \uac04\uadf9\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ucf08\uce74\ub974 \uc704\uc6d0\ud68c \ubcf4\uace0\uc11c\uac00 \uad8c\uace0\ud55c \ubc14\uc640 \uac19\uc774, \uc778\ub3c4 \uc815\ubd80\ub294 \uc778\ud504\ub77c \ubbfc\uad00\ud569\uc791\ud22c\uc790\uc0ac\uc5c5 \uc870\uc0ac\uc704\uc6d0\ud68c\ub97c \uc124\ub9bd\ud558\uc5ec \uc2e0\uc18d\ud55c \ubd84\uc7c1 \ud574\uacb0\uc744 \ub3c4\ubaa8\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. \uc544\uc9c1 \ub3c5\ub9bd\uc801 \uaddc\uc81c \uac10\ub3c5 \uae30\uad00\uc774 \uc5c6\ub294 \uc0b0\uc5c5 \ubd80\ubb38\uc5d0\ub294 \uc870\uc18d\ud788 \uc774\ub7ec\ud55c \uac10\uc2dc \uae30\uad00\uc774 \uc124\ub9bd\ub418\uc5b4\uc57c \ud560 \uac83\uc774\uba70, \ud604\uc7ac \uac10\ub3c5 \uae30\uad00\uc758 \uc5ed\ud560\uacfc \ucc45\uc784\uacfc \uad00\ub828\ud574 \uc7ac\uc815\ube44 \ubc0f \uac04\uc18c\ud654 \uc791\uc5c5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uac01 \uc0b0\uc5c5 \ubd80\ubb38\uc758 \ubaa8\ub378\uc591\ud5c8\uacc4\uc57d \ub610\ud55c \uac80\ud1a0\ub97c \ud1b5\ud574 \uc0ac\uc6a9\uc790, \uc0ac\uc5c5\uc790, \uc601\uc5c5\uad8c \ubcf4\uc720\uc790, \ub300\ucd9c \uae30\uad00\uacfc \uc2dc\uc7a5\uc758 \ubaa8\ub4e0 \uc774\ud574\ub2f9\uc0ac\uc790\uc758 \uc774\ud574\ub97c \ubc18\uc601\ud560 \uc218 \uc788\ub3c4\ub85d \ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. \ub610\ud55c, \ucf08\uce74\ub974 \uc704\uc6d0\ud68c\uc758 \uad8c\uace0\uc5d0 \ub530\ub77c 1988\ub144 \uc2dc\ud589\ub41c \u2018\ubd80\uc815\ubd80\ud328 \ubc29\uc9c0\ubc95\u2019\uc758 \uac1c\uc815\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud574\ub2f9\ubc95\uc740 \ubd80\uc815\ud589\uc704\uc640 \uad00\ub828\ud558\uc5ec \uc758\uc0ac\uacb0\uc815 \uc0c1\uc758 \uc9c4\uc2e4\ud55c \uc624\ub958\ub97c \ub530\ub85c \uad6c\ubd84\ud558\uc9c0 \uc54a\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc815\uc744 \ud1b5\ud574 \uad00\ub8cc\ub4e4\uc5d0 \ub300\ud55c \uc18c\uc704 \ub9c8\ub140\uc0ac\ub0e5\uc744 \ud53c\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p style=\"text-align: justify;\">\ubbfc\uad00\ud569\uc791\ud22c\uc790\uc0ac\uc5c5\uc740 \uc778\ud504\ub77c \uc0ac\uc5c5\uc744 \ubcf4\ub2e4 \ube60\ub974\uace0 \ud6a8\uc728\uc801\uc73c\ub85c \uc9c4\ud589\ud560 \uc218 \uc788\ub294 \uc7a0\uc7ac\ub825\uc744 \uc9c0\ub2c8\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\ub09c 15\ub144\uac04\uc758 \ubbfc\uad00\ud569\uc791\ud22c\uc790\uc0ac\uc5c5 \uacbd\ud5d8\uc744 \ud1a0\ub300\ub85c, \ud604\uc7ac \ubaa8\ub4e0 \uacc4\uc57d \ub2e8\uacc4\uc0c1 \uc874\uc7ac\ud558\ub294 \ubd80\uc7ac \uc0ac\ud56d\ub4e4\uc744 \ubcf4\uac15\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. \uc548\uc815\uc801\uc778 \uac70\uc2dc\uacbd\uc81c\uc801 \ud504\ub808\uc784\uc6cc\ud06c, \uc62c\ubc14\ub978 \uaddc\uc81c \uad6c\uc870, \ud6a8\uc728\uc801\uc778 \uaddc\uc81c, \ud22c\uc790\uc790\uc5d0\uac8c \uc6b0\ud638\uc801\uc778 \uc815\ucc45, \uc9c0\uc18d\uac00\ub2a5\ud55c \ud504\ub85c\uc81d\ud2b8 \uc218\uc785, \uc815\ucc45\uc758 \ud22c\uba85\uc131\uacfc \uc77c\uad00\uc131, \ub178\ub3d9\ubc95\uc758 \uc644\ud654, \ub9de\ucda4\ud615 \ubaa8\ub378\uc591\ud5c8\uacc4\uc57d, \uce5c\ud658\uacbd\uc801 \ubaa8\ub378, \uc62c\ubc14\ub978 \uae30\uc5c5 \uac70\ubc84\ub10c\uc2a4\ub294 \uc778\ub3c4\uc758 \uc131\uacf5\uc801\uc778 \ubbfc\uad00\ud569\uc791\ud22c\uc790\uc0ac\uc5c5\uc744 \uc704\ud574 \ud544\uc694\ud55c \uae30\ubcf8 \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n<p style=\"text-align: justify;\"><span class=\"vantage-grey\"><em>Amit Ronald Charan\uc740 HAS Advocates\uc758 \ud30c\ud2b8\ub108\uc774\uba70, Rashi Arora\ub294 \ub3d9\uc0ac\uc758 \uc18c\uc18d \ubcc0\ud638\uc0ac\uc785\ub2c8\ub2e4.<\/em><\/span><\/p>\n<section class=\"format-info\"><a class=\"image-redirect\" href=\"https:\/\/law.asia\/india-business-law-journal\/directory\/hsa-advocates\/\" target=\"_blank\" rel=\"https:\/\/law.asia\/india-business-law-journal\/directory\/hsa-advocates\/\"><img class=\"aligncenter wp-image-126521 size-full\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2019\/04\/hsa-advocates-law-firm-india.jpg\" alt=\"railway\" width=\"250\" height=\"100\" \/><\/a><\/p>\n<p style=\"text-align: justify;\"><strong>HSA Advocates<\/strong><br \/>\n81\/1, Adchini<br \/>\nSri Aurobindo Marg<br \/>\nNew Delhi \u2013 110 017, India<\/p>\n<p style=\"text-align: justify;\">Tel: +91 11 6638 7000 Fax: +91 11 6638 7099<br \/>\nConstruction House 5\/F Walchand Hirachand Marg<br \/>\nBallard Estate<br \/>\nMumbai \u2013 400 001, India<br \/>\n\uc804\ud654 : +91 22 4340 0400 \ud329\uc2a4: +91 22 4340 0444<br \/>\n\uc774\uba54\uc77c:: <a href=\"mailto:mail@hsalegal.com\">mail@hsalegal.com<\/a><br \/>\n\uc6f9\uc0ac\uc774\ud2b8: <a href=\"http:\/\/www.hsalegal.com\">www.hsalegal.com<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\uc778\ub3c4\uc758 \ubbfc\uad00\ud569\uc791\ud22c\uc790\uc0ac\uc5c5\uc740 \uc9c0\ub09c 15\ub144\uac04 \ube60\ub974\uac8c \uc131\uc7a5\ud574\uc654\uc73c\uba70, \ud604\uc7ac \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uaddc\ubaa8\uc758 \ubbfc\uad00\ud569\uc791\ud22c\uc790 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc774 \ud615\uc131\ub418\uc5b4 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uc778\ub3c4 \uc815\ubd80\uc5d0\uc11c\ub294 \uc0ac\ud68c\uac04\uc811\uc790\ubcf8 \ud504\ub85c\uc81d\ud2b8\uc5d0 \ubbfc\uac04 \ubd80\ubb38\uc758 \ucc38\uc5ec\ub97c \ucd09\uc9c4\ud558\uace0\uc790 \uc5ec\ub7ec \uc815\ucc45\uc801 \ub178\ub825\uc744 \uae30\uc6b8\uc600\uc73c\ub098, \ud070 \uc131\uacfc\ub97c \uac70\ub450\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uc778\ub3c4\uc758 \uc804 \uc0b0\uc5c5 \ubd84\uc57c\uc5d0 \uc874\uc7ac\ud558\ub294 \uc778\ud504\ub77c \uaca9\ucc28\ub294 \uc9c0\uc18d\uac00\ub2a5\ud55c \uc131\uc7a5\uc5d0 \ud070 \uc704\ud611\uc744 \uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3c4\ub85c, \ud56d\ub9cc, \ubc1c\uc804 \uad00\ub828 \ubd80\ubb38\uc5d0\uc11c\uc758 \ubbfc\uad00\ud569\uc791\ud22c\uc790 \uc0ac\uc5c5\uc740<\/p>\n","protected":false},"author":7,"featured_media":149904,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":"Amit Ronald Charan, Rashi Arora, HSA Advocates"},"categories":[8398,110499,8531],"tags":[41611,40494,41610],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.7 (Yoast SEO v17.8) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"\uc778\ub3c4\uc758 \ubbfc\uad00\ud569\uc791\ud22c\uc790\uc0ac\uc5c5\uc740 \uc9c0\ub09c 15\ub144\uac04 \ube60\ub974\uac8c \uc131\uc7a5\ud574\uc654\uc73c\uba70, \ud604\uc7ac \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uaddc\ubaa8\uc758 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