Practice areas
Banking & finance; financial institution; fintech; project finance; derivative & structured financial products
Introduction
Putu Raditya Nugraha (Putu) is a senior partner at UMBRA – Strategic Legal Solutions and a recognised practitioner in banking and finance, fintech, technology, and financial services. He has represented unicorns, global financial institutions, and major tech companies in some of Indonesia’s largest and most complex cross-border transactions—spanning project finance, debt restructuring, corporate financing, and M&A involving fintech, digital industries, and financial institutions.
Nugraha’s distinctive edge lies in his ability to merge legal insight with commercial strategy. With academic grounding in international tax structuring and deep expertise in Indonesian contract law, he brings a cross-disciplinary lens to structuring sophisticated deals. His understanding of heavily regulated sectors enables him to develop creative yet compliant solutions that align with both business goals and regulatory expectations—qualities that have been instrumental to his leadership role within UMBRA.
His long-standing reputation in the legal community is underscored by his inclusion in the Asia Business Law Journal’s A List: Top 100 Lawyers in Indonesia, a recognition he has received since 2018.





