﻿{"id":167611,"date":"2020-03-26T22:52:51","date_gmt":"2020-03-26T14:52:51","guid":{"rendered":"https:\/\/law.asia\/?p=167611"},"modified":"2025-03-19T12:14:20","modified_gmt":"2025-03-19T04:14:20","slug":"framework-retail-payment-operators","status":"publish","type":"post","link":"https:\/\/law.asia\/ja\/framework-retail-payment-operators\/","title":{"rendered":"\u5c0f\u58f2\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u4e8b\u696d\u8005\u5411\u3051\u306e\u8d77\u6848\u6587\u66f8"},"content":{"rendered":"<p style=\"text-align: justify;\"><span class=\"custom-dropcap-black vantage-black\">2<\/span>\u670810\u65e5\u306b\u3001\u7406\u8def\u6574\u7136\u3068\u5148\u898b\u6027\u3092\u3082\u3063\u3066\u3001\u30a4\u30f3\u30c9\u6e96\u5099\u9280\u884c\uff08RBI\uff09\u306f\u3001\u65b0\u3057\u3044\u5c0f\u58f2\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u4e8b\u696d\u8005\u306e\u8a2d\u7acb\u306e\u305f\u3081\u306e\u8d77\u6848\u6587\u66f8\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u8d77\u6848\u6587\u66f8\u306e\u7acb\u5834\u306f\u30012019\u5e741\u6708\u306b\u65b0\u3057\u3044\u5c0f\u58f2\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u4e8b\u696d\u8005\u306e\u8a8d\u53ef\u306b\u95a2\u3059\u308b\u8b70\u5b9a\u66f8\u3067\u8a2d\u5b9a\u3055\u308c\u307e\u3057\u305f\u3002\u8b70\u5b9a\u66f8\u306f\u3001\u30a4\u30f3\u30c9\u6c7a\u6e08\u516c\u793e\uff08NPCI\uff09\u304c2008\u5e74\u306b\u5c0f\u58f2\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u306e\u7d71\u62ec\u7d44\u7e54\u3068\u3057\u3066\u8a2d\u7acb\u3055\u308c\u3001\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u904b\u7528\u306e\u5f79\u5272\u306e\u6b20\u70b9\u306f\u3001\u305d\u308c\u304c\u5927\u304d\u304f\u306a\u308a\u3059\u304e\u3066\u3001\u5931\u6557\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u3068\u6307\u6458\u3057\u307e\u3057\u305f\u3002\u3057\u305f\u304c\u3063\u3066\u3001\u8b70\u5b9a\u66f8\u306e\u4e3b\u5f35\u306f\u3001\u4ed6\u306e\u4e8b\u696d\u8005\u304c\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u306e\u904b\u7528\u3092\u63d0\u4f9b\u3059\u308b\u3088\u3046\u5968\u52b1\u3059\u308b\u3053\u3068\u3067\u3001\u7af6\u4e89\u304c\u5897\u52a0\u3059\u308b\u3068\u3044\u3046\u3082\u306e\u3067\u3057\u305f\u3002<\/p>\n<figure id=\"attachment_111635\" aria-describedby=\"caption-attachment-111635\" style=\"width: 208px\" class=\"wp-caption alignleft\"><img class=\"wp-image-121393\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2019\/02\/Sawant-Singh-Phoenix-Legal-239x300.jpg\" alt=\"retail\" width=\"208\" height=\"262\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2019\/02\/Sawant-Singh-Phoenix-Legal-239x300.jpg 239w, https:\/\/law.asia\/wp-content\/uploads\/2019\/02\/Sawant-Singh-Phoenix-Legal.jpg 318w\" sizes=\"(max-width: 208px) 100vw, 208px\" \/><figcaption id=\"caption-attachment-111635\" class=\"wp-caption-text\"><strong>Sawant Singh<\/strong><br \/>\u30d1\u30fc\u30c8\u30ca\u30fc<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u8d77\u6848\u6587\u66f8\u306f\u3001\u305d\u306e\u76ee\u7684\u306f\u5c0f\u58f2\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u306b\u7126\u70b9\u3092\u5f53\u3066\u3001\u4ed6\u306e\u6c4e\u30a4\u30f3\u30c9\u7d71\u62ec\u4f01\u696d\u306e\u8a2d\u7acb\u3092\u5968\u52b1\u3059\u308b\u3053\u3068\u3067\u3042\u308b\u3068\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 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justify;\">\u65b0\u4e8b\u696d\u4f53\u306f\u3001\u4f1a\u793e\u6cd5\u306e\u4e0b\u3067\u4f01\u696d\u3068\u3057\u3066\u8a2d\u7acb\u3055\u308c\u308b\u5fc5\u8981\u304c\u3042\u308a\u3001\u55b6\u5229\u4f01\u696d\u307e\u305f\u306f\u300c\u975e\u55b6\u5229\u300d\u4f01\u696d\u306e\u3044\u305a\u308c\u304b\u3067\u3059\u3002\u8208\u5473\u6df1\u3044\u3053\u3068\u306b\u3001NPCI\u306f\u975e\u55b6\u5229\u4f01\u696d\u3068\u3057\u3066\u8a2d\u7acb\u3055\u308c\u307e\u3057\u305f\u3002\u65b0\u4e8b\u696d\u4f53\u306f\u30012007\u5e74\u306e\u652f\u6255\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u6cd5\u306b\u57fa\u3065\u3044\u3066RBI\u306b\u3088\u3063\u3066\u8a8d\u53ef\u3055\u308c\u308b\u5fc5\u8981\u304c\u3042\u308a\u3001\u3053\u306e\u6cd5\u5f8b\u306e\u898f\u5b9a\u306e\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3059\u3002\u65b0\u4e8b\u696d\u4f53\u306f\u3001\u6700\u4f4e50\u5104\u30eb\u30d4\u30fc\uff087,000\u4e07\u7c73\u30c9\u30eb\uff09\u306e\u6255\u8fbc\u8cc7\u672c\u91d1\u3068\u6700\u4f4e30\u5104\u30eb\u30d4\u30fc\u306e\u7d14\u8cc7\u7523\u3092\u5e38\u306b\u6709\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u65b0\u898f\u4e8b\u696d\u4f53\u306e\u682a\u5f0f\u306e25\uff05\u4ee5\u4e0a\u3092\u4fdd\u6709\u3059\u308b\u4eba\u306f\u300c\u30d7\u30ed\u30e2\u30fc\u30bf\u30fc\u300d\u3068\u307f\u306a\u3055\u308c\u3001\u30a4\u30f3\u30c9\u306b\u5c45\u4f4f\u3059\u308b\u4eba\u306b\u3088\u308a\u300c\u6240\u6709\u304a\u3088\u3073\u7ba1\u7406\u300d\u3055\u308c\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u3053\u306e\u3088\u3046\u306a\u30d7\u30ed\u30e2\u30fc\u30bf\u30fc\u306f\u3001\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u306e\u904b\u55b6\u8005\u3001\u652f\u6255\u3044\u30b5\u30fc\u30d3\u30b9\u696d\u8005\u3001\u307e\u305f\u306f\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30b5\u30fc\u30d3\u30b9\u696d\u8005\u3068\u3057\u3066\u3001\u5c11\u306a\u304f\u3068\u30823\u5e74\u9593\u306e\u652f\u6255\u3044\u7d4c\u9a13\u304c\u5fc5\u8981\u3067\u3059\u3002RBI\u3078\u306e\u7533\u8acb\u6642\u306b\u3001\u65b0\u4e8b\u696d\u4f53\u306e\u30d7\u30ed\u30e2\u30fc\u30bf\u30fc\u306f\u3001\u8cc7\u672c\u306e\u5c11\u306a\u304f\u3068\u308210\uff05\u3092\u4fdd\u6709\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u5358\u4e00\u306e\u30d7\u30ed\u30e2\u30fc\u30bf\u30fc\u307e\u305f\u306f\u30d7\u30ed\u30e2\u30fc\u30bf\u30fc\u30b0\u30eb\u30fc\u30d7\u304c\u3001\u65b0\u4e8b\u696d\u4f53\u306e\u8cc7\u672c\u306e40\uff05\u3092\u8d85\u3048\u3066\u4fdd\u6709\u3057\u3066\u306f\u306a\u308a\u307e\u305b\u3093\u3002\u30d7\u30ed\u30e2\u30fc\u30bf\u30fc\u4fdd\u6709\u3082\u3001\u4e8b\u696d\u958b\u59cb\u304b\u30895\u5e74\u5f8c\u306b25\uff05\u306b\u8584\u3081\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<figure id=\"attachment_111614\" aria-describedby=\"caption-attachment-111614\" style=\"width: 208px\" class=\"wp-caption alignleft\"><img class=\"wp-image-121396\" src=\"https:\/\/law.asia\/wp-content\/uploads\/2019\/02\/Aditya-Bhargava-Phoenix-Lega-239x300.jpg\" alt=\"retaol\" width=\"208\" height=\"262\" srcset=\"https:\/\/law.asia\/wp-content\/uploads\/2019\/02\/Aditya-Bhargava-Phoenix-Lega-239x300.jpg 239w, https:\/\/law.asia\/wp-content\/uploads\/2019\/02\/Aditya-Bhargava-Phoenix-Lega.jpg 318w\" sizes=\"(max-width: 208px) 100vw, 208px\" \/><figcaption id=\"caption-attachment-111614\" class=\"wp-caption-text\"><strong>Aditya Bhargava<\/strong><br \/>\u30d1\u30fc\u30c8\u30ca\u30fc<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u65b0\u4e8b\u696d\u4f53\u306e\u30d7\u30ed\u30e2\u30fc\u30bf\u30fc\u3001\u30d7\u30ed\u30e2\u30fc\u30bf\u30fc\u30b0\u30eb\u30fc\u30d7\u3001\u304a\u3088\u3073\u53d6\u7de0\u5f79\u4f1a\u306f\u3001RBI\u304c\u898f\u5b9a\u3059\u308b\u300c\u9069\u5207\u3067\u59a5\u5f53\u306a\u300d\u57fa\u6e96\u3092\u9075\u5b88\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u53d6\u7de0\u5f79\u306f\u3001\u300c\u516c\u5e73\u3055\u3068\u8aa0\u5b9f\u3055\u306e\u8a18\u9332\u300d\u3092\u6709\u3057\u3001\u514d\u8cac\u3055\u308c\u306a\u3044\u7834\u7523\u8005\u3067\u3042\u308b\u3068\u5ba3\u8a00\u3055\u308c\u3001\u307e\u305f\u306f\u4efb\u610f\u306e\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u53d6\u5f15\u304b\u3089\u5236\u9650\u3055\u308c\u308b\u547d\u4ee4\u4e0b\u306b\u3042\u308b\u7537\u5973\u3067\u3001\u307e\u305f\u8ca1\u653f\u7684\u306b\u4e0d\u5065\u5168\u3067\u3042\u308b\u3068\u8a8d\u3081\u3089\u308c\u305f\u3001\u4e0d\u9069\u683c\u8005\u3067\u306a\u3044\u9069\u5207\u3067\u59a5\u5f53\u3068\u8003\u3048\u3089\u308c\u308b\u7537\u5973\u3067\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u30d7\u30ed\u30e2\u30fc\u30bf\u30fc\u306f\u3001\u5065\u5168\u306a\u8cc7\u683c\u3068\u6210\u5b9f\u306a\u904e\u53bb\u306e\u8a18\u9332\u3092\u6301\u3063\u3066\u3044\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u8d77\u6848\u6587\u66f8\u3067\u306f\u3001RBI\u304c\u9069\u5207\u3067\u59a5\u5f53\u306a\u57fa\u6e96\u3092\u6e80\u305f\u3057\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3092\u6700\u7d42\u7684\u306b\u5224\u65ad\u3059\u308b\u3053\u3068\u3092\u898f\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p style=\"text-align: justify;\">RBI\u3078\u306e\u9069\u7528\u306e\u4e00\u74b0\u3068\u3057\u3066\u3001\u65b0\u4e8b\u696d\u4f53\u306f\u3001\u652f\u6255\u3044\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3067\u306e\u7d4c\u9a13\u3092\u78ba\u8a8d\u3059\u308b\u305f\u3081\u306e\u6587\u66f8\u3068\u3001\u8a2d\u7acb\u304a\u3088\u3073\u904b\u7528\u3092\u63d0\u6848\u3059\u308b\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u3092\u542b\u3080\u8a73\u7d30\u306a\u4e8b\u696d\u8a08\u753b\u3092\u63d0\u4f9b\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u4e8b\u696d\u8a08\u753b\u306b\u306f\u3001\u6280\u8853\u3001\u5b89\u5168\u6a5f\u80fd\u3001\u5e02\u5834\u5206\u6790\u3001\u8a08\u753b\u5229\u76ca\u3001\u904b\u7528\u69cb\u9020\u3001\u8a2d\u7acb\u671f\u9593\u3001\u63d0\u6848\u3055\u308c\u308b\u904b\u7528\u898f\u6a21\u3001\u304a\u3088\u3073\u305d\u306e\u8cac\u4efb\u3092\u679c\u305f\u3059\u65b9\u6cd5\u3092\u5b9a\u3081\u305f\u7d44\u7e54\u6226\u7565\u3082\u542b\u3081\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p style=\"text-align: justify;\">NPCI\u306e\u4ee3\u66ff\u6848\u3092\u5968\u52b1\u3059\u308b\u52d5\u304d\u306f\u8208\u5473\u6df1\u3044\u3082\u306e\u3067\u3059\u3002\u305d\u308c\u306f\u898f\u5236\u306e\u601d\u8003\u30d7\u30ed\u30bb\u30b9\u3092\u793a\u3059\u8b70\u5b9a\u66f8\u304c\u5148\u884c\u3057\u3001\u795e\u79d8\u3055\u306b\u5305\u307e\u308c\u305a\u3001\u305d\u308c\u306b\u6709\u5229\u306b\u50cd\u304f\u3082\u306e\u3067\u3059\u3002\u5c0f\u58f2\u652f\u6255\u3044\u30b7\u30b9\u30c6\u30e0\u7528\u306e\u5358\u4e00\u7d71\u62ec\u4e8b\u696d\u4f53\u3092\u6301\u3064\u3053\u3068\u306f\u3001\u6a19\u6e96\u5316\u3084\u898f\u6a21\u306e\u7d4c\u6e08\u306a\u3069\u304b\u3089\u660e\u3089\u304b\u306a\u5229\u70b9\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u30b7\u30b9\u30c6\u30e0\u30ea\u30b9\u30af\u3092\u524a\u6e1b\u3059\u308b\u76ee\u7684\u3067\u8907\u6570\u306e\u4e8b\u696d\u4f53\u3092\u6301\u3064\u3053\u3068\u306f\u7406\u306b\u304b\u306a\u3063\u3066\u304a\u308a\u3001\u898f\u5236\u5f53\u5c40\u3068\u3057\u3066\u306eRBI\u306b\u7a4d\u6975\u7684\u306b\u53cd\u6620\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p style=\"text-align: justify;\">\u305f\u3060\u3057\u3001\u5c0f\u58f2\u652f\u6255\u3044\u30b9\u30da\u30fc\u30b9\u306b\u7834\u7dbb\u3084\u57fa\u6e96\u306e\u591a\u69d8\u6027\u304c\u306a\u3044\u3053\u3068\u3092\u4fdd\u8a3c\u3059\u308b\u305f\u3081\u306b\u3001RBI\u306f\u3001\u73fe\u5728\u306e\u9810\u8a17\u5236\u5ea6\u3068\u540c\u69d8\u306b\u3001\u305d\u306e\u3088\u3046\u306a\u7d71\u62ec\u4e8b\u696d\u4f53\u306e\u7dcf\u6570\u304c\u5236\u9650\u3055\u308c\u3001\u3059\u3079\u3066\u306e\u7d71\u62ec\u4e8b\u696d\u4f53\u304c\u5c0f\u58f2\u30e6\u30fc\u30b6\u30fc\u306e\u5229\u4fbf\u6027\u306e\u70ba\u3001\u76f8\u4e92\u904b\u7528\u6027\u3092\u78ba\u4fdd\u3059\u308b\u3053\u3068\u3092\u4fdd\u8a3c\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059<\/p>\n<p style=\"text-align: justify;\"><span class=\"vantage-grey\"><em>Sawant Singh\u3068Aditya Bhargava\u306f\u3001Phoenix \u5f01\u8b77\u58eb\u4e8b\u52d9\u6240(Phoenix Legal)\u306eMumbai\u4e8b\u52d9\u6240\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u3067\u3059\u3002\u30a2\u30bd\u30b7\u30a8\u30a4\u30c8\u306eSristi Yadav\u3082\u3053\u306e\u8a18\u4e8b\u306b\u95a2\u4e0e\u3001\u652f\u63f4\u3092\u3057\u3066\u3044\u307e\u3059\u3002<\/em><\/span><\/p>\n<section class=\"format-info\">\n<p style=\"text-align: center;\"><a class=\"image-redirect\" href=\"https:\/\/law.asia\/india-business-law-journal\/directory\/vidhii-partners\/\" target=\"_blank\" rel=\"https:\/\/law.asia\/india-business-law-journal\/directory\/vidhii-partners\/\"><img class=\"aligncenter wp-image-141560 size-full\" src=\"https:\/\/cdn.law.asia\/wp-content\/uploads\/2019\/07\/Phoenix-Legal-logo.jpg\" alt=\"benchmark\" width=\"245\" height=\"150\" \/><\/a><a href=\"https:\/\/law.asia\/law-firm\/Phoenix-Legal\/#japanese\"><strong>Phoenix Legal<\/strong><\/a><br \/>\nSecond Floor<br \/>\n254, Okhla Industrial<br \/>\nEstate Phase III<br \/>\nNew Delhi \u2013 110 020, India<br \/>\nVaswani Mansion, 3\/F<br \/>\n120 Dinshaw Vachha Road, Churchgate<br \/>\nMumbai \u2013 400 020, India<br \/>\n\u9023\u7d61\u5148:<br \/>\n\u7535\u8bdd: +91 11 4983 0000 \/ +91 22 4340 8500<br \/>\n\u30d5\u30a1\u30c3\u30af\u30b9: +91 11 4983 0099 \/ +91 22 4340 8501<br \/>\n\u96fb\u5b50\u30e1\u30fc\u30eb:\u00a0<a href=\"mailto:delhi@phoenixlegal.in\">delhi@phoenixlegal.in<\/a>\u00a0|\u00a0<a href=\"mailto:mumbai@phoenixlegal.in\">mumbai@phoenixlegal.in<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>2\u670810\u65e5\u306b\u3001\u7406\u8def\u6574\u7136\u3068\u5148\u898b\u6027\u3092\u3082\u3063\u3066\u3001\u30a4\u30f3\u30c9\u6e96\u5099\u9280\u884c\uff08RBI\uff09\u306f\u3001\u65b0\u3057\u3044\u5c0f\u58f2\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u4e8b\u696d\u8005\u306e\u8a2d\u7acb\u306e\u305f\u3081\u306e\u8d77\u6848\u6587\u66f8\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u8d77\u6848\u6587\u66f8\u306e\u7acb\u5834\u306f\u30012019\u5e741\u6708\u306b\u65b0\u3057\u3044\u5c0f\u58f2\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u4e8b\u696d\u8005\u306e\u8a8d\u53ef\u306b\u95a2\u3059\u308b\u8b70\u5b9a\u66f8<\/p>\n","protected":false},"author":7,"featured_media":166360,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"sfsi_plus_gutenberg_text_before_share":"","sfsi_plus_gutenberg_show_text_before_share":"","sfsi_plus_gutenberg_icon_type":"","sfsi_plus_gutenberg_icon_alignemt":"","sfsi_plus_gutenburg_max_per_row":"","meta-author":"Sawant 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